Rocket Companies, Inc. (RKT)Financial Services | Mortgage Finance | Detroit, United States | NYSE
13.91 USD
-0.48
(-3.336%) ⇩
(July 13, 2026, 4 p.m.
EDT)
After hours: 13.87 -0.04 (-0.045%) ⇩ (July 13, 2026, 7:56 p.m. EDT) |
Hot Take ↕ | July 11, 2026, 4:48 a.m. EDT
Rocket Companies presents a classic 'value trap' scenario where the market has priced in a permanent decline despite a recent technical bounce. Fundamentally, the business is deteriorating: it is generating negative free cash flow, has a massive debt load relative to equity, and its return on equity is barely above zero. The price history confirms this structural weakness, showing a 24% drop over the last four years with the most recent annual performance still negative. While the stock has rallied recently, likely driven by a temporary dip in mortgage rates, the underlying fundamentals—negative cash generation and a crumbling balance sheet—do not support a long-term recovery. The recent price surge is a contrarian signal; smart money is buying the dip, but the company lacks the cash flow to sustain a turnaround without significant capital raising or deleveraging. Avoid holding this as a core investment; the risk of further downside due to operational inefficiencies outweighs the speculative upside. |
| Model | MAE |
|---|---|
| MSTL_84_126 ✓ | 0.066730 |
| MSTL_84 | 0.077997 |
| MSTL_126 | 0.078653 |
| AutoARIMA | 0.081962 |
| AutoTheta | 0.082063 |
| AutoETS | 0.082094 |
| MSTL | 0.087826 |
Forecast horizon: 60 days | Selected: MSTL_84_126
| Forecast Reliability | |
|---|---|
| Score | 41% |
| H-stat | 1.63 |
| Ljung-Box p | 0.000 |
| Jarque-Bera p | 0.672 |
| Excess Kurtosis | -0.34 |
| Attribute | Value |
|---|---|
| Sector | Financial Services |
| Ex Dividend Date | 2025-03-19 |
| Last Dividend Date | 2025-03-19 |
| Debt to Equity Ratio | 136.362 |
| Revenue per Share | 4.472 |
| Market Cap | 39,357,366,272 |
| Forward P/E | 13.73 |
| Beta | 2.18 |
| Profit Margins | 2.68% |
| Website | https://www.rocketcompanies.com |
As of July 11, 2026, 4:48 a.m. EDT: Speculators are heavily positioning for upside volatility, evidenced by massive open interest in out-of-the-money calls (especially the $15 strike) compared to puts. Implied volatility is significantly elevated for deep out-of-the-money strikes, suggesting a fear of a sharp spike rather than a crash. The call-to-put volume ratio is skewed heavily toward bullish bets, indicating traders expect a rebound from current lows.
| Date | Dividend | Yield % |
|---|---|---|
| 2025-03-20 | 0.80 | 5.578800 |
| 2022-03-07 | 1.01 | 8.211382 |
| 2021-03-08 | 1.11 | 4.492109 |
| Attribute | Value |
|---|---|
| 52 Week Change | 0.03154123 |
| Address1 | 1,050 Woodward Avenue |
| All Time High | 43.0 |
| All Time Low | 5.97 |
| Ask | 0.0 |
| Ask Size | 5,700 |
| Audit Risk | 7 |
| Average Analyst Rating | 2.1 - Buy |
| Average Daily Volume10 Day | 32,501,130 |
| Average Daily Volume3 Month | 28,008,536 |
| Average Volume | 28,008,536 |
| Average Volume10Days | 32,501,130 |
| Beta | 2.176 |
| Bid | 0.0 |
| Bid Size | 4,000 |
| Board Risk | 10 |
| Book Value | 8.215 |
| City | Detroit |
| Compensation As Of Epoch Date | 1,767,139,200 |
| Compensation Risk | 10 |
| Country | United States |
| Crypto Tradeable | 0 |
| Currency | USD |
| Current Price | 13.91 |
| Current Ratio | 2.483 |
| Custom Price Alert Confidence | HIGH |
| Date Short Interest | 1,782,777,600 |
| Day High | 14.405 |
| Day Low | 13.825 |
| Debt To Equity | 136.362 |
| Display Name | Rocket Companies |
| Dividend Date | 1,743,638,400 |
| Earnings Call Timestamp End | 1,778,185,800 |
| Earnings Call Timestamp Start | 1,778,185,800 |
| Earnings Timestamp | 1,778,184,000 |
| Earnings Timestamp End | 1,785,441,600 |
| Earnings Timestamp Start | 1,785,441,600 |
| Ebitda | 1,923,000,064 |
| Ebitda Margins | 0.2158 |
| Enterprise To Ebitda | 36.248 |
| Enterprise To Revenue | 7.822 |
| Enterprise Value | 69,705,490,432 |
| Eps Current Year | 0.70341 |
| Eps Forward | 1.01323 |
| Eps Trailing Twelve Months | -0.03 |
| Esg Populated | 0 |
| Ex Dividend Date | 1,742,428,800 |
| Exchange | NYQ |
| Exchange Data Delayed By | 0 |
| Exchange Timezone Name | America/New_York |
| Exchange Timezone Short Name | EDT |
| Fifty Day Average | 14.1224 |
| Fifty Day Average Change | -0.21240044 |
| Fifty Day Average Change Percent | -0.015039967 |
| Fifty Two Week Change Percent | 3.1541228 |
| Fifty Two Week High | 24.36 |
| Fifty Two Week High Change | -10.450001 |
| Fifty Two Week High Change Percent | -0.42898196 |
| Fifty Two Week Low | 12.17 |
| Fifty Two Week Low Change | 1.7399998 |
| Fifty Two Week Low Change Percent | 0.14297451 |
| Fifty Two Week Range | 12.17 - 24.36 |
