Q2 Holdings, Inc. (QTWO)Technology | Software - Application | Austin, United States | NYSE
52.66 USD
+0.83
(1.601%)
⇧
(July 13, 2026, 4 p.m.
EDT)
After hours: 52.66 |
Hot Take ↕ | July 11, 2026, 5:55 a.m. EDT
The digital banking platform is showing exceptional resilience, having recovered from a severe multi-year collapse to deliver a massive cumulative gain over the last nine years. While the stock recently retraced from its highs, the underlying business fundamentals remain robust, boasting double-digit revenue growth, healthy operating margins, and a forward P/E that is significantly more attractive than its trailing multiple. The recent price action suggests a healthy consolidation rather than a trend reversal, supported by a bullish analyst consensus and a lack of meaningful downside protection in the options chain. However, investors should note the absence of a dividend yield and the elevated valuation relative to historical norms, which keeps the short-term outlook constructive but not yet a full-blown momentum play. |
| Model | MAE |
|---|---|
| AutoTheta ✓ | 0.074244 |
| MSTL | 0.075702 |
| AutoETS | 0.082154 |
| AutoARIMA | 0.082283 |
Forecast horizon: 45 days | Selected: AutoTheta
| Forecast Reliability | |
|---|---|
| Score | 42% |
| H-stat | 2.86 |
| Ljung-Box p | 0.000 |
| Jarque-Bera p | 0.154 |
| Excess Kurtosis | -0.71 |
| Attribute | Value |
|---|---|
| Sector | Technology |
| Debt to Equity Ratio | 56.223 |
| Revenue per Share | 13.159 |
| Market Cap | 3,296,538,368 |
| Trailing P/E | 46.60 |
| Forward P/E | 16.14 |
| Beta | 1.33 |
| Profit Margins | 8.99% |
| Website | https://www.q2.com |
As of July 11, 2026, 5:55 a.m. EDT: Speculators are positioning for continued upside with heavy out-of-the-money call open interest at strikes above the current price (60 and 65), while put activity remains concentrated deep in-the-money, suggesting limited hedging against further declines.
| Attribute | Value |
|---|---|
| 52 Week Change | -0.4264055 |
| Address1 | 10,355 Pecan Park Boulevard |
| All Time High | 148.56 |
| All Time Low | 9.62 |
| Ask | 0.0 |
| Ask Size | 100 |
| Audit Risk | 3 |
| Average Analyst Rating | 1.6 - Buy |
| Average Daily Volume10 Day | 952,020 |
| Average Daily Volume3 Month | 857,531 |
| Average Volume | 857,531 |
| Average Volume10Days | 952,020 |
| Beta | 1.327 |
| Bid | 0.0 |
| Bid Size | 200 |
| Board Risk | 5 |
| Book Value | 9.761 |
| City | Austin |
| Compensation As Of Epoch Date | 1,767,139,200 |
| Compensation Risk | 3 |
| Country | United States |
| Crypto Tradeable | 0 |
| Currency | USD |
| Current Price | 52.66 |
| Current Ratio | 0.933 |
| Custom Price Alert Confidence | HIGH |
| Date Short Interest | 1,782,777,600 |
| Day High | 53.61 |
| Day Low | 51.88 |
| Debt To Equity | 56.223 |
| Display Name | Q2 |
| Earnings Call Timestamp End | 1,777,496,400 |
| Earnings Call Timestamp Start | 1,777,496,400 |
| Earnings Growth | 4.714 |
| Earnings Quarterly Growth | 4.605 |
| Earnings Timestamp | 1,777,492,800 |
| Earnings Timestamp End | 1,785,355,200 |
| Earnings Timestamp Start | 1,785,355,200 |
| Ebitda | 96,404,000 |
| Ebitda Margins | 0.11734 |
| Enterprise To Ebitda | 33.832 |
| Enterprise To Revenue | 3.97 |
| Enterprise Value | 3,261,549,312 |
| Eps Current Year | 2.77126 |
| Eps Forward | 3.2634 |
| Eps Trailing Twelve Months | 1.13 |
| Esg Populated | 0 |
| Exchange | NYQ |
| Exchange Data Delayed By | 0 |
| Exchange Timezone Name | America/New_York |
| Exchange Timezone Short Name | EDT |
| Fifty Day Average | 47.4672 |
| Fifty Day Average Change | 5.1927986 |
| Fifty Day Average Change Percent | 0.10939761 |
| Fifty Two Week Change Percent | -42.64055 |
| Fifty Two Week High | 92.66 |
| Fifty Two Week High Change | -40.000004 |
| Fifty Two Week High Change Percent | -0.43168575 |
| Fifty Two Week Low | 40.79 |
| Fifty Two Week Low Change | 11.869999 |
| Fifty Two Week Low Change Percent | 0.29100266 |
| Fifty Two Week Range | 40.79 - 92.66 |
| Financial Currency | USD |
| First Trade Date Milliseconds | 1,395,322,200,000 |
| Float Shares | 61,435,429 |
| Forward Eps | 3.2634 |
| Forward P E | 16.136545 |
| Free Cashflow | 179,867,632 |
| Full Exchange Name | NYSE |
| Full Time Employees | 2,548 |
| Gmt Off Set Milliseconds | -14,400,000 |
| Governance Epoch Date | 1,782,864,000 |
| Gross Margins | 0.55577 |
| Gross Profits | 456,607,008 |
| Has Pre Post Market Data | 1 |
| Held Percent Insiders | 0.00876 |
| Held Percent Institutions | 1.0314 |
| Implied Shares Outstanding | 62,600,423 |
