Radian Group Inc. (RDN)Financial Services | Insurance - Specialty | Wayne, United States | NYSE
36.41 USD
-0.11
(-0.301%) ⇩
(Aug. 28, 2026, 4 p.m.
EDT)
After hours: 36.41 |
Hot Take ↕ | Aug. 22, 2026, 5:28 a.m. EDT
Radian Group presents a compelling case for a medium-term swing trade driven by a disconnect between its deteriorating earnings and its robust revenue growth. While the company is currently posting an 18% decline in quarterly earnings, the underlying business is expanding rapidly with 93.5% year-over-year revenue growth, a figure that suggests the earnings miss is likely a temporary cyclical blip rather than a structural failure. This divergence creates a 'value trap' risk that is currently being priced away, offering a high-conviction setup for buyers who can stomach the interim volatility. The technicals support this view: the stock is trading above its 200-day moving average, confirming a long-term uptrend despite the recent pullback from its highs. The options market reinforces this bullish thesis, with speculators placing significant bets on a move toward the $40-$44 range in the coming months, while deep out-of-the-money puts serve merely as insurance against a rare event. With a forward P/E of under 7 and a healthy dividend yield, the risk-reward profile favors the upside if the earnings recovery aligns with the revenue trajectory. However, investors must remain vigilant regarding the earnings guidance; if the company cannot demonstrate a path to stabilizing profitability alongside its explosive top-line growth, the multiple compression could persist. |
| Model | MAE |
|---|---|
| AutoTheta ✓ | 0.076221 |
| MSTL | 0.076248 |
| AutoETS | 0.076313 |
| AutoARIMA | 0.076411 |
Forecast horizon: 45 days | Selected: AutoTheta
| Forecast Reliability | |
|---|---|
| Score | 53% |
| H-stat | 1.07 |
| Ljung-Box p | 0.000 |
| Jarque-Bera p | 0.590 |
| Excess Kurtosis | -0.36 |
| Attribute | Value |
|---|---|
| Sector | Financial Services |
| Ex Dividend Date | 2026-08-23 |
| Last Dividend Date | 2026-08-23 |
| Debt to Equity Ratio | 27.967 |
| Revenue per Share | 12.059 |
| Market Cap | 4,817,091,072 |
| Trailing P/E | 9.01 |
| Forward P/E | 6.93 |
| Beta | 0.71 |
| Profit Margins | 32.51% |
| Website | https://www.radian.com |
As of Aug. 22, 2026, 5:28 a.m. EDT: Speculators are positioning for a moderate upside move, evidenced by heavy out-of-the-money call open interest at the $44 strike for November expiration and significant call volume at $40. Conversely, put activity is concentrated in the deep out-of-the-money range ($20) for December, suggesting a hedge against a crash rather than a bearish bet on a decline. Implied volatility is elevated for near-term calls compared to puts, indicating a bullish skew in pricing expectations.
