Southside Bancshares, Inc. (SBSI)Financial Services | Banks - Regional | Tyler, United States | NYSE
30.22 USD
-0.16
(-0.527%) ⇩
(Oct. 14, 2026, 4 p.m.
EDT)
|
Hot Take ↕ | Oct. 10, 2026, 10:31 a.m. EDT
Southside Bancshares presents a classic value trap scenario where attractive metrics mask structural weakness. While the 4.86% dividend yield and sub-12 P/E ratio look appealing on paper, the company is currently trading below its book value despite reporting earnings growth, a divergence that often signals deteriorating asset quality or deposit instability. The recent news of a $705 million drop in deposits is a critical red flag for a regional bank, undermining confidence in its core franchise. Furthermore, the stock has suffered a 15% decline over the last nine years, with the most recent annual performance being negative. This long-term drag suggests the market has already priced in significant risks that the current valuation does not fully resolve. Although the forward P/E is lower, implying expected improvement, the heavy put option activity confirms that investors are bracing for further downside rather than betting on a quick rebound. The dividend is sustainable given the payout ratio, but it cannot compensate for the lack of capital appreciation or the erosion of market share implied by the deposit outflow. |
| Model | MAE |
|---|---|
| AutoETS ✓ | 0.024316 |
| AutoARIMA | 0.024326 |
| AutoTheta | 0.025069 |
| MSTL | 0.025564 |
Forecast horizon: 45 days | Selected: AutoETS
| Forecast Reliability | |
|---|---|
| Score | 47% |
| H-stat | 25.09 |
| Ljung-Box p | 0.000 |
| Jarque-Bera p | 0.176 |
| Excess Kurtosis | -0.10 |
| Attribute | Value |
|---|---|
| Sector | Financial Services |
| Ex Dividend Date | 2026-08-19 |
| Last Dividend Date | 2026-08-19 |
| Revenue per Share | 8.206 |
| Market Cap | 899,096,704 |
| Trailing P/E | 11.94 |
| Forward P/E | 9.32 |
| Beta | 0.60 |
| Profit Margins | 31.02% |
| Website | https://www.southside.com |
As of Oct. 10, 2026, 10:31 a.m. EDT: Speculators are positioning heavily for downside protection, evidenced by massive open interest in out-of-the-money puts (strikes 17.5 and 25) expiring in late 2026 and early 2027. This volume dwarfs call activity, suggesting a bearish sentiment or a hedging strategy against potential further declines. Conversely, call interest is concentrated at the 35 strike, which represents a significant upside target relative to current prices, indicating a split view where traders see room for recovery but fear a drop below current levels.
| Last Yield | 1yr Yield | 3yr Avg | 5yr Avg |
|---|---|---|---|
| 1.16% | 4.66% | 4.78% | 4.41% |
| Date | Dividend | Yield % |
|---|---|---|
| 2026-08-20 | 0.370000 | 1.157335 |
| 2026-05-18 | 0.360000 | 1.121495 |
| 2026-02-19 | 0.360000 | 1.108374 |
| 2025-11-20 | 0.360000 | 1.272984 |
| 2025-08-21 | 0.360000 | 1.211713 |
| 2025-05-22 | 0.360000 | 1.280228 |
| 2025-02-20 | 0.360000 | 1.170732 |
| 2024-11-21 | 0.360000 | 1.029160 |
| 2024-08-22 | 0.360000 | 1.114551 |
| 2024-05-22 | 0.360000 | 1.320616 |
| 2024-02-14 | 0.360000 | 1.228669 |
| 2023-11-21 | 0.370000 | 1.316258 |
| 2023-08-16 | 0.350000 | 1.131222 |
| 2023-05-22 | 0.350000 | 1.246439 |
| 2023-02-15 | 0.350000 | 0.898588 |
| 2022-11-22 | 0.380000 | 1.057907 |
| 2022-08-17 | 0.340000 | 0.825844 |
| 2022-05-18 | 0.340000 | 0.874936 |
| 2022-02-16 | 0.340000 | 0.795508 |
| 2021-11-23 | 0.390000 | 0.878181 |
| 2021-08-18 | 0.330000 | 0.896739 |
| 2021-05-19 | 0.330000 | 0.783848 |
| 2021-02-17 | 0.320000 | 0.942008 |
