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Southside Bancshares, Inc. (SBSI)

Financial Services | Banks - Regional | Tyler, United States | NYSE
31.88 USD
After hours: 31.88

Short-term:★★⯪☆☆Long-term:★★★☆☆Dividends:★★★⯪☆
Hot Take | Aug. 22, 2026, 5:20 a.m. EDT

Southside Bancshares presents a compelling value case for income-focused investors, trading at a discount to book value with a robust 4.6% yield supported by a healthy payout ratio. The business fundamentals are solid, showing consistent profitability and manageable debt levels, though the stock has recently underperformed its longer-term averages, sitting below its 50-day moving average. While the recent quarterly deposit outflow is a concern for regional banks, the company's ability to beat earnings estimates demonstrates operational resilience. The long-term outlook remains positive given the attractive valuation relative to peers, but the short-term path is clouded by recent weakness and a modest statistical forecast suggesting a slight downward drift over the next month. This creates a 'hold' scenario where the dividend provides a cushion against near-term volatility, but capital appreciation will likely require patience for a mean reversion to the 200-day average.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
AutoTheta ✓0.051076
AutoARIMA0.051322
AutoETS0.051362
MSTL0.058445

Forecast horizon: 45 days | Selected: AutoTheta

Forecast Reliability
Score 47%
H-stat 25.21
Ljung-Box p 0.000
Jarque-Bera p 0.108
Excess Kurtosis -1.44
Attribute Value
Sector Financial Services
Ex Dividend Date 2026-08-19
Last Dividend Date 2026-08-19
Revenue per Share 8.206
Market Cap 948,484,544
Trailing P/E 12.50
Forward P/E 9.84
Beta 0.57
Profit Margins 31.02%
Website https://www.southside.com

As of Aug. 22, 2026, 5:20 a.m. EDT: Speculators are positioning for a moderate upside move over the next 12 months, evidenced by heavy out-of-the-money call open interest at the $35 strike compared to deep out-of-the-money puts. However, the put wall at strikes significantly below current price ($17.50-$20.00) suggests a defined floor or insurance strategy rather than a bearish bet on a crash. Implied volatility is elevated on near-term expiration, indicating some uncertainty around the immediate earnings release.


