Riverview Bancorp, Inc. (RVSB)Financial Services | Banks - Regional | Vancouver, United States | NasdaqGS
5.33 USD
+0.05
(0.947%)
⇧
(July 13, 2026, 4 p.m.
EDT)
|
Hot Take ↕ | July 11, 2026, 6:37 a.m. EDT
The investment case for Riverview Bancorp is currently broken by severe operational deterioration. Despite a modest recovery in share price over the last year, the company is reporting negative profit margins and a massive contraction in revenue, dropping nearly 88% year-over-year. This collapse in top-line performance is dragging down return on equity and assets, signaling a fundamental business crisis rather than a temporary setback. While the stock trades at a discount to book value, this is likely a rational market pricing of the deteriorating franchise, not a margin of safety. The dividend, while technically paid, represents a paltry fraction of the share price and cannot offset the risk of capital erosion given the negative earnings. Speculative interest is virtually non-existent, leaving the stock isolated with no clear path to recovery until the revenue engine restarts. |
| Model | MAE |
|---|---|
| MSTL ✓ | 0.027709 |
| AutoTheta | 0.027766 |
| AutoARIMA | 0.028071 |
| AutoETS | 0.028086 |
| MSTL_90_115 | 0.033592 |
| MSTL_115 | 0.039693 |
| MSTL_90 | 0.040353 |
Forecast horizon: 60 days | Selected: MSTL
| Forecast Reliability | |
|---|---|
| Score | 50% |
| H-stat | 1.32 |
| Ljung-Box p | 0.000 |
| Jarque-Bera p | 0.419 |
| Excess Kurtosis | 0.23 |
| Attribute | Value |
|---|---|
| Sector | Financial Services |
| Ex Dividend Date | 2026-07-08 |
| Last Dividend Date | 2026-07-08 |
| Revenue per Share | 2.007 |
| Market Cap | 108,118,760 |
| Forward P/E | 13.33 |
| Beta | 0.48 |
| Profit Margins | -10.38% |
| Website | https://www.riverviewbank.com |
As of July 11, 2026, 6:37 a.m. EDT: Options activity shows negligible volume across all expirations, with open interest concentrated in deep out-of-the-money strikes rather than near-term directional bets. The implied volatility surface is flat and extremely low, indicating a lack of speculative positioning or anticipated catalysts. The sparse data suggests the market is effectively ignoring this instrument for active trading.
| Last Yield | 1yr Yield | 3yr Avg | 5yr Avg |
|---|---|---|---|
| 0.38% | 1.52% | 2.31% | 2.83% |
| Date | Dividend | Yield % |
|---|---|---|
| 2026-07-09 | 0.020000 | 0.380952 |
| 2026-04-13 | 0.020000 | 0.360360 |
| 2026-01-05 | 0.020000 | 0.391389 |
| 2025-10-09 | 0.020000 | 0.389864 |
| 2025-07-10 | 0.020000 | 0.350877 |
| 2025-04-14 | 0.020000 | 0.350877 |
| 2025-01-02 | 0.020000 | 0.347826 |
| 2024-10-07 | 0.020000 | 0.432900 |
| 2024-07-10 | 0.020000 | 0.526316 |
| 2024-04-10 | 0.060000 | 1.354402 |
| 2024-01-04 | 0.060000 | 0.967742 |
| 2023-10-11 | 0.060000 | 1.075269 |
| 2023-07-10 | 0.060000 | 1.176471 |
| 2023-04-06 | 0.060000 | 1.121495 |
| 2023-01-03 | 0.060000 | 0.821918 |
| 2022-10-12 | 0.060000 | 0.950872 |
| 2022-07-07 | 0.060000 | 0.947867 |
| 2022-04-08 | 0.055000 | 0.733333 |
| 2022-01-04 | 0.055000 | 0.697970 |
| 2021-10-06 | 0.055000 | 0.764951 |
| 2021-07-08 | 0.050000 | 0.739645 |
