Regional Management Corp. (RM)Financial Services | Credit Services | Greer, United States | NYSE
39.99 USD
+1.45
(3.762%)
⇧
(April 17, 2026, 4 p.m.
EDT)
After hours: 39.99 Short-term: ★★★☆☆ | Long-term: ★★★★☆ | Dividends: ★★★★★ |
Hot Take | April 11, 2026, 2:53 p.m. EDT
RM appears to be a solid long-term investment with consistent dividend payouts and a strong historical yield. The recent price movements show a slight uptrend, and the upcoming earnings release could provide further clarity. However, short-term volatility is present, and the options market shows mixed signals. Investors should consider the recent price trends and fundamental strength before making decisions. |
| Model | MAE |
|---|---|
| AutoARIMA ✓ | 0.091427 |
| AutoETS | 0.091532 |
| MSTL | 0.096941 |
| AutoTheta | 0.101567 |
Forecast horizon: 45 days | Selected: AutoARIMA
| Forecast Reliability | |
|---|---|
| Score | 68% |
| H-stat | 1.45 |
| Ljung-Box p | 0.000 |
| Jarque-Bera p | 0.105 |
| Excess Kurtosis | -0.38 |
| Attribute | Value |
|---|---|
| Sector | Financial Services |
| Ex Dividend Date | 2026-02-18 |
| Last Dividend Date | 2026-02-18 |
| Debt to Equity Ratio | 452.473 |
| Revenue per Share | 66.241 |
| Market Cap | 375,783,200 |
| Trailing P/E | 8.99 |
| Forward P/E | 5.50 |
| Beta | 1.02 |
| Profit Margins | 7.11% |
| Website | https://www.regionalmanagement.com |
As of April 11, 2026, 2:53 p.m. EDT: Options activity shows mixed signals. For calls, there is significant positioning on the 2026-06-18 expiration with high open interest on strikes at 30.0 and 40.0, suggesting some bullish sentiment. However, for puts, there is notable open interest on the 2026-09-18 expiration at the 30.0 strike, indicating potential bearish sentiment. The overall IV levels suggest volatility is expected, but the positioning is not strongly aligned on a specific direction.
| Last Yield | 1yr Yield | 3yr Avg | 5yr Avg |
|---|---|---|---|
| 0.86% | 3.62% | 4.36% | 3.86% |
| Date | Dividend | Yield % |
|---|---|---|
| 2026-02-19 | 0.30 | 0.863061 |
| 2025-11-25 | 0.30 | 0.806903 |
| 2025-08-20 | 0.30 | 0.810925 |
| 2025-05-21 | 0.30 | 1.134242 |
| 2025-02-20 | 0.30 | 0.879724 |
| 2024-11-21 | 0.30 | 1.055203 |
| 2024-08-21 | 0.30 | 1.006669 |
| 2024-05-21 | 0.30 | 1.126758 |
| 2024-02-21 | 0.30 | 1.449262 |
| 2023-11-21 | 0.30 | 1.479091 |
| 2023-08-22 | 0.30 | 1.211191 |
| 2023-05-23 | 0.30 | 1.253884 |
| 2023-02-21 | 0.30 | 1.057149 |
| 2022-11-22 | 0.30 | 1.167074 |
| 2022-08-23 | 0.30 | 0.921696 |
| 2022-05-24 | 0.30 | 0.777002 |
| 2022-02-22 | 0.30 | 0.668555 |
| 2021-11-23 | 0.25 | 0.475850 |
| 2021-08-24 | 0.25 | 0.521201 |
| 2021-05-25 | 0.25 | 0.644455 |
| 2021-02-22 | 0.20 | 0.754061 |
| 2020-11-16 | 0.20 | 0.962054 |
| Attribute | Value |
|---|---|
| 52 Week Change | 0.27397263 |
| Address1 | 979 Batesville Road |
| Address2 | Suite B |
| All Time High | 67.6 |
| All Time Low | 10.33 |
| Ask | 42.22 |
| Ask Size | 500 |
| Audit Risk | 1 |
| Average Analyst Rating | 2.0 - Buy |
| Average Daily Volume10 Day | 72,310 |
| Average Daily Volume3 Month | 61,951 |
| Average Volume | 61,951 |
