Porch Group, Inc. (PRCH)Financial Services | Insurance - Property & Casualty | Seattle, United States | NasdaqCM
13.41 USD
-1.44
(-9.697%) ⇩
(July 13, 2026, 4 p.m.
EDT)
After hours: 13.39 -0.02 (-0.020%) ⇩ (July 13, 2026, 7:56 p.m. EDT) |
Hot Take ↕ | July 11, 2026, 4:02 a.m. EDT
The investment case for Porch Group is currently bifurcated between a speculative short-term bounce and a fundamentally broken long-term story. On the short end, the momentum is undeniable: the stock has rallied nearly 50% in the last year, breaking out of a multi-year downtrend, and options markets are screaming for continued upside with heavy call positioning at strikes well above the current price. However, this rally is built on a precarious foundation. The company remains unprofitable with negative earnings per share and a negative book value, relying entirely on a recent surge in revenue growth to mask structural issues. The balance sheet is fragile, carrying debt significantly higher than its equity base. While the recent earnings beat provided temporary relief, the lack of dividends and the persistent losses mean there is no safety net if growth slows. The current price action looks like a classic 'dead cat bounce' fueled by speculative capital chasing a turnaround narrative, but the underlying business metrics suggest the market is pricing in a miracle rather than a sustainable recovery. |
| Model | MAE |
|---|---|
| AutoTheta ✓ | 0.193900 |
| AutoARIMA | 0.248804 |
| AutoETS | 0.249318 |
| MSTL | 0.254881 |
Forecast horizon: 45 days | Selected: AutoTheta
| Forecast Reliability | |
|---|---|
| Score | 31% |
| H-stat | 3.27 |
| Ljung-Box p | 0.000 |
| Jarque-Bera p | 0.050 |
| Excess Kurtosis | 0.15 |
| Attribute | Value |
|---|---|
| Sector | Financial Services |
| Debt to Equity Ratio | 1516.878 |
| Revenue per Share | 4.76 |
| Market Cap | 1,467,097,856 |
| Forward P/E | -17.88 |
| Beta | 3.12 |
| Profit Margins | -3.30% |
| Website | https://porchgroup.com |
As of July 11, 2026, 4:02 a.m. EDT: Speculators are positioning aggressively for upside volatility, evidenced by massive open interest in out-of-the-money calls (strikes 17.5, 20.0, 25.0) across multiple expirations, particularly for late 2026 and early 2027. Conversely, put activity is concentrated deep in-the-money (strikes 5.0, 7.5), suggesting a 'crash protection' floor rather than a bearish bet on further declines. The skew indicates a speculative thesis that the stock will rebound significantly from current lows, while hedging against a catastrophic drop to near-zero levels.
| Attribute | Value |
|---|---|
| 52 Week Change | 0.19951534 |
| Address1 | 411 1st Avenue South |
| Address2 | Suite 501 |
| All Time High | 27.5 |
| All Time Low | 0.495 |
| Ask | 17.26 |
| Ask Size | 2 |
| Audit Risk | 3 |
| Average Analyst Rating | 1.1 - Strong Buy |
| Average Daily Volume10 Day | 2,564,220 |
| Average Daily Volume3 Month | 2,077,483 |
| Average Volume | 2,077,483 |
| Average Volume10Days | 2,564,220 |
| Beta | 3.121 |
| Bid | 10.24 |
| Bid Size | 2 |
| Board Risk | 5 |
| Book Value | -0.24 |
| City | Seattle |
| Compensation As Of Epoch Date | 1,767,139,200 |
| Compensation Risk | 6 |
| Country | United States |
| Crypto Tradeable | 0 |
| Currency | USD |
| Current Price | 13.41 |
| Current Ratio | 2.38 |
| Custom Price Alert Confidence | HIGH |
| Date Short Interest | 1,782,777,600 |
| Day High | 14.2743 |
| Day Low | 13.37 |
| Debt To Equity | 1,516.878 |
| Display Name | Porch |
| Earnings Call Timestamp End | 1,777,410,000 |
| Earnings Call Timestamp Start | 1,777,410,000 |
| Earnings Timestamp | 1,777,406,400 |
| Earnings Timestamp End | 1,777,406,400 |
| Earnings Timestamp Start | 1,777,406,400 |
| Ebitda | 73,183,000 |
| Ebitda Margins | 0.14671999 |
| Enterprise To Ebitda | 23.686 |
| Enterprise To Revenue | 3.475 |
| Enterprise Value | 1,733,425,792 |
| Eps Forward | -0.75 |
| Eps Trailing Twelve Months | -0.15 |
| Esg Populated | 0 |
| Exchange | NCM |
| Exchange Data Delayed By | 0 |
| Exchange Timezone Name | America/New_York |
| Exchange Timezone Short Name | EDT |
| Fifty Day Average | 11.4486 |
| Fifty Day Average Change | 1.9614 |
| Fifty Day Average Change Percent | 0.17132226 |
| Fifty Two Week Change Percent | 19.951534 |
| Fifty Two Week High | 19.436 |
| Fifty Two Week High Change | -6.026001 |
| Fifty Two Week High Change Percent | -0.31004325 |
| Fifty Two Week Low | 6.36 |
| Fifty Two Week Low Change | 7.0499997 |
| Fifty Two Week Low Change Percent | 1.1084905 |
| Fifty Two Week Range | 6.36 - 19.436 |
| Financial Currency | USD |
| First Trade Date Milliseconds | 1,578,925,800,000 |
| Float Shares | 84,421,033 |
| Forward Eps | -0.75 |
| Forward P E | -17.88 |
| Free Cashflow | 43,013,248 |
| Full Exchange Name | NasdaqCM |
| Full Time Employees | 799 |
| Gmt Off Set Milliseconds | -14,400,000 |
| Governance Epoch Date | 1,782,864,000 |
| Gross Margins | 0.73254997 |
| Gross Profits | 365,390,016 |
| Has Pre Post Market Data | 1 |
| Held Percent Insiders | 0.2347 |
| Held Percent Institutions | 0.79081 |
| Implied Shares Outstanding | 109,403,270 |
| Industry | Insurance - Property & Casualty |
| Industry Disp | Insurance - Property & Casualty |
| Industry Key | insurance-property-casualty |
| Is Earnings Date Estimate | 0 |
| Language | en-US |
| Last Fiscal Year End | 1,767,139,200 |
| Long Business Summary | Porch Group, Inc. develops and sells software and data solutions, manages insurance services, and provides consumer services related to homeownership in the United States. It operates through four segments: Insurance Services, Software & Data, Consumer Services, and the Reciprocal Segment. The Insurance Services segment manages and operates Porch Reciprocal Exchange, providing services including underwriting, policy renewal, risk management, portfolio management, financial oversight, and investment guideline setting. The Software & Data segment offers subscription and transactional software for inspection, mortgage, title, and roofing companies, as well as data products for insurance and other companies, including home inspection software, title and mortgage software, home factors property insights, and mover marketing products; measurement software for roofers; and move and post-move services. The Consumer Services segment provides warranty products under Porch Warranty and other brands, and moving-related services such as moving labor, TV/Internet, and security setup. The Reciprocal Segment, managed but not owned by Porch, includes Homeowners of America and Porch Reciprocal Exchange, which provides consumers with insurance to protect their homes, through premiums collected on policies. The company was founded in 2011 and is headquartered in Seattle, Washington. |
| Long Name | Porch Group, Inc. |
| Market | us_market |
| Market Cap | 1,467,097,856 |
| Market State | PREPRE |
| Max Age | 86,400 |
| Message Board Id | finmb_247450223 |
| Most Recent Quarter | 1,774,915,200 |
| Net Income To Common | -16,469,000 |
| Next Fiscal Year End | 1,798,675,200 |
| Non Diluted Market Cap | 1,624,638,559 |
| Number Of Analyst Opinions | 7 |
| Open | 14.212 |
| Operating Cashflow | 90,619,000 |
| Operating Margins | 0.097440004 |
| Overall Risk | 5 |
| Payout Ratio | 0.