| Financial Currency | USD |
| First Trade Date Milliseconds | 1,596,720,600,000 |
| Float Shares | 967,806,436 |
| Forward Eps | 1.01323 |
| Forward P E | 13.728374 |
| Free Cashflow | -4,300,042,240 |
| Full Exchange Name | NYSE |
| Full Time Employees | 23,500 |
| Gmt Off Set Milliseconds | -14,400,000 |
| Governance Epoch Date | 1,782,864,000 |
| Gross Margins | 1.0 |
| Gross Profits | 8,910,999,552 |
| Has Pre Post Market Data | 1 |
| Held Percent Insiders | 0.01283 |
| Held Percent Institutions | 0.90804 |
| Implied Shares Outstanding | 2,829,429,722 |
| Industry | Mortgage Finance |
| Industry Disp | Mortgage Finance |
| Industry Key | mortgage-finance |
| Ipo Expected Date | 2,020-08-06 |
| Is Earnings Date Estimate | 1 |
| Language | en-US |
| Last Dividend Date | 1,742,428,800 |
| Last Dividend Value | 0.8 |
| Last Fiscal Year End | 1,767,139,200 |
| Long Business Summary | Rocket Companies, Inc., a fintech company, engages in the mortgage, real estate, and personal finance businesses in the United States and Canada. It operates in two segments, Direct to Consumer and Partner Network. The company offers Rocket Mortgage, a mortgage lender service; Redfin, a digital real estate brokerage and home search platform; Rocket Close, a digital experience for appraisal management, settlement, and title services; Rocket Money, a finance app that offers a suite of financial wellness services including subscription cancellation, budget management and credit score improvement; and Rocket Loans, a platform for personal loan. It also originates, closes, sells, and services agency-conforming loans; and provides Rocket Pro that works with mortgage brokers, community banks, and credit unions, to maintain own brand and client relationships. Rocket Companies, Inc. was founded in 1985 and is headquartered in Detroit, Michigan. Rocket Companies, Inc. was formerly a subsidiary of Rock Holdings Inc. |
| Long Name | Rocket Companies, Inc. |
| Market | us_market |
| Market Cap | 39,357,366,272 |
| Market State | PREPRE |
| Max Age | 86,400 |
| Message Board Id | finmb_675705521 |
| Most Recent Quarter | 1,774,915,200 |
| Net Income To Common | 239,000,000 |
| Next Fiscal Year End | 1,798,675,200 |
| Non Diluted Market Cap | 40,715,493,699 |
| Number Of Analyst Opinions | 13 |
| Open | 14.2 |
| Operating Cashflow | -1,274,000,000 |
| Operating Margins | 0.28154 |
| Overall Risk | 10 |
| Payout Ratio | 0.0 |
| Peg Ratio | 0.53 |
| Phone | 313 373 7990 |
| Post Market Change | -0.044799805 |
| Post Market Change Percent | -0.32206905 |
| Post Market Price | 13.8652 |
| Post Market Time | 1,783,986,969 |
| Previous Close | 14.39 |
| Price Eps Current Year | 19.775095 |
| Price Hint | 2 |
| Price To Book | 1.693244 |
| Price To Sales Trailing12 Months | 4.4167175 |
| Profit Margins | 0.026819998 |
| Quick Ratio | 0.266 |
| Quote Source Name | Nasdaq Real Time Price |
| Quote Type | EQUITY |
| Recommendation Key | buy |
| Recommendation Mean | 2.125 |
| Region | US |
| Regular Market Change | -0.48 |
| Regular Market Change Percent | -3.33565 |
| Regular Market Day High | 14.405 |
| Regular Market Day Low | 13.825 |
| Regular Market Day Range | 13.825 - 14.405 |
| Regular Market Open | 14.2 |
| Regular Market Previous Close | 14.39 |
| Regular Market Price | 13.91 |
| Regular Market Time | 1,783,972,802 |
| Regular Market Volume | 21,066,898 |
| Return On Assets | 0.022349998 |
| Return On Equity | 0.01729 |
| Revenue Growth | 1.671 |
| Revenue Per Share | 4.472 |
| Sand P52 Week Change | 0.20847368 |
| Sector | Financial Services |
| Sector Disp | Financial Services |
| Sector Key | financial-services |
| Share Holder Rights Risk | 7 |
| Shares Outstanding | 980,550,267 |
| Shares Percent Shares Out | 0.0368 |
| Shares Short | 104,019,972 |
| Shares Short Previous Month Date | 1,780,012,800 |
| Shares Short Prior Month | 84,648,029 |
| Short Name | Rocket Companies, Inc. |
| Short Percent Of Float | 0.1074 |
| Short Ratio | 2.99 |
| Source Interval | 15 |
| State | MI |
| Symbol | RKT |
| Target High Price | 22.5 |
| Target Low Price | 15.5 |
| Target Mean Price | 18.93846 |
| Target Median Price | 19.0 |
| Total Cash | 2,687,000,064 |
| Total Cash Per Share | 0.95 |
| Total Debt | 31,676,999,680 |
| Total Revenue | 8,910,999,552 |
| Tradeable | 0 |
| Trailing Annual Dividend Rate | 0.0 |
| Trailing Annual Dividend Yield | 0.0 |
| Trailing Eps | -0.03 |
| Trailing Peg Ratio | 0.5326 |
| Triggerable | 1 |
| Two Hundred Day Average | 16.8504 |
| Two Hundred Day Average Change | -2.940401 |
| Two Hundred Day Average Change Percent | -0.17450036 |
| Type Disp | Equity |
| Volume | 21,066,898 |
| Website | https://www.rocketcompanies.com |
| Zip | 48,226 |