Dividend Data

Yield Summary
Last Yield 1yr Yield 3yr Avg 5yr Avg
1.16% 4.66% 4.78% 4.41%
Dividend History
Date Dividend Yield %
2026-08-20 0.370000 1.157335
2026-05-18 0.360000 1.121495
2026-02-19 0.360000 1.108374
2025-11-20 0.360000 1.272984
2025-08-21 0.360000 1.211713
2025-05-22 0.360000 1.280228
2025-02-20 0.360000 1.170732
2024-11-21 0.360000 1.029160
2024-08-22 0.360000 1.114551
2024-05-22 0.360000 1.320616
2024-02-14 0.360000 1.228669
2023-11-21 0.370000 1.316258
2023-08-16 0.350000 1.131222
2023-05-22 0.350000 1.246439
2023-02-15 0.350000 0.898588
2022-11-22 0.380000 1.057907
2022-08-17 0.340000 0.825844
2022-05-18 0.340000 0.874936
2022-02-16 0.340000 0.795508
2021-11-23 0.390000 0.878181
2021-08-18 0.330000 0.896739
2021-05-19 0.330000 0.783848
2021-02-17 0.320000 0.942008
2020-11-24 0.370000 1.173113
2020-08-19 0.310000 1.099291
2020-05-20 0.310000 1.139287
2020-02-19 0.310000 0.865680
2019-11-26 0.340000 0.970874
2019-08-21 0.310000 0.932892
2019-05-22 0.310000 0.908292
2019-02-20 0.300000 0.854944
2018-11-20 0.320000 0.993172
2018-08-22 0.300000 0.828272
2018-05-23 0.300000 0.877706
2018-02-21 0.280000 0.810654
2017-11-15 0.300000 0.879250
2017-08-15 0.280000 0.844646
2017-05-16 0.273438 0.808316
2017-02-21 0.244141 0.703632
2016-11-15 0.292969 0.809280
2016-08-16 0.234375 0.780234
2016-05-17 0.234375 0.827872
2016-02-23 0.224609 0.997829
2015-11-17 0.302734 1.132212
2015-08-18 0.224609 0.849962
2015-05-19 0.224609 0.829126
2015-02-24 0.213914 0.772072
2014-11-18 0.297619 0.962695
2014-08-19 0.204613 0.720838
2014-05-20 0.195313 0.812381
2014-02-25 0.186012 0.727651
2013-11-19 0.274589 1.167169
2013-08-20 0.177154 0.799360
2013-05-21 0.177154 0.889283
2013-02-26 0.168718 0.946072
2012-11-19 0.447103 2.571565
2012-08-21 0.168718 0.908264
2012-05-22 0.168718 0.941618
2012-04-16 0.160282 0.918316
2012-02-28 0.144616 0.830643
2011-11-21 0.305300 1.858192
2011-08-23 0.144616 0.902710
2011-05-24 0.136581 0.859886
2011-03-01 0.136581 0.761646
2010-11-22 0.273163 1.652090
2010-08-24 0.136581 0.939223
2010-05-25 0.136581 0.848300
2010-03-02 0.130078 0.835794
2009-11-23 0.260155 1.546156
2009-08-25 0.107123 0.605276
2009-05-26 0.107123 0.621120
2009-03-03 0.094734 0.886763
2008-11-24 0.138458 0.846703
2008-08-26 0.116596 0.755429
2008-05-27 0.094734 0.604649
2008-03-04 0.087447 0.568181
2007-11-27 0.109309 0.786577
2007-08-28 0.087447 0.560747
2007-05-29 0.087447 0.554016
2007-03-13 0.076343 0.499775
2006-11-28 0.097163 0.549880
2006-08-29 0.076343 0.438249
2006-05-30 0.076343 0.574415
2006-03-07 0.076343 0.551380
2005-11-29 0.085927 0.644842
2005-08-30 0.072707 0.554992
2005-05-31 0.072707 0.560079
2004-11-30 0.075540 0.479616
2004-08-31 0.062950 0.519480
2004-06-01 0.059952 0.546444
2004-03-02 0.059952 0.536189
2003-12-01 0.059952 0.578699
2003-09-02 0.059952 0.588577
2003-06-02 0.045678 0.459505
2003-03-03 0.045678 0.465116
2002-11-29 0.057098 0.711243
2002-08-30 0.039968 0.458112
2002-06-03 0.048941 0.550798
2002-03-01 0.038065 0.505414
2001-11-29 0.038065 0.570496
2001-09-17 0.032627 0.499997
2001-08-29 0.031074 0.475820
2001-06-07 0.031074 0.627625
2001-03-16 0.031074 0.662079
2000-11-30 0.038842 0.952383
2000-08-31 0.024662 0.645174
2000-06-13 0.024662 0.555566
2000-03-09 0.024662 0.575551
1999-12-02 0.024662 0.514479
1999-09-10 0.023428 0.474991
1999-06-11 0.022313 0.539012
1999-03-18 0.022313 0.524143
1998-11-27 0.022313 0.481017
1998-09-10 0.022313 0.503316
Additional Data
dividendRate 1.48
dividendYield 4.64
exDividendDate 2026-08-20
trailingAnnualDividendRate 1.44
trailingAnnualDividendYield 0.045169387
lastDividendValue 0.37
lastDividendDate 2026-08-20
dividendDate 2026-09-03

