| Indicators | Browse All

Qfin Holdings, Inc. (QFIN)

Financial Services | Credit Services | Shanghai, China | NasdaqGS
12.80 USD -0.40 (-3.030%) ⇩ (July 13, 2026, 4 p.m. EDT)
Short-term:★★★★☆Long-term:★★⯪☆☆Dividends:★★★⯪☆
Hot Take ↕ | July 11, 2026, 5:18 a.m. EDT

The immediate outlook is driven by a powerful convergence of insider accumulation and aggressive speculative buying. Insiders have loaded up on nearly $26 million of shares, signaling confidence in the company's turnaround, while retail traders are pouring capital into call options, specifically targeting a breakout above the $15 resistance. The stock recently surged 38% on reported profit spikes, validating the bullish thesis. However, the long-term picture remains murky; despite a spectacular 280% gain over the last six years, the most recent annual report shows a sharp contraction in both revenue (-16.7%) and earnings (-43.3%). The market is currently pricing in a recovery based on the recent earnings beat and insider activity, but the underlying business fundamentals are deteriorating. The high dividend yield of 10.35% appears to be a result of depressed share prices rather than a sustainable payout from shrinking earnings, creating a fragile income story. Investors should view this as a high-conviction momentum play on a potential reversal, but remain cautious about the structural decline in top-line growth.
Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
AutoTheta ✓0.073359
MSTL_1260.074842
MSTL0.075727
AutoARIMA0.076223
AutoETS0.076305
MSTL_740.084857
MSTL_74_1260.091176

Forecast horizon: 60 days | Selected: AutoTheta

Forecast Reliability
Score 37%
H-stat 2.06
Ljung-Box p 0.000
Jarque-Bera p 0.353
Excess Kurtosis -0.91
Attribute Value
Sector Financial Services
Ex Dividend Date 2026-04-21
Last Dividend Date 2026-04-21
Debt to Equity Ratio 11.678
Revenue per Share 143.303
Market Cap 1,558,424,192
Trailing P/E 2.26
Forward P/E 2.72
Beta 0.57
Profit Margins 27.53%
Previous Name 360 Finance, Inc.
Website https://www.qfin.com

As of July 11, 2026, 5:18 a.m. EDT: Speculators are aggressively positioning for a significant upside move, evidenced by massive call volume (over 10,000 contracts) at the $15 strike for the August expiration, far exceeding open interest. This 'new flow' suggests a high-conviction bet on a price surge toward the $17.50 resistance level. Conversely, put activity is concentrated at lower strikes ($10-$12.50), indicating a floor is being established rather than a bearish attack. The skew is heavily bullish, with open interest heavily weighted toward out-of-the-money calls.

Dividend Data

Yield Summary
Last Yield 1yr Yield 3yr Avg 5yr Avg
5.88% 8.58% 6.30% —
Dividend History
Date Dividend Yield %
2026-04-22 0.78 5.877920
2025-09-08 0.76 2.703664
2025-04-23 0.70 1.784804
2024-09-27 0.60 2.028398
2024-04-12 0.58 3.128371
2023-09-21 0.50 3.382950
2023-04-10 0.16 0.839895
2022-12-09 0.16 0.891365
2022-09-15 0.18 1.264045
2022-06-16 0.22 1.455989
2022-04-05 0.26 1.707157
2021-12-14 0.28 1.342926
Additional Data
dividendRate 1.54
dividendYield 11.67
exDividendDate 2026-04-22
trailingAnnualDividendRate 10.771
trailingAnnualDividendYield 0.81598485
lastDividendValue 0.78
lastDividendDate 2026-04-22
dividendDate 2026-05-14

