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Regions Financial Corporation (RF)

Financial Services | Banks - Regional | Birmingham, United States | NYSE
31.07 USD +0.05 (0.161%) ⇧ (July 13, 2026, 4 p.m. EDT)
Short-term:★★★⯪☆Long-term:★★★⯪☆Dividends:★★★⯪☆
Hot Take ↕ | July 11, 2026, 6:03 a.m. EDT

Regions Financial presents a compelling case for a tactical swing trade rather than a deep value hold. The stock has recovered significantly from its lows, trading near its 52-week high, which validates the recent earnings beat and the shift in analyst sentiment from 'sell' to 'hold'. Fundamentally, the company is healthy with a 3.5% yield, a payout ratio of just 43%, and solid revenue growth, making it a safe bet for income investors who can tolerate banking sector cyclicality. However, the investment thesis hinges entirely on momentum. The price action over the last two weeks shows a steady grind upward, breaking key resistance levels, while the options market is screaming for more upside with massive call open interest at the 30 and 32 strikes. This creates a feedback loop where the technical setup supports the fundamental recovery story. The short-term rating is boosted by this momentum and the lack of downside protection in the options chain, though the statistical forecast model warns of a slight pullback, creating a tension between the crowd's bullishness and the algorithmic mean-reversion signal. For the long term, the stock is a solid 'buy' but lacks the explosive growth or fortress-like balance sheet characteristics required for a top-tier 'exceptional' rating. It is a well-run regional bank that has caught a wave, offering a balanced mix of yield and capital appreciation potential.
Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
MSTL_126 ✓0.026478
MSTL0.030124
AutoTheta0.032873
AutoETS0.034624
AutoARIMA0.034625

Forecast horizon: 60 days | Selected: MSTL_126

Forecast Reliability
Score 48%
H-stat 2.56
Ljung-Box p 0.000
Jarque-Bera p 0.871
Excess Kurtosis -0.30
Attribute Value
Sector Financial Services
Ex Dividend Date 2026-05-31
Last Dividend Date 2026-05-31
Revenue per Share 8.145
Market Cap 26,514,501,632
Trailing P/E 12.89
Forward P/E 10.90
Beta 1.01
Profit Margins 31.00%
Website https://www.regions.com

As of July 11, 2026, 6:03 a.m. EDT: Speculators are heavily skewed toward calls, with open interest concentrated in strikes above the current price (30.00 and 32.00) across nearly all expirations. Put volume is negligible compared to calls, indicating a lack of hedging demand and a speculative bias toward upside moves. Implied volatility is elevated for near-term contracts, suggesting traders anticipate some movement, but the overwhelming directional bias is bullish.

