Repay Holdings Corporation (RPAY)Technology | Software - Infrastructure | Atlanta, United States | NasdaqCM
4.11 USD
+0.93
(29.245%)
⇧
(April 17, 2026, 4 p.m.
EDT)
After hours: 4.06 -0.05 (-0.050%) ⇩ (April 17, 2026, 7:59 p.m. EDT) Short-term: ★★☆☆☆ | Long-term: ★☆☆☆☆ | Dividends: ☆☆☆☆☆ |
Hot Take | April 11, 2026, 4:28 p.m. EDT
RPAY is currently in a volatile and uncertain environment, with mixed signals from both the fundamentals and options market. The recent price action shows a range-bound trend with a recent dip, but the overall fundamentals are weak, with negative profit margins and a high debt-to-equity ratio. The options activity suggests traders are hedging or anticipating a move, but the forecast model indicates a slight downward trend. Short-term traders might consider buying calls if the price breaks above the recent highs, but long-term investors should be cautious given the poor financials and lack of dividends. Overall, this stock is not a strong buy at this time. |
| Model | MAE |
|---|---|
| MSTL ✓ | 0.149863 |
| AutoTheta | 0.158106 |
| AutoETS | 0.158151 |
| AutoARIMA | 0.187885 |
Forecast horizon: 45 days | Selected: MSTL
| Forecast Reliability | |
|---|---|
| Score | 46% |
| H-stat | 6.71 |
| Ljung-Box p | 0.000 |
| Jarque-Bera p | 0.640 |
| Excess Kurtosis | -0.55 |
| Attribute | Value |
|---|---|
| Sector | Technology |
| Debt to Equity Ratio | 90.68 |
| Revenue per Share | 3.615 |
| Market Cap | 359,443,424 |
| Forward P/E | 4.41 |
| Beta | 1.59 |
| Profit Margins | -83.01% |
| Website | https://repay.com |
As of April 11, 2026, 4:28 p.m. EDT: Options speculators are showing mixed signals. For calls, there is a notable concentration of open interest (OI) and volume on the 5.0 strike, which is significantly above the current price, indicating potential bullish sentiment for higher prices. However, the puts show higher implied volatility (IV) and OI on the 5.0 strike as well, suggesting some bearish sentiment or hedging against downside risk. The ATM strikes are also showing activity, which could indicate traders are hedging or anticipating near-term price movements. Overall, the options data suggests uncertainty with both bullish and bearish positioning, but more emphasis on the upper end of the price range.
| Attribute | Value |
|---|---|
| 52 Week Change | -0.05733943 |
| Address1 | 3,060 Peachtree Road NW |
| Address2 | Suite 1100 |
| All Time High | 28.42 |
| All Time Low | 2.3 |
| Ask | 4.14 |
| Ask Size | 8 |
| Audit Risk | 1 |
| Average Analyst Rating | 1.6 - Buy |
| Average Daily Volume10 Day | 3,902,230 |
| Average Daily Volume3 Month | 1,738,982 |
| Average Volume | 1,738,982 |
| Average Volume10Days | 3,902,230 |
| Beta | 1.592 |
| Bid | 4.07 |
| Bid Size | 8 |
| Board Risk | 4 |
| Book Value | 5.925 |
| City | Atlanta |
| Compensation As Of Epoch Date | 1,735,603,200 |
| Compensation Risk | 6 |
| Country | United States |
| Crypto Tradeable | 0 |
| Currency | USD |
| Current Price | 4.11 |
| Current Ratio | 0.818 |
| Custom Price Alert Confidence | HIGH |
| Date Short Interest | 1,774,915,200 |
| Day High | 4.2899 |
| Day Low | 3.73 |
| Debt To Equity | 90.68 |
| Display Name | Repay |
| Earnings Call Timestamp End | 1,773,090,000 |
| Earnings Call Timestamp Start | 1,773,090,000 |
| Earnings Timestamp | 1,773,086,400 |
| Earnings Timestamp End | 1,778,529,600 |
| Earnings Timestamp Start | 1,778,529,600 |
| Ebitda | 67,424,000 |
| Ebitda Margins | 0.21802 |
| Enterprise To Ebitda | 9.733 |
| Enterprise To Revenue | 2.122 |
| Enterprise Value | 656,257,408 |
| Eps Current Year | 0.88585 |
| Eps Forward | 0.93246 |
| Eps Trailing Twelve Months | -3.0 |
| Esg Populated | 0 |
| Exchange | NCM |
| Exchange Data Delayed By | 0 |
| Exchange Timezone Name | America/New_York |
| Exchange Timezone Short Name | EDT |
| Fifty Day Average | 2.9658 |
| Fifty Day Average Change | 1.1442001 |
| Fifty Day Average Change Percent | 0.38579813 |
| Fifty Two Week Change Percent | -5.733943 |
| Fifty Two Week High | 6.055 |
| Fifty Two Week High Change | -1.9449997 |
| Fifty Two Week High Change Percent | -0.3212221 |
| Fifty Two Week Low | 2.3 |
| Fifty Two Week Low Change | 1.8100002 |
| Fifty Two Week Low Change Percent | 0.7869566 |
| Fifty Two Week Range | 2.3 - 6.055 |
| Financial Currency | USD |
| First Trade Date Milliseconds | 1,531,834,200,000 |
| Float Shares | 41,766,976 |
| Forward Eps | 0.93246 |