| Last Yield | 1yr Yield | 3yr Avg | 5yr Avg |
|---|---|---|---|
| 0.69% | 2.92% | 3.04% | 3.26% |
| Date | Dividend | Yield % |
|---|---|---|
| 2026-08-24 | 0.2550 | 0.694634 |
| 2026-06-02 | 0.2550 | 0.754661 |
| 2026-02-23 | 0.2550 | 0.744091 |
| 2025-11-24 | 0.2550 | 0.727740 |
| 2025-08-25 | 0.2550 | 0.732969 |
| 2025-06-02 | 0.2550 | 0.758252 |
| 2025-02-24 | 0.2550 | 0.787523 |
| 2024-11-25 | 0.2450 | 0.690725 |
| 2024-08-26 | 0.2450 | 0.681881 |
| 2024-06-04 | 0.2450 | 0.780503 |
| 2024-02-23 | 0.2450 | 0.892532 |
| 2023-11-24 | 0.2250 | 0.886525 |
| 2023-08-18 | 0.2250 | 0.847458 |
| 2023-05-26 | 0.2250 | 0.877535 |
| 2023-02-24 | 0.2250 | 1.038781 |
| 2022-11-18 | 0.2000 | 1.046025 |
| 2022-08-19 | 0.2000 | 0.875274 |
| 2022-05-20 | 0.2000 | 0.970403 |
| 2022-02-17 | 0.2000 | 0.862441 |
| 2021-11-19 | 0.1400 | 0.652681 |
| 2021-08-20 | 0.1400 | 0.594985 |
| 2021-05-21 | 0.1400 | 0.608696 |
| 2021-02-19 | 0.1250 | 0.598372 |
| 2020-11-20 | 0.1250 | 0.665247 |
| 2020-08-21 | 0.1250 | 0.847458 |
| 2020-05-22 | 0.1250 | 0.824538 |
| 2020-02-21 | 0.1250 | 0.526759 |
| 2019-11-22 | 0.0030 | 0.011755 |
| 2019-08-23 | 0.0030 | 0.013357 |
| 2019-05-23 | 0.0030 | 0.013393 |
| 2019-02-14 | 0.0030 | 0.015330 |
| 2018-11-23 | 0.0030 | 0.016420 |
| 2018-08-24 | 0.0030 | 0.014742 |
| 2018-05-18 | 0.0030 | 0.018360 |
| 2018-02-23 | 0.0030 | 0.014065 |
| 2017-11-24 | 0.0030 | 0.014361 |
| 2017-08-17 | 0.0030 | 0.017751 |
| 2017-05-18 | 0.0030 | 0.018083 |
| 2017-02-23 | 0.0030 | 0.016086 |
| 2016-11-17 | 0.0030 | 0.020311 |
| 2016-08-18 | 0.0030 | 0.022157 |
| 2016-05-19 | 0.0030 | 0.025168 |
| 2016-02-18 | 0.0030 | 0.027248 |
| 2015-11-19 | 0.0030 | 0.021008 |
| 2015-08-20 | 0.0030 | 0.016816 |
| 2015-05-21 | 0.0030 | 0.016722 |
| 2015-02-12 | 0.0030 | 0.018149 |
| 2014-11-20 | 0.0030 | 0.017657 |
| 2014-08-21 | 0.0030 | 0.020979 |
| 2014-05-22 | 0.0030 | 0.021262 |
| 2014-02-21 | 0.0030 | 0.019481 |
| 2013-11-21 | 0.0030 | 0.022255 |
| 2013-08-22 | 0.0030 | 0.022762 |
| 2013-05-23 | 0.0030 | 0.022388 |
| 2013-02-21 | 0.0030 | 0.038911 |
| 2012-11-21 | 0.0030 | 0.070423 |
| 2012-08-23 | 0.0030 | 0.089820 |
| 2012-05-17 | 0.0030 | 0.144231 |
| 2012-02-23 | 0.0030 | 0.079787 |
| 2011-11-17 | 0.0030 | 0.127660 |
| 2011-08-18 | 0.0030 | 0.128755 |
| 2011-05-19 | 0.0030 | 0.064103 |
| 2011-02-16 | 0.0030 | 0.039474 |
| 2010-11-18 | 0.0030 | 0.039630 |
| 2010-08-19 | 0.0030 | 0.045045 |
| 2010-05-20 | 0.0030 | 0.035170 |
| 2010-02-18 | 0.0030 | 0.035842 |
| 2009-11-19 | 0.0030 | 0.056818 |
| 2009-08-20 | 0.0030 | 0.036276 |
| 2009-05-20 | 0.0030 | 0.095238 |
| 2009-02-19 | 0.0030 | 0.126582 |
| 2008-11-20 | 0.0030 | 0.179641 |
| 2008-08-15 | 0.0030 | 0.067568 |
| 2008-05-14 | 0.0200 | 0.396040 |
| 2008-02-20 | 0.0200 | 0.257400 |
| 2007-11-14 | 0.0200 | 0.153022 |
| 2007-08-15 | 0.0200 | 0.120700 |
| 2007-05-16 | 0.0200 | 0.031974 |
| 2007-02-14 | 0.0200 | 0.031781 |
