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Provident Financial Holdings, Inc. (PROV)

Financial Services | Banks - Regional | Riverside, United States | NasdaqGS
17.04 USD -0.13 (-0.757%) ⇩ (April 17, 2026, 4 p.m. EDT)
After hours: 17.04

Short-term: ★★★☆☆ | Long-term: ★★★☆☆ | Dividends: ★★★★☆
Hot Take | April 11, 2026, 2:58 p.m. EDT

PROV shows a relatively stable price movement with recent gains crossing above key moving averages, suggesting potential for short-term momentum. However, the stock's recent performance is modest, and the lack of strong analyst recommendations or significant price targets indicates caution. The dividend yield is attractive at 3.26%, with consistent payouts, making it appealing for income-focused investors. The stock's fundamentals are mixed, with a low beta and reasonable earnings growth, but the high debt-to-equity ratio and low return on assets raise concerns. Overall, it's a moderate opportunity for short-term traders looking for a buy-the-dip scenario, while long-term investors may consider it for its dividend yield and moderate growth potential.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
AutoTheta ✓0.012590
MSTL0.016743
AutoARIMA0.016842
AutoETS0.017093

Forecast horizon: 45 days | Selected: AutoTheta

Forecast Reliability
Score 19%
H-stat 25.19
Ljung-Box p 0.000
Jarque-Bera p 0.000
Excess Kurtosis 1.40
Attribute Value
Sector Financial Services
Ex Dividend Date 2026-02-11
Last Dividend Date 2026-02-11
Revenue per Share 6.203
Market Cap 108,630,344
Trailing P/E 17.21
Forward P/E 13.01
Beta 0.28
Profit Margins 16.17%
Website https://www.myprovident.com

Dividend Data

Yield Summary
Last Yield 1yr Yield 3yr Avg 5yr Avg
0.86% 3.61% 4.18% 4.18%
Dividend History
Date Dividend Yield %
2026-02-12 0.140000 0.861009
2025-11-13 0.140000 0.905796
2025-08-14 0.140000 0.915814
2025-05-15 0.140000 0.925378
2025-02-13 0.140000 0.919659
2024-11-14 0.140000 0.923705
2024-08-15 0.140000 1.116468
2024-05-15 0.140000 1.194289
2024-02-14 0.140000 1.035508
2023-11-15 0.140000 1.334849
2023-08-16 0.140000 1.104080
2023-05-17 0.140000 1.307070
2023-02-13 0.140000 1.103009
2022-11-16 0.140000 1.108337
2022-08-17 0.140000 1.115383
2022-05-18 0.140000 1.093645
2022-02-14 0.140000 0.974720
2021-11-17 0.140000 0.986925
2021-08-11 0.140000 0.963545
2021-05-17 0.140000 0.990862
2021-02-17 0.140000 1.065502
