PayPal Holdings, Inc. (PYPL)Financial Services | Credit Services | San Jose, United States | NasdaqGS
53.66 USD
-7.81
(-12.705%) ⇩
(Aug. 28, 2026, 4 p.m.
EDT)
After hours: 53.74 +0.08 (0.148%) ⇧ (Aug. 28, 2026, 7:59 p.m. EDT) |
Hot Take ↕ | Aug. 22, 2026, 4:44 a.m. EDT
PayPal presents a compelling value case marred by a recent stumble in growth momentum. Fundamentally, the business is robust: it trades at a forward P/E of roughly 10.6x, boasts a healthy 24.5% return on equity, and maintains a fortress-like balance sheet with minimal debt relative to equity. The market appears to be pricing in a 'value trap' scenario due to the single year of negative growth (-2.3%), yet the long-term trajectory remains overwhelmingly positive with an 83% gain over the last nine years. The recent price action shows resilience, trading well above its 200-day average despite the latest earnings miss, suggesting the broader market is not panicking over the temporary slowdown. While the dividend yield is modest at 0.9%, it is sustainable and growing, serving as a floor rather than a primary driver. The tension lies in the disconnect between the cheap valuation and the lack of recent top-line acceleration; however, given the dominant competitive moat and the massive cash generation, the risk-reward profile favors a patient buyer waiting for the growth story to re-accelerate. |
| Model | MAE |
|---|---|
| MSTL ✓ | 0.246302 |
| AutoETS | 0.255554 |
| AutoARIMA | 0.255554 |
| AutoTheta | 0.272689 |
Forecast horizon: 45 days | Selected: MSTL
| Forecast Reliability | |
|---|---|
| Score | 40% |
| H-stat | 6.56 |
| Ljung-Box p | 0.000 |
| Jarque-Bera p | 0.032 |
| Excess Kurtosis | -0.86 |
| Attribute | Value |
|---|---|
| Sector | Financial Services |
| Ex Dividend Date | 2026-09-03 |
| Last Dividend Date | 2026-06-03 |
| Debt to Equity Ratio | 71.751 |
| Revenue per Share | 37.176 |
| Market Cap | 46,254,919,680 |
| Trailing P/E | 11.61 |
| Forward P/E | 9.26 |
| Beta | 1.30 |
| Profit Margins | 14.36% |
| Website | https://www.paypal.com |
As of Aug. 22, 2026, 4:44 a.m. EDT: Speculators are positioning for a range-bound to slightly bullish outcome over the next few months. Call open interest builds significantly at the $65 strike across multiple expirations, acting as a major resistance wall, while put volume concentrates heavily below $60, particularly at the $58 and $50 strikes. This distribution suggests traders view the $60-$65 zone as a key battleground, with significant hedging activity protecting downside below current levels but limited aggressive speculation for a rapid breakout above $65.