Info Dump

Attribute Value
52 Week Change -0.68941176
Address1 Building 1
Address2 Putuo district No. 98 qingyijiang road
All Time High 48.94
All Time Low 6.37
Ask 16.3
Ask Size 2
Average Analyst Rating 1.6 - Buy
Average Daily Volume10 Day 1,475,500
Average Daily Volume3 Month 1,502,729
Average Volume 1,502,729
Average Volume10Days 1,475,500
Beta 0.57
Bid 9.78
Bid Size 2
Book Value 29.519053
City Shanghai
Country China
Crypto Tradeable 0
Currency USD
Current Price 12.8
Current Ratio 2.218
Custom Price Alert Confidence HIGH
Date Short Interest 1,782,777,600
Day High 13.5995
Day Low 12.655
Debt To Equity 11.678
Display Name Qfin
Dividend Date 1,778,716,800
Dividend Rate 1.54
Dividend Yield 11.67
Earnings Call Timestamp End 1,779,841,800
Earnings Call Timestamp Start 1,779,841,800
Earnings Growth -0.433
Earnings Quarterly Growth -0.509
Earnings Timestamp 1,779,825,600
Earnings Timestamp End 1,786,651,200
Earnings Timestamp Start 1,786,651,200
Ebitda 7,351,726,592
Ebitda Margins 0.39903998
Enterprise To Ebitda -0.286
Enterprise To Revenue -0.114
Enterprise Value -2,101,467,904
Eps Current Year 29.37954
Eps Forward 4.7052746
Eps Trailing Twelve Months 5.67
Esg Populated 0
Ex Dividend Date 1,776,816,000
Exchange NMS
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 14.3817
Fifty Day Average Change -1.5816994
Fifty Day Average Change Percent -0.10998
Fifty Two Week Change Percent -68.94118
Fifty Two Week High 43.565
Fifty Two Week High Change -30.765
Fifty Two Week High Change Percent -0.7061862
Fifty Two Week Low 11.31
Fifty Two Week Low Change 1.4899998
Fifty Two Week Low Change Percent 0.13174179
Fifty Two Week Range 11.31 - 43.565
Financial Currency CNY
First Trade Date Milliseconds 1,544,797,800,000
Float Shares 90,941,352
Forward Eps 4.7052746
Forward P E 2.7203515
Free Cashflow 9,875,642,368
Full Exchange Name NasdaqGS
Full Time Employees 3,557
Gmt Off Set Milliseconds -14,400,000
Gross Margins 0.57056
Gross Profits 10,511,867,904
Has Pre Post Market Data 1
Held Percent Insiders 0.033940002
Held Percent Institutions 0.63555
Implied Shares Outstanding 121,751,884
Industry Credit Services
Industry Disp Credit Services
Industry Key credit-services
Is Earnings Date Estimate 1
Language en-US
Last Dividend Date 1,776,816,000
Last Dividend Value 0.78
Last Fiscal Year End 1,767,139,200
Long Business Summary Qfin Holdings, Inc., together with its subsidiaries, operate AI- driven credit-tech platform under the Qifu Jietiao brand in the People's Republic of China. The company provides credit-driven services that match borrowers with financial institutions to conduct borrower acquisition, credit assessment, fund matching, and post-facilitation services; and platform services, including loan and post-facilitation services to financial institution partners under capital light model, intelligence credit engine, referral services, and other technology solutions. It serves financial institutions, consumers, and small and micro-enterprises. The company was formerly known as Qifu Technology, Inc. and changed its name to Qfin Holdings, Inc. in July 2025. Qfin Holdings, Inc. was founded in 2016 and is headquartered in Shanghai, the People's Republic of China.
Long Name Qfin Holdings, Inc.
Market us_market
Market Cap 1,558,424,192
Market State PRE
Max Age 86,400
Message Board Id finmb_589165687
Most Recent Quarter 1,774,915,200
Name Change Date 2,026-07-13
Net Income To Common 5,072,840,192
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 1,816,659,282
Number Of Analyst Opinions 13
Open 13.28
Operating Cashflow 10,375,433,216
Operating Margins 0.27453
Payout Ratio 0.2723
Phone 86 21 5835 7668
Pre Market Change -0.10000038
Pre Market Change Percent -0.781253
Pre Market Price 12.7
Pre Market Time 1,784,020,741
Prev Name 360 Finance, Inc.
Previous Close 13.2
Price Eps Current Year 0.43567735
Price Hint 2
Price To Book 0.43361825
Price To Sales Trailing12 Months 0.08458804
Profit Margins 0.27534
Quick Ratio 0.359
Quote Source Name Nasdaq Real Time Price
Quote Type EQUITY
Recommendation Key buy
Recommendation Mean 1.61538
Region US
Regular Market Change -0.4
Regular Market Change Percent -3.0303
Regular Market Day High 13.5995
Regular Market Day Low 12.655
Regular Market Day Range 12.655 - 13.5995
Regular Market Open 13.28
Regular Market Previous Close 13.2
Regular Market Price 12.8
Regular Market Time 1,783,972,800
Regular Market Volume 1,544,504
Return On Assets 0.08297
Return On Equity 0.21295
Revenue Growth -0.167
Revenue Per Share 143.303
Sand P52 Week Change 0.20847368
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Shares Outstanding 121,751,884
Shares Percent Shares Out 0.0224
Shares Short 2,732,305
Shares Short Previous Month Date 1,780,012,800
Shares Short Prior Month 2,460,926
Short Name Qfin Holdings, Inc.
Short Percent Of Float 0.027999999
Short Ratio 1.75
Source Interval 15
Symbol QFIN
Target High Price 30.103107
Target Low Price 14.500022
Target Mean Price 21.838978
Target Median Price 22.500845
Total Cash 6,547,606,016
Total Cash Per Share 53.778
Total Debt 2,849,101,056
Total Revenue 18,423,693,312
Tradeable 0
Trailing Annual Dividend Rate 10.771
Trailing Annual Dividend Yield 0.81598485
Trailing Eps 5.67
Trailing P E 2.2574956
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 17.659824
Two Hundred Day Average Change -4.859824
Two Hundred Day Average Change Percent -0.27519098
Type Disp Equity
Volume 1,544,504
Website https://www.qfin.com
Zip 200,331