Banco Santander, S.A. (SAN)Financial Services | Banks - Diversified | Madrid, Spain | NYSE
13.41 USD
-0.14
(-1.033%) ⇩
(Oct. 14, 2026, 4 p.m.
EDT)
After hours: 13.45 +0.04 (0.298%) ⇧ (Oct. 14, 2026, 6:25 p.m. EDT) |
Hot Take ↕ | Oct. 10, 2026, 3:02 a.m. EDT
Banco Santander presents a compelling value proposition for patient capital, trading at a forward P/E of roughly 9.4x while delivering double-digit revenue growth and a robust 13% return on equity. The business fundamentals are sound, with a fortress balance sheet and a clear path to profitability, yet the stock has been punished by macro headwinds and regulatory scrutiny, leaving it well below its historical highs. While the trailing twelve-month earnings growth is modest, the forward-looking metrics suggest significant mean reversion potential. The dividend yield of 2.06% is attractive but not a primary driver; it serves as a floor rather than a growth engine. On the short end, the technical picture is mixed with the stock hovering near its 50-day average, and the statistical forecast offers only a weak lean to the upside, so we remain neutral-to-slightly-bullish until clearer momentum emerges. For the long term, this is a solid buy-and-hold candidate where the market is pricing in excessive caution. |
| Model | MAE |
|---|---|
| AutoTheta ✓ | 0.029878 |
| MSTL | 0.032717 |
| AutoARIMA | 0.033821 |
| AutoETS | 0.036061 |
Forecast horizon: 45 days | Selected: AutoTheta
| Forecast Reliability | |
|---|---|
| Score | 42% |
| H-stat | 3.07 |
| Ljung-Box p | 0.000 |
| Jarque-Bera p | 0.000 |
| Excess Kurtosis | 1.34 |
| Attribute | Value |
|---|---|
| Sector | Financial Services |
| Ex Dividend Date | 2026-10-29 |
| Last Dividend Date | 2026-05-03 |
| Revenue per Share | 3.319 |
| Market Cap | 193,872,461,824 |
| Trailing P/E | 13.02 |
| Forward P/E | 9.37 |
| Beta | 0.94 |
| Profit Margins | 33.46% |
| Website | https://www.santander.com |
As of Oct. 10, 2026, 3:02 a.m. EDT: Speculators are positioning for a moderate upside move over the coming months, evidenced by heavy out-of-the-money call open interest at strikes significantly above the current price (e.g., 17.00 in Dec '26 and Mar '27). However, put volume remains substantial, particularly in the near term, suggesting a hedging strategy against volatility rather than a pure bearish bet. Implied volatility is elevated for near-dates, reflecting uncertainty around the bank's earnings and regulatory headlines.
| Last Yield | 1yr Yield | 3yr Avg | 5yr Avg |
|---|---|---|---|
| 1.27% | 1.27% | 3.24% | 3.41% |
| Date | Dividend | Yield % |
|---|---|---|
| 2026-05-04 | 0.147000 | 1.272727 |
| 2025-04-30 | 0.124000 | 1.771429 |
| 2024-10-31 | 0.112000 | 2.304527 |
| 2024-04-29 | 0.103000 | 2.043651 |
| 2023-10-31 | 0.085000 | 2.341598 |
| 2023-04-27 | 0.063000 | 1.745152 |
| 2022-10-31 | 0.056000 | 2.145594 |
| 2022-04-28 | 0.057000 | 1.958763 |
| 2021-10-29 | 0.056000 | 1.477573 |
| 2021-04-30 | 0.033000 | 0.866142 |
| 2019-10-30 | 0.109000 | 2.665037 |
| 2019-04-29 | 0.073000 | 1.460000 |
