Root, Inc. (ROOT)Financial Services | Insurance - Property & Casualty | Columbus, United States | NasdaqGS
56.43 USD
+1.39
(2.516%)
⇧
(Aug. 28, 2026, 4 p.m.
EDT)
After hours: 57.00 +0.57 (1.010%) ⇧ (Aug. 28, 2026, 7:30 p.m. EDT) |
Hot Take ↕ | Aug. 22, 2026, 2:41 a.m. EDT
The investment case here is defined by a stark divergence between a recovering business and a skeptical market. Fundamentally, the company has turned the corner; after a catastrophic collapse in 2022 and 2023, it staged a remarkable rebound in 2024 and 2025, with the latest year showing strong double-digit growth. The balance sheet is healthy, debt is manageable, and profitability is returning. However, the market has not fully forgiven the past; the stock is still trading significantly below its 2021 highs, and the recent price action shows a volatile struggle to maintain gains, oscillating around the 50-60 range. The short-term outlook remains murky due to this volatility and a weak statistical forecast, preventing a bullish entry. For the long term, the turnaround story is compelling, but the lack of a dividend and the lingering market skepticism keep the rating from being a top-tier buy. It is a solid recovery play, but investors must navigate the high beta and the risk of another earnings miss. |
| Model | MAE |
|---|---|
| AutoTheta ✓ | 0.096821 |
| AutoETS | 0.096896 |
| AutoARIMA | 0.096897 |
| MSTL | 0.098445 |
Forecast horizon: 45 days | Selected: AutoTheta
| Forecast Reliability | |
|---|---|
| Score | 33% |
| H-stat | 4.77 |
| Ljung-Box p | 0.000 |
| Jarque-Bera p | 0.738 |
| Excess Kurtosis | -0.55 |
| Attribute | Value |
|---|---|
| Sector | Financial Services |
| Debt to Equity Ratio | 44.965 |
| Revenue per Share | 100.804 |
| Market Cap | 874,284,224 |
| Trailing P/E | 15.29 |
| Forward P/E | 20.01 |
| Beta | 2.93 |
| Profit Margins | 3.71% |
| Website | https://www.joinroot.com |
As of Aug. 22, 2026, 2:41 a.m. EDT: Speculators are positioning defensively with heavy out-of-the-money put volume and open interest, particularly at strikes below the current price (e.g., 45 and 50), suggesting a fear of a downside gap or continued volatility. Conversely, there is significant call open interest at distant strikes (85, 120, 195, 230, 270) with inflated implied volatilities, indicating a speculative bet on a massive, multi-bagger recovery or a 'lottery ticket' scenario rather than a measured rally. The imbalance favors downside protection over near-term upside conviction.
| Attribute | Value |
|---|---|
| 52 Week Change | -0.38012385 |
| Address1 | 80 E. Rich Street |
| Address2 | Suite 500 |
| All Time High | 530.64 |
| All Time Low | 3.31 |
| Ask | 71.68 |
| Ask Size | 2 |
| Audit Risk | 1 |
| Average Daily Volume10 Day | 232,840 |
| Average Daily Volume3 Month | 261,164 |
| Average Volume | 261,164 |
| Average Volume10Days | 232,840 |
| Beta | 2.928 |
| Bid | 40.17 |
| Bid Size | 2 |
| Board Risk | 6 |
| Book Value | 20.758 |
| City | Columbus |
| Compensation As Of Epoch Date | 1,767,139,200 |
| Compensation Risk | 10 |
| Country | United States |
| Crypto Tradeable | 0 |
| Currency | USD |
| Current Price | 56.43 |
| Current Ratio | 1.98 |
| Custom Price Alert Confidence | HIGH |
| Date Short Interest | 1,786,665,600 |
| Day High | 57.08 |
| Day Low | 55.26 |
| Debt To Equity | 44.965 |
| Display Name | Root |
| Earnings Call Timestamp End | 1,785,963,600 |
| Earnings Call Timestamp Start | 1,785,963,600 |
| Earnings Growth | 0.155 |
| Earnings Quarterly Growth | 0.153 |
| Earnings Timestamp | 1,785,960,000 |
| Earnings Timestamp End | 1,793,822,400 |
| Earnings Timestamp Start | 1,793,822,400 |
| Ebitda | 91,400,000 |
| Ebitda Margins | 0.05831 |
| Enterprise To Ebitda | 7.261 |
| Enterprise To Revenue | 0.423 |
| Enterprise Value | 663,684,224 |
| Eps Current Year | 4.74 |
| Eps Forward | 2.82 |
| Eps Trailing Twelve Months | 3.69 |
| Esg Populated | 0 |
| Exchange | NMS |
| Exchange Data Delayed By | 0 |
| Exchange Timezone Name | America/New_York |
| Exchange Timezone Short Name | EDT |
| Fifty Day Average | 56.7363 |
| Fifty Day Average Change | -0.30630112 |
| Fifty Day Average Change Percent | -0.0053986795 |
| Fifty Two Week Change Percent | -38.012386 |
| Fifty Two Week High | 104.47 |