| Forward P E | 4.407696 |
| Free Cashflow | 61,450,876 |
| Full Exchange Name | NasdaqCM |
| Full Time Employees | 486 |
| Gmt Off Set Milliseconds | -14,400,000 |
| Governance Epoch Date | 1,775,001,600 |
| Gross Margins | 0.75023 |
| Gross Profits | 232,018,000 |
| Has Pre Post Market Data | 1 |
| Held Percent Insiders | 0.11394 |
| Held Percent Institutions | 1.1421399 |
| Implied Shares Outstanding | 87,455,814 |
| Industry | Software - Infrastructure |
| Industry Disp | Software - Infrastructure |
| Industry Key | software-infrastructure |
| Is Earnings Date Estimate | 1 |
| Language | en-US |
| Last Fiscal Year End | 1,767,139,200 |
| Long Business Summary | Repay Holdings Corporation, a payments technology company, provides integrated payment processing solutions that enables consumers and businesses to make payments using electronic payment methods in the United States. It operates through two segments: Consumer Payments and Business Payments. The company offers payment acceptance solutions, such as debit and credit card processing, automated clearing house (ACH) processing, e-cash, and digital wallet services; virtual credit card processing, enhanced ACH processing, instant funding, clearing and settlement, and communication solutions; and proprietary payment channels that include Web-based, mobile application, text-to-pay, interactive voice response, and point of sale services. It serves customers primarily operating in the personal loans, automotive loans, receivables management, and business-to-business verticals through direct sales representatives and software integration partners. Repay Holdings Corporation was founded in 2006 and is headquartered in Atlanta, Georgia. |
| Long Name | Repay Holdings Corporation |
| Market | us_market |
| Market Cap | 359,443,424 |
| Market State | CLOSED |
| Max Age | 86,400 |
| Message Board Id | finmb_599247105 |
| Most Recent Quarter | 1,767,139,200 |
| Net Income To Common | -256,724,000 |
| Next Fiscal Year End | 1,798,675,200 |
| Non Diluted Market Cap | 337,718,416 |
| Number Of Analyst Opinions | 7 |
| Open | 3.98 |
| Operating Cashflow | 91,112,000 |
| Operating Margins | -0.05703 |
| Overall Risk | 5 |
| Payout Ratio | 0.0 |
| Phone | 404 504 7472 |
| Post Market Change | -0.04970026 |
| Post Market Change Percent | -1.209252 |
| Post Market Price | 4.0603 |
| Post Market Time | 1,776,470,349 |
| Previous Close | 3.18 |
| Price Eps Current Year | 4.6396117 |
| Price Hint | 4 |
| Price To Book | 0.69367087 |
| Price To Sales Trailing12 Months | 1.1622657 |
| Profit Margins | -0.83012 |
| Quick Ratio | 0.632 |
| Quote Source Name | Nasdaq Real Time Price |
| Quote Type | EQUITY |
| Recommendation Key | buy |
| Recommendation Mean | 1.57143 |
| Region | US |
| Regular Market Change | 0.93 |
| Regular Market Change Percent | 29.2453 |
| Regular Market Day High | 4.2899 |
| Regular Market Day Low | 3.73 |
| Regular Market Day Range | 3.73 - 4.2899 |
| Regular Market Open | 3.98 |
| Regular Market Previous Close | 3.18 |
| Regular Market Price | 4.11 |
| Regular Market Time | 1,776,456,000 |
| Regular Market Volume | 24,916,410 |
| Return On Assets | -0.00543 |
| Return On Equity | -0.43203 |
| Revenue Growth | 0.004 |
| Revenue Per Share | 3.615 |
| Sand P52 Week Change | 0.38150132 |
| Sector | Technology |
| Sector Disp | Technology |
| Sector Key | technology |
| Share Holder Rights Risk | 7 |
| Shares Outstanding | 82,169,931 |
| Shares Percent Shares Out | 0.0691 |
| Shares Short | 5,679,259 |
| Shares Short Previous Month Date | 1,772,150,400 |
| Shares Short Prior Month | 5,746,188 |
| Short Name | Repay Holdings Corporation |
| Short Percent Of Float | 0.0802 |
| Short Ratio | 3.82 |
| Source Interval | 15 |
| State | GA |
| Symbol | RPAY |
| Target High Price | 10.0 |
| Target Low Price | 3.5 |
| Target Mean Price | 6.57143 |
| Target Median Price | 7.0 |
| Total Cash | 115,692,000 |
| Total Cash Per Share | 1.408 |
| Total Debt | 436,880,000 |
| Total Revenue | 309,260,992 |
| Tradeable | 0 |
| Trailing Annual Dividend Rate | 0.0 |
| Trailing Annual Dividend Yield | 0.0 |
| Trailing Eps | -3.0 |
| Trailing Peg Ratio | None |
| Triggerable | 1 |
| Two Hundred Day Average | 4.1232 |
| Two Hundred Day Average Change | -0.013199806 |
| Two Hundred Day Average Change Percent | -0.00320135 |
| Type Disp | Equity |
| Volume | 24,916,410 |
| Website | https://repay.com |
| Zip | 30,305 |