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Ryan Specialty Holdings, Inc. (RYAN)

Financial Services | Insurance Brokers | Chicago, United States | NYSE
37.85 USD +0.60 (1.611%) ⇧ (Oct. 13, 2026, 4 p.m. EDT)

Short-term:★★⯪☆☆Long-term:★★★☆☆Dividends:★★⯪☆☆
Hot Take ↕ | Oct. 10, 2026, 2:43 a.m. EDT

Ryan Specialty presents a classic 'value trap' scenario where strong historical performance masks deteriorating current realities. The stock is trading at a premium valuation (52x trailing P/E) despite a sharp 21.6% decline in the most recent fiscal year and negative earnings growth. While the balance sheet remains robust with a 22% ROE and healthy free cash flow, the market has clearly priced in a structural slowdown, evidenced by the massive gap between trailing and forward P/E multiples. The recent insider buying provides a modest floor, but the lack of recent price momentum and the defensive positioning in options suggest the market is waiting for a confirmed turnaround in growth guidance before committing capital. This is a hold for income seekers comfortable with stagnation, but not a high-conviction buy until the growth story is re-established.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
AutoTheta ✓0.081950
MSTL0.098946
AutoETS0.105298
AutoARIMA0.105304

Forecast horizon: 45 days | Selected: AutoTheta

Forecast Reliability
Score 43%
H-stat 6.16
Ljung-Box p 0.000
Jarque-Bera p 0.272
Excess Kurtosis -0.52
Attribute Value
Sector Financial Services
Ex Dividend Date 2026-08-10
Last Dividend Date 2026-08-10
Debt to Equity Ratio 374.707
Revenue per Share 24.723
Market Cap 9,699,780,608
Trailing P/E 53.31
Forward P/E 15.53
Beta 0.61
Profit Margins 3.13%
Previous Name Ryan Specialty Group Holdings, Inc.
Website https://www.ryanspecialty.com

As of Oct. 10, 2026, 2:43 a.m. EDT: Speculators are positioning defensively with heavy open interest in out-of-the-money puts (strikes 35 and 38) expiring in December, suggesting a fear of a drop toward the 52-week low. Conversely, call activity is concentrated in the 45-47 strike range, indicating a speculative bet on a rebound to the mid-40s rather than a breakout to the 60s. Implied volatility is elevated for deep out-of-the-money puts, reflecting asymmetric fear of downside risk.


Dividend Data

Yield Summary
Last Yield 1yr Yield 3yr Avg 5yr Avg
0.31% 1.27% — —
Dividend History
Date Dividend Yield %
2026-08-11 0.13 0.308276
2026-05-12 0.13 0.412567
2026-02-24 0.13 0.334534
2025-11-10 0.12 0.210047
2025-08-12 0.12 0.201511
2025-05-13 0.12 0.176056
2025-03-04 0.12 0.171478
2024-11-12 0.11 0.153524
2024-08-13 0.11 0.168893
2024-05-13 0.11 0.207078
2024-03-12 0.34 0.627191
Additional Data
dividendYield 1.37
exDividendDate 2026-08-11
trailingAnnualDividendRate 0.5
trailingAnnualDividendYield 0.013422819
lastDividendValue 0.13
lastDividendDate 2026-08-11
dividendDate 2026-08-25