| 2006-11-24 | 0.0200 | 0.037743 |
| 2006-08-16 | 0.0200 | 0.032494 |
| 2006-05-17 | 0.0200 | 0.032180 |
| 2006-02-15 | 0.0200 | 0.035193 |
| 2005-11-21 | 0.0200 | 0.035575 |
| 2005-08-19 | 0.0200 | 0.037915 |
| 2005-05-20 | 0.0200 | 0.043318 |
| 2005-02-18 | 0.0200 | 0.041085 |
| 2004-11-22 | 0.0200 | 0.039526 |
| 2004-08-23 | 0.0200 | 0.045096 |
| 2004-05-24 | 0.0200 | 0.045393 |
| 2004-03-04 | 0.0010 | 0.002256 |
| 2004-02-23 | 0.0200 | 0.044524 |
| 2003-11-24 | 0.0200 | 0.041451 |
| 2003-08-18 | 0.0200 | 0.043573 |
| 2003-05-23 | 0.0200 | 0.055602 |
| 2003-02-12 | 0.0200 | 0.057670 |
| 2002-11-18 | 0.0200 | 0.056306 |
| 2002-08-19 | 0.0200 | 0.046019 |
| 2002-05-20 | 0.0200 | 0.036232 |
| 2002-02-15 | 0.0200 | 0.043478 |
| 2001-11-09 | 0.0200 | 0.057110 |
| 2001-08-16 | 0.0200 | 0.049788 |
| 2001-06-12 | 0.0200 | 0.046355 |
| 2001-02-13 | 0.0150 | 0.046041 |
| 2000-11-02 | 0.0150 | 0.042705 |
| 2000-08-01 | 0.0150 | 0.049080 |
| 2000-05-03 | 0.0150 | 0.059850 |
| 2000-01-31 | 0.0150 | 0.074419 |
| 1999-11-02 | 0.0150 | 0.056671 |
| 1999-08-03 | 0.0150 | 0.059333 |
| 1999-05-03 | 0.0150 | 0.065934 |
| 1999-01-29 | 0.0150 | 0.068376 |
| 1998-11-04 | 0.0150 | 0.067039 |
| 1998-08-03 | 0.0150 | 0.057416 |
| 1998-05-01 | 0.0150 | 0.045845 |
| 1998-01-30 | 0.0150 | 0.048096 |
| 1997-11-05 | 0.0150 | 0.053333 |
| 1997-08-01 | 0.0150 | 0.064000 |
| 1997-05-02 | 0.0150 | 0.078689 |
| 1997-02-05 | 0.0150 | 0.088561 |
| 1996-11-05 | 0.0150 | 0.084507 |
| 1996-08-01 | 0.0125 | 0.086207 |
| 1996-05-02 | 0.0125 | 0.090498 |
| 1996-02-01 | 0.0125 | 0.087719 |
| 1995-11-03 | 0.0125 | 0.101010 |
| 1995-08-02 | 0.0125 | 0.100756 |
| 1995-05-09 | 0.0125 | 0.127389 |
| 1995-01-31 | 0.0125 | 0.158103 |
| 1994-11-01 | 0.0125 | 0.180995 |
| 1994-08-01 | 0.0125 | 0.192308 |
| 1994-05-02 | 0.0125 | 0.186047 |
| 1994-02-01 | 0.0125 | 0.166667 |
| 1993-11-02 | 0.0125 | 0.152091 |
| 1993-08-03 | 0.0125 | 0.179372 |
| 1993-05-10 | 0.0125 | 0.190476 |
| 1993-02-02 | 0.0125 | 0.181818 |
| Attribute | Value |
|---|---|
| 52 Week Change | 0.05018747 |
| Address1 | 550 East Swedesford Road |
| Address2 | Suite 350 |
| All Time High | 67.35 |
| All Time Low | 0.7 |
| Ask | 36.55 |
| Ask Size | 200 |
| Audit Risk | 2 |
| Average Daily Volume10 Day | 877,640 |
| Average Daily Volume3 Month | 1,244,820 |
| Average Volume | 1,244,820 |
| Average Volume10Days | 877,640 |
| Beta | 0.713 |
| Bid | 36.53 |
| Bid Size | 200 |
| Board Risk | 2 |
| Book Value | 36.003 |
| City | Wayne |
| Compensation Risk | 1 |
| Country | United States |
| Crypto Tradeable | 0 |
| Currency | USD |
| Current Price | 36.41 |
| Current Ratio | 1.588 |
| Custom Price Alert Confidence | HIGH |
| Date Short Interest | 1,786,665,600 |
| Day High | 36.775 |
| Day Low | 36.4 |
| Debt To Equity | 27.967 |
| Display Name | Radian |
| Dividend Date | 1,788,912,000 |
| Dividend Rate | 1.02 |