| 2019-01-30 | 0.075000 | 1.562500 |
| 2018-10-16 | 0.040000 | 0.804829 |
| 2018-07-30 | 0.075000 | 1.344086 |
| 2018-05-02 | 0.073000 | 1.131783 |
| 2018-01-30 | 0.072000 | 0.979592 |
| 2017-10-16 | 0.053000 | 0.812883 |
| 2017-08-01 | 0.069000 | 1.010249 |
| 2017-04-26 | 0.059000 | 0.907692 |
| 2017-01-25 | 0.059000 | 1.031469 |
| 2016-10-13 | 0.050000 | 1.168224 |
| 2016-07-27 | 0.061000 | 1.435294 |
| 2016-04-28 | 0.057000 | 1.104651 |
| 2016-01-27 | 0.055000 | 1.318945 |
| 2015-10-15 | 0.057000 | 1.001757 |
| 2015-07-29 | 0.056000 | 0.789845 |
| 2015-04-09 | 0.165000 | 2.232747 |
| 2015-01-09 | 0.180000 | 2.616279 |
| 2014-10-15 | 0.189000 | 2.210526 |
| 2014-07-10 | 0.205000 | 2.062374 |
| 2014-04-09 | 0.207000 | 2.112245 |
| 2014-01-10 | 0.208000 | 2.278204 |
| 2013-10-10 | 0.204000 | 2.331429 |
| 2013-07-10 | 0.196000 | 3.048212 |
| 2013-04-09 | 0.196000 | 2.886598 |
| 2013-01-10 | 0.197000 | 2.342450 |
| 2012-10-12 | 0.195000 | 2.693370 |
| 2012-07-11 | 0.190000 | 3.275862 |
| 2012-07-10 | 0.147000 | 2.530121 |
| 2012-04-10 | 0.293000 | 4.500768 |
| 2012-01-11 | 0.161000 | 2.254902 |
| 2011-10-12 | 0.173000 | 2.054632 |
| 2011-07-27 | 0.195000 | 1.921182 |
| 2011-04-27 | 0.315000 | 2.590461 |
| 2011-01-12 | 0.159000 | 1.460055 |
| 2010-10-12 | 0.165000 | 1.288056 |
| 2010-07-28 | 0.164000 | 1.235870 |
| 2010-04-28 | 0.299000 | 2.493745 |
| 2010-01-27 | 0.178000 | 1.233541 |
| 2009-10-13 | 0.175000 | 1.097867 |
| 2009-07-29 | 0.188000 | 1.356421 |
| 2009-04-28 | 0.328000 | 3.923445 |
| 2009-01-28 | 0.167000 | 2.014475 |
| 2008-12-02 | 0.184000 | 2.311558 |
| 2008-10-29 | 0.185000 | 2.017448 |
| 2008-07-29 | 0.212000 | 1.103018 |
| 2008-04-28 | 0.409000 | 1.938389 |
| 2008-01-29 | 0.181000 | 1.025496 |
| 2007-10-29 | 0.174000 | 0.828966 |
| 2007-07-27 | 0.165000 | 0.898204 |
| 2007-04-26 | 0.263000 | 1.454646 |
| 2007-01-29 | 0.139000 | 0.748116 |
| 2006-10-27 | 0.134000 | 0.780431 |
| 2006-07-27 | 0.135000 | 0.919619 |
| 2006-04-26 | 0.164000 | 1.093333 |
| 2006-01-27 | 0.110000 | 0.784034 |
| 2005-10-27 | 0.111000 | 0.893001 |
| 2005-07-27 | 0.113000 | 0.927750 |
| 2005-04-27 | 0.111000 | 0.952790 |
| 2005-01-27 | 0.110000 | 0.936170 |
| 2004-10-27 | 0.105000 | 0.965961 |
| 2004-07-28 | 0.102000 | 1.068063 |
| 2004-04-28 | 0.088000 | 0.814815 |
| 2004-01-28 | 0.098000 | 0.834043 |
| 2003-10-29 | 0.090000 | 0.972973 |
| 2003-07-29 | 0.086000 | 0.954495 |
| 2003-04-28 | 0.065000 | 0.823828 |
| 2003-01-29 | 0.079000 | 1.228616 |
| 2002-10-29 | 0.074000 | 1.229236 |
| 2002-07-29 | 0.077000 | 1.026667 |
| 2002-04-25 | 0.055000 | 0.614525 |
| 2002-01-28 | 0.066000 | 0.816832 |
| 2001-10-26 | 0.068000 | 0.841584 |
| 2001-07-30 | 0.065000 | 0.764706 |
| 2001-04-25 | 0.146000 | 1.520833 |
| 2001-01-26 | 0.061000 | 0.527568 |
| 2000-10-26 | 0.056000 | 0.593377 |
| 2000-08-01 | 0.061000 | 0.602469 |
| 2000-04-26 | 0.059000 | 0.572121 |
| 2000-01-26 | 0.146000 | 1.398802 |
| 1999-10-27 | 0.059000 | 0.593711 |
| 1999-08-03 | 0.057000 | 0.588387 |
| 1999-04-07 | 0.040000 | 0.384384 |