| Date | Dividend | Yield % |
|---|---|---|
| 2026-06-04 | 0.14 | 0.327485 |
| 2026-03-04 | 0.14 | 0.299465 |
| 2025-11-19 | 0.14 | 0.232906 |
| Attribute | Value |
|---|---|
| 52 Week Change | -0.11234659 |
| Address1 | 2,211 North First Street |
| All Time High | 310.16 |
| All Time Low | 30.0 |
| Ask | 56.45 |
| Ask Size | 1 |
| Audit Risk | 1 |
| Average Analyst Rating | 2.9 - Hold |
| Average Daily Volume10 Day | 10,733,060 |
| Average Daily Volume3 Month | 15,637,619 |
| Average Volume | 15,637,619 |
| Average Volume10Days | 10,733,060 |
| Beta | 1.298 |
| Bid | 53.71 |
| Bid Size | 3 |
| Board Risk | 4 |
| Book Value | 22.993 |
| City | San Jose |
| Compensation As Of Epoch Date | 1,767,139,200 |
| Compensation Risk | 3 |
| Country | United States |
| Crypto Tradeable | 0 |
| Currency | USD |
| Current Price | 53.66 |
| Current Ratio | 1.288 |
| Custom Price Alert Confidence | HIGH |
| Date Short Interest | 1,786,665,600 |
| Day High | 54.76 |
| Day Low | 52.62 |
| Debt To Equity | 71.751 |
| Display Name | PayPal |
| Dividend Date | 1,790,294,400 |
| Dividend Rate | 0.56 |
| Dividend Yield | 0.91 |
| Earnings Call Timestamp End | 1,793,131,200 |
| Earnings Call Timestamp Start | 1,793,131,200 |
| Earnings Growth | -0.031 |
| Earnings Quarterly Growth | -0.125 |
| Earnings Timestamp | 1,793,104,200 |
| Earnings Timestamp End | 1,793,104,200 |
| Earnings Timestamp Start | 1,793,104,200 |
| Ebitda | 6,456,000,000 |
| Ebitda Margins | 0.18917 |
| Enterprise To Ebitda | 7.57 |
| Enterprise To Revenue | 1.432 |
| Enterprise Value | 48,869,031,936 |
| Eps Current Year | 5.38671 |
| Eps Forward | 5.79585 |
| Eps Trailing Twelve Months | 4.62 |
| Esg Populated | 0 |
| Ex Dividend Date | 1,788,480,000 |
| Exchange | NMS |
| Exchange Data Delayed By | 0 |
| Exchange Timezone Name | America/New_York |
| Exchange Timezone Short Name | EDT |
| Fifty Day Average | 53.5898 |
| Fifty Day Average Change | 0.07019806 |
| Fifty Day Average Change Percent | 0.0013099145 |
| Fifty Two Week Change Percent | -11.234659 |
| Fifty Two Week High | 79.215 |
| Fifty Two Week High Change | -25.554996 |
| Fifty Two Week High Change Percent | -0.32260302 |
| Fifty Two Week Low | 38.46 |
| Fifty Two Week Low Change | 15.200001 |
| Fifty Two Week Low Change Percent | 0.39521584 |
| Fifty Two Week Range | 38.46 - 79.215 |
| Financial Currency | USD |
| First Trade Date Milliseconds | 1,436,189,400,000 |
| Float Shares | 853,527,532 |
| Forward Eps | 5.79585 |
| Forward P E | 9.258348 |
| Free Cashflow | 4,423,124,992 |
| Full Exchange Name | NasdaqGS |
| Full Time Employees | 23,800 |
| Fullday Change | -7.81 |
| Fullday Change Percent | -12.7054 |
| Fullday Price | 53.7392 |
| Gmt Off Set Milliseconds | -14,400,000 |
| Governance Epoch Date | 1,785,542,400 |
| Gross Margins | 0.40477002 |
| Gross Profits | 13,813,999,616 |
| Has Pre Post Market Data | 1 |
| Held Percent Insiders | 0.0070499997 |
| Held Percent Institutions | 0.79156995 |
| Implied Shares Outstanding | 862,000,000 |
| Industry | Credit Services |
| Industry Disp | Credit Services |
| Industry Key | credit-services |
| Is Earnings Date Estimate | 0 |
| Language | en-US |
| Last Dividend Date | 1,780,531,200 |
| Last Dividend Value | 0.14 |
| Last Fiscal Year End | 1,767,139,200 |
