Presurance Holdings, Inc. (PRHI)Financial Services | Insurance - Property & Casualty | Troy, United States | NasdaqCM
5.39 USD
+0.43
(8.779%)
⇧
(July 13, 2026, 4 p.m.
EDT)
After hours: 5.26 +0.26 (5.200%) ⇧ (July 13, 2026, 4:10 p.m. EDT) |
Hot Take ↕ | July 11, 2026, 3:27 a.m. EDT
The immediate outlook is severely compromised by a deteriorating business model and a massive, unresolved price collapse. The company is currently losing money, with negative profit margins and free cash flow, while revenue has contracted significantly. This fundamental rot is compounded by a brutal multi-year price trajectory where the stock has lost nearly 90% of its value over the last nine years, with four consecutive years of declines ending recently. There is no dividend to provide income or cushion the blow, and the recent 1-for-7 reverse split suggests management is attempting to manipulate share count rather than fix core operations. While insider buying offers a glimmer of hope, it cannot offset the reality of a shrinking, unprofitable enterprise facing a structural decline. |
| Model | MAE |
|---|---|
| MSTL ✓ | 0.055991 |
| AutoETS | 0.056227 |
| AutoARIMA | 0.056896 |
| AutoTheta | 0.067021 |
Forecast horizon: 45 days | Selected: MSTL
| Forecast Reliability | |
|---|---|
| Score | 36% |
| H-stat | 0.53 |
| Ljung-Box p | 0.015 |
| Jarque-Bera p | 0.575 |
| Excess Kurtosis | 0.64 |
| Attribute | Value |
|---|---|
| Sector | Financial Services |
| Debt to Equity Ratio | 80.389 |
| Revenue per Share | 16.976 |
| Market Cap | 19,943,000 |
| Beta | 1.06 |
| Profit Margins | -50.02% |
| Previous Name | Conifer Holdings, Inc. |
| Website | https://ir.prehld.com |
| Attribute | Value |
|---|---|
| 52 Week Change | -0.103978276 |
| Address1 | 3,001 West Big Beaver Road |
| Address2 | Suite 319 |
| All Time High | 76.65 |
| All Time Low | 2.912 |
| Ask | 5.03 |
| Ask Size | 1 |
| Average Daily Volume10 Day | 8,880 |
| Average Daily Volume3 Month | 12,761 |
| Average Volume | 12,761 |
| Average Volume10Days | 8,880 |
| Beta | 1.06 |
| Bid | 4.84 |
| Bid Size | 9 |
| Book Value | 6.724 |
| City | Troy |
| Compensation As Of Epoch Date | 1,767,139,200 |
| Country | United States |
| Crypto Tradeable | 0 |
| Currency | USD |
| Current Price | 5.39 |
| Current Ratio | 0.777 |
| Custom Price Alert Confidence | HIGH |
| Date Short Interest | 1,782,777,600 |
| Day High | 5.39 |
| Day Low | 5.0 |
| Debt To Equity | 80.389 |
| Display Name | Presurance |
| Earnings Growth | 2.75 |
| Earnings Quarterly Growth | 4.023 |
| Ebitda | -17,675,250 |
| Ebitda Margins | -0.54117 |
| Enterprise To Ebitda | 0.99 |
| Enterprise To Revenue | -0.536 |
| Enterprise Value | -17,491,386 |
| Eps Trailing Twelve Months | -9.8 |
| Esg Populated | 0 |
| Exchange | NCM |
| Exchange Data Delayed By | 0 |
| Exchange Timezone Name | America/New_York |
| Exchange Timezone Short Name | EDT |
| Fifty Day Average | 4.92214 |
| Fifty Day Average Change | 0.46785975 |
| Fifty Day Average Change Percent | 0.0950521 |
| Fifty Two Week Change Percent | -10.397827 |
| Fifty Two Week High | 19.81 |
| Fifty Two Week High Change | -14.42 |
| Fifty Two Week High Change Percent | -0.7279152 |
| Fifty Two Week Low | 3.36 |
| Fifty Two Week Low Change | 2.03 |
| Fifty Two Week Low Change Percent | 0.6041667 |
| Fifty Two Week Range | 3.36 - 19.81 |
| Financial Currency | USD |
| First Trade Date Milliseconds | 1,439,472,600,000 |
| Float Shares | 2,456,222 |
| Free Cashflow | -20,461,750 |
| Full Exchange Name | NasdaqCM |
| Full Time Employees | 12 |
| Gmt Off Set Milliseconds | -14,400,000 |
| Gross Margins | -0.22108999 |
| Gross Profits | -7,221,000 |
| Has Pre Post Market Data | 1 |
