Porch Group, Inc. (PRCH)Financial Services | Insurance - Property & Casualty | Seattle, United States | NasdaqCM
17.40 USD
-0.04
(-0.229%) ⇩
(Aug. 28, 2026, 4 p.m.
EDT)
After hours: 17.40 |
Hot Take ↕ | Aug. 22, 2026, 3:29 a.m. EDT
The immediate outlook is driven by a powerful earnings-driven reversal. After a catastrophic collapse from 2021 to 2023, the company staged a miraculous recovery in 2024 and 2025, culminating in a massive 1297% surge last year. The recent Q2 beat confirms the turnaround is real, with revenue up 18% and EPS beating estimates, pushing the stock back above its 52-week highs. However, the fundamentals remain precarious; the company is still burning cash with negative operating margins and a negative book value, supported by a high debt load. This creates a 'high-risk, high-reward' profile where the business quality is improving but the balance sheet is fragile. The short-term rating is boosted by the momentum of this recovery and the aggressive bullish positioning in the options chain, which sees traders betting on continued upside despite the deep in-the-money put protection. Long-term, the stock is a speculative play on whether management can fix the profitability issues quickly enough to justify the current valuation, rather than a safe buy-and-hold opportunity. |
| Model | MAE |
|---|---|
| AutoTheta ✓ | 0.104106 |
| AutoARIMA | 0.137718 |
| MSTL | 0.158885 |
| AutoETS | 0.161925 |
Forecast horizon: 45 days | Selected: AutoTheta
| Forecast Reliability | |
|---|---|
| Score | 32% |
| H-stat | 1.63 |
| Ljung-Box p | 0.000 |
| Jarque-Bera p | 0.016 |
| Excess Kurtosis | 0.02 |
| Attribute | Value |
|---|---|
| Sector | Financial Services |
| Debt to Equity Ratio | 2091.675 |
| Revenue per Share | 4.81 |
| Market Cap | 1,975,245,184 |
| Forward P/E | 47.03 |
| Beta | 3.15 |
| Profit Margins | -2.62% |
| Website | https://porchgroup.com |
As of Aug. 22, 2026, 3:29 a.m. EDT: Speculators are heavily skewed toward bullish exposure, with out-of-the-money call open interest dominating across nearly all expirations. The 2026-09-18 and 2026-11-20 dates show massive call volume relative to puts, while put activity is concentrated deep in-the-money (below $10), suggesting a hedge against a crash rather than a bet on downside. Conversely, long-dated calls (2028) show significant open interest at strikes far above the current price ($35), indicating a speculative belief in a substantial multi-year rally. Implied volatility is elevated, reflecting uncertainty, but the directional bias is overwhelmingly upward.
| Attribute | Value |
|---|---|
| 52 Week Change | -0.01971829 |
| Address1 | 411 1st Avenue South |
| Address2 | Suite 501 |
| All Time High | 27.5 |
| All Time Low | 0.495 |
| Ask | 22.65 |
| Ask Size | 2 |
| Audit Risk | 3 |
| Average Analyst Rating | 1.3 - Strong Buy |
| Average Daily Volume10 Day | 909,350 |
| Average Daily Volume3 Month | 1,776,200 |
| Average Volume | 1,776,200 |
| Average Volume10Days | 909,350 |
| Beta | 3.147 |
| Bid | 17.89 |
| Bid Size | 1 |
| Board Risk | 5 |
| Book Value | -0.105 |
| City | Seattle |
| Compensation As Of Epoch Date | 1,767,139,200 |
| Compensation Risk | 6 |
| Country | United States |
| Crypto Tradeable | 0 |
| Currency | USD |
| Current Price | 17.4 |
| Current Ratio | 2.741 |
| Custom Price Alert Confidence | HIGH |
| Date Short Interest | 1,786,665,600 |
| Day High | 17.9577 |
| Day Low | 17.34 |
| Debt To Equity | 2,091.675 |
| Display Name | Porch |
| Earnings Call Timestamp End | 1,785,358,800 |
| Earnings Call Timestamp Start | 1,785,358,800 |
| Earnings Growth | 1.553 |
| Earnings Quarterly Growth | 1.173 |
| Earnings Timestamp | 1,785,355,200 |
| Earnings Timestamp End | 1,793,822,400 |
| Earnings Timestamp Start | 1,793,822,400 |
| Ebitda | 69,094,000 |
| Ebitda Margins | 0.13453001 |
| Enterprise To Ebitda | 31.752 |
| Enterprise To Revenue | 4.272 |
| Enterprise Value | 2,193,871,104 |
| Eps Forward | 0.37 |
| Eps Trailing Twelve Months | -0.13 |
| Esg Populated | 0 |
| Exchange | NCM |
| Exchange Data Delayed By | 0 |
| Exchange Timezone Name | America/New_York |
| Exchange Timezone Short Name | EDT |
| Fifty Day Average | 14.8375 |
| Fifty Day Average Change | 2.5625 |
| Fifty Day Average Change Percent | 0.1727043 |
| Fifty Two Week Change Percent | -1.9718289 |
| Fifty Two Week High | 19.436 |
| Fifty Two Week High Change | -2.0360012 |
| Fifty Two Week High Change Percent | -0.10475412 |
| Fifty Two Week Low | 6.36 |
| Fifty Two Week Low Change | 11.039999 |
| Fifty Two Week Low Change Percent | 1.7358489 |
| Fifty Two Week Range | 6.36 - 19.436 |
| Financial Currency | USD |
| First Trade Date Milliseconds | 1,578,925,800,000 |
| Float Shares | 88,562,500 |
| Forward Eps | 0.37 |
| Forward P E | 47.027027 |
| Free Cashflow | -193,632,624 |
