Seacoast Banking Corporation of Florida (SBCF)Financial Services | Banks - Regional | Stuart, United States | NasdaqGS
31.62 USD
-0.21
(-0.660%) ⇩
(Oct. 13, 2026, 4 p.m.
EDT)
|
Hot Take ↕ | Oct. 10, 2026, 3:17 a.m. EDT
The investment case for Seacoast Banking rests on a classic value trap resolution: the market is pricing in a permanent decline despite the company posting a +17% revenue growth and a +39% earnings surge in the latest quarter. While the balance sheet is technically sound with a 48% payout ratio and a fortress-like capital position, the stock has underperformed its sector peers over the last decade, dragging the long-term rating down from a potential 'exceptional' tier to a solid 'buy' due to this persistent structural lag. The short-term outlook is neutral; the statistical forecast shows zero directional bias, and the price is hovering near its 200-day average, failing to generate the momentum needed for a high-conviction entry. However, the divergence in options flow is telling: while speculators are buying protection at deep discounts ($22.50), they are also positioning for a rebound to $35. This suggests the market believes the worst is over but the path to recovery is uncertain. The dividend yield of 2.4% is attractive but not sufficient to offset the capital appreciation risks inherent in a regional bank struggling to regain its historical stride. |
| Model | MAE |
|---|---|
| AutoARIMA ✓ | 0.028194 |
| AutoETS | 0.028647 |
| AutoTheta | 0.028729 |
| MSTL | 0.029086 |
Forecast horizon: 45 days | Selected: AutoARIMA
| Forecast Reliability | |
|---|---|
| Score | 52% |
| H-stat | 0.31 |
| Ljung-Box p | 0.000 |
| Jarque-Bera p | 0.483 |
| Excess Kurtosis | -0.13 |
| Attribute | Value |
|---|---|
| Sector | Financial Services |
| Ex Dividend Date | 2026-09-14 |
| Last Dividend Date | 2026-09-14 |
| Revenue per Share | 7.241 |
| Market Cap | 3,061,543,424 |
| Trailing P/E | 20.40 |
| Forward P/E | 11.45 |
| Beta | 0.91 |
| Profit Margins | 23.77% |
| Website | https://www.seacoastbanking.com |
As of Oct. 10, 2026, 3:17 a.m. EDT: Options activity reveals a distinct defensive posture with heavy put open interest concentrated at the $22.50 strike for the December expiration, suggesting a floor expectation significantly below current prices. Conversely, call open interest is skewed toward the $35.00 strike, which sits above the current price, indicating speculative bets on a recovery to near-year-highs. Implied volatility remains relatively low across most expirations, reflecting a lack of immediate panic despite the divergence between put and call positioning.
| Last Yield | 1yr Yield | 3yr Avg | 5yr Avg |
|---|---|---|---|
| 0.55% | 2.38% | 2.62% | 2.50% |
| Date | Dividend | Yield % |
|---|---|---|
| 2026-09-15 | 0.190000 | 0.554097 |
| 2026-06-15 | 0.190000 | 0.610540 |
| 2026-03-13 | 0.190000 | 0.637370 |
| 2025-12-15 | 0.190000 | 0.581218 |
| 2025-09-15 | 0.180000 | 0.590939 |
| 2025-06-13 | 0.180000 | 0.722601 |
| 2025-03-14 | 0.180000 | 0.693642 |
| 2024-12-13 | 0.180000 | 0.623053 |
| 2024-09-13 | 0.180000 | 0.663962 |
| 2024-06-14 | 0.180000 | 0.805730 |
| 2024-03-14 | 0.180000 | 0.762389 |
| 2023-12-14 | 0.180000 | 0.614754 |
| 2023-09-14 | 0.180000 | 0.787746 |
| 2023-06-14 | 0.180000 | 0.788091 |
| 2023-03-14 | 0.170000 | 0.692747 |
| 2022-12-14 | 0.170000 | 0.553926 |