| 2020-11-24 | 0.370000 | 1.173113 |
| 2020-08-19 | 0.310000 | 1.099291 |
| 2020-05-20 | 0.310000 | 1.139287 |
| 2020-02-19 | 0.310000 | 0.865680 |
| 2019-11-26 | 0.340000 | 0.970874 |
| 2019-08-21 | 0.310000 | 0.932892 |
| 2019-05-22 | 0.310000 | 0.908292 |
| 2019-02-20 | 0.300000 | 0.854944 |
| 2018-11-20 | 0.320000 | 0.993172 |
| 2018-08-22 | 0.300000 | 0.828272 |
| 2018-05-23 | 0.300000 | 0.877706 |
| 2018-02-21 | 0.280000 | 0.810654 |
| 2017-11-15 | 0.300000 | 0.879250 |
| 2017-08-15 | 0.280000 | 0.844646 |
| 2017-05-16 | 0.273438 | 0.808316 |
| 2017-02-21 | 0.244141 | 0.703632 |
| 2016-11-15 | 0.292969 | 0.809280 |
| 2016-08-16 | 0.234375 | 0.780234 |
| 2016-05-17 | 0.234375 | 0.827872 |
| 2016-02-23 | 0.224609 | 0.997829 |
| 2015-11-17 | 0.302734 | 1.132212 |
| 2015-08-18 | 0.224609 | 0.849962 |
| 2015-05-19 | 0.224609 | 0.829126 |
| 2015-02-24 | 0.213914 | 0.772072 |
| 2014-11-18 | 0.297619 | 0.962695 |
| 2014-08-19 | 0.204613 | 0.720838 |
| 2014-05-20 | 0.195313 | 0.812381 |
| 2014-02-25 | 0.186012 | 0.727651 |
| 2013-11-19 | 0.274589 | 1.167169 |
| 2013-08-20 | 0.177154 | 0.799360 |
| 2013-05-21 | 0.177154 | 0.889283 |
| 2013-02-26 | 0.168718 | 0.946072 |
| 2012-11-19 | 0.447103 | 2.571565 |
| 2012-08-21 | 0.168718 | 0.908264 |
| 2012-05-22 | 0.168718 | 0.941618 |
| 2012-04-16 | 0.160282 | 0.918316 |
| 2012-02-28 | 0.144616 | 0.830643 |
| 2011-11-21 | 0.305300 | 1.858192 |
| 2011-08-23 | 0.144616 | 0.902710 |
| 2011-05-24 | 0.136581 | 0.859886 |
| 2011-03-01 | 0.136581 | 0.761646 |
| 2010-11-22 | 0.273163 | 1.652090 |
| 2010-08-24 | 0.136581 | 0.939223 |
| 2010-05-25 | 0.136581 | 0.848300 |
| 2010-03-02 | 0.130078 | 0.835794 |
| 2009-11-23 | 0.260155 | 1.546156 |
| 2009-08-25 | 0.107123 | 0.605276 |
| 2009-05-26 | 0.107123 | 0.621120 |
| 2009-03-03 | 0.094734 | 0.886763 |
| 2008-11-24 | 0.138458 | 0.846703 |
| 2008-08-26 | 0.116596 | 0.755429 |
| 2008-05-27 | 0.094734 | 0.604649 |
| 2008-03-04 | 0.087447 | 0.568181 |
| 2007-11-27 | 0.109309 | 0.786577 |
| 2007-08-28 | 0.087447 | 0.560747 |
| 2007-05-29 | 0.087447 | 0.554016 |
| 2007-03-13 | 0.076343 | 0.499775 |
| 2006-11-28 | 0.097163 | 0.549880 |
| 2006-08-29 | 0.076343 | 0.438249 |
| 2006-05-30 | 0.076343 | 0.574415 |
| 2006-03-07 | 0.076343 | 0.551380 |
| 2005-11-29 | 0.085927 | 0.644842 |
| 2005-08-30 | 0.072707 | 0.554992 |
| 2005-05-31 | 0.072707 | 0.560079 |
| 2004-11-30 | 0.075540 | 0.479616 |
| 2004-08-31 | 0.062950 | 0.519480 |
| 2004-06-01 | 0.059952 | 0.546444 |
| 2004-03-02 | 0.059952 | 0.536189 |
| 2003-12-01 | 0.059952 | 0.578699 |
| 2003-09-02 | 0.059952 | 0.588577 |
| 2003-06-02 | 0.045678 | 0.459505 |
| 2003-03-03 | 0.045678 | 0.465116 |
| 2002-11-29 | 0.057098 | 0.711243 |
| 2002-08-30 | 0.039968 | 0.458112 |
| 2002-06-03 | 0.048941 | 0.550798 |
| 2002-03-01 | 0.038065 | 0.505414 |
| 2001-11-29 | 0.038065 | 0.570496 |
| 2001-09-17 | 0.032627 | 0.499997 |
| 2001-08-29 | 0.031074 | 0.475820 |
| 2001-06-07 | 0.031074 | 0.627625 |
| 2001-03-16 | 0.031074 | 0.662079 |
| 2000-11-30 | 0.038842 | 0.952383 |
| 2000-08-31 | 0.024662 | 0.645174 |
| 2000-06-13 | 0.024662 | 0.555566 |
| 2000-03-09 | 0.024662 | 0.575551 |
| 1999-12-02 | 0.024662 | 0.514479 |
| 1999-09-10 | 0.023428 | 0.474991 |
| 1999-06-11 | 0.022313 | 0.539012 |
| 1999-03-18 | 0.022313 | 0.524143 |
| 1998-11-27 | 0.022313 | 0.481017 |
| 1998-09-10 | 0.022313 | 0.503316 |
| Attribute | Value |
|---|---|
| 52 Week Change | 0.1429652 |
| Address1 | 1,201 South Beckham Avenue |
| All Time High | 45.36 |
| All Time Low | 3.390959 |
| Ask | 48.31 |