| Industry | Software - Application |
| Industry Disp | Software - Application |
| Industry Key | software-application |
| Is Earnings Date Estimate | 1 |
| Language | en-US |
| Last Fiscal Year End | 1,767,139,200 |
| Long Business Summary | Q2 Holdings, Inc. provides digital solutions to financial institutions, financial technology companies, FinTechs, and alternative finance companies (Alt-FIs) in the United States. The company offers Digital Banking Platform, an end-to-end digital banking platform that supports its financial institution customers in their delivery of retail, SMB, and commercial functionalities across digital channels; and risk and fraud solutions that are designed to support financial institutions' efforts to protect end users, comply with regulatory requirements and manage fraud risk efficiently. It also provides Q2 Innovation Studio, an application program interface and software development kit based open technology platform that allows financial institution customers, FinTechs, and other partners to deploy customized experiences and financial services to end users; and Helix, a cloud-native, real-time core processing platform that combines the services and functionality for companies and financial institutions. In addition, the company offers digital lending and relationship pricing solutions that support financial institutions, FinTechs and Alt-FIs in managing lending workflows, pricing strategies and customer relationships across commercial and consumer use cases, as well as offers loans, deposits and fee-based products. The company was formerly known as CBG Holdings, Inc. and changed its name to Q2 Holdings, Inc. in March 2013. Q2 Holdings, Inc. was founded in 2004 and is headquartered in Austin, Texas. |
| Long Name | Q2 Holdings, Inc. |
| Market | us_market |
| Market Cap | 3,296,538,368 |
| Market State | PREPRE |
| Max Age | 86,400 |
| Message Board Id | finmb_44263730 |
| Most Recent Quarter | 1,774,915,200 |
| Net Income To Common | 73,894,000 |
| Next Fiscal Year End | 1,798,675,200 |
| Non Diluted Market Cap | 3,244,579,924 |
| Number Of Analyst Opinions | 11 |
| Open | 52.58 |
| Operating Cashflow | 214,251,008 |
| Operating Margins | 0.12904 |
| Overall Risk | 4 |
| Payout Ratio | 0.0 |
| Peg Ratio | 8.35 |
| Phone | 833 444 3469 |
| Post Market Change | 0.0 |
| Post Market Change Percent | 0.0 |
| Post Market Price | 52.66 |
| Post Market Time | 1,783,981,120 |
| Previous Close | 51.83 |
| Price Eps Current Year | 19.002186 |
| Price Hint | 2 |
| Price To Book | 5.3949394 |
| Price To Sales Trailing12 Months | 4.0124373 |
| Profit Margins | 0.089940004 |
| Quick Ratio | 0.819 |
| Quote Source Name | Nasdaq Real Time Price |
| Quote Type | EQUITY |
| Recommendation Key | buy |
| Recommendation Mean | 1.58333 |
| Region | US |
| Regular Market Change | 0.829998 |
| Regular Market Change Percent | 1.60139 |
| Regular Market Day High | 53.61 |
| Regular Market Day Low | 51.88 |
| Regular Market Day Range | 51.88 - 53.61 |
| Regular Market Open | 52.58 |
| Regular Market Previous Close | 51.83 |
| Regular Market Price | 52.66 |
| Regular Market Time | 1,783,972,803 |
| Regular Market Volume | 442,937 |
| Return On Assets | 0.031689998 |
| Return On Equity | 0.12772 |
| Revenue Growth | 0.141 |
| Revenue Per Share | 13.159 |
| Sand P52 Week Change | 0.20847368 |
| Sector | Technology |
| Sector Disp | Technology |
| Sector Key | technology |
| Share Holder Rights Risk | 5 |
| Shares Outstanding | 62,600,423 |
| Shares Percent Shares Out | 0.0762 |
| Shares Short | 4,769,916 |
| Shares Short Previous Month Date | 1,780,012,800 |
| Shares Short Prior Month | 3,093,414 |
| Short Name | Q2 Holdings, Inc. |
| Short Percent Of Float | 0.1039 |
| Short Ratio | 5.98 |
| Source Interval | 15 |
| State | TX |
| Symbol | QTWO |
| Target High Price | 82.0 |
| Target Low Price | 60.0 |
| Target Mean Price | 72.18182 |
| Target Median Price | 74.0 |
| Total Cash | 378,891,008 |
| Total Cash Per Share | 6.053 |
| Total Debt | 343,902,016 |
| Total Revenue | 821,580,032 |
| Tradeable | 0 |
| Trailing Annual Dividend Rate | 0.0 |
| Trailing Annual Dividend Yield | 0.0 |
| Trailing Eps | 1.13 |
| Trailing P E | 46.60177 |
| Trailing Peg Ratio | None |
| Triggerable | 1 |
| Two Hundred Day Average | 57.92755 |
| Two Hundred Day Average Change | -5.2675514 |
| Two Hundred Day Average Change Percent | -0.09093344 |
| Type Disp | Equity |
| Volume | 442,937 |
| Website | https://www.q2.com |
| Zip | 78,729 |