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Presurance Holdings, Inc. (PRHI)

Financial Services | Insurance - Property & Casualty | Troy, United States | NasdaqCM
6.74 USD

Short-term:★★⯪☆☆Long-term:★☆☆☆☆Dividends:☆☆☆☆☆
Hot Take | Aug. 22, 2026, 5:33 a.m. EDT

The immediate outlook is neutral-to-slightly-bearish despite a recent price rebound, as the stock trades at its fifty-two-week high yet remains significantly below its two-year average, suggesting the rally lacks broad-based technical confirmation. The long-term investment case is severely compromised by a decade-long structural decline where the business has lost nearly 90% of its value over nine years, compounded by deteriorating fundamentals including negative earnings, shrinking revenues, and massive free cash outflows that indicate the core operations are bleeding capital. There is no dividend safety net to provide income or cushion the blow, as the company has not paid a dividend in five years. While insider buying offers a minor glimmer of confidence, it cannot offset the reality of a company with negative operating leverage and a balance sheet struggling to generate cash, making this a speculative vehicle rather than a sound investment.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
AutoARIMA ✓0.136522
AutoTheta0.174199
AutoETS0.176984
MSTL0.178152

Forecast horizon: 45 days | Selected: AutoARIMA

Forecast Reliability
Score 28%
H-stat 19.43
Ljung-Box p 0.000
Jarque-Bera p 0.118
Excess Kurtosis -0.03
Attribute Value
Sector Financial Services
Debt to Equity Ratio 73.217
Revenue per Share 12.287
Market Cap 25,229,930
Beta 0.98
Profit Margins -53.19%
Previous Name Conifer Holdings, Inc.
Website https://ir.prehld.com

Info Dump

Attribute Value
52 Week Change 0.26431382
Address1 3,001 West Big Beaver Road
Address2 Suite 319
All Time High 76.65
All Time Low 2.912
Ask 5.03
Ask Size 1
Average Daily Volume10 Day 9,370
Average Daily Volume3 Month 15,500
Average Volume 15,500
Average Volume10Days 9,370
Beta 0.981
Bid 5.19
Bid Size 9
Book Value 7.406
City Troy
Compensation As Of Epoch Date 1,767,139,200
Country United States
Crypto Tradeable 0
Currency USD
Current Price 6.735
Current Ratio 0.726
Custom Price Alert Confidence HIGH
Date Short Interest 1,786,665,600
Day High 6.735
Day Low 6.735
Debt To Equity 73.217
Display Name Presurance
Earnings Growth -0.421
Earnings Quarterly Growth 0.236
Ebitda -13,242,500
Ebitda Margins -0.44432
Enterprise To Ebitda -0.329
Enterprise To Revenue 0.146
Enterprise Value 4,356,929
Eps Trailing Twelve Months -10.38
Esg Populated 0
Exchange NCM
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 5.4251
Fifty Day Average Change 1.3099003
Fifty Day Average Change Percent 0.24145183
Fifty Two Week Change Percent 26.431381
Fifty Two Week High 19.81
Fifty Two Week High Change -13.074999
Fifty Two Week High Change Percent -0.6600202
Fifty Two Week Low 3.36
Fifty Two Week Low Change 3.3750002
Fifty Two Week Low Change Percent 1.0044644
Fifty Two Week Range 3.36 - 19.81
Financial Currency USD
First Trade Date Milliseconds 1,439,472,600,000
Float Shares 2,456,200
Free Cashflow -32,793,250
Full Exchange Name NasdaqCM
Full Time Employees 12
Fullday Change 0.0
Fullday Change Percent 0.0
Fullday Price 6.735
Gmt Off Set Milliseconds -14,400,000
Gross Margins -0.16188999
Gross Profits -4,825,000
Has Pre Post Market Data 1
Held Percent Insiders 0.17938
Held Percent Institutions 0.65653
Implied Shares Outstanding 3,746,092
Industry Insurance - Property & Casualty
Industry Disp Insurance - Property & Casualty
Industry Key insurance-property-casualty
Language en-US
Last Fiscal Year End 1,767,139,200
Last Split Date 1,780,358,400
Last Split Factor 1:7
Long Business Summary Presurance Holdings, Inc., an insurance holding company, provides specialty property, and casualty insurance in the United States. The company provides specialty insurance coverage for individuals, businesses, and communities. It offers both specialty commercial products, including commercial property, general liability, liquor liability and commercial automobile and specialty personal product lines. Additionally, it offers homeowners insurance and dwelling fire insurance products to individuals owners of lower value homes in Texas, Illinois and Indiana. The company was formerly known as Conifer Holdings, Inc. and changed its name to Presurance Holdings, Inc. in September 2025. The company was founded in 2009 and is headquartered in Troy, Michigan.
Long Name Presurance Holdings, Inc.
Market us_market
Market Cap 25,229,930
Market State CLOSED
Max Age 86,400
Message Board Id finmb_113976574
Most Recent Quarter 1,782,777,600
Name Change Date 2,026-08-28
Net Income To Common -15,853,000
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 25,229,929
Open 6.76
Operating Cashflow -46,055,000
Operating Margins 0.25158
Payout Ratio 0.0
Phone 248 509 9202
Prev Name Conifer Holdings, Inc.
Previous Close 6.735
Price Hint 2
Price To Book 0.9093978
Price To Sales Trailing12 Months 0.8465283
Profit Margins -0.53191
Quick Ratio 0.268
Quote Source Name Delayed Quote
Quote Type EQUITY
Recommendation Key none
Region US
Regular Market Change 0.0
Regular Market Change Percent 0.0
Regular Market Day High 6.735
Regular Market Day Low 6.735
Regular Market Day Range 6.735 - 6.735
Regular Market Open 6.76
Regular Market Previous Close 6.735
Regular Market Price 6.735
Regular Market Time 1,787,860,800
Regular Market Volume 185
Return On Assets -0.03336
Return On Equity -0.56665003
Revenue Growth -0.265
Revenue Per Share 12.287
Sand P52 Week Change 0.20504117
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Shares Outstanding 3,746,092
Shares Percent Shares Out 0.0061000003
Shares Short 22,700
Shares Short Previous Month Date 1,784,073,600
Shares Short Prior Month 14,005
Short Name Presurance Holdings, Inc.
Short Percent Of Float 0.0196
Short Ratio 2.47
Source Interval 15
State MI
Symbol PRHI
Total Cash 41,187,000
Total Cash Per Share 10.995
Total Debt 20,314,000
Total Revenue 29,804,000
Tradeable 0
Trailing Annual Dividend Rate 0.0
Trailing Annual Dividend Yield 0.0
Trailing Eps -10.38
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 5.319655
Two Hundred Day Average Change 1.4153452
Two Hundred Day Average Change Percent 0.26605958
Type Disp Equity
Volume 185
Website https://ir.prehld.com
Zip 48,084