Info Dump

Attribute Value
52 Week Change -0.31651378
Address1 155 North Wacker Drive
Address2 Suite 4000
All Time High 77.16
All Time Low 25.57
Ask 0.0
Ask Size 100
Audit Risk 4
Average Analyst Rating 2.3 - Buy
Average Daily Volume10 Day 1,881,880
Average Daily Volume3 Month 1,970,582
Average Volume 1,970,582
Average Volume10Days 1,881,880
Beta 0.605
Bid 0.0
Bid Size 500
Board Risk 6
Book Value 4.195
City Chicago
Compensation As Of Epoch Date 1,767,139,200
Compensation Risk 6
Country United States
Crypto Tradeable 0
Currency USD
Current Price 37.85
Current Ratio 0.998
Custom Price Alert Confidence HIGH
Date Short Interest 1,790,726,400
Day High 37.919
Day Low 37.19
Debt To Equity 374.707
Display Name Ryan Specialty
Dividend Date 1,787,616,000
Dividend Yield 1.37
Earnings Call Timestamp End 1,793,304,000
Earnings Call Timestamp Start 1,793,304,000
Earnings Growth -0.143
Earnings Quarterly Growth -0.186
Earnings Timestamp 1,793,304,000
Earnings Timestamp End 1,793,304,000
Earnings Timestamp Start 1,793,304,000
Ebitda 909,371,008
Ebitda Margins 0.28748
Enterprise To Ebitda 9.671
Enterprise To Revenue 2.78
Enterprise Value 8,794,818,560
Eps Current Year 2.16498
Eps Forward 2.4368
Eps Trailing Twelve Months 0.71
Esg Populated 0
Ex Dividend Date 1,786,406,400
Exchange NYQ
Exchange Data Delayed By 20
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fax 312 784 6002
Fifty Day Average 40.6996
Fifty Day Average Change -2.8496017
Fifty Day Average Change Percent -0.070015475
Fifty Two Week Change Percent -31.651379
Fifty Two Week High 58.94
Fifty Two Week High Change -21.09
Fifty Two Week High Change Percent -0.35782152
Fifty Two Week Low 29.28
Fifty Two Week Low Change 8.569998
Fifty Two Week Low Change Percent 0.29269117
Fifty Two Week Range 29.28 - 58.94
Financial Currency USD
First Trade Date Milliseconds 1,626,960,600,000
Float Shares 106,178,302
Forward Eps 2.4368
Forward P E 15.532665
Free Cashflow 584,760,128
Full Exchange Name NYSE
Full Time Employees 6,171
Fullday Change 0.5999985
Fullday Change Percent 1.6107341
Fullday Price 37.85
Gmt Off Set Milliseconds -14,400,000
Governance Epoch Date 1,790,812,800
Gross Margins 0.41487
Gross Profits 1,312,329,984
Has Pre Post Market Data 1
Held Percent Insiders 0.14606
Held Percent Institutions 0.97852
Implied Shares Outstanding 256,268,981
Industry Insurance Brokers
Industry Disp Insurance Brokers
Industry Key insurance-brokers
Ipo Expected Date 2,021-07-22
Is Earnings Date Estimate 0
Language en-US
Last Dividend Date 1,786,406,400
Last Dividend Value 0.13
Last Fiscal Year End 1,767,139,200
Long Business Summary Ryan Specialty Holdings, Inc. operates as a service provider of specialty products and solutions for insurance brokers, agents, and carriers in the United States, Canada, the United Kingdom, rest of Europe, India, Singapore, and internationally. The company offers distribution, underwriting, product development, administration, and risk management services by acting as a wholesale broker and a managing underwriter or a program administrator with delegated authority from insurance carriers. It serves commercial, industrial, institutional, individual, and government sectors. The company was founded in 2010 and is headquartered in Chicago, Illinois.
Long Name Ryan Specialty Holdings, Inc.
Market us_market
Market Cap 9,699,780,608
Market State PRE
Max Age 86,400
Message Board Id finmb_109652668
Most Recent Quarter 1,782,777,600
Name Change Date 2,026-10-14
Net Income To Common 99,026,000
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 4,415,550,481
Number Of Analyst Opinions 16
Open 37.35
Operating Cashflow 558,524,992
Operating Margins 0.25041
Overall Risk 8
Payout Ratio 0.70419997
Phone 312 784 6001
Prev Name Ryan Specialty Group Holdings, Inc.
Previous Close 37.25
Price Eps Current Year 17.48284
Price Hint 2
Price To Book 9.022645
Price To Sales Trailing12 Months 3.0664184
Profit Margins 0.03131
Quick Ratio 0.129
Quote Source Name Delayed Quote
Quote Type EQUITY
Recommendation Key buy
Recommendation Mean 2.31579
Region US
Regular Market Change 0.599998
Regular Market Change Percent 1.61073
Regular Market Day High 37.919
Regular Market Day Low 37.19
Regular Market Day Range 37.19 - 37.919
Regular Market Open 37.35
Regular Market Previous Close 37.25
Regular Market Price 37.85
Regular Market Time 1,791,921,602
Regular Market Volume 1,261,922
Return On Assets 0.03453
Return On Equity 0.22092
Revenue Growth 0.074
Revenue Per Share 24.723
Sand P52 Week Change 0.17502642
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Share Holder Rights Risk 10
Shares Outstanding 122,077,702
Shares Percent Shares Out 0.1073
Shares Short 13,097,962
Shares Short Previous Month Date 1,788,134,400
Shares Short Prior Month 13,411,299
Short Name Ryan Specialty Holdings, Inc.
Short Percent Of Float 0.1245
Short Ratio 6.2
Source Interval 15
State IL
Symbol RYAN
Target High Price 76.0
Target Low Price 38.0
Target Mean Price 49.09375
Target Median Price 46.5
Total Cash 140,119,008
Total Cash Per Share 1.148
Total Debt 3,807,566,080
Total Revenue 3,163,227,904
Tradeable 0
Trailing Annual Dividend Rate 0.5
Trailing Annual Dividend Yield 0.013422819
Trailing Eps 0.71
Trailing P E 53.30986
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 39.62935
Two Hundred Day Average Change -1.7793503
Two Hundred Day Average Change Percent -0.04489981
Type Disp Equity
Volume 1,261,922
Website https://www.ryanspecialty.com
Zip 60,606