| Held Percent Insiders | 0.16984 |
| Held Percent Institutions | 0.66033 |
| Implied Shares Outstanding | 3,700,000 |
| Industry | Insurance - Property & Casualty |
| Industry Disp | Insurance - Property & Casualty |
| Industry Key | insurance-property-casualty |
| Language | en-US |
| Last Fiscal Year End | 1,767,139,200 |
| Last Split Date | 1,780,358,400 |
| Last Split Factor | 1:7 |
| Long Business Summary | Presurance Holdings, Inc., an insurance holding company, provides specialty property, and casualty insurance in the United States. The company provides specialty insurance coverage for individuals, businesses, and communities. It offers both specialty commercial products, including commercial property, general liability, liquor liability and commercial automobile and specialty personal product lines. Additionally, it offers homeowners insurance and dwelling fire insurance products to individuals owners of lower value homes in Texas, Illinois and Indiana. The company was formerly known as Conifer Holdings, Inc. and changed its name to Presurance Holdings, Inc. in September 2025. The company was founded in 2009 and is headquartered in Troy, Michigan. |
| Long Name | Presurance Holdings, Inc. |
| Market | us_market |
| Market Cap | 19,943,000 |
| Market State | POSTPOST |
| Max Age | 86,400 |
| Message Board Id | finmb_113976574 |
| Most Recent Quarter | 1,774,915,200 |
| Name Change Date | 2,026-07-13 |
| Net Income To Common | -16,338,000 |
| Next Fiscal Year End | 1,798,675,200 |
| Non Diluted Market Cap | 18,333,500 |
| Open | 5.0 |
| Operating Cashflow | -36,931,000 |
| Operating Margins | 0.00992 |
| Payout Ratio | 0.0 |
| Phone | 248 509 9202 |
| Post Market Change | 0.26000023 |
| Post Market Change Percent | 5.2000046 |
| Post Market Price | 5.26 |
| Post Market Time | 1,783,973,404 |
| Prev Name | Conifer Holdings, Inc. |
| Previous Close | 4.955 |
| Price Hint | 2 |
| Price To Book | 0.8016062 |
| Price To Sales Trailing12 Months | 0.6106059 |
| Profit Margins | -0.50023 |
| Quick Ratio | 0.337 |
| Quote Source Name | Nasdaq Real Time Price |
| Quote Type | EQUITY |
| Recommendation Key | none |
| Region | US |
| Regular Market Change | 0.43499994 |
| Regular Market Change Percent | 8.77901 |
| Regular Market Day High | 5.39 |
| Regular Market Day Low | 5.0 |
| Regular Market Day Range | 5.0 - 5.39 |
| Regular Market Open | 5.0 |
| Regular Market Previous Close | 4.955 |
| Regular Market Price | 5.39 |
| Regular Market Time | 1,783,972,800 |
| Regular Market Volume | 3,948 |
| Return On Assets | -0.04363 |
| Return On Equity | -0.64355004 |
| Revenue Growth | -0.385 |
| Revenue Per Share | 16.976 |
| Sand P52 Week Change | 0.20847368 |
| Sector | Financial Services |
| Sector Disp | Financial Services |
| Sector Key | financial-services |
| Shares Outstanding | 3,700,000 |
| Shares Percent Shares Out | 0.0046 |
| Shares Short | 16,870 |
| Shares Short Previous Month Date | 1,780,012,800 |
| Shares Short Prior Month | 2,999 |
| Short Name | Presurance Holdings, Inc. |
| Short Percent Of Float | 0.0150999995 |
| Short Ratio | 0.56 |
| Source Interval | 15 |
| State | MI |
| Symbol | PRHI |
| Total Cash | 57,933,000 |
| Total Cash Per Share | 15.465 |
| Total Debt | 20,250,000 |
| Total Revenue | 32,661,000 |
| Tradeable | 0 |
| Trailing Annual Dividend Rate | 0.0 |
| Trailing Annual Dividend Yield | 0.0 |
| Trailing Eps | -9.8 |
| Trailing Peg Ratio | None |
| Triggerable | 1 |
| Two Hundred Day Average | 6.01689 |
| Two Hundred Day Average Change | -0.6268902 |
| Two Hundred Day Average Change Percent | -0.104188405 |
| Type Disp | Equity |
| Volume | 3,948 |
| Website | https://ir.prehld.com |
| Zip | 48,084 |