Dividend Data

Yield Summary
Last Yield 1yr Yield 3yr Avg 5yr Avg
0.97% 3.95% 4.50% 4.13%
Dividend History
Date Dividend Yield %
2026-06-01 0.265000 0.969276
2026-03-02 0.265000 0.947444
2025-12-01 0.265000 1.046190
2025-09-02 0.265000 0.985496
2025-06-02 0.250000 1.184273
2025-03-03 0.250000 1.080380
2024-12-02 0.250000 0.942329
2024-09-03 0.250000 1.086957
2024-06-03 0.240000 1.268499
2024-02-29 0.240000 1.288245
2023-12-07 0.240000 1.391304
2023-08-31 0.240000 1.308615
2023-06-01 0.200000 1.152074
2023-03-09 0.200000 0.968054
2022-12-07 0.200000 0.926355
2022-09-01 0.200000 0.935454
2022-06-02 0.170000 0.776610
2022-03-10 0.170000 0.772727
2021-12-02 0.170000 0.751215
2021-09-02 0.170000 0.848303
2021-06-03 0.155000 0.675676
2021-03-04 0.155000 0.765054
2020-12-03 0.155000 0.966937
2020-09-03 0.155000 1.344319
2020-06-04 0.155000 1.198763
2020-03-05 0.155000 1.122375
2019-12-05 0.155000 0.929257
2019-09-05 0.155000 1.046590
2019-06-06 0.140000 0.997151
2019-03-07 0.140000 0.907912
2018-12-06 0.140000 0.915033
2018-09-06 0.140000 0.715015
2018-06-07 0.090000 0.472193
2018-03-08 0.090000 0.455466
2017-12-07 0.090000 0.530348
2017-09-07 0.090000 0.683371
2017-06-07 0.070000 0.515085
2017-03-08 0.065000 0.427350
2016-12-07 0.065000 0.449516
2016-09-07 0.065000 0.652610
2016-06-08 0.065000 0.661914
2016-03-09 0.060000 0.762389
2015-12-09 0.060000 0.634921
2015-09-09 0.060000 0.642398
2015-06-10 0.060000 0.563380
2015-03-11 0.050000 0.524109
2014-12-10 0.050000 0.493097
2014-09-10 0.050000 0.490196
2014-06-11 0.050000 0.465983
2014-03-12 0.030000 0.279070
2013-12-11 0.030000 0.318471
2013-09-11 0.030000 0.314136
2013-06-12 0.030000 0.330761
2013-03-13 0.010000 0.121212
2012-12-12 0.010000 0.147493
2012-09-12 0.010000 0.137174
2012-06-13 0.010000 0.161551
2012-03-14 0.010000 0.162075
2011-12-14 0.010000 0.251256
2011-09-14 0.010000 0.261097
2011-06-15 0.010000 0.162602
2011-03-16 0.010000 0.138889
2010-12-15 0.010000 0.158479
2010-09-15 0.010000 0.143062
2010-06-15 0.010000 0.136240
2010-03-16 0.010000 0.133156
2009-12-14 0.010000 0.179211
2009-09-15 0.010000 0.165017
2009-06-15 0.010000 0.230947
2009-03-16 0.100000 2.597403
2008-12-15 0.100000 1.210654
2008-09-15 0.100000 0.899281
2008-06-13 0.380000 2.861446
2008-03-14 0.380000 1.876543
2007-12-17 0.380000 1.590624
2007-09-13 0.360000 1.166559
2007-06-14 0.360000 1.053248
2007-03-15 0.360000 1.039561
2006-12-19 0.360000 0.969305
2006-10-30 0.350000 0.923970
2006-07-28 0.350000 0.957069
2006-04-27 0.350000 0.969529