| Average Volume10Days | 72,310 |
| Beta | 1.015 |
| Bid | 37.63 |
| Bid Size | 700 |
| Board Risk | 1 |
| Book Value | 39.051 |
| City | Greer |
| Compensation As Of Epoch Date | 1,767,139,200 |
| Compensation Risk | 2 |
| Country | United States |
| Crypto Tradeable | 0 |
| Currency | USD |
| Current Price | 39.99 |
| Current Ratio | 7.225 |
| Custom Price Alert Confidence | HIGH |
| Date Short Interest | 1,774,915,200 |
| Day High | 40.4 |
| Day Low | 38.35 |
| Debt To Equity | 452.473 |
| Display Name | Regional Management |
| Dividend Date | 1,773,273,600 |
| Dividend Rate | 1.2 |
| Dividend Yield | 3.0 |
| Earnings Call Timestamp End | 1,777,496,400 |
| Earnings Call Timestamp Start | 1,777,496,400 |
| Earnings Growth | 0.325 |
| Earnings Quarterly Growth | 0.302 |
| Earnings Timestamp | 1,777,492,800 |
| Earnings Timestamp End | 1,777,492,800 |
| Earnings Timestamp Start | 1,777,492,800 |
| Ebitda | 158,836,992 |
| Ebitda Margins | 0.25433 |
| Enterprise To Ebitda | 12.97 |
| Enterprise To Revenue | 3.299 |
| Enterprise Value | 2,060,101,248 |
| Eps Current Year | 5.4975 |
| Eps Forward | 7.2725 |
| Eps Trailing Twelve Months | 4.45 |
| Esg Populated | 0 |
| Ex Dividend Date | 1,771,459,200 |
| Exchange | NYQ |
| Exchange Data Delayed By | 0 |
| Exchange Timezone Name | America/New_York |
| Exchange Timezone Short Name | EDT |
| Fifty Day Average | 33.662 |
| Fifty Day Average Change | 6.328003 |
| Fifty Day Average Change Percent | 0.18798655 |
| Fifty Two Week Change Percent | 27.397263 |
| Fifty Two Week High | 46.0 |
| Fifty Two Week High Change | -6.0099983 |
| Fifty Two Week High Change Percent | -0.13065214 |
| Fifty Two Week Low | 26.06 |
| Fifty Two Week Low Change | 13.930002 |
| Fifty Two Week Low Change Percent | 0.53453577 |
| Fifty Two Week Range | 26.06 - 46.0 |
| Financial Currency | USD |
| First Trade Date Milliseconds | 1,332,941,400,000 |
| Five Year Avg Dividend Yield | 3.41 |
| Float Shares | 6,715,421 |
| Forward Eps | 7.2725 |
| Forward P E | 5.498797 |
| Free Cashflow | -143,964,368 |
| Full Exchange Name | NYSE |
| Full Time Employees | 2,112 |
| Gmt Off Set Milliseconds | -14,400,000 |
| Governance Epoch Date | 1,775,001,600 |
| Gross Margins | 0.60701 |
| Gross Profits | 379,089,984 |
| Has Pre Post Market Data | 1 |
| Held Percent Insiders | 0.08361 |
| Held Percent Institutions | 0.86809 |
| Implied Shares Outstanding | 9,396,929 |
| Industry | Credit Services |
| Industry Disp | Credit Services |
| Industry Key | credit-services |
| Is Earnings Date Estimate | 0 |
| Language | en-US |
| Last Dividend Date | 1,771,459,200 |
| Last Dividend Value | 0.3 |
| Last Fiscal Year End | 1,767,139,200 |
| Long Business Summary | Regional Management Corp., a diversified consumer finance company, provides various installment loan products primarily to customers with limited access to consumer credit from banks, thrifts, credit card companies, and other lenders in the United States. It offers small and large loans, and related payment and collateral protection insurance products. The company also provides optional payment and collateral protection insurance relating to its loan products, including credit life insurance, accidental and health insurance, involuntary unemployment insurance, and personal property insurance; and reinsurance services. In addition, its loans are sourced through branches, direct mail campaigns, digital partners, and consumer website. Regional Management Corp. was incorporated in 1987 and is headquartered in Greer, South Carolina. |
