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Schwab Short-Term U.S. Treasury ETF (SCHO)

Short Government | Exchange Traded Fund | NYSEArca
24.08 USD +0.03 (0.125%) ⇧ (July 14, 2026, 4 p.m. EDT)

Short-term:★★⯪☆☆Long-term:★★⯪☆☆Dividends:★★★⯪☆
Hot Take | July 11, 2026, 4:44 a.m. EDT

This instrument is a defensive cash park rather than a growth engine. The long-term rating remains neutral because the price has been flat for nearly a decade; while the business quality of US Treasuries is sound, the market has priced in zero capital appreciation, resulting in a cumulative loss over the full window. The short-term outlook is similarly muted, with the price hovering near its 52-week lows and showing no momentum to break out. However, the dividend profile is the standout feature here. After a period of cuts during the rate-hike cycle, payouts have stabilized and are now robust, offering a yield significantly above inflation. This makes it an excellent income vehicle for capital preservation, but investors should not expect the stock price to drive significant wealth creation.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
MSTL_84_126 ✓0.002950
MSTL_840.003473
AutoTheta0.003565
MSTL_1260.003595
MSTL0.004004
AutoARIMA0.004148
AutoETS0.004228

Forecast horizon: 60 days | Selected: MSTL_84_126

Forecast Reliability
Score 83%
H-stat 2.93
Ljung-Box p 0.000
Jarque-Bera p 0.126
Excess Kurtosis 0.03

As of July 11, 2026, 4:44 a.m. EDT: Speculators are positioning defensively with heavy open interest in out-of-the-money puts relative to calls, suggesting a fear of downside volatility despite the asset's low intrinsic value. Call activity is sparse and skewed toward deep out-of-the-money strikes, indicating limited bullish conviction for a rally.


