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PayPal Holdings, Inc. (PYPL)

Financial Services | Credit Services | San Jose, United States | NasdaqGS
47.65 USD +1.33 (2.871%) ⇧ (July 13, 2026, 4 p.m. EDT)

Short-term:★★★⯪☆Long-term:★★★☆☆Dividends:★★⯪☆☆
Hot Take | July 11, 2026, 5:15 a.m. EDT

PayPal presents a compelling value case where the market has punished the stock severely, trading at a forward P/E of roughly 8x despite generating a 25% return on equity. The fundamental disconnect is stark: while the business generates massive free cash flow and maintains a fortress-like balance sheet, the price action over the last few years tells a story of structural neglect rather than failure. The recent price action shows a tentative recovery, bouncing off lows and approaching the 50-day moving average, which aligns with the aggressive call buying seen in the options chain targeting the $50 level. However, the statistical forecast models remain muted, capturing the lingering noise of a sector under pressure. For the long term, the valuation is attractive enough to ignore the short-term hesitation, but the lack of sustained multi-year growth acceleration keeps the rating from being exceptional. It is a solid buy for patient capital, but not a 'must-have' core holding yet.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
MSTL_97 ✓0.042577
MSTL_63_970.043137
AutoARIMA0.045998
MSTL_630.059767
AutoTheta0.070710
MSTL0.079423
AutoETS0.080300

Forecast horizon: 60 days | Selected: MSTL_97

Forecast Reliability
Score 45%
H-stat 0.28
Ljung-Box p 0.000
Jarque-Bera p 0.275
Excess Kurtosis -0.74
Attribute Value
Sector Financial Services
Ex Dividend Date 2026-06-03
Last Dividend Date 2026-06-03
Debt to Equity Ratio 58.28
Revenue per Share 35.859
Market Cap 42,032,328,704
Trailing P/E 8.94
Forward P/E 8.28
Beta 1.33
Profit Margins 15.00%
Website https://www.paypal.com

As of July 11, 2026, 5:15 a.m. EDT: Speculators are positioning for a moderate rebound, evidenced by heavy call volume and open interest walls at the $50 strike across multiple expirations, suggesting a target for the current downtrend. However, put writers are establishing significant defensive barriers at the $40 and $35 strikes, indicating a fear of further downside volatility. Implied volatility is elevated relative to historical norms, reflecting uncertainty about whether the stock can reclaim its 200-day average.


Dividend Data

Dividend History
Date Dividend Yield %
2026-06-04 0.14 0.327485
2026-03-04 0.14 0.299465
2025-11-19 0.14 0.232906
Additional Data
dividendRate 0.56
dividendYield 1.18
exDividendDate 2026-06-04
trailingAnnualDividendRate 0.42
trailingAnnualDividendYield 0.0090673575
lastDividendValue 0.14
lastDividendDate 2026-06-04
dividendDate 2026-06-25