| Long Name | Regional Management Corp. |
| Market | us_market |
| Market Cap | 375,783,200 |
| Market State | CLOSED |
| Max Age | 86,400 |
| Message Board Id | finmb_4471002 |
| Most Recent Quarter | 1,767,139,200 |
| Net Income To Common | 44,412,000 |
| Next Fiscal Year End | 1,798,675,200 |
| Non Diluted Market Cap | 373,097,742 |
| Number Of Analyst Opinions | 2 |
| Open | 39.09 |
| Operating Cashflow | 309,070,016 |
| Operating Margins | 0.23601 |
| Overall Risk | 3 |
| Payout Ratio | 0.2697 |
| Peg Ratio | 0.9 |
| Phone | 864 448 7000 |
| Post Market Change | 0.0 |
| Post Market Change Percent | 0.0 |
| Post Market Price | 39.99 |
| Post Market Time | 1,776,464,881 |
| Previous Close | 38.54 |
| Price Eps Current Year | 7.2742157 |
| Price Hint | 2 |
| Price To Book | 1.0240456 |
| Price To Sales Trailing12 Months | 0.6017133 |
| Profit Margins | 0.07111 |
| Quick Ratio | 6.851 |
| Quote Type | EQUITY |
| Recommendation Key | buy |
| Recommendation Mean | 2.0 |
| Region | US |
| Regular Market Change | 1.45 |
| Regular Market Change Percent | 3.76233 |
| Regular Market Day High | 40.4 |
| Regular Market Day Low | 38.35 |
| Regular Market Day Range | 38.35 - 40.4 |
| Regular Market Open | 39.09 |
| Regular Market Previous Close | 38.54 |
| Regular Market Price | 39.99 |
| Regular Market Time | 1,776,456,002 |
| Regular Market Volume | 78,774 |
| Return On Assets | 0.04441 |
| Return On Equity | 0.12165 |
| Revenue Growth | 0.096 |
| Revenue Per Share | 66.241 |
| Sand P52 Week Change | 0.38150132 |
| Sector | Financial Services |
| Sector Disp | Financial Services |
| Sector Key | financial-services |
| Share Holder Rights Risk | 6 |
| Shares Outstanding | 9,329,776 |
| Shares Percent Shares Out | 0.0337 |
| Shares Short | 316,557 |
| Shares Short Previous Month Date | 1,772,150,400 |
| Shares Short Prior Month | 318,409 |
| Short Name | Regional Management Corp. |
| Short Percent Of Float | 0.0421 |
| Short Ratio | 6.05 |
| Source Interval | 15 |
| State | SC |
| Symbol | RM |
| Target High Price | 50.0 |
| Target Low Price | 44.0 |
| Target Mean Price | 47.0 |
| Target Median Price | 47.0 |
| Total Cash | 3,823,000 |
| Total Cash Per Share | 0.407 |
| Total Debt | 1,688,141,056 |
| Total Revenue | 624,521,984 |
| Tradeable | 0 |
| Trailing Annual Dividend Rate | 1.2 |
| Trailing Annual Dividend Yield | 0.031136483 |
| Trailing Eps | 4.45 |
| Trailing P E | 8.986518 |
| Trailing Peg Ratio | None |
| Triggerable | 1 |
| Two Hundred Day Average | 37.0572 |
| Two Hundred Day Average Change | 2.9328003 |
| Two Hundred Day Average Change Percent | 0.07914252 |
| Type Disp | Equity |
| Volume | 78,774 |
| Website | https://www.regionalmanagement.com |
| Zip | 29,651 |