| Dividend Yield | 2.79 |
| Earnings Call Timestamp End | 1,786,024,800 |
| Earnings Call Timestamp Start | 1,786,024,800 |
| Earnings Growth | -0.162 |
| Earnings Quarterly Growth | -0.183 |
| Earnings Timestamp | 1,785,960,000 |
| Earnings Timestamp End | 1,793,736,000 |
| Earnings Timestamp Start | 1,793,736,000 |
| Ebitda | 903,040,000 |
| Ebitda Margins | 0.54745 |
| Enterprise To Ebitda | 6.035 |
| Enterprise To Revenue | 3.304 |
| Enterprise Value | 5,449,821,184 |
| Eps Current Year | 4.9176 |
| Eps Forward | 5.2536 |
| Eps Trailing Twelve Months | 4.04 |
| Esg Populated | 0 |
| Ex Dividend Date | 1,787,529,600 |
| Exchange | NYQ |
| Exchange Data Delayed By | 0 |
| Exchange Timezone Name | America/New_York |
| Exchange Timezone Short Name | EDT |
| Fifty Day Average | 37.553 |
| Fifty Day Average Change | -1.1430016 |
| Fifty Day Average Change Percent | -0.030437022 |
| Fifty Two Week Change Percent | 5.018747 |
| Fifty Two Week High | 41.05 |
| Fifty Two Week High Change | -4.6399994 |
| Fifty Two Week High Change Percent | -0.11303288 |
| Fifty Two Week Low | 31.5 |
| Fifty Two Week Low Change | 4.91 |
| Fifty Two Week Low Change Percent | 0.15587302 |
| Fifty Two Week Range | 31.5 - 41.05 |
| Financial Currency | USD |
| First Trade Date Milliseconds | 720,455,400,000 |
| Five Year Avg Dividend Yield | 3.04 |
| Float Shares | 129,880,204 |
| Forward Eps | 5.2536 |
| Forward P E | 6.9304857 |
| Free Cashflow | 308,735,264 |
| Full Exchange Name | NYSE |
| Full Time Employees | 900 |
| Fullday Change | -0.110001 |
| Fullday Change Percent | -0.301206 |
| Fullday Price | 36.41 |
| Gmt Off Set Milliseconds | -14,400,000 |
| Governance Epoch Date | 1,785,542,400 |
| Gross Margins | 0.69302005 |
| Gross Profits | 1,143,166,976 |
| Has Pre Post Market Data | 1 |
| Held Percent Insiders | 0.01666 |
| Held Percent Institutions | 0.96685 |
| Implied Shares Outstanding | 132,301,318 |
| Industry | Insurance - Specialty |
| Industry Disp | Insurance - Specialty |
| Industry Key | insurance-specialty |
| Is Earnings Date Estimate | 1 |
| Language | en-US |
| Last Dividend Date | 1,787,529,600 |
| Last Dividend Value | 0.255 |
| Last Fiscal Year End | 1,767,139,200 |
| Last Split Date | 993,081,600 |
| Last Split Factor | 2:1 |
| Long Business Summary | Radian Group Inc., together with its subsidiaries, provides mortgage insurance in the United States. It aggregates, manages, and distributes mortgage credit risk for the benefit of mortgage lending institutions and mortgage credit investors through private mortgage insurance on residential first-lien mortgage loans. The company also offers private mortgage insurance, specialty insurance, and reinsurance lines. It serves mortgage originators, such as mortgage banks, commercial banks, savings institutions, credit unions, and community banks. The company was formerly known as CMAC Investment Corp. and changed its name to Radian Group Inc. in June 1999. Radian Group Inc. was founded in 1977 and is headquartered in Wayne, Pennsylvania. |