| Ask Size | 600 |
| Audit Risk | 2 |
| Average Analyst Rating | 3.0 - Hold |
| Average Daily Volume10 Day | 150,700 |
| Average Daily Volume3 Month | 138,757 |
| Average Volume | 138,757 |
| Average Volume10Days | 150,700 |
| Beta | 0.597 |
| Bid | 12.11 |
| Bid Size | 100 |
| Board Risk | 2 |
| Book Value | 29.61 |
| City | Tyler |
| Compensation As Of Epoch Date | 1,767,139,200 |
| Compensation Risk | 1 |
| Country | United States |
| Crypto Tradeable | 0 |
| Currency | USD |
| Current Price | 30.22 |
| Custom Price Alert Confidence | HIGH |
| Date Short Interest | 1,790,726,400 |
| Day High | 30.41 |
| Day Low | 29.93 |
| Display Name | Southside Bancshares |
| Dividend Date | 1,788,393,600 |
| Dividend Yield | 4.87 |
| Earnings Call Timestamp End | 1,784,908,800 |
| Earnings Call Timestamp Start | 1,784,908,800 |
| Earnings Growth | 0.25 |
| Earnings Quarterly Growth | 0.23 |
| Earnings Timestamp | 1,784,896,200 |
| Earnings Timestamp End | 1,792,758,600 |
| Earnings Timestamp Start | 1,792,758,600 |
| Ebitda Margins | 0.0 |
| Enterprise To Revenue | 8.795 |
| Enterprise Value | 2,154,835,200 |
| Eps Current Year | 3.284 |
| Eps Forward | 3.242 |
| Eps Trailing Twelve Months | 2.53 |
| Esg Populated | 0 |
| Ex Dividend Date | 1,787,184,000 |
| Exchange | NYQ |
| Exchange Data Delayed By | 20 |
| Exchange Timezone Name | America/New_York |
| Exchange Timezone Short Name | EDT |
| Fifty Day Average | 31.5952 |
| Fifty Day Average Change | -1.3752003 |
| Fifty Day Average Change Percent | -0.043525606 |
| Fifty Two Week Change Percent | 14.29652 |
| Fifty Two Week High | 36.2 |
| Fifty Two Week High Change | -5.9800014 |
| Fifty Two Week High Change Percent | -0.16519341 |
| Fifty Two Week Low | 26.32 |
| Fifty Two Week Low Change | 3.8999996 |
| Fifty Two Week Low Change Percent | 0.14817628 |
| Fifty Two Week Range | 26.32 - 36.2 |
| Financial Currency | USD |
| First Trade Date Milliseconds | 895,066,200,000 |
| Five Year Avg Dividend Yield | 4.23 |
| Float Shares | 28,194,474 |
| Forward Eps | 3.242 |
| Forward P E | 9.321406 |
| Full Exchange Name | NYSE |
| Full Time Employees | 781 |
| Fullday Change | 0.07999992 |
| Fullday Change Percent | 0.26402617 |
| Fullday Price | 30.22 |
| Gmt Off Set Milliseconds | -14,400,000 |
| Governance Epoch Date | 1,790,812,800 |
| Gross Margins | 0.0 |
| Gross Profits | 245,011,008 |
| Has Pre Post Market Data | 1 |
| Held Percent Insiders | 0.04614 |
| Held Percent Institutions | 0.58851004 |
| Implied Shares Outstanding | 29,751,711 |
| Industry | Banks - Regional |
| Industry Disp | Banks - Regional |
| Industry Key | banks-regional |
| Ir Website | http://www.southside.com/investor/ |
| Is Earnings Date Estimate | 1 |
| Language | en-US |
| Last Dividend Date | 1,787,184,000 |
| Last Dividend Value | 0.37 |
| Last Fiscal Year End | 1,767,139,200 |
| Last Split Date | 1,495,670,400 |
| Last Split Factor | 1,024:1000 |
| Long Business Summary | Southside Bancshares, Inc. operates as the bank holding company for Southside Bank that provides various financial services to individuals, businesses, municipal entities, and nonprofit organizations. Its deposit products include savings, money market, and interest and noninterest bearing checking accounts, as well as certificates of deposit. The company offers consumer loan services, including 1-4 family residential, home equity, home improvement, automobile, and other consumer related loans; commercial loans, such as short-term working capital loans for inventory and accounts receivable, short