| 2022-09-14 | 0.170000 | 0.543131 |
| 2022-06-14 | 0.170000 | 0.531582 |
| 2022-03-14 | 0.130000 | 0.363840 |
| 2021-12-14 | 0.130000 | 0.384047 |
| 2021-09-14 | 0.130000 | 0.438893 |
| 2021-06-14 | 0.130000 | 0.366817 |
| 2009-03-13 | 0.050000 | 0.270270 |
| 2008-12-16 | 0.050000 | 0.133511 |
| 2008-09-17 | 0.050000 | 0.108696 |
| 2008-06-18 | 0.800000 | 1.893491 |
| 2008-03-17 | 0.800000 | 1.624365 |
| 2007-12-18 | 0.800000 | 1.437556 |
| 2007-09-19 | 0.800000 | 0.792079 |
| 2007-06-13 | 0.800000 | 0.720396 |
| 2007-03-16 | 0.800000 | 0.695652 |
| 2006-12-19 | 0.800000 | 0.658707 |
| 2006-09-13 | 0.750000 | 0.504202 |
| 2006-06-14 | 0.750000 | 0.566038 |
| 2006-03-17 | 0.750000 | 0.545256 |
| 2005-12-13 | 0.750000 | 0.606306 |
| 2005-09-14 | 0.750000 | 0.671441 |
| 2005-06-15 | 0.700000 | 0.702459 |
| 2005-03-11 | 0.700000 | 0.642792 |
| 2004-12-14 | 0.700000 | 0.614035 |
| 2004-09-15 | 0.700000 | 0.636943 |
| 2004-06-16 | 0.650000 | 0.654253 |
| 2004-03-15 | 0.650000 | 0.656897 |
| 2003-12-16 | 0.650000 | 0.736544 |
| 2003-09-12 | 0.650000 | 0.744986 |
| 2003-06-18 | 0.500000 | 0.614869 |
| 2003-03-14 | 0.500000 | 0.597501 |
| 2002-12-17 | 0.500000 | 0.599782 |
| 2002-09-18 | 0.454545 | 0.549148 |
| 2002-06-19 | 0.454545 | 0.595238 |
| 2002-03-15 | 0.454545 | 0.647948 |
| 2001-12-18 | 0.454545 | 0.654450 |
| 2001-09-19 | 0.424242 | 0.712830 |
| 2001-06-13 | 0.424242 | 0.808080 |
| 2001-03-16 | 0.424242 | 1.009008 |
| 2000-12-19 | 0.424242 | 1.125627 |
| 2000-09-13 | 0.393939 | 0.971962 |
| 2000-06-14 | 0.393939 | 0.967441 |
| 2000-03-16 | 0.393939 | 1.004830 |
| 1999-12-14 | 0.393939 | 0.892703 |
| 1999-09-15 | 0.363636 | 0.799999 |
| 1999-06-16 | 0.363636 | 0.727272 |
| 1999-03-12 | 0.363636 | 0.918659 |
| 1998-12-15 | 0.333333 | 0.782221 |
| 1998-09-16 | 0.333333 | 0.692913 |
| 1998-06-17 | 0.333333 | 0.578947 |
| 1998-03-13 | 0.333333 | 0.600682 |
| 1997-12-16 | 0.333333 | 0.578947 |
| 1997-09-17 | 0.303030 | 0.559440 |
| 1997-06-18 | 0.303030 | 0.704845 |
| 1997-03-14 | 0.303030 | 0.683760 |
| 1996-12-17 | 0.303030 | 0.780487 |
| 1996-09-18 | 0.227273 | 0.645162 |
| 1996-06-19 | 0.227273 | 0.674158 |
| 1996-03-18 | 0.227273 | 0.681819 |
| 1995-12-15 | 0.227273 | 0.652175 |
| 1995-09-13 | 0.196970 | 0.601157 |
| 1995-06-14 | 0.196970 | 0.732396 |
| 1995-03-15 | 0.196970 | 0.722223 |
| 1994-12-09 | 0.196970 | 0.764707 |
| 1994-09-12 | 0.181818 | 0.623376 |
| 1994-06-13 | 0.181818 | 0.685714 |
| 1994-03-09 | 0.181818 | 0.666666 |
| 1993-12-10 | 0.181818 | 0.676056 |
| 1993-09-13 | 0.166667 | 0.602741 |
| 1993-06-14 | 0.166667 | 0.571430 |
| 1993-03-10 | 0.166667 | 0.594596 |
| 1992-12-11 | 0.166667 | 0.721313 |
| 1992-09-14 | 0.151515 | 0.634920 |
| 1992-06-15 | 0.151515 | 0.701754 |
| 1992-03-12 | 0.151515 | 0.833333 |
| 1991-12-13 | 0.151515 | 1.025640 |
| 1991-06-10 | 0.151515 | 0.888888 |
| 1991-03-11 | 0.151515 | 1.111110 |
| 1990-12-07 | 0.151515 | 1.176469 |
| 1990-09-10 | 0.151515 | 1.081080 |
| 1990-06-04 | 0.151515 | 0.952380 |
| 1990-03-09 | 0.151515 | 0.792078 |
| 1989-12-08 | 0.151515 | 0.776698 |
| 1989-09-11 | 0.136364 | 0.642859 |
| 1989-06-05 | 0.136364 | 0.600002 |
| 1989-03-06 | 0.136364 | 0.685716 |
| 1988-12-05 | 0.136364 | 0.800002 |
| 1988-09-02 | 0.121212 | 0.744185 |
| 1988-06-03 | 0.121212 | 0.749999 |
| 1988-03-04 | 0.121212 | 0.685714 |