| Long Name | Radian Group Inc. |
| Market | us_market |
| Market Cap | 4,817,091,072 |
| Market State | CLOSED |
| Max Age | 86,400 |
| Message Board Id | finmb_320709 |
| Most Recent Quarter | 1,782,777,600 |
| Net Income To Common | 559,297,984 |
| Next Fiscal Year End | 1,798,675,200 |
| Non Diluted Market Cap | 4,831,644,133 |
| Number Of Analyst Opinions | 5 |
| Open | 36.64 |
| Operating Cashflow | 1,393,350,016 |
| Operating Margins | 0.31627 |
| Overall Risk | 1 |
| Payout Ratio | 0.25190002 |
| Peg Ratio | 0.76 |
| Phone | 215 231 1000 |
| Post Market Change | 0.0 |
| Post Market Change Percent | 0.0 |
| Post Market Price | 36.41 |
| Post Market Time | 1,787,959,805 |
| Previous Close | 36.52 |
| Price Eps Current Year | 7.404018 |
| Price Hint | 2 |
| Price To Book | 1.0113046 |
| Price To Sales Trailing12 Months | 2.9202685 |
| Profit Margins | 0.32512 |
| Quick Ratio | 0.703 |
| Quote Source Name | Nasdaq Real Time Price |
| Quote Type | EQUITY |
| Recommendation Key | none |
| Region | US |
| Regular Market Change | -0.110001 |
| Regular Market Change Percent | -0.301206 |
| Regular Market Day High | 36.775 |
| Regular Market Day Low | 36.4 |
| Regular Market Day Range | 36.4 - 36.775 |
| Regular Market Open | 36.64 |
| Regular Market Previous Close | 36.52 |
| Regular Market Price | 36.41 |
| Regular Market Time | 1,787,947,202 |
| Regular Market Volume | 907,327 |
| Return On Assets | 0.0529 |
| Return On Equity | 0.12026 |
| Revenue Growth | 0.935 |
| Revenue Per Share | 12.059 |
| Sand P52 Week Change | 0.20204377 |
| Sector | Financial Services |
| Sector Disp | Financial Services |
| Sector Key | financial-services |
| Share Holder Rights Risk | 1 |
| Shares Outstanding | 132,301,318 |
| Shares Percent Shares Out | 0.041199997 |
| Shares Short | 5,448,509 |
| Shares Short Previous Month Date | 1,784,073,600 |
| Shares Short Prior Month | 5,997,718 |
| Short Name | Radian Group Inc. |
| Short Percent Of Float | 0.0496 |
| Short Ratio | 4.09 |
| Source Interval | 15 |
| State | PA |
| Symbol | RDN |
| Target High Price | 48.0 |
| Target Low Price | 35.0 |
| Target Mean Price | 43.8 |
| Target Median Price | 45.0 |
| Total Cash | 712,057,024 |
| Total Cash Per Share | 5.382 |
| Total Debt | 1,344,786,944 |
| Total Revenue | 1,649,537,024 |
| Tradeable | 0 |
| Trailing Annual Dividend Rate | 1.02 |
| Trailing Annual Dividend Yield | 0.0279299 |
| Trailing Eps | 4.04 |
| Trailing P E | 9.012376 |
| Trailing Peg Ratio | None |
| Triggerable | 1 |
| Two Hundred Day Average | 35.4036 |
| Two Hundred Day Average Change | 1.0064011 |
| Two Hundred Day Average Change Percent | 0.028426519 |
| Type Disp | Equity |
| Volume | 907,327 |
| Website | https://www.radian.com |
| Zip | 19,087 |