and medium-term loans for equipment or other business capital expansion, commercial real estate loans, and municipal loans; and construction loans for 1-4 family residential and commercial real estate. It also provides trust and wealth management services comprising investment management, administration of irrevocable, revocable, and testamentary trusts, estate administration, and custodian services for individuals, partnerships, and corporations; brokerage services; and safe deposit services. In addition, the company offers retirement and employee benefit accounts consisting of plans and profit sharing plans; and telephone, internet, and mobile banking products. The company offers various banking services through branches, drive-thru facilities, loan production offices, automated teller machines, and interactive teller machines. Southside Bancshares, Inc. was founded in 1960 and is headquartered in Tyler, Texas. |
| Long Name | Southside Bancshares, Inc. |
| Market | us_market |
| Market Cap | 899,096,704 |
| Market State | PRE |
| Max Age | 86,400 |
| Message Board Id | finmb_360309 |
| Most Recent Quarter | 1,782,777,600 |
| Net Income To Common | 75,957,000 |
| Next Fiscal Year End | 1,798,675,200 |
| Non Diluted Market Cap | 929,114,736 |
| Number Of Analyst Opinions | 3 |
| Open | 30.0 |
| Operating Cashflow | 145,212,992 |
| Operating Margins | 0.47232 |
| Overall Risk | 1 |
| Payout Ratio | 0.5669 |
| Peg Ratio | 5.35 |
| Phone | 903 531 7111 |
| Previous Close | 30.38 |
| Price Eps Current Year | 9.202192 |
| Price Hint | 2 |
| Price To Book | 1.0206012 |
| Price To Sales Trailing12 Months | 3.6696177 |
| Profit Margins | 0.31017 |
| Quote Source Name | Delayed Quote |
| Quote Type | EQUITY |
| Recommendation Key | hold |
| Recommendation Mean | 3.0 |
| Region | US |
| Regular Market Change | -0.16 |
| Regular Market Change Percent | -0.526662 |
| Regular Market Day High | 30.41 |
| Regular Market Day Low | 29.93 |
| Regular Market Day Range | 29.93 - 30.41 |
| Regular Market Open | 30.0 |
| Regular Market Previous Close | 30.38 |
| Regular Market Price | 30.22 |
| Regular Market Time | 1,792,008,002 |
| Regular Market Volume | 178,480 |
| Return On Assets | 0.00889 |
| Return On Equity | 0.089949995 |
| Revenue Growth | 0.083 |
| Revenue Per Share | 8.206 |
| Sand P52 Week Change | 0.1570785 |
| Sector | Financial Services |
| Sector Disp | Financial Services |
| Sector Key | financial-services |
| Share Holder Rights Risk | 3 |
| Shares Outstanding | 29,751,711 |
| Shares Percent Shares Out | 0.032899998 |
| Shares Short | 981,115 |
| Shares Short Previous Month Date | 1,788,134,400 |
| Shares Short Prior Month | 864,637 |
| Short Name | Southside Bancshares, Inc. |
| Short Percent Of Float | 0.0402 |
| Short Ratio | 7.19 |
| Source Interval | 15 |
| State | TX |
| Symbol | SBSI |
| Target High Price | 35.0 |
| Target Low Price | 33.0 |
| Target Mean Price | 34.0 |
| Target Median Price | 34.0 |
| Total Cash | 400,860,000 |
| Total Cash Per Share | 13.448 |
| Total Debt | 1,654,898,048 |
| Total Revenue | 245,011,008 |
| Tradeable | 0 |
| Trailing Annual Dividend Rate | 1.44 |
| Trailing Annual Dividend Yield | 0.047399607 |
| Trailing Eps | 2.53 |
| Trailing P E | 11.944664 |
| Trailing Peg Ratio | None |
| Triggerable | 1 |
| Two Hundred Day Average | 32.37815 |
| Two Hundred Day Average Change | -2.1581516 |
| Two Hundred Day Average Change Percent | -0.06665457 |
| Type Disp | Equity |
| Volume | 178,480 |
| Website | https://www.southside.com |
| Zip | 75,701 |