| 1999-01-27 | 0.051000 | 0.547651 |
| 1998-10-28 | 0.060000 | 0.695652 |
| 1998-08-18 | 0.047500 | 0.381910 |
| 1998-08-07 | 0.046569 | 0.360192 |
| 1998-07-28 | 0.053922 | 0.415098 |
| 1998-06-10 | 0.032353 | 0.258191 |
| 1998-04-01 | 0.054902 | 0.459488 |
| 1998-01-28 | 0.047059 | 0.542758 |
| 1997-10-28 | 0.049265 | 0.751406 |
| 1997-07-28 | 0.045588 | 0.681003 |
| 1997-04-25 | 0.057190 | 0.996449 |
| 1997-01-28 | 0.042320 | 0.845709 |
| 1996-10-28 | 0.044608 | 1.040004 |
| 1996-07-26 | 0.045180 | 1.158122 |
| 1996-04-25 | 0.034967 | 0.891658 |
| 1996-01-26 | 0.040850 | 1.052640 |
| 1995-10-30 | 0.041667 | 1.189514 |
| 1995-07-27 | 0.042729 | 1.223399 |
| 1995-04-24 | 0.050327 | 1.753743 |
| 1995-01-25 | 0.033333 | 1.133322 |
| 1994-10-25 | 0.032843 | 1.017717 |
| 1994-07-25 | 0.037745 | 1.207840 |
| 1994-06-08 | 0.352533 | 11.986124 |
| 1994-04-25 | 0.060621 | 1.766669 |
| 1994-01-26 | 0.035703 | 0.880614 |
| 1993-10-25 | 0.038480 | 0.890771 |
| 1993-07-26 | 0.037500 | 1.064348 |
| 1993-04-26 | 0.083170 | 2.307084 |
| 1992-10-26 | 0.106291 | 3.639165 |
| 1992-04-24 | 0.034477 | 0.932593 |
| 1991-10-25 | 0.075490 | 1.997833 |
| 1991-04-24 | 0.057353 | 1.363108 |
| 1990-10-25 | 0.075000 | 1.873469 |
| 1990-04-24 | 0.065523 | 1.782225 |
| 1989-10-25 | 0.052042 | 1.210440 |
| 1989-04-24 | 0.044444 | 0.971419 |
| 1988-10-24 | 0.019363 | 0.398325 |
| 1988-04-25 | 0.037827 | 0.838014 |
| Attribute | Value |
|---|---|
| 52 Week Change | 0.3586626 |
| Address1 | Santander Group City |
| Address2 | Av. de Cantabria s/n Boadilla del Monte |
| All Time High | 22.34 |
| All Time Low | 1.78 |
| Ask | 13.73 |
| Ask Size | 13,700 |
| Average Daily Volume10 Day | 10,153,150 |
| Average Daily Volume3 Month | 12,448,849 |
| Average Volume | 12,448,849 |
| Average Volume10Days | 10,153,150 |
| Beta | 0.942 |
| Bid | 13.15 |
| Bid Size | 23,700 |
| Book Value | 8.5518875 |
| City | Madrid |
| Compensation As Of Epoch Date | 1,767,139,200 |
| Country | Spain |
| Crypto Tradeable | 0 |
| Currency | USD |
| Current Price | 13.41 |
| Custom Price Alert Confidence | HIGH |
| Date Short Interest | 1,790,726,400 |
| Day High | 13.5 |
| Day Low | 13.315 |
| Display Name | Banco Santander |
| Dividend Date | 1,793,836,800 |
| Dividend Yield | 2.05 |
| Earnings Call Timestamp End | 1,784,707,200 |
| Earnings Call Timestamp Start | 1,784,707,200 |
| Earnings Growth | 0.087 |
| Earnings Quarterly Growth | 0.025 |
| Earnings Timestamp | 1,793,190,600 |
| Earnings Timestamp End | 1,793,190,600 |
| Earnings Timestamp Start | 1,793,190,600 |
| Ebitda Margins | 0.0 |
| Enterprise To Revenue | 5.936 |
| Enterprise Value | 288,082,624,512 |
| Eps Current Year | 1.27996 |
| Eps Forward | 1.43123 |
| Eps Trailing Twelve Months | 1.03 |
| Esg Populated | 0 |
| Ex Dividend Date | 1,793,318,400 |
| Exchange | NYQ |
| Exchange Data Delayed By | 20 |
| Exchange Timezone Name | America/New_York |
| Exchange Timezone Short Name | EDT |
| Fifty Day Average | 14.3682 |
| Fifty Day Average Change | -0.95820045 |
