Rhinebeck Bancorp, Inc. (RBKB)Financial Services | Banks - Regional | Poughkeepsie, United States | NasdaqCM
12.60 USD
-0.03
(-0.238%) ⇩
(Aug. 28, 2026, 4 p.m.
EDT)
After hours: 12.60 |
Hot Take ↕ | Aug. 22, 2026, 3:40 a.m. EDT
The immediate catalyst here is the successful conversion from a mutual holding company to a fully public entity, evidenced by the recent $88.8 million capital raise and insider buying. This structural shift unlocks liquidity and aligns management incentives, creating a clear short-term upside lean as the stock trades near its 52-week highs. However, the long-term picture remains mixed; while the multi-year price trajectory shows a net gain (+27.30%) with the latest year posting a strong +67.63% return, the underlying business fundamentals are struggling. Earnings and revenue growth are both contracting at -4%, and the return on equity sits at a modest 7.3%, well below the exceptional thresholds required for a top-tier buy. Furthermore, the bank offers no dividend yield whatsoever, eliminating income as a defensive factor. The statistical forecast models a moderate upward move over the next 45 days, which aligns with the post-conversion momentum, but investors should view this as a transition play rather than a deep-value compounder. |
| Model | MAE |
|---|---|
| AutoTheta ✓ | 0.013862 |
| AutoETS | 0.020148 |
| AutoARIMA | 0.025189 |
| MSTL | 0.027785 |
Forecast horizon: 45 days | Selected: AutoTheta
| Forecast Reliability | |
|---|---|
| Score | 48% |
| H-stat | 2.65 |
| Ljung-Box p | 0.001 |
| Jarque-Bera p | 0.223 |
| Excess Kurtosis | -0.17 |
| Attribute | Value |
|---|---|
| Sector | Financial Services |
| Revenue per Share | 3.437 |
| Market Cap | 197,013,184 |
| Trailing P/E | 14.00 |
| Beta | 0.16 |
| Profit Margins | 18.95% |
| Website | https://www.rhinebeckbank.com |
| Attribute | Value |
|---|---|
| 52 Week Change | 0.3195052 |
| Address1 | 2 Jefferson Plaza |
| All Time High | 13.0 |
| All Time Low | 4.223336 |
| Ask | 16.21 |
| Ask Size | 2 |
| Audit Risk | 6 |
| Average Daily Volume10 Day | 105,200 |
| Average Daily Volume3 Month | 115,183 |
| Average Volume | 115,183 |
| Average Volume10Days | 105,200 |
| Beta | 0.157 |
| Bid | 8.97 |
| Bid Size | 2 |
| Board Risk | 8 |
| Book Value | 9.156 |
| City | Poughkeepsie |
| Compensation As Of Epoch Date | 1,767,139,200 |
| Compensation Risk | 7 |
| Country | United States |
| Crypto Tradeable | 0 |
| Currency | USD |
| Current Price | 12.6 |
| Custom Price Alert Confidence | HIGH |
| Date Short Interest | 1,786,665,600 |
| Day High | 12.795 |
| Day Low | 12.565 |
| Display Name | Rhinebeck Bancorp |
| Earnings Growth | -0.04 |
| Earnings Quarterly Growth | -0.04 |
| Earnings Timestamp End | 1,753,732,800 |
| Earnings Timestamp Start | 1,753,300,800 |
| Ebitda Margins | 0.0 |
| Enterprise To Revenue | -1.818 |
| Enterprise Value | -94,629,728 |
| Eps Trailing Twelve Months | 0.9 |
| Esg Populated | 0 |
| Exchange | NCM |
| Exchange Data Delayed By | 0 |
| Exchange Timezone Name | America/New_York |
| Exchange Timezone Short Name | EDT |
| Fax | 845 790 1594 |
| Fifty Day Average | 12.393093 |
| Fifty Day Average Change | 0.20690727 |
| Fifty Day Average Change Percent | 0.016695369 |
| Fifty Two Week Change Percent | 31.950521 |
| Fifty Two Week High | 13.0 |
| Fifty Two Week High Change | -0.39999962 |
| Fifty Two Week High Change Percent | -0.030769201 |
| Fifty Two Week Low | 6.735863 |
| Fifty Two Week Low Change | 5.864137 |
| Fifty Two Week Low Change Percent | 0.87058437 |
| Fifty Two Week Range | 6.735863 - 13.0 |
| Financial Currency | USD |
| First Trade Date Milliseconds | 1,547,735,400,000 |
| Float Shares | 13,740,535 |
| Full Exchange Name | NasdaqCM |
| Full Time Employees | 158 |
| Fullday Change | -0.0299997 |
| Fullday Change Percent | -0.237528 |
| Fullday Price | 12.6 |
| Gmt Off Set Milliseconds | -14,400,000 |
| Governance Epoch Date | 1,785,542,400 |
| Gross Margins | 0.0 |
| Gross Profits | 52,050,000 |
| Has Pre Post Market Data | 1 |
| Held Percent Insiders | 0.42990002 |
| Held Percent Institutions | 0.16052 |
| Implied Shares Outstanding | 15,635,966 |
| Industry | Banks - Regional |