| Long Business Summary | PayPal Holdings, Inc. operates a technology platform that enables digital payments for merchants and consumers worldwide. The company operates a two-sided network at scale that connects merchants and consumers that enables its customers to connect, transact, and send and receive payments through online and in person, as well as transfer and withdraw funds using various funding sources, such as bank accounts, PayPal or Venmo account balance, consumer credit and debit products, credit and debit cards, and cryptocurrencies, as well as other stored value products, including gift cards and eligible rewards. It provides payment solutions under the PayPal, PayPal Credit, Braintree, Venmo, Xoom, Hyperwallet, Honey, and Paidy names. The company was founded in 1998 and is headquartered in San Jose, California. |
| Long Name | PayPal Holdings, Inc. |
| Market | us_market |
| Market Cap | 46,254,919,680 |
| Market State | CLOSED |
| Max Age | 86,400 |
| Message Board Id | finmb_112732 |
| Most Recent Quarter | 1,782,777,600 |
| Net Income To Common | 4,902,000,128 |
| Next Fiscal Year End | 1,798,675,200 |
| Non Diluted Market Cap | 52,585,179,924 |
| Number Of Analyst Opinions | 33 |
| Open | 53.745 |
| Operating Cashflow | 7,474,999,808 |
| Operating Margins | 0.16966 |
| Overall Risk | 2 |
| Payout Ratio | 0.0794 |
| Peg Ratio | 1.14 |
| Phone | 408 967 7000 |
| Post Market Change | 0.079200745 |
| Post Market Change Percent | 0.14759736 |
| Post Market Price | 53.7392 |
| Post Market Time | 1,787,961,597 |
| Previous Close | 61.47 |
| Price Eps Current Year | 9.961554 |
| Price Hint | 2 |
| Price To Book | 2.3337538 |
| Price To Sales Trailing12 Months | 1.3553364 |
| Profit Margins | 0.14364 |
| Quick Ratio | 0.251 |
| Quote Source Name | Nasdaq Real Time Price |
| Quote Type | EQUITY |
| Recommendation Key | hold |
| Recommendation Mean | 2.88372 |
| Region | US |
| Regular Market Change | -7.81 |
| Regular Market Change Percent | -12.7054 |
| Regular Market Day High | 54.76 |
| Regular Market Day Low | 52.62 |
| Regular Market Day Range | 52.62 - 54.76 |
| Regular Market Open | 53.745 |
| Regular Market Previous Close | 61.47 |
| Regular Market Price | 53.66 |
| Regular Market Time | 1,787,947,200 |
| Regular Market Volume | 36,208,248 |
| Return On Assets | 0.046230003 |
| Return On Equity | 0.24497 |
| Revenue Growth | 0.048 |
| Revenue Per Share | 37.176 |
| Sand P52 Week Change | 0.20504117 |
| Sector | Financial Services |
| Sector Disp | Financial Services |
| Sector Key | financial-services |
| Share Holder Rights Risk | 6 |
| Shares Outstanding | 862,000,000 |
| Shares Percent Shares Out | 0.0394 |
| Shares Short | 33,728,439 |
| Shares Short Previous Month Date | 1,784,073,600 |
| Shares Short Prior Month | 54,774,095 |
| Short Name | PayPal Holdings, Inc. |
| Short Percent Of Float | 0.044099998 |
| Short Ratio | 2.0 |
| Source Interval | 15 |
| State | CA |
| Symbol | PYPL |
| Target High Price | 147.39 |
| Target Low Price | 36.0 |
| Target Mean Price | 60.20424 |
| Target Median Price | 59.0 |
| Total Cash | 11,256,000,512 |
| Total Cash Per Share | 13.158 |
| Total Debt | 14,220,999,680 |
| Total Revenue | 34,127,998,976 |
| Tradeable | 0 |
| Trailing Annual Dividend Rate | 0.56 |
| Trailing Annual Dividend Yield | 0.009110135 |
| Trailing Eps | 4.62 |
| Trailing P E | 11.614718 |
| Trailing Peg Ratio | 1.1269 |
| Triggerable | 1 |
| Two Hundred Day Average | 51.349174 |
| Two Hundred Day Average Change | 2.3108253 |
| Two Hundred Day Average Change Percent | 0.045002192 |
| Type Disp | Equity |
| Volume | 36,208,248 |
| Website | https://www.paypal.com |
| Zip | 95,131 |