| Fifty Day Average Change Percent | -0.06668897 |
| Fifty Two Week Change Percent | 35.86626 |
| Fifty Two Week High | 15.05 |
| Fifty Two Week High Change | -1.6400003 |
| Fifty Two Week High Change Percent | -0.10897012 |
| Fifty Two Week Low | 9.62 |
| Fifty Two Week Low Change | 3.79 |
| Fifty Two Week Low Change Percent | 0.3939709 |
| Fifty Two Week Range | 9.62 - 15.05 |
| Financial Currency | EUR |
| First Trade Date Milliseconds | 554,650,200,000 |
| Five Year Avg Dividend Yield | 2.92 |
| Float Shares | 14,087,281,280 |
| Forward Eps | 1.43123 |
| Forward P E | 9.369563 |
| Full Exchange Name | NYSE |
| Full Time Employees | 185,279 |
| Fullday Change | 0.07000065 |
| Fullday Change Percent | 0.51929265 |
| Fullday Price | 13.41 |
| Gmt Off Set Milliseconds | -14,400,000 |
| Gross Margins | 0.0 |
| Gross Profits | 48,533,000,192 |
| Has Pre Post Market Data | 1 |
| Held Percent Insiders | 0.0 |
| Held Percent Institutions | 0.03541 |
| Implied Shares Outstanding | 14,457,305,510 |
| Industry | Banks - Diversified |
| Industry Disp | Banks - Diversified |
| Industry Key | banks-diversified |
| Ir Website | http://www.santander.com/csgs/Satellite?appID=santander.wc.CFWCSancomQP01&canal=CSCORP&cid=1278677292437&empr=CFWCSancomQP01&leng=en_GB&pagename=CFWCSancomQP01%2FPage%2FCFQP01_PageSubhome5_PT6 |
| Is Earnings Date Estimate | 0 |
| Language | en-US |
| Last Dividend Date | 1,777,852,800 |
| Last Dividend Value | 0.147 |
| Last Fiscal Year End | 1,767,139,200 |
| Last Split Date | 929,923,200 |
| Last Split Factor | 2:1 |
| Long Business Summary | Banco Santander, S.A. provides various financial products and services to individuals, small and medium-sized enterprises, large corporations, and public entities worldwide. The company operates through five segments: Retail & Commercial Banking, Digital Consumer Bank, Corporate & Investment Banking, Wealth Management & Insurance, and Payments. It offers demand and time deposits, mutual funds, and current and savings accounts; mortgages, consumer finance, loans, and various financing solutions; and project finance, debt capital markets, global transaction banking, and corporate finance services. The company also provides credit and debit cards, real estate loans, microfinance, and auto loans; corporate and investment banking services; advice on mergers and acquisitions; wealth, asset, and risk management services; and digital payments and technology solutions. In addition, it is involved in the securitization, leasing, management of portfolios, e-commerce, air transport, aircraft rental, software, consulting, fund and investment management, renewable energy, vehicle rental, insurance, advertising, marketing, telemarketing, automotive, agricultural, factoring, securities brokerage and investment, pension fund management, trade intermediary, venture capital fund, renting, restaurant, electricity production, IT, internet, and financial advisory and other activities; management, and other real estate activities; and purchase and sale of vehicles. Further, the company offers mobile and online banking services. Banco Santander, S.A. was formerly known as Banco Santander Central Hispano SA and changed its name to Banco Santander, S.A. in February 2007. The company was incorporated in 1856 and is headquartered in Madrid, Spain. |