Info Dump

Attribute Value
52 Week Change -0.37312222
Address1 2,211 North First Street
All Time High 310.16
All Time Low 30.0
Ask 50.27
Ask Size 1
Audit Risk 1
Average Analyst Rating 2.9 - Hold
Average Daily Volume10 Day 15,297,920
Average Daily Volume3 Month 15,210,588
Average Volume 15,210,588
Average Volume10Days 15,297,920
Beta 1.332
Bid 45.4
Bid Size 1
Board Risk 3
Book Value 22.448
City San Jose
Compensation As Of Epoch Date 1,767,139,200
Compensation Risk 4
Country United States
Crypto Tradeable 0
Currency USD
Current Price 47.65
Current Ratio 1.259
Custom Price Alert Confidence HIGH
Date Short Interest 1,782,777,600
Day High 48.43
Day Low 46.285
Debt To Equity 58.28
Display Name PayPal
Dividend Date 1,782,345,600
Dividend Rate 0.56
Dividend Yield 1.18
Earnings Call Timestamp End 1,777,982,400
Earnings Call Timestamp Start 1,777,982,400
Earnings Growth -0.062
Earnings Quarterly Growth -0.135
Earnings Timestamp 1,785,241,800
Earnings Timestamp End 1,785,241,800
Earnings Timestamp Start 1,785,241,800
Ebitda 6,572,000,256
Ebitda Margins 0.19482
Enterprise To Ebitda 6.75
Enterprise To Revenue 1.315
Enterprise Value 44,360,327,168
Eps Current Year 5.31091
Eps Forward 5.75487
Eps Trailing Twelve Months 5.33
Esg Populated 0
Ex Dividend Date 1,780,531,200
Exchange NMS
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 44.4038
Fifty Day Average Change 3.2462006
Fifty Day Average Change Percent 0.07310636
Fifty Two Week Change Percent -37.31222
Fifty Two Week High 79.5
Fifty Two Week High Change -31.849998
Fifty Two Week High Change Percent -0.40062892
Fifty Two Week Low 38.46
Fifty Two Week Low Change 9.190002
Fifty Two Week Low Change Percent 0.23894963
Fifty Two Week Range 38.46 - 79.5
Financial Currency USD
First Trade Date Milliseconds 1,436,189,400,000
Float Shares 880,014,903
Forward Eps 5.75487
Forward P E 8.279944
Free Cashflow 4,083,500,032
Full Exchange Name NasdaqGS
Full Time Employees 23,800
Gmt Off Set Milliseconds -14,400,000
Governance Epoch Date 1,782,864,000
Gross Margins 0.40929002
Gross Profits 13,806,999,552
Has Pre Post Market Data 1
Held Percent Insiders 0.00679
Held Percent Institutions 0.79875
Implied Shares Outstanding 882,105,493
Industry Credit Services
Industry Disp Credit Services
Industry Key credit-services
Is Earnings Date Estimate 0
Language en-US
Last Dividend Date 1,780,531,200
Last Dividend Value 0.14
Last Fiscal Year End 1,767,139,200
Long Business Summary PayPal Holdings, Inc. operates a technology platform that enables digital payments for merchants and consumers worldwide. The company operates a two-sided network at scale that connects merchants and consumers that enables its customers to connect, transact, and send and receive payments through online and in person, as well as transfer and withdraw funds using various funding sources, such as bank accounts, PayPal or Venmo account balance, consumer credit and debit products, credit and debit cards, and cryptocurrencies, as well as other stored value products, including gift cards and eligible rewards. It provides payment solutions under the PayPal, PayPal Credit, Braintree, Venmo, Xoom, Hyperwallet, Honey, and Paidy names. The company was founded in 1998 and is headquartered in San Jose, California.
Long Name PayPal Holdings, Inc.
Market us_market
Market Cap 42,032,328,704
Market State PRE
Max Age 86,400
Message Board Id finmb_112732
Most Recent Quarter 1,774,915,200
Net Income To Common 5,058,999,808
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 42,032,326,741
Number Of Analyst Opinions 34
Open 46.9
Operating Cashflow 6,390,000,128
Operating Margins 0.17969999
Overall Risk 2
Payout Ratio 0.0525
Peg Ratio 0.83
Phone 408 967 7000
Pre Market Change -0.35300064
Pre Market Change Percent -0.7408198
Pre Market Price 47.297
Pre Market Time 1,784,027,000
Previous Close 46.32
Price Eps Current Year 8.972097
Price Hint 2
Price To Book 2.1226835
Price To Sales Trailing12 Months 1.245993
Profit Margins 0.14997
Quick Ratio 0.216
Quote Source Name Nasdaq Real Time Price
Quote Type EQUITY
Recommendation Key hold
Recommendation Mean 2.90909
Region US
Regular Market Change 1.33
Regular Market Change Percent 2.87133
Regular Market Day High 48.43
Regular Market Day Low 46.285
Regular Market Day Range 46.285 - 48.43
Regular Market Open 46.9
Regular Market Previous Close 46.32
Regular Market Price 47.65
Regular Market Time 1,783,972,800
Regular Market Volume 18,597,609
Return On Assets 0.04738
Return On Equity 0.25120002
Revenue Growth 0.072
Revenue Per Share 35.859
Sand P52 Week Change 0.20847368
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Share Holder Rights Risk 6
Shares Outstanding 882,105,493
Shares Percent Shares Out 0.0623
Shares Short 54,915,943
Shares Short Previous Month Date 1,780,012,800
Shares Short Prior Month 49,538,499
Short Name PayPal Holdings, Inc.
Short Percent Of Float 0.0694
Short Ratio 3.17
Source Interval 15
State CA
Symbol PYPL
Target High Price 147.39
Target Low Price 32.0
Target Mean Price 51.37912
Target Median Price 48.0
Total Cash 9,342,000,128
Total Cash Per Share 10.591
Total Debt 11,669,999,616
Total Revenue 33,734,000,640
Tradeable 0
Trailing Annual Dividend Rate 0.42
Trailing Annual Dividend Yield 0.0090673575
Trailing Eps 5.33
Trailing P E 8.939963
Trailing Peg Ratio 0.8348
Triggerable 1
Two Hundred Day Average 53.209274
Two Hundred Day Average Change -5.559273
Two Hundred Day Average Change Percent -0.104479395
Type Disp Equity
Volume 18,597,609
Website https://www.paypal.com
Zip 95,131