Dividend Data

Yield Summary
Last Yield 1yr Yield 3yr Avg 5yr Avg
0.32% 3.88% 4.10% 3.10%
Dividend History
Date Dividend Yield %
2026-07-01 0.0780 0.324324
2026-06-01 0.0740 0.306927
2026-05-01 0.0750 0.310174
2026-04-01 0.0750 0.309917
2026-03-02 0.0710 0.291581
2026-02-02 0.0870 0.357730
2025-12-19 0.0770 0.316352
2025-12-01 0.0720 0.295688
2025-11-03 0.0860 0.353473
2025-10-01 0.0760 0.311987
2025-09-02 0.0800 0.328947
2025-08-01 0.0900 0.370066
2025-07-01 0.0790 0.325371
2025-06-02 0.0870 0.359356
2025-05-01 0.0830 0.341002
2025-04-01 0.0840 0.345964
2025-03-03 0.0780 0.321517
2025-02-03 0.0960 0.397680
2024-12-20 0.0800 0.332088
2024-12-02 0.0810 0.335126
2024-11-01 0.0920 0.380795
2024-10-01 0.0785 0.321195
2024-09-03 0.0935 0.384378
2024-08-01 0.0880 0.363411
2024-07-01 0.0795 0.331734
2024-06-03 0.0925 0.386302
2024-05-01 0.0835 0.349738
2024-04-01 0.0830 0.346122
2024-03-01 0.0915 0.380141
2024-02-01 0.0885 0.364948
2023-12-15 0.0785 0.325524
2023-12-01 0.0905 0.375597
2023-11-01 0.0825 0.344972
2023-10-02 0.0815 0.341862
2023-09-01 0.0760 0.317195
2023-08-01 0.0860 0.359457
2023-07-03 0.0785 0.328109
2023-06-01 0.0725 0.299835
2023-05-01 0.0665 0.274170
2023-04-03 0.0780 0.320394
2023-03-01 0.0665 0.277604
2023-02-01 0.0545 0.224372
2022-12-16 0.0585 0.241736
2022-12-01 0.0425 0.175656
2022-11-01 0.0390 0.162432
2022-10-03 0.0385 0.159486
2022-09-01 0.0350 0.143443
2022-08-01 0.0270 0.109533
2022-07-01 0.0255 0.103490
2022-06-01 0.0165 0.066802
2022-05-02 0.0125 0.050782
2022-04-01 0.0120 0.048583
2022-03-01 0.0075 0.029791
2022-02-01 0.0085 0.033690
2021-12-17 0.0065 0.025555
2021-12-01 0.0065 0.025510
2021-11-01 0.0065 0.025495
2021-10-01 0.0065 0.025386
2021-09-01 0.0070 0.027317
2021-08-02 0.0085 0.033145
2021-07-01 0.0080 0.031250
2021-06-01 0.0085 0.033132
2021-05-03 0.0100 0.039002
2021-04-01 0.0115 0.044852
2021-03-01 0.0115 0.044808
2021-02-01 0.0150 0.058388
2020-12-17 0.0145 0.056442
2020-12-01 0.0165 0.064227
2020-11-02 0.0200 0.077806
2020-10-01 0.0210 0.081585
2020-09-01 0.0225 0.087362
2020-08-03 0.0280 0.108611
2020-07-01 0.0265 0.102773
2020-06-01 0.0305 0.118171
2020-05-01 0.0325 0.125920
2020-04-01 0.0345 0.133514
2020-03-02 0.0375 0.146944
2020-02-03 0.0450 0.177620
2019-12-19 0.0400 0.158699
2019-12-02 0.0445 0.176412
2019-11-01 0.0455 0.180020
2019-10-01 0.0470 0.185918
2019-09-03 0.0495 0.195266
2019-08-01 0.0490 0.194098
2019-07-01 0.0460 0.182323
2019-06-03 0.0540 0.214116
2019-05-01 0.0495 0.197802
2019-04-01 0.0515 0.205835
2019-03-01 0.0450 0.180687
2019-02-01 0.0505 0.202608
2018-12-19 0.0445 0.179038
2018-12-03 0.0420 0.169492
2018-11-01 0.0435 0.175651
2018-10-01 0.0370 0.149465
2018-09-04 0.0430 0.173317
2018-08-01 0.0375 0.151301
2018-07-02 0.0385 0.155023
2018-06-01 0.0355 0.142915
2018-05-01 0.0315 0.127042
2018-04-02 0.0335 0.134538
2018-03-01 0.0275 0.110508
2018-02-01 0.0295 0.118521
2017-12-27 0.0280 0.111978
2017-12-01 0.0270 0.107720
2017-11-01 0.0235 0.093551
2017-10-02 0.0245 0.097319
2017-09-01 0.0245 0.097087
2017-08-01 0.0220 0.087181
2017-07-03 0.0240 0.095333
2017-06-01 0.0235 0.093162
2017-05-01 0.0205 0.081220
2017-04-03 0.0220 0.087232
2017-03-01 0.0180 0.071457
2017-02-01 0.0215 0.085284
2016-12-28 0.0160 0.063542
2016-12-01 0.0170 0.067447
2016-11-01 0.0160 0.063104
2016-10-03 0.0180 0.070894
2016-09-01 0.0170 0.067008
2016-08-01 0.0170 0.066876
2016-07-01 0.0175 0.068735
2016-06-01 0.0165 0.065179
2016-05-02 0.0190 0.074936
2016-02-01 0.0170 0.067127
2015-12-29 0.0155 0.061508
2015-12-01 0.0145 0.057346
2015-11-02 0.0160 0.063191
2015-10-01 0.0135 0.053191
2015-09-01 0.0130 0.051312
2015-08-03 0.0165 0.065076
2015-07-01 0.0130 0.051323
2015-06-01 0.0145 0.057222
2015-05-01 0.0140 0.055238
2015-04-01 0.0135 0.053212
2015-03-02 0.0120 0.047440
2015-02-02 0.0145 0.057109
2014-12-29 0.0125 0.049505
2014-12-01 0.0125 0.049319
2014-11-03 0.0110 0.043435
2014-10-01 0.0105 0.041502
2014-09-02 0.0105 0.041535
2014-08-01 0.0100 0.039541
2014-07-01 0.0095 0.037564
2014-06-02 0.0090 0.035573
2014-05-01 0.0090 0.035587
2014-04-01 0.0085 0.033657
2014-03-03 0.0075 0.029627
2014-02-03 0.0080 0.031583
2013-12-27 0.0075 0.029697
2013-12-02 0.0070 0.027679
2013-11-01 0.0085 0.033610
2013-10-01 0.0050 0.019790
2013-09-03 0.0065 0.025783
2013-08-01 0.0065 0.025748
2013-07-01 0.0045 0.017839
2013-06-03 0.0055 0.021778
2013-05-01 0.0055 0.021743
2013-04-01 0.0060 0.023744
2013-03-01 0.0055 0.021769
2013-02-01 0.0060 0.023753
2012-12-27 0.0060 0.023753
2012-12-03 0.0060 0.023748
2012-10-01 0.0055 0.021774
2012-09-04 0.0055 0.021756
2012-08-01 0.0065 0.025707
2012-07-02 0.0055 0.021791
2012-06-01 0.0065 0.025727
2012-05-01 0.0070 0.027717
2012-04-02 0.0065 0.025778
2012-03-01 0.0060 0.023777
2012-02-01 0.0065 0.025707
2011-12-28 0.0065 0.025743
2011-12-01 0.0060 0.023744
2011-11-01 0.0070 0.027728
2011-10-03 0.0065 0.025737
2011-09-01 0.0100 0.039541
2011-08-01 0.0110 0.043668
2011-07-01 0.0090 0.035800
2011-06-01 0.0115 0.045680
2011-05-02 0.0095 0.037879
2011-04-01 0.0100 0.040056
2011-03-01 0.0075 0.029994
2011-02-01 0.0090 0.035971
2010-12-29 0.0085 0.034014
2010-12-01 0.0065 0.025979
2010-11-01 0.0070 0.027855
2010-10-01 0.0070 0.027911
2010-09-01 0.0035 0.013980
Additional Data
trailingAnnualDividendRate 0.0
trailingAnnualDividendYield 0.0
dividendYield 3.9