| Long Name | Banco Santander, S.A. |
| Market | us_market |
| Market Cap | 193,872,461,824 |
| Market State | POSTPOST |
| Max Age | 86,400 |
| Message Board Id | finmb_323930 |
| Most Recent Quarter | 1,782,777,600 |
| Net Income To Common | 12,899,999,744 |
| Next Fiscal Year End | 1,798,675,200 |
| Non Diluted Market Cap | 209,415,395,697 |
| Number Of Analyst Opinions | 3 |
| Open | 13.46 |
| Operating Cashflow | -36,698,001,408 |
| Operating Margins | 0.43438998 |
| Payout Ratio | 0.26709998 |
| Peg Ratio | 0.89 |
| Phone | 34 912 76 92 90 |
| Post Market Change | 0.03999996 |
| Post Market Change Percent | 0.2982846 |
| Post Market Price | 13.45 |
| Post Market Time | 1,792,016,710 |
| Previous Close | 13.55 |
| Price Eps Current Year | 10.47689 |
| Price Hint | 2 |
| Price To Book | 1.5680748 |
| Price To Sales Trailing12 Months | 3.9946523 |
| Profit Margins | 0.33464 |
| Quote Source Name | Nasdaq Real Time Price |
| Quote Type | EQUITY |
| Recommendation Key | none |
| Region | US |
| Regular Market Change | -0.14 |
| Regular Market Change Percent | -1.03321 |
| Regular Market Day High | 13.5 |
| Regular Market Day Low | 13.315 |
| Regular Market Day Range | 13.315 - 13.5 |
| Regular Market Open | 13.46 |
| Regular Market Previous Close | 13.55 |
| Regular Market Price | 13.41 |
| Regular Market Time | 1,792,008,002 |
| Regular Market Volume | 9,190,091 |
| Return On Assets | 0.00782 |
| Return On Equity | 0.13109 |
| Revenue Growth | 0.102 |
| Revenue Per Share | 3.319 |
| Sand P52 Week Change | 0.1570785 |
| Sector | Financial Services |
| Sector Disp | Financial Services |
| Sector Key | financial-services |
| Shares Outstanding | 14,457,305,510 |
| Shares Percent Shares Out | 0.0033000002 |
| Shares Short | 48,198,477 |
| Shares Short Previous Month Date | 1,788,134,400 |
| Shares Short Prior Month | 52,415,840 |
| Short Name | Banco Santander, S.A. Sponsored |
| Short Percent Of Float | 0.0041 |
| Short Ratio | 6.52 |
| Source Interval | 15 |
| Symbol | SAN |
| Target High Price | 15.78 |
| Target Low Price | 13.0 |
| Target Mean Price | 14.79333 |
| Target Median Price | 15.6 |
| Total Cash | 315,343,011,840 |
| Total Cash Per Share | 22.02 |
| Total Debt | 404,829,011,968 |
| Total Revenue | 48,533,000,192 |
| Tradeable | 0 |
| Trailing Annual Dividend Rate | 0.125 |
| Trailing Annual Dividend Yield | 0.009225092 |
| Trailing Eps | 1.03 |
| Trailing P E | 13.019418 |
| Trailing Peg Ratio | 0.9416 |
| Triggerable | 1 |
| Two Hundred Day Average | 12.90595 |
| Two Hundred Day Average Change | 0.50405025 |
| Two Hundred Day Average Change Percent | 0.03905565 |
| Type Disp | Equity |
| Volume | 9,190,091 |
| Website | https://www.santander.com |
| Zip | 28,660 |