2020-11-18 0.140000 1.252265
2020-08-19 0.140000 1.397085
2020-05-20 0.140000 1.394703
2020-02-14 0.140000 0.798234
2019-11-19 0.140000 0.814706
2019-08-19 0.140000 0.852851
2019-05-20 0.140000 0.874044
2019-02-15 0.140000 0.924818
2018-11-14 0.140000 1.045732
2018-08-20 0.140000 1.011322
2018-05-16 0.140000 1.018503
2018-02-16 0.140000 1.029108
2017-11-13 0.140000 0.991227
2017-08-17 0.140000 1.001803
2017-05-17 0.130000 0.941079
2017-02-13 0.130000 0.949570
2016-11-10 0.130000 0.914900
2016-08-11 0.130000 0.941261
2016-05-13 0.120000 0.931375
2016-02-11 0.120000 1.008953
2015-11-09 0.120000 0.967256
2015-08-07 0.120000 1.055710
2015-05-15 0.120000 1.046227
2015-02-13 0.110000 1.008571
2014-11-18 0.110000 1.071848
2014-08-08 0.110000 1.095921
2014-05-16 0.100000 1.031562
2014-02-14 0.100000 0.988017
2013-11-19 0.100000 1.055270
2013-08-19 0.100000 0.841953
2013-05-20 0.070000 0.684606
2013-02-11 0.070000 0.612616
2012-11-19 0.050000 0.507144
2012-08-13 0.050000 0.603582
2012-05-09 0.040000 0.569436
2012-02-13 0.040000 0.633862
2011-11-16 0.030000 0.514610
2011-08-17 0.030000 0.564046
2011-05-25 0.010000 0.200736
2011-02-23 0.010000 0.193099
2010-11-23 0.010000 0.242411
2010-08-25 0.010000 0.300585
2010-05-20 0.010000 0.243249
2010-02-23 0.010000 0.505882
2009-11-18 0.010000 0.346116
2009-08-13 0.010000 0.227460
2009-05-19 0.030000 0.665326
2009-02-06 0.030000 1.168794
2008-11-19 0.050000 1.440488
2008-08-21 0.050000 1.251259
2008-05-15 0.100000 1.281678
2008-02-21 0.180000 1.717834
2007-11-15 0.180000 1.540876
2007-08-16 0.180000 1.680646
2007-05-17 0.180000 1.291775
2007-02-14 0.180000 1.114514
2006-11-15 0.180000 1.020706
2006-08-15 0.150000 0.870240
2006-05-11 0.150000 0.915934
2006-02-15 0.150000 0.897658
2005-11-18 0.140000 0.952296
2005-08-15 0.140000 0.891754
2005-05-18 0.140000 0.893154
2005-02-16 0.140000 0.893020
2004-11-19 0.140000 0.865726
2004-08-13 0.100000 0.786081
2004-05-18 0.100000 0.730174
2004-01-15 0.066667 0.528695
2003-10-31 0.066667 0.575995
2003-08-18 0.066667 0.601688
2003-05-12 0.033333 0.294302
2003-02-07 0.033333 0.331670
2002-11-13 0.033333 0.347910
2002-08-05 0.033333 0.407689
Additional Data
dividendRate 0.56
dividendYield 3.27
exDividendDate 2026-02-12
trailingAnnualDividendRate 0.56
trailingAnnualDividendYield 0.032615025
lastDividendValue 0.14
lastDividendDate 2026-02-12
dividendDate 2026-03-05