| 2021-04-07 | 0.050000 | 0.722543 |
| 2021-01-04 | 0.050000 | 0.976563 |
| 2020-10-07 | 0.050000 | 1.016260 |
| 2020-07-08 | 0.050000 | 0.994036 |
| 2020-04-08 | 0.050000 | 1.026694 |
| 2020-01-08 | 0.050000 | 0.627353 |
| 2019-10-10 | 0.045000 | 0.624133 |
| 2019-07-11 | 0.045000 | 0.538922 |
| 2019-04-10 | 0.040000 | 0.536913 |
| 2019-01-07 | 0.040000 | 0.531208 |
| 2018-10-11 | 0.035000 | 0.424242 |
| 2018-07-12 | 0.035000 | 0.406504 |
| 2018-04-12 | 0.030000 | 0.319489 |
| 2018-01-05 | 0.030000 | 0.342857 |
| 2017-10-12 | 0.023000 | 0.261067 |
| 2017-07-12 | 0.023000 | 0.320334 |
| 2017-04-07 | 0.020000 | 0.272109 |
| 2017-01-06 | 0.020000 | 0.286123 |
| 2016-10-12 | 0.020000 | 0.355240 |
| 2016-07-08 | 0.020000 | 0.410678 |
| 2016-04-07 | 0.020000 | 0.450450 |
| 2015-12-31 | 0.018000 | 0.383795 |
| 2015-10-07 | 0.015000 | 0.293542 |
| 2015-07-06 | 0.013000 | 0.302326 |
| 2015-04-09 | 0.011000 | 0.246085 |
| 2008-09-26 | 0.045000 | 0.707547 |
| 2008-06-25 | 0.090000 | 1.164295 |
| 2008-03-27 | 0.090000 | 0.905433 |
| 2007-12-27 | 0.110000 | 0.915141 |
| 2007-09-26 | 0.110000 | 0.738255 |
| 2007-06-27 | 0.110000 | 0.793651 |
| 2007-03-28 | 0.100000 | 0.648929 |
| 2006-12-28 | 0.100000 | 0.641437 |
| 2006-09-27 | 0.100000 | 0.741290 |
| 2006-06-28 | 0.095000 | 0.727969 |
| 2006-03-29 | 0.085000 | 0.629630 |
| 2005-12-28 | 0.085000 | 0.724020 |
| 2005-09-28 | 0.085000 | 0.809909 |
| 2005-06-28 | 0.085000 | 0.790698 |
| 2005-03-29 | 0.077500 | 0.738095 |
| 2004-12-29 | 0.077500 | 0.696942 |
| 2004-09-28 | 0.077500 | 0.738095 |
| 2004-06-28 | 0.077500 | 0.761671 |
| 2004-03-29 | 0.070000 | 0.704935 |
| 2003-12-29 | 0.070000 | 0.658514 |
| 2003-09-26 | 0.070000 | 0.738007 |
| 2003-06-26 | 0.070000 | 0.773908 |
| 2003-03-27 | 0.062500 | 0.769231 |
| 2002-12-27 | 0.062500 | 0.836120 |
| 2002-09-26 | 0.062500 | 0.801282 |
| 2002-06-26 | 0.062500 | 0.892220 |
| 2002-03-26 | 0.055000 | 0.817844 |
| 2001-12-27 | 0.055000 | 0.913621 |
| 2001-09-26 | 0.055000 | 0.995475 |
| 2001-06-27 | 0.055000 | 1.112235 |
| 2001-03-28 | 0.050000 | 1.081081 |
| 2000-12-27 | 0.050000 | 1.230769 |
| 2000-09-27 | 0.050000 | 1.126761 |
| 2000-06-28 | 0.050000 | 1.194030 |
| 2000-03-29 | 0.045000 | 1.090909 |
| 1999-12-29 | 0.045000 | 0.888889 |
| 1999-09-28 | 0.045000 | 0.712871 |
| 1999-06-28 | 0.045000 | 0.800000 |
| 1999-03-29 | 0.030000 | 0.468293 |
| 1998-12-29 | 0.030000 | 0.500000 |
| 1998-09-28 | 0.030000 | 0.444444 |
| 1998-06-26 | 0.030000 | 0.360902 |
| 1998-03-27 | 0.017500 | 0.207407 |
| 1997-12-29 | 0.015000 | 0.166667 |
| 1997-07-02 | 0.011830 | 0.260877 |
| 1996-12-27 | 0.009858 | 0.314284 |
| 1996-06-26 | 0.009858 | 0.379309 |
| 1995-12-27 | 0.008962 | 0.312505 |
| 1995-09-27 | 0.008962 | 0.350883 |
| 1995-06-28 | 0.008962 | 0.357149 |
| 1994-12-23 | 0.022405 | 0.833347 |
| 1994-09-26 | 0.022405 | 0.803226 |
| 1994-06-24 | 0.022405 | 0.892871 |
| 1994-04-25 | 0.116504 | 5.531907 |
| Attribute | Value |
|---|---|
| 52 Week Change | -0.023809552 |
| Address1 | 900 Washington Street |
| Address2 | Suite 900 |
| All Time High | 17.75 |
| All Time Low | 1.07 |
| Ask | 6.83 |
| Ask Size | 2 |
| Audit Risk | 6 |
| Average Analyst Rating | 2.0 - Buy |
| Average Daily Volume10 Day | 95,710 |
| Average Daily Volume3 Month | 98,386 |
| Average Volume | 98,386 |
| Average Volume10Days | 95,710 |
| Beta | 0.477 |
| Bid | 3.88 |
| Bid Size | 2 |
| Board Risk | 2 |
| Book Value | 7.082 |
| City | Vancouver |
| Compensation As Of Epoch Date | 1,767,139,200 |
| Compensation Risk | 9 |
| Country | United States |
| Crypto Tradeable | 0 |
| Currency | USD |
| Current Price | 5.33 |
| Custom Price Alert Confidence | HIGH |
| Date Short Interest | 1,782,777,600 |
| Day High | 5.4399 |
| Day Low | 5.32 |
| Display Name | Riverview Bancorp |
| Dividend Date | 1,784,592,000 |
| Dividend Rate | 0.08 |
| Dividend Yield | 1.5 |
| Earnings Timestamp | 1,777,379,400 |
| Earnings Timestamp End | 1,785,241,800 |
| Earnings Timestamp Start | 1,785,241,800 |
| Ebitda Margins | 0.0 |
| Enterprise To Revenue | 0.965 |
| Enterprise Value | 40,371,764 |
| Eps Current Year | 0.32 |
| Eps Forward | 0.4 |
| Eps Trailing Twelve Months | -0.21 |
| Esg Populated | 0 |
| Ex Dividend Date | 1,783,555,200 |
| Exchange | NMS |
| Exchange Data Delayed By | 0 |
| Exchange Timezone Name | America/New_York |
| Exchange Timezone Short Name | EDT |
| Fifty Day Average | 5.5138 |
| Fifty Day Average Change | -0.18380022 |
| Fifty Day Average Change Percent | -0.033334583 |
| Fifty Two Week Change Percent | -2.3809552 |
| Fifty Two Week High | 6.22 |
| Fifty Two Week High Change | -0.88999987 |
| Fifty Two Week High Change Percent | -0.1430868 |
| Fifty Two Week Low | 4.74 |
| Fifty Two Week Low Change | 0.59000015 |
| Fifty Two Week Low Change Percent | 0.12447261 |
| Fifty Two Week Range | 4.74 - 6.22 |
| Financial Currency | USD |
| First Trade Date Milliseconds | 751,555,800,000 |
| Five Year Avg Dividend Yield | 3.13 |
| Float Shares | 17,422,537 |
| Forward Eps | 0.4 |
| Forward P E | 13.325 |
| Full Exchange Name | NasdaqGS |
| Full Time Employees | 243 |
| Gmt Off Set Milliseconds | -14,400,000 |
| Governance Epoch Date | 1,782,864,000 |
| Gross Margins | 0.0 |
| Gross Profits | 41,829,000 |
| Has Pre Post Market Data | 1 |
| Held Percent Insiders | 0.036170002 |
| Held Percent Institutions | 0.73367995 |
| Implied Shares Outstanding | 20,284,946 |
| Industry | Banks - Regional |
| Industry Disp | Banks - Regional |
| Industry Key | banks-regional |
| Ir Website | http://www.snl.com/irweblinkx/corporateprofile.aspx?iid=1032031 |
| Is Earnings Date Estimate | 1 |
| Language | en-US |
| Last Dividend Date | 1,783,555,200 |
| Last Dividend Value | 0.02 |
| Last Fiscal Year End | 1,774,915,200 |
| Last Split Date | 1,156,464,000 |
| Last Split Factor | 2:1 |
| Long Business Summary | Riverview Bancorp, Inc. operates as a bank holding company for Riverview Bank that provides commercial banking services. The company offers deposit instruments, such as demand deposits, negotiable order of withdrawal accounts, money market accounts, savings accounts, certificates of deposit, and retirement savings plans for business and consumer depositors. It also provides loan products, including commercial business, commercial real estate, land, multi-family, real estate construction, and real estate one-to-four family, as well as consumer loans comprising automobile, boat, motorcycle, recreational vehicle, savings account, and unsecured loans; and home equity lines of credit. In addition, the company offers brokerage, trust, estate planning, and investment management services. It operates in Camas, Washougal, Stevenson, White Salmon, Battle Ground, Goldendale, Ridgefield and Vancouver; Washington, Portland, Gresham, and Tualatin; and Aumsville, Oregon. Riverview Bancorp, Inc. was founded in 1923 and is based in Vancouver, Washington. |
| Long Name | Riverview Bancorp, Inc. |
| Market | us_market |
| Market Cap | 108,118,760 |
| Market State | PRE |
| Max Age | 86,400 |
| Message Board Id | finmb_378947 |
| Most Recent Quarter | 1,774,915,200 |
| Net Income To Common | -4,341,000 |
| Next Fiscal Year End | 1,806,451,200 |
| Non Diluted Market Cap | 108,118,762 |
| Number Of Analyst Opinions | 1 |
| Open | 5.34 |
| Operating Cashflow | 12,042,000 |
| Operating Margins | -6.57976 |
| Overall Risk | 7 |
| Payout Ratio | 0.3478 |
| Peg Ratio | 1.42 |
| Phone | 360 693 6650 |
| Previous Close | 5.28 |
| Price Eps Current Year | 16.65625 |
| Price Hint | 2 |
| Price To Book | 0.7526123 |
| Price To Sales Trailing12 Months | 2.58478 |
| Profit Margins | -0.10378 |
| Quote Source Name | Nasdaq Real Time Price |
| Quote Type | EQUITY |
| Recommendation Key | buy |
| Recommendation Mean | 2.0 |
| Region | US |
| Regular Market Change | 0.0499997 |
| Regular Market Change Percent | 0.946964 |
| Regular Market Day High | 5.4399 |
| Regular Market Day Low | 5.32 |
| Regular Market Day Range | 5.32 - 5.4399 |
| Regular Market Open | 5.34 |
| Regular Market Previous Close | 5.28 |
| Regular Market Price | 5.33 |
| Regular Market Time | 1,783,972,801 |
| Regular Market Volume | 83,726 |
| Return On Assets | -0.0029199999 |
| Return On Equity | -0.02841 |
| Revenue Growth | -0.884 |
| Revenue Per Share | 2.007 |
| Sand P52 Week Change | 0.20365608 |
| Sector | Financial Services |
| Sector Disp | Financial Services |
| Sector Key | financial-services |
| Share Holder Rights Risk | 9 |
| Shares Outstanding | 20,284,946 |
| Shares Percent Shares Out | 0.0036000002 |
| Shares Short | 72,736 |
| Shares Short Previous Month Date | 1,780,012,800 |
| Shares Short Prior Month | 501,845 |
| Short Name | Riverview Bancorp Inc |
| Short Percent Of Float | 0.0037 |
| Short Ratio | 0.37 |
| Source Interval | 15 |
| State | WA |
| Symbol | RVSB |
| Target High Price | 7.0 |
| Target Low Price | 7.0 |
| Target Mean Price | 7.0 |
| Target Median Price | 7.0 |
| Total Cash | 116,866,000 |
| Total Cash Per Share | 5.761 |
| Total Debt | 49,119,000 |
| Total Revenue | 41,829,000 |
| Tradeable | 0 |
| Trailing Annual Dividend Rate | 0.08 |
| Trailing Annual Dividend Yield | 0.015151515 |
| Trailing Eps | -0.21 |
| Trailing Peg Ratio | None |
| Triggerable | 1 |
| Two Hundred Day Average | 5.34565 |
| Two Hundred Day Average Change | -0.015650272 |
| Two Hundred Day Average Change Percent | -0.002927665 |
| Type Disp | Equity |
| Volume | 83,726 |
| Website | https://www.riverviewbank.com |
| Zip | 98,660 |