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Ryvyl Inc (RVYL)

Technology | Software - Infrastructure | San Diego, United States |
USD

Short-term:★★⯪☆☆Long-term:★☆☆☆☆Dividends:☆☆☆☆☆
Hot Take | June 14, 2026, 7:53 a.m. UTC

The immediate catalyst driving this name is the pending merger with RTB Digital and the recent reverse stock split, which has injected significant volatility and retail attention into the price action. However, the underlying business fundamentals remain deeply distressed, characterized by severe losses, negative free cash flow, and a balance sheet burdened by debt relative to equity. The multi-year price trajectory confirms a structural deterioration, with four consecutive years of declining annual returns and a massive cumulative loss over the last nine years, suggesting the market has permanently repriced the asset's quality despite the merger hype. There is no dividend support whatsoever, making this a pure speculative play on the merger outcome rather than an investment in the company's operational health.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
MSTL_115 ✓0.137762
AutoARIMA0.153750
AutoTheta0.157756
AutoETS0.170353
MSTL0.170659
MSTL_790.193933
MSTL_79_1150.208598

Forecast horizon: 60 days | Selected: MSTL_115

Forecast Reliability
Score 33%
H-stat 10.08
Ljung-Box p 0.000
Jarque-Bera p 0.720
Excess Kurtosis -0.28
Attribute Value
Sector Technology
Debt to Equity Ratio 470.359
Revenue per Share 18.63
Market Cap 9,994,965
Forward P/E 27.89
Beta 2.72
Profit Margins -157.45%
Website https://www.ryvyl.com

Info Dump

Attribute Value
52 Week Change -0.73333335
Address1 3,131 Camino Del Rio North
Address2 Suite 1400
All Time High 7,273.0
All Time Low 4.14
Ask 8.32
Ask Size 200
Average Daily Volume10 Day 30,570
Average Volume 47,463
Average Volume10Days 30,570
Beta 2.72
Bid 5.61
Bid Size 200
Book Value 0.643
City San Diego
Compensation As Of Epoch Date 1,767,139,200
Country United States
Currency USD
Current Price 7.81
Current Ratio 1.113
Date Short Interest 1,777,507,200
Day High 7.9289
Day Low 6.45
Debt To Equity 470.359
Ebitda -8,929,000
Ebitda Margins -0.80217004
Enterprise To Ebitda -0.64
Enterprise To Revenue 0.513
Enterprise Value 5,712,964
Exchange NGM
Exchange Timezone Name UTC
Fifty Day Average 5.9084
Fifty Two Week High 81.55
Fifty Two Week Low 4.14
Financial Currency USD
First Trade Date Epoch Utc 1,270,474,200
Float Shares 1,174,991
Forward Eps 0.28
Forward P E 27.892857
Free Cashflow -11,298,125
Full Time Employees 15
Gmt Off Set Milliseconds -14,400,000
Gross Margins 0.47678003
Gross Profits 5,307,000
Held Percent Insiders 0.08299
Held Percent Institutions 0.03776
Implied Shares Outstanding 1,279,765
Industry Software - Infrastructure
Industry Disp Software - Infrastructure
Industry Key software-infrastructure
Last Fiscal Year End 1,767,139,200
Last Split Date 1,767,312,000
Last Split Factor 1:35
Long Business Summary Ryvyl Inc., a financial technology company, develops software platforms and tools that focuses on providing payment acceptance and disbursement capabilities in North America, Europe, and Asia. It offers dual-sided platform that enables businesses to accept payments from customers while distributing funds to vendors, employees, and partners; treasury management services; and payment solutions, including automated clearing house and wire transfer services. The company also provides IBAN issuance; foreign exchange; and electronic money institution services, as well as card issuing services, such as debit, credit, and virtual cards. It serves customers in various industries, including retail, e-commerce, financial services, logistics, healthcare, and other sectors. The company was formerly known as GreenBox POS and changed its name to Ryvyl Inc. in October 2022. Ryvyl Inc. is based in San Diego, California.
Long Name Ryvyl Inc
Market Cap 9,994,965
Max Age 86,400
Message Board Id finmb_565794763
Most Recent Quarter 1,767,139,200
Net Income To Common -16,054,000
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 8,708,800
Open 6.58
Operating Cashflow -23,041,000
Operating Margins -0.78554
Payout Ratio 0.0
Phone 619 631 8261
Previous Close 0.0
Price Hint 2
Price To Book 12.14619
Price To Sales Trailing12 Months 0.89793956
Profit Margins -1.57452
Quick Ratio 0.853
Quote Type EQUITY
Recommendation Key none
Regular Market Day High 7.9289
Regular Market Day Low 6.45
Regular Market Open 6.58
Regular Market Previous Close 0.0
Regular Market Volume 74,070
Return On Assets -0.087
Revenue Growth 0.042
Revenue Per Share 18.63
Sand P52 Week Change 0.23177934
Sector Technology
Sector Disp Technology
Sector Key technology
Shares Outstanding 1,279,765
Shares Percent Shares Out 0.0478
Shares Short 61,160
Shares Short Previous Month Date 1,774,915,200
Shares Short Prior Month 101,567
Short Name Ryvyl Inc.
Short Percent Of Float 0.0571
Short Ratio 0.84
State CA
Symbol RVYL
Time Zone Full Name America/New_York
Time Zone Short Name EDT
Total Cash 7,425,000
Total Cash Per Share 5.802
Total Debt 3,142,000
Total Revenue 11,131,000
Tradeable 0
Trailing Annual Dividend Rate 0.0
Trailing Annual Dividend Yield NaN
Trailing Eps -26.87
Trailing Peg Ratio None
Two Hundred Day Average 8.4731
Underlying Symbol RVYL
Uuid dba66c54-8ba4-317a-810a-e435261a6387
Volume 74,070
Website https://www.ryvyl.com
Zip 92,108