Info Dump

Attribute Value
52 Week Change 0.20000005
Address1 3,756 Central Avenue
All Time High 33.15
All Time Low 2.43
Ask 16.4
Ask Size 1
Average Daily Volume10 Day 11,670
Average Daily Volume3 Month 8,766
Average Volume 8,766
Average Volume10Days 11,670
Beta 0.283
Bid 17.2
Bid Size 1
Book Value 19.875
City Riverside
Compensation As Of Epoch Date 1,767,139,200
Country United States
Crypto Tradeable 0
Currency USD
Current Price 17.04
Custom Price Alert Confidence HIGH
Date Short Interest 1,774,915,200
Day High 17.345
Day Low 17.04
Display Name Provident Financial
Dividend Date 1,772,668,800
Dividend Rate 0.56
Dividend Yield 3.27
Earnings Call Timestamp End 1,769,619,600
Earnings Call Timestamp Start 1,769,619,600
Earnings Growth 0.702
Earnings Quarterly Growth 0.647
Earnings Timestamp 1,769,520,600
Earnings Timestamp End 1,777,293,000
Earnings Timestamp Start 1,777,293,000
Ebitda Margins 0.0
Enterprise To Revenue 6.61
Enterprise Value 269,724,352
Eps Current Year 1.21
Eps Forward 1.31
Eps Trailing Twelve Months 0.99
Esg Populated 0
Ex Dividend Date 1,770,854,400
Exchange NMS
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 16.2868
Fifty Day Average Change 0.75320053
Fifty Day Average Change Percent 0.04624607
Fifty Two Week Change Percent 20.000004
Fifty Two Week High 17.35
Fifty Two Week High Change -0.30999947
Fifty Two Week High Change Percent -0.017867403
Fifty Two Week Low 14.02
Fifty Two Week Low Change 3.0200005
Fifty Two Week Low Change Percent 0.21540658
Fifty Two Week Range 14.02 - 17.35
Financial Currency USD
First Trade Date Milliseconds 835,968,600,000
Five Year Avg Dividend Yield 3.8
Float Shares 4,312,701
Forward Eps 1.31
Forward P E 13.007635
Full Exchange Name NasdaqGS
Full Time Employees 95
Gmt Off Set Milliseconds -14,400,000
Gross Margins 0.0
Gross Profits 40,804,000
Has Pre Post Market Data 1
Held Percent Insiders 0.20212
Held Percent Institutions 0.50082
Implied Shares Outstanding 6,375,020
Industry Banks - Regional
Industry Disp Banks - Regional
Industry Key banks-regional
Ir Website http://www.snl.com/irweblinkx/corporateprofile.aspx?iid=102638
Is Earnings Date Estimate 1
Language en-US
Last Dividend Date 1,770,854,400
Last Dividend Value 0.14
Last Fiscal Year End 1,751,241,600
Last Split Date 1,075,766,400
Last Split Factor 3:2
Long Business Summary Provident Financial Holdings, Inc. operates as the bank holding company for Provident Savings Bank, F.S.B. that provides community banking and financial services in Southern California, the United States. The company offers deposit products, such as checking, savings, money market, and time deposit accounts; and merchant and wealth management services. It also provides lending services, including single-family, multi-family, commercial real estate, and other mortgage loans; and construction, commercial business, and consumer loans. In addition, the company offers investment services comprising the sale of alternative investment products, such as annuities and mutual funds; and trustee services for real estate secured loan transactions. It serves individuals, small to mid-sized businesses, and institutional clients. Provident Financial Holdings, Inc. was founded in 1956 and is headquartered in Riverside, California.
Long Name Provident Financial Holdings, Inc.
Market us_market
Market Cap 108,630,344
Market State CLOSED
Max Age 86,400
Message Board Id finmb_365183
Most Recent Quarter 1,767,139,200
Net Income To Common 6,600,000
Next Fiscal Year End 1,782,777,600
Non Diluted Market Cap 109,331,593
Number Of Analyst Opinions 1
Open 17.29
Operating Cashflow 9,517,000
Operating Margins 0.24412
Payout Ratio 0.5657
Peg Ratio 4.0
Phone 951 686 6060
Post Market Change 0.0
Post Market Change Percent 0.0
Post Market Price 17.04
Post Market Time 1,776,456,026
Previous Close 17.17
Price Eps Current Year 14.082645
Price Hint 2
Price To Book 0.8573585
Price To Sales Trailing12 Months 2.6622474
Profit Margins 0.16174999
Quote Source Name Nasdaq Real Time Price
Quote Type EQUITY
Recommendation Key none
Region US
Regular Market Change -0.129999
Regular Market Change Percent -0.75713
Regular Market Day High 17.345
Regular Market Day Low 17.04
Regular Market Day Range 17.04 - 17.345
Regular Market Open 17.29
Regular Market Previous Close 17.17
Regular Market Price 17.04
Regular Market Time 1,776,456,000
Regular Market Volume 7,816
Return On Assets 0.00532
Return On Equity 0.05154
Revenue Growth 0.109
Revenue Per Share 6.203
Sand P52 Week Change 0.38150132
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Shares Outstanding 6,375,020
Shares Percent Shares Out 0.0053
Shares Short 33,509
Shares Short Previous Month Date 1,772,150,400
Shares Short Prior Month 31,836
Short Name Provident Financial Holdings, I
Short Percent Of Float 0.0067000003
Short Ratio 3.72
Source Interval 15
State CA
Symbol PROV
Target High Price 16.0
Target Low Price 16.0
Target Mean Price 16.0
Target Median Price 16.0
Total Cash 54,370,000
Total Cash Per Share 8.529
Total Debt 215,464,000
Total Revenue 40,804,000
Tradeable 0
Trailing Annual Dividend Rate 0.56
Trailing Annual Dividend Yield 0.032615025
Trailing Eps 0.99
Trailing P E 17.212122
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 15.8047
Two Hundred Day Average Change 1.235301
Two Hundred Day Average Change Percent 0.07816036
Type Disp Equity
Volume 7,816
Website https://www.myprovident.com
Zip 92,506