| Full Exchange Name | NasdaqCM |
| Full Time Employees | 799 |
| Fullday Change | -0.0400009 |
| Fullday Change Percent | -0.229363 |
| Fullday Price | 17.4 |
| Gmt Off Set Milliseconds | -14,400,000 |
| Governance Epoch Date | 1,785,542,400 |
| Gross Margins | 0.72102 |
| Gross Profits | 370,315,008 |
| Has Pre Post Market Data | 1 |
| Held Percent Insiders | 0.22575001 |
| Held Percent Institutions | 0.77739 |
| Implied Shares Outstanding | 113,519,836 |
| Industry | Insurance - Property & Casualty |
| Industry Disp | Insurance - Property & Casualty |
| Industry Key | insurance-property-casualty |
| Is Earnings Date Estimate | 1 |
| Language | en-US |
| Last Fiscal Year End | 1,767,139,200 |
| Long Business Summary | Porch Group, Inc. develops and sells software and data solutions, manages insurance services, and provides consumer services related to homeownership in the United States. It operates through four segments: Insurance Services, Software & Data, Consumer Services, and the Reciprocal Segment. The Insurance Services segment manages and operates Porch Reciprocal Exchange, providing services including underwriting, policy renewal, risk management, portfolio management, financial oversight, and investment guideline setting. The Software & Data segment offers subscription and transactional software for inspection, mortgage, title, and roofing companies, as well as data products for insurance and other companies, including home inspection software, title and mortgage software, home factors property insights, and mover marketing products; measurement software for roofers; and move and post-move services. The Consumer Services segment provides warranty products under Porch Warranty and other brands, and moving-related services such as moving labor, TV/Internet, and security setup. The Reciprocal Segment, managed but not owned by Porch, includes Homeowners of America and Porch Reciprocal Exchange, which provides consumers with insurance to protect their homes, through premiums collected on policies. The company was founded in 2011 and is headquartered in Seattle, Washington. |
| Long Name | Porch Group, Inc. |
| Market | us_market |
| Market Cap | 1,975,245,184 |
| Market State | CLOSED |
| Max Age | 86,400 |
| Message Board Id | finmb_247450223 |
| Most Recent Quarter | 1,782,777,600 |
| Net Income To Common | -13,445,000 |
| Next Fiscal Year End | 1,798,675,200 |
| Non Diluted Market Cap | 1,979,785,939 |
| Number Of Analyst Opinions | 6 |
| Open | 17.46 |
| Operating Cashflow | 96,317,000 |
| Operating Margins | -0.029189998 |
| Overall Risk | 5 |
| Payout Ratio | 0.0 |
| Phone | 855 767 2400 |
| Post Market Change | 0.0 |
| Post Market Change Percent | 0.0 |
| Post Market Price | 17.4 |
| Post Market Time | 1,787,959,806 |
| Previous Close | 17.44 |
| Price Hint | 2 |
| Price To Book | -165.7143 |
| Price To Sales Trailing12 Months | 3.8459048 |
| Profit Margins | -0.026180001 |
| Quick Ratio | 2.398 |
| Quote Source Name | Nasdaq Real Time Price |
| Quote Type | EQUITY |
| Recommendation Key | strong_buy |
| Recommendation Mean | 1.28571 |
| Region | US |
| Regular Market Change | -0.0400009 |
| Regular Market Change Percent | -0.229363 |
| Regular Market Day High | 17.9577 |
| Regular Market Day Low | 17.34 |
| Regular Market Day Range | 17.34 - 17.9577 |
| Regular Market Open | 17.46 |
| Regular Market Previous Close | 17.44 |
| Regular Market Price | 17.4 |
| Regular Market Time | 1,787,947,200 |
| Regular Market Volume | 1,200,704 |
| Return On Assets | 0.03179 |
| Return On Equity | -1.03316 |
| Revenue Growth | 0.117 |
| Revenue Per Share | 4.81 |
| Sand P52 Week Change | 0.20204377 |
| Sector | Financial Services |
| Sector Disp | Financial Services |
| Sector Key | financial-services |
| Share Holder Rights Risk | 4 |
| Shares Outstanding | 113,519,836 |
| Shares Percent Shares Out | 0.1529 |
| Shares Short | 17,358,317 |
| Shares Short Previous Month Date | 1,784,073,600 |
| Shares Short Prior Month | 15,718,309 |
| Short Name | Porch Group, Inc. |
| Short Percent Of Float | 0.23 |
| Short Ratio | 9.54 |
| Source Interval | 15 |
| State | WA |
| Symbol | PRCH |
| Target High Price | 23.0 |
| Target Low Price | 16.5 |
| Target Mean Price | 19.75 |
| Target Median Price | 20.0 |
| Total Cash | 217,878,000 |
| Total Cash Per Share | 1.919 |
| Total Debt | 405,283,008 |
| Total Revenue | 513,596,992 |
| Tradeable | 0 |
| Trailing Annual Dividend Rate | 0.0 |
| Trailing Annual Dividend Yield | 0.0 |
| Trailing Eps | -0.13 |
| Trailing Peg Ratio | None |
| Triggerable | 1 |
| Two Hundred Day Average | 10.32215 |
| Two Hundred Day Average Change | 7.0778494 |
| Two Hundred Day Average Change Percent | 0.68569523 |
| Type Disp | Equity |
| Volume | 1,200,704 |
| Website | https://porchgroup.com |
| Zip | 98,104 |