Info Dump

Attribute Value
All Time High 48.79
All Time Low 23.825
Ask 0.0
Ask Size 24,800
Average Daily Volume10 Day 2,944,850
Average Daily Volume3 Month 3,552,963
Average Volume 3,552,963
Average Volume10Days 2,944,850
Beta3 Year 0.23
Bid 0.0
Bid Size 270,600
Category Short Government
Crypto Tradeable 0
Currency USD
Custom Price Alert Confidence HIGH
Day High 24.09
Day Low 24.06
Dividend Yield 3.9
Esg Populated 0
Exchange PCX
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 24.1264
Fifty Day Average Change -0.04640007
Fifty Day Average Change Percent -0.0019232073
Fifty Two Week Change Percent -0.7428825
Fifty Two Week High 24.46
Fifty Two Week High Change -0.37999916
Fifty Two Week High Change Percent -0.015535534
Fifty Two Week Low 24.04
Fifty Two Week Low Change 0.03999901
Fifty Two Week Low Change Percent 0.0016638521
Fifty Two Week Range 24.04 - 24.46
First Trade Date Milliseconds 1,281,015,000,000
Five Year Average Return 0.0188383
Full Exchange Name NYSEArca
Fund Family Schwab ETFs
Fund Inception Date 1,280,966,400
Gmt Off Set Milliseconds -14,400,000
Has Pre Post Market Data 1
Language en-US
Legal Type Exchange Traded Fund
Long Business Summary The fund will invest at least 90% of its net assets (including, for this purpose, any borrowings for investment purposes) in securities included in the index. The index includes all publicly-issued U.S. Treasury securities that have a remaining maturity of greater than or equal to one year and less than three years, are rated investment grade, and have $300 million or more of outstanding face value. The securities in the index must be denominated in U.S. dollars and must be fixed-rate and non-convertible.
Long Name Schwab Short-Term U.S. Treasury ETF
Market us_market
Market State PRE
Max Age 86,400
Message Board Id finmb_111311606
Nav Price 24.08
Net Assets 12,952,874,000.0
Net Expense Ratio 0.03
Open 24.07
Phone 1-800-435-4000
Pre Market Change 0.0
Pre Market Change Percent 0.0
Pre Market Price 24.08
Pre Market Time 1,784,106,258
Previous Close 24.05
Price Hint 2
Quote Source Name Delayed Quote
Quote Type ETF
Region US
Regular Market Change 0.0300007
Regular Market Change Percent 0.124743
Regular Market Day High 24.09
Regular Market Day Low 24.06
Regular Market Day Range 24.06 - 24.09
Regular Market Open 24.07
Regular Market Previous Close 24.05
Regular Market Price 24.08
Regular Market Time 1,784,059,200
Regular Market Volume 2,005,498
Short Name Schwab Short-Term U.S. Treasury
Source Interval 15
Symbol SCHO
Three Year Average Return 0.042382598
Total Assets 12,952,873,984
Tradeable 0
Trailing Annual Dividend Rate 0.0
Trailing Annual Dividend Yield 0.0
Trailing Peg Ratio None
Trailing Three Month Nav Returns 0.34877
Trailing Three Month Returns 0.34877
Triggerable 1
Two Hundred Day Average 24.2922
Two Hundred Day Average Change -0.21220016
Two Hundred Day Average Change Percent -0.0087353205
Type Disp ETF
Volume 2,005,498
Yield 0.039
Ytd Return 0.62673