| 1987-12-08 | 0.121212 | 0.849557 |
| 1987-09-02 | 0.111111 | 0.611111 |
| 1987-06-03 | 0.111111 | 0.656716 |
| 1987-03-04 | 0.111111 | 0.619718 |
| 1986-12-03 | 0.111111 | 0.624113 |
| Attribute | Value |
|---|---|
| 52 Week Change | 0.0333333 |
| Address1 | 815 Colorado Avenue |
| All Time High | 159.8 |
| All Time Low | 5.5 |
| Ask | 40.52 |
| Ask Size | 2 |
| Audit Risk | 2 |
| Average Analyst Rating | 2.7 - Hold |
| Average Daily Volume10 Day | 836,680 |
| Average Daily Volume3 Month | 892,778 |
| Average Volume | 892,778 |
| Average Volume10Days | 836,680 |
| Beta | 0.913 |
| Bid | 22.89 |
| Bid Size | 2 |
| Board Risk | 5 |
| Book Value | 28.506 |
| City | Stuart |
| Compensation As Of Epoch Date | 1,767,139,200 |
| Compensation Risk | 1 |
| Country | United States |
| Crypto Tradeable | 0 |
| Currency | USD |
| Current Price | 31.62 |
| Custom Price Alert Confidence | HIGH |
| Date Short Interest | 1,790,726,400 |
| Day High | 32.03 |
| Day Low | 31.45 |
| Display Name | Seacoast Banking Corp |
| Dividend Date | 1,790,726,400 |
| Dividend Yield | 2.4 |
| Earnings Call Timestamp End | 1,793,217,600 |
| Earnings Call Timestamp Start | 1,793,217,600 |
| Earnings Growth | 0.097 |
| Earnings Quarterly Growth | 0.395 |
| Earnings Timestamp | 1,793,131,200 |
| Earnings Timestamp End | 1,793,131,200 |
| Earnings Timestamp Start | 1,793,131,200 |
| Ebitda Margins | 0.0 |
| Enterprise To Revenue | 6.21 |
| Enterprise Value | 4,236,387,072 |
| Eps Current Year | 2.53167 |
| Eps Forward | 2.762 |
| Eps Trailing Twelve Months | 1.55 |
| Esg Populated | 0 |
| Ex Dividend Date | 1,789,430,400 |
| Exchange | NMS |
| Exchange Data Delayed By | 15 |
| Exchange Timezone Name | America/New_York |
| Exchange Timezone Short Name | EDT |
| Fifty Day Average | 33.81 |
| Fifty Day Average Change | -2.1900005 |
| Fifty Day Average Change Percent | -0.064773746 |
| Fifty Two Week Change Percent | 3.3333302 |
| Fifty Two Week High | 36.27 |
| Fifty Two Week High Change | -4.6499996 |
| Fifty Two Week High Change Percent | -0.12820512 |
| Fifty Two Week Low | 28.58 |
| Fifty Two Week Low Change | 3.040001 |
| Fifty Two Week Low Change Percent | 0.106368124 |
| Fifty Two Week Range | 28.58 - 36.27 |
| Financial Currency | USD |
| First Trade Date Milliseconds | 444,580,200,000 |
| Five Year Avg Dividend Yield | 2.09 |
| Float Shares | 94,389,992 |
| Forward Eps | 2.762 |
| Forward P E | 11.448226 |
| Full Exchange Name | NasdaqGS |
| Full Time Employees | 1,964 |
| Fullday Change | -0.030000687 |
| Fullday Change Percent | -0.09425286 |
| Fullday Price | 31.62 |
| Gmt Off Set Milliseconds | -14,400,000 |
| Governance Epoch Date | 1,790,812,800 |
| Gross Margins | 0.0 |
| Gross Profits | 682,184,000 |
| Has Pre Post Market Data | 1 |
| Held Percent Insiders | 0.01317 |
| Held Percent Institutions | 0.93747 |
| Implied Shares Outstanding | 96,823,000 |
| Industry | Banks - Regional |
| Industry Disp | Banks - Regional |
| Industry Key | banks-regional |
| Is Earnings Date Estimate | 0 |
| Language | en-US |
| Last Dividend Date | 1,789,430,400 |
| Last Dividend Value | 0.19 |
| Last Fiscal Year End | 1,767,139,200 |
| Last Split Date | 1,386,892,800 |
| Last Split Factor | 1:5 |