Info Dump

Attribute Value
52 Week Change 0.029050946
Address1 1,201 South Beckham Avenue
All Time High 45.36
All Time Low 3.390959
Ask 32.4
Ask Size 900
Audit Risk 2
Average Daily Volume10 Day 115,660
Average Daily Volume3 Month 134,368
Average Volume 134,368
Average Volume10Days 115,660
Beta 0.574
Bid 30.87
Bid Size 200
Board Risk 2
Book Value 29.61
City Tyler
Compensation As Of Epoch Date 1,767,139,200
Compensation Risk 1
Country United States
Crypto Tradeable 0
Currency USD
Current Price 31.88
Custom Price Alert Confidence HIGH
Date Short Interest 1,786,665,600
Day High 32.08
Day Low 31.71
Display Name Southside Bancshares
Dividend Date 1,788,393,600
Dividend Rate 1.48
Dividend Yield 4.64
Earnings Call Timestamp End 1,784,908,800
Earnings Call Timestamp Start 1,784,908,800
Earnings Growth 0.25
Earnings Quarterly Growth 0.23
Earnings Timestamp 1,784,896,200
Earnings Timestamp End 1,792,758,600
Earnings Timestamp Start 1,792,758,600
Ebitda Margins 0.0
Enterprise To Revenue 8.997
Enterprise Value 2,204,316,416
Eps Current Year 3.282
Eps Forward 3.24
Eps Trailing Twelve Months 2.55
Esg Populated 0
Ex Dividend Date 1,787,184,000
Exchange NYQ
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 33.5144
Fifty Day Average Change -1.6344013
Fifty Day Average Change Percent -0.048767135
Fifty Two Week Change Percent 2.9050946
Fifty Two Week High 36.2
Fifty Two Week High Change -4.3200016
Fifty Two Week High Change Percent -0.11933706
Fifty Two Week Low 26.32
Fifty Two Week Low Change 5.5599995
Fifty Two Week Low Change Percent 0.21124618
Fifty Two Week Range 26.32 - 36.2
Financial Currency USD
First Trade Date Milliseconds 895,066,200,000
Five Year Avg Dividend Yield 4.28
Float Shares 28,188,214
Forward Eps 3.24
Forward P E 9.839506
Full Exchange Name NYSE
Full Time Employees 781
Fullday Change 0.0
Fullday Change Percent 0.0
Fullday Price 31.88
Gmt Off Set Milliseconds -14,400,000
Governance Epoch Date 1,785,542,400
Gross Margins 0.0
Gross Profits 245,011,008
Has Pre Post Market Data 1
Held Percent Insiders 0.04656
Held Percent Institutions 0.58899
Implied Shares Outstanding 29,751,711
Industry Banks - Regional
Industry Disp Banks - Regional
Industry Key banks-regional
Ir Website http://www.southside.com/investor/
Is Earnings Date Estimate 1
Language en-US
Last Dividend Date 1,787,184,000
Last Dividend Value 0.37
Last Fiscal Year End 1,767,139,200
Last Split Date 1,495,670,400
Last Split Factor 1,024:1000
Long Business Summary Southside Bancshares, Inc. operates as the bank holding company for Southside Bank that provides various financial services to individuals, businesses, municipal entities, and nonprofit organizations. Its deposit products include savings, money market, and interest and noninterest bearing checking accounts, as well as certificates of deposit. The company offers consumer loan services, including 1-4 family residential, home equity, home improvement, automobile, and other consumer related loans; commercial loans, such as short-term working capital loans for inventory and accounts receivable, short and medium-term loans for equipment or other business capital expansion, commercial real estate loans, and municipal loans; and construction loans for 1-4 family residential and commercial real estate. It also provides trust and wealth management services comprising investment management, administration of irrevocable, revocable, and testamentary trusts, estate administration, and custodian services for individuals, partnerships, and corporations; brokerage services; and safe deposit services. In addition, the company offers retirement and employee benefit accounts consisting of plans and profit sharing plans; and telephone, internet, and mobile banking products. The company offers various banking services through branches, drive-thru facilities, loan production offices, automated teller machines, and interactive teller machines. Southside Bancshares, Inc. was founded in 1960 and is headquartered in Tyler, Texas.
Long Name Southside Bancshares, Inc.
Market us_market
Market Cap 948,484,544
Market State CLOSED
Max Age 86,400
Message Board Id finmb_360309
Most Recent Quarter 1,782,777,600
Net Income To Common 75,957,000
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 950,278,402
Number Of Analyst Opinions 3
Open 32.0
Operating Cashflow 145,212,992
Operating Margins 0.47232
Overall Risk 1
Payout Ratio 0.5647
Peg Ratio 5.35
Phone 903 531 7111
Post Market Change 0.0
Post Market Change Percent 0.0
Post Market Price 31.88
Post Market Time 1,787,959,806
Previous Close 31.88
Price Eps Current Year 9.713589
Price Hint 2
Price To Book 1.0766633
Price To Sales Trailing12 Months 3.8711915
Profit Margins 0.31017
Quote Source Name Nasdaq Real Time Price
Quote Type EQUITY
Recommendation Key none
Region US
Regular Market Change 0.0
Regular Market Change Percent 0.0
Regular Market Day High 32.08
Regular Market Day Low 31.71
Regular Market Day Range 31.71 - 32.08
Regular Market Open 32.0
Regular Market Previous Close 31.88
Regular Market Price 31.88
Regular Market Time 1,787,947,202
Regular Market Volume 90,175
Return On Assets 0.00889
Return On Equity 0.089949995
Revenue Growth 0.083
Revenue Per Share 8.206
Sand P52 Week Change 0.20204377
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Share Holder Rights Risk 3
Shares Outstanding 29,751,711
Shares Percent Shares Out 0.0279
Shares Short 830,279
Shares Short Previous Month Date 1,784,073,600
Shares Short Prior Month 729,398
Short Name Southside Bancshares, Inc.
Short Percent Of Float 0.034
Short Ratio 5.77
Source Interval 15
State TX
Symbol SBSI
Target High Price 37.0
Target Low Price 33.0
Target Mean Price 35.0
Target Median Price 35.0
Total Cash 400,860,000
Total Cash Per Share 13.448
Total Debt 1,654,898,048
Total Revenue 245,011,008
Tradeable 0
Trailing Annual Dividend Rate 1.44
Trailing Annual Dividend Yield 0.045169387
Trailing Eps 2.55
Trailing P E 12.501961
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 32.24065
Two Hundred Day Average Change -0.36065102
Two Hundred Day Average Change Percent -0.011186221
Type Disp Equity
Volume 90,175
Website https://www.southside.com
Zip 75,701