| Fifty Two Week High Change | -48.04 |
| Fifty Two Week High Change Percent | -0.45984495 |
| Fifty Two Week Low | 40.91 |
| Fifty Two Week Low Change | 15.52 |
| Fifty Two Week Low Change Percent | 0.37936935 |
| Fifty Two Week Range | 40.91 - 104.47 |
| Financial Currency | USD |
| First Trade Date Milliseconds | 1,603,891,800,000 |
| Float Shares | 12,302,107 |
| Forward Eps | 2.82 |
| Forward P E | 20.01064 |
| Free Cashflow | 125,075,000 |
| Full Exchange Name | NasdaqGS |
| Full Time Employees | 1,256 |
| Fullday Change | 1.385 |
| Fullday Change Percent | 2.51613 |
| Fullday Price | 57.0 |
| Gmt Off Set Milliseconds | -14,400,000 |
| Governance Epoch Date | 1,785,542,400 |
| Gross Margins | 0.39305001 |
| Gross Profits | 616,099,968 |
| Has Pre Post Market Data | 1 |
| Held Percent Insiders | 0.059019998 |
| Held Percent Institutions | 0.64796996 |
| Implied Shares Outstanding | 15,493,252 |
| Industry | Insurance - Property & Casualty |
| Industry Disp | Insurance - Property & Casualty |
| Industry Key | insurance-property-casualty |
| Ipo Expected Date | 2,020-10-28 |
| Is Earnings Date Estimate | 1 |
| Language | en-US |
| Last Fiscal Year End | 1,767,139,200 |
| Last Split Date | 1,660,521,600 |
| Last Split Factor | 1:18 |
| Long Business Summary | Root, Inc. provides insurance products and services in the United States. The company offers automobile and renters insurance products primarily through websites, mobile applications, and partnership channels. Root, Inc. was incorporated in 2015 and is headquartered in Columbus, Ohio. |
| Long Name | Root, Inc. |
| Market | us_market |
| Market Cap | 874,284,224 |
| Market State | CLOSED |
| Max Age | 86,400 |
| Message Board Id | finmb_638035157 |
| Most Recent Quarter | 1,782,777,600 |
| Net Income To Common | 58,200,000 |
| Next Fiscal Year End | 1,798,675,200 |
| Non Diluted Market Cap | 851,354,197 |
| Number Of Analyst Opinions | 5 |
| Open | 55.26 |
| Operating Cashflow | 194,500,000 |
| Operating Margins | 0.0889 |
| Overall Risk | 9 |
| Payout Ratio | 0.0 |
| Phone | 866 980 9431 |
| Post Market Change | 0.5699997 |
| Post Market Change Percent | 1.0101005 |
| Post Market Price | 57.0 |
| Post Market Time | 1,787,959,805 |
| Previous Close | 55.045 |
| Price Eps Current Year | 11.905064 |
| Price Hint | 2 |
| Price To Book | 2.71847 |
| Price To Sales Trailing12 Months | 0.5577571 |
| Profit Margins | 0.037130002 |
| Quick Ratio | 1.638 |
| Quote Source Name | Nasdaq Real Time Price |
| Quote Type | EQUITY |
| Recommendation Key | none |
| Region | US |
| Regular Market Change | 1.385 |
| Regular Market Change Percent | 2.51613 |
| Regular Market Day High | 57.08 |
| Regular Market Day Low | 55.26 |
| Regular Market Day Range | 55.26 - 57.08 |
| Regular Market Open | 55.26 |
| Regular Market Previous Close | 55.045 |
| Regular Market Price | 56.43 |
| Regular Market Time | 1,787,947,201 |
| Regular Market Volume | 160,880 |
| Return On Assets | 0.03313 |
| Return On Equity | 0.15369001 |
| Revenue Growth | 0.016 |
| Revenue Per Share | 100.804 |
| Sand P52 Week Change | 0.20504117 |
| Sector | Financial Services |
| Sector Disp | Financial Services |
| Sector Key | financial-services |
| Share Holder Rights Risk | 10 |
| Shares Outstanding | 13,687,016 |
| Shares Percent Shares Out | 0.12149999 |
| Shares Short | 1,882,053 |
| Shares Short Previous Month Date | 1,784,073,600 |
| Shares Short Prior Month | 2,029,130 |
| Short Name | Root, Inc. |
| Short Percent Of Float | 0.1459 |
| Short Ratio | 7.06 |
| Source Interval | 15 |
| State | OH |
| Symbol | ROOT |
| Target High Price | 80.0 |
| Target Low Price | 50.0 |
| Target Mean Price | 60.2 |
| Target Median Price | 58.0 |
| Total Cash | 520,400,000 |
| Total Cash Per Share | 33.589 |
| Total Debt | 197,800,000 |
| Total Revenue | 1,567,500,032 |
| Tradeable | 0 |
| Trailing Annual Dividend Rate | 0.0 |
| Trailing Annual Dividend Yield | 0.0 |
| Trailing Eps | 3.69 |
| Trailing P E | 15.292683 |
| Trailing Peg Ratio | None |
| Triggerable | 1 |
| Two Hundred Day Average | 60.263725 |
| Two Hundred Day Average Change | -3.833725 |
| Two Hundred Day Average Change Percent | -0.0636158 |
| Type Disp | Equity |
| Volume | 160,880 |
| Website | https://www.joinroot.com |
| Zip | 43,215 |