| Industry Disp | Banks - Regional |
| Industry Key | banks-regional |
| Is Earnings Date Estimate | 1 |
| Language | en-US |
| Last Fiscal Year End | 1,767,139,200 |
| Last Split Date | 1,784,678,400 |
| Last Split Factor | 1,397:1000 |
| Long Business Summary | Rhinebeck Bancorp, Inc. operates as the bank holding company for Rhinebeck Bank that provides banking and financial products and services to consumer and commercial customers in the Hudson Valley region of New York, the United States. The company offers deposits, including non-interest-bearing demand, interest-bearing demand, money market, commercial and personal checking, individual retirement, and savings accounts, as well as certificates of deposit. It also provides direct and indirect automobile loans; non-residential commercial real estate loans; commercial business loans, such as term loans, revolving lines of credit, and lines of credit; residential mortgage and construction, one- to four-family residential real estate, multi-family real estate, commercial construction, and land development loans; other consumer loans, including home equity loans; and personal loans. In addition, the company offers retail brokerage; retirement planning; financial planning and advisory; life insurance and investment products; ATMs, online banking and bill pay, mobile banking with mobile deposit and bill pay, automated clearing house origination, remote deposit capture, and telephone banking; debit and credit cards; wire transfer and merchant services; and wealth management services. Further, it invests in mutual funds and annuities. The company was founded in 1860 and is based in Poughkeepsie, New York. |
| Long Name | Rhinebeck Bancorp, Inc. |
| Market | us_market |
| Market Cap | 197,013,184 |
| Market State | CLOSED |
| Max Age | 86,400 |
| Message Board Id | finmb_580659409 |
| Most Recent Quarter | 1,782,777,600 |
| Net Income To Common | 9,863,000 |
| Next Fiscal Year End | 1,798,675,200 |
| Non Diluted Market Cap | 197,482,250 |
| Open | 12.645 |
| Operating Cashflow | 14,112,000 |
| Operating Margins | 0.27177998 |
| Overall Risk | 7 |
| Payout Ratio | 0.0 |
| Phone | 845 454 8555 |
| Post Market Change | 0.0 |
| Post Market Change Percent | 0.0 |
| Post Market Price | 12.6 |
| Post Market Time | 1,787,948,400 |
| Previous Close | 12.63 |
| Price Hint | 2 |
| Price To Book | 1.3761468 |
| Price To Sales Trailing12 Months | 3.7850757 |
| Profit Margins | 0.18948999 |
| Quote Source Name | Nasdaq Real Time Price |
| Quote Type | EQUITY |
| Recommendation Key | none |
| Region | US |
| Regular Market Change | -0.0299997 |
| Regular Market Change Percent | -0.237528 |
| Regular Market Day High | 12.795 |
| Regular Market Day Low | 12.565 |
| Regular Market Day Range | 12.565 - 12.795 |
| Regular Market Open | 12.645 |
| Regular Market Previous Close | 12.63 |
| Regular Market Price | 12.6 |
| Regular Market Time | 1,787,947,200 |
| Regular Market Volume | 55,923 |
| Return On Assets | 0.00719 |
| Return On Equity | 0.07345 |
| Revenue Growth | 0.014 |
| Revenue Per Share | 3.437 |
| Sand P52 Week Change | 0.20204377 |
| Sector | Financial Services |
| Sector Disp | Financial Services |
| Sector Key | financial-services |
| Share Holder Rights Risk | 7 |
| Shares Outstanding | 15,635,966 |
| Shares Percent Shares Out | 0.014400001 |
| Shares Short | 225,624 |
| Shares Short Previous Month Date | 1,784,073,600 |
| Shares Short Prior Month | 195,624 |
| Short Name | Rhinebeck Bancorp, Inc. |
| Short Percent Of Float | 0.0249 |
| Short Ratio | 1.15 |
| Source Interval | 15 |
| State | NY |
| Symbol | RBKB |
| Total Cash | 310,086,016 |
| Total Cash Per Share | 20.184 |
| Total Debt | 21,880,000 |
| Total Revenue | 52,050,000 |
| Tradeable | 0 |
| Trailing Annual Dividend Rate | 0.0 |
| Trailing Annual Dividend Yield | 0.0 |
| Trailing Eps | 0.9 |
| Trailing P E | 14.000001 |
| Trailing Peg Ratio | None |
| Triggerable | 1 |
| Two Hundred Day Average | 10.6682625 |
| Two Hundred Day Average Change | 1.9317379 |
| Two Hundred Day Average Change Percent | 0.18107334 |
| Type Disp | Equity |
| Volume | 55,923 |
| Website | https://www.rhinebeckbank.com |
| Zip | 12,601 |