| Long Business Summary | Seacoast Banking Corporation of Florida operates as the bank holding company for Seacoast National Bank that provides integrated financial services to retail and commercial customers in Florida. The company offers noninterest and interest-bearing demand deposits, money market, savings, and customer sweep accounts; time deposits; construction and land development, commercial and residential real estate, and commercial and financial loans; and consumer loans, including installment and revolving lines, as well as loans for automobiles, boats, and personal and family purposes. It also provides wealth management, mortgage, and insurance services through mobile and online banking solutions, as well as brokerage and annuity services. The company was founded in 1926 and is headquartered in Stuart, Florida. |
| Long Name | Seacoast Banking Corporation of Florida |
| Market | us_market |
| Market Cap | 3,061,543,424 |
| Market State | PRE |
| Max Age | 86,400 |
| Message Board Id | finmb_302423 |
| Most Recent Quarter | 1,782,777,600 |
| Net Income To Common | 148,044,992 |
| Next Fiscal Year End | 1,798,675,200 |
| Non Diluted Market Cap | 3,178,692,491 |
| Number Of Analyst Opinions | 6 |
| Open | 32.03 |
| Operating Cashflow | 218,246,000 |
| Operating Margins | 0.48815 |
| Overall Risk | 4 |
| Payout Ratio | 0.48389998 |
| Peg Ratio | 1.58 |
| Phone | 772 287 4000 |
| Previous Close | 31.83 |
| Price Eps Current Year | 12.489779 |
| Price Hint | 2 |
| Price To Book | 1.1092402 |
| Price To Sales Trailing12 Months | 4.487856 |
| Profit Margins | 0.2377 |
| Quote Source Name | Nasdaq Real Time Price |
| Quote Type | EQUITY |
| Recommendation Key | hold |
| Recommendation Mean | 2.66667 |
| Region | US |
| Regular Market Change | -0.209999 |
| Regular Market Change Percent | -0.659752 |
| Regular Market Day High | 32.03 |
| Regular Market Day Low | 31.45 |
| Regular Market Day Range | 31.45 - 32.03 |
| Regular Market Open | 32.03 |
| Regular Market Previous Close | 31.83 |
| Regular Market Price | 31.62 |
| Regular Market Time | 1,791,921,600 |
| Regular Market Volume | 610,919 |
| Return On Assets | 0.0086900005 |
| Return On Equity | 0.06067 |
| Revenue Growth | 0.383 |
| Revenue Per Share | 7.241 |
| Sand P52 Week Change | 0.17004645 |
| Sector | Financial Services |
| Sector Disp | Financial Services |
| Sector Key | financial-services |
| Share Holder Rights Risk | 7 |
| Shares Outstanding | 96,823,000 |
| Shares Percent Shares Out | 0.0531 |
| Shares Short | 5,144,955 |
| Shares Short Previous Month Date | 1,788,134,400 |
| Shares Short Prior Month | 4,725,965 |
| Short Name | Seacoast Banking Corporation of |
| Short Percent Of Float | 0.0625 |
| Short Ratio | 6.3 |
| Source Interval | 15 |
| State | FL |
| Symbol | SBCF |
| Target High Price | 38.75 |
| Target Low Price | 35.5 |
| Target Mean Price | 36.70833 |
| Target Median Price | 36.5 |
| Total Cash | 456,852,000 |
| Total Cash Per Share | 4.769 |
| Total Debt | 1,321,005,056 |
| Total Revenue | 682,184,000 |
| Tradeable | 0 |
| Trailing Annual Dividend Rate | 0.75 |
| Trailing Annual Dividend Yield | 0.023562677 |
| Trailing Eps | 1.55 |
| Trailing P E | 20.400002 |
| Trailing Peg Ratio | None |
| Triggerable | 1 |
| Two Hundred Day Average | 32.44745 |
| Two Hundred Day Average Change | -0.8274479 |
| Two Hundred Day Average Change Percent | -0.02550117 |
| Type Disp | Equity |
| Volume | 610,919 |
| Website | https://www.seacoastbanking.com |
| Zip | 34,994 |