2006-01-30 0.350000 1.048218
2005-10-28 0.340000 1.048412
2005-07-28 0.340000 0.999118
2005-04-28 0.340000 1.034693
2005-01-28 0.340000 1.069182
2004-10-28 0.333000 0.953608
2004-07-29 0.333000 1.126141
2004-06-15 0.334521 1.112607
2004-03-16 0.333711 1.131867
2003-12-17 0.259193 0.883977
2003-09-11 0.259193 0.923787
2003-06-11 0.242994 0.840337
2003-03-12 0.242994 0.983930
2002-12-11 0.234894 0.867744
2002-09-11 0.234894 0.825741
2002-06-12 0.234894 0.833813
2002-03-13 0.234894 0.850939
2001-12-12 0.226794 0.949474
2001-09-17 0.226794 1.019665
2001-09-10 0.226790 0.988683
2001-06-13 0.226794 0.928382
2001-03-14 0.226794 0.967602
2000-12-13 0.218694 1.079998
2000-09-13 0.218694 1.088160
2000-06-14 0.218694 1.173911
2000-03-15 0.218694 1.313068
1999-12-14 0.202495 1.020409
1999-09-13 0.202495 0.723328
1999-06-15 0.202495 0.666668
1999-03-16 0.202495 0.657896
1998-12-15 0.186295 0.599348
1998-09-15 0.186295 0.659498
1998-06-15 0.186295 0.594507
1998-03-18 0.186295 0.554216
1997-12-11 0.161996 0.479043
1997-09-11 0.161996 0.559441
1997-06-12 0.161996 0.637451
1997-03-12 0.161996 0.649088
1996-12-11 0.141746 0.669855
1996-09-11 0.141746 0.734906
1996-06-12 0.141746 0.731069
1996-03-13 0.141746 0.779943
1995-12-13 0.133647 0.745765
1995-09-13 0.133647 0.805188
1995-06-14 0.133647 0.885909
1995-03-13 0.133647 0.960003
1994-12-12 0.121497 1.000001
1994-09-12 0.121497 0.863310
1994-06-13 0.121497 0.872728
1994-03-11 0.121497 0.960001
1993-12-13 0.105297 0.852457
1993-09-09 0.105297 0.806200
1993-06-11 0.105297 0.812498
1993-03-09 0.105297 0.707481
1992-12-09 0.092043 0.680272
1992-09-09 0.092043 0.793650
1992-06-09 0.092043 0.778210
1992-03-09 0.092043 0.925925
1991-12-09 0.088361 0.827583
1991-09-09 0.088361 0.853330
1991-06-10 0.088361 0.927533
1991-03-11 0.088361 1.043474
1990-12-10 0.084680 1.286719
1990-09-10 0.084680 1.404586
1990-06-11 0.084680 1.314292
1990-03-09 0.084680 1.362969
1989-12-11 0.077316 1.244442
1989-09-11 0.077316 1.105261
1989-06-12 0.077316 1.112580
1989-03-13 0.077316 1.302323
1988-12-09 0.073634 1.279992
1988-09-12 0.073634 1.249992
1988-06-13 0.073634 1.249992
1988-03-11 0.073634 1.279992
1987-12-10 0.069953 1.381824
1987-09-10 0.069953 0.993468
1987-06-11 0.069953 0.944103
1987-03-12 0.069953 0.853936
1986-12-11 0.058908 0.727278
Additional Data
dividendRate 1.06
dividendYield 3.41
exDividendDate 2026-06-01
trailingAnnualDividendRate 1.045
trailingAnnualDividendYield 0.03368794
lastDividendValue 0.265
lastDividendDate 2026-06-01
dividendDate 2026-07-01

Info Dump

Attribute Value
52 Week Change 0.29296708
Address1 1,900 Fifth Avenue North
All Time High 39.15
All Time Low 1.564732
Ask 0.0
Ask Size 1,500
Audit Risk 5
Average Analyst Rating 2.8 - Hold
Average Daily Volume10 Day 9,091,810
Average Daily Volume3 Month 10,559,157
Average Volume 10,559,157
Average Volume10Days 9,091,810
Beta 1.012
Bid 0.0
Bid Size 3,600
Board Risk 5
Book Value 20.414
City Birmingham
Compensation As Of Epoch Date 1,767,139,200
Compensation Risk 4
Country United States
Crypto Tradeable 0
Currency USD
Current Price 31.07
Custom Price Alert Confidence HIGH
Date Short Interest 1,782,777,600
Day High 31.24
Day Low 30.89
Display Name Regions Financial
Dividend Date 1,782,864,000
Dividend Rate 1.06
Dividend Yield 3.41
Earnings Call Timestamp End 1,784,296,800
Earnings Call Timestamp Start 1,784,296,800
Earnings Growth 0.216
Earnings Quarterly Growth 0.141
Earnings Timestamp 1,784,291,400
Earnings Timestamp End 1,784,291,400
Earnings Timestamp Start 1,784,291,400
Ebitda Margins 0.0
Enterprise To Revenue 4.297
Enterprise Value 30,841,501,696
Eps Current Year 2.61119
Eps Forward 2.84983
Eps Trailing Twelve Months 2.41
Esg Populated 0
Ex Dividend Date 1,780,272,000
Exchange NYQ
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 28.6108
Fifty Day Average Change 2.4592
Fifty Day Average Change Percent 0.085953556
Fifty Two Week Change Percent 29.296707
Fifty Two Week High 31.53
Fifty Two Week High Change -0.460001
Fifty Two Week High Change Percent -0.014589312
Fifty Two Week Low 22.7
Fifty Two Week Low Change 8.369999
Fifty Two Week Low Change Percent 0.3687224
Fifty Two Week Range 22.7 - 31.53
Financial Currency USD
First Trade Date Milliseconds 322,151,400,000
Five Year Avg Dividend Yield 3.87
Float Shares 849,402,789
Forward Eps 2.84983
Forward P E 10.902405
Full Exchange Name NYSE
Full Time Employees 19,910
Gmt Off Set Milliseconds -14,400,000
Governance Epoch Date 1,782,864,000
Gross Margins 0.0
Gross Profits 7,177,999,872
Has Pre Post Market Data 1
Held Percent Insiders 0.0026
Held Percent Institutions 0.86336
Implied Shares Outstanding 853,379,538
Industry Banks - Regional
Industry Disp Banks - Regional
Industry Key banks-regional
Ir Website http://ir.regions.com/
Is Earnings Date Estimate 0
Language en-US
Last Dividend Date 1,780,272,000
Last Dividend Value 0.265
Last Fiscal Year End 1,767,139,200
Last Split Date 1,088,640,000
Last Split Factor 12,346:10000
Long Business Summary Regions Financial Corporation, a financial holding company, provides various banking and related products and services to individual and corporate customers. It operates through three segments: Corporate Bank, Consumer Bank, and Wealth Management. The Corporate Bank segment offers commercial banking services, such as commercial and industrial, commercial real estate, and investor real estate lending; equipment lease financing; deposit products; capital markets activities, such as securities underwriting and placement; and loan syndication and placement, foreign exchange, derivatives, merger and acquisition, and other advisory services to corporate, middle market, and commercial real estate developers and investors. The Consumer Bank segment provides consumer banking products and services related to residential first mortgages, home equity lines and loans, consumer credit cards, and other consumer loans, as well as the corresponding deposit relationships. The Wealth Management segment offers credit related products, and retirement and savings solutions; and trust and investment management, asset management, and estate planning to individuals, businesses, governmental institutions, and non-profit entities. It also provides investment and insurance products; home improvement lending, investment advisory services, equipment financing for commercial clients, small business customers, low-income housing tax credit corporate fund syndication services, financing to CRA-qualified customers, and broker-dealer services to commercial clients, as well as other specialty financing services. The company was founded in 1971 and is headquartered in Birmingham, Alabama.
Long Name Regions Financial Corporation
Market us_market
Market Cap 26,514,501,632
Market State PRE
Max Age 86,400
Message Board Id finmb_271409
Most Recent Quarter 1,774,915,200
Net Income To Common 2,135,000,064
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 26,514,502,245
Number Of Analyst Opinions 20
Open 31.22
Operating Cashflow 1,982,000,000
Operating Margins 0.40067002
Overall Risk 5
Payout Ratio 0.4336
Peg Ratio 1.96
Phone 800 734 4667
Pre Market Change 0.0
Pre Market Change Percent 0.0
Pre Market Price 31.07
Pre Market Time 1,784,028,851
Previous Close 31.02
Price Eps Current Year 11.898789
Price Hint 2
Price To Book 1.5219947
Price To Sales Trailing12 Months 3.6938565
Profit Margins 0.30997
Quote Source Name Delayed Quote
Quote Type EQUITY
Recommendation Key hold
Recommendation Mean 2.81818
Region US
Regular Market Change 0.0499992
Regular Market Change Percent 0.161184
Regular Market Day High 31.24
Regular Market Day Low 30.89
Regular Market Day Range 30.89 - 31.24
Regular Market Open 31.22
Regular Market Previous Close 31.02
Regular Market Price 31.07
Regular Market Time 1,783,972,802
Regular Market Volume 7,505,800
Return On Assets 0.01388
Return On Equity 0.11895
Revenue Growth 0.073
Revenue Per Share 8.145
Sand P52 Week Change 0.20365608
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Share Holder Rights Risk 7
Shares Outstanding 853,379,538
Shares Percent Shares Out 0.063200004
Shares Short 53,908,954
Shares Short Previous Month Date 1,780,012,800
Shares Short Prior Month 53,801,041
Short Name Regions Financial Corporation
Short Percent Of Float 0.083500005
Short Ratio 4.72
Source Interval 15
State AL
Symbol RF
Target High Price 36.0
Target Low Price 28.0
Target Mean Price 31.72
Target Median Price 31.75
Total Cash 5,213,000,192
Total Cash Per Share 6.109
Total Debt 8,105,999,872
Total Revenue 7,177,999,872
Tradeable 0
Trailing Annual Dividend Rate 1.045
Trailing Annual Dividend Yield 0.03368794
Trailing Eps 2.41
Trailing P E 12.892116
Trailing Peg Ratio 1.959
Triggerable 1
Two Hundred Day Average 27.27775
Two Hundred Day Average Change 3.7922497
Two Hundred Day Average Change Percent 0.13902356
Type Disp Equity
Volume 7,505,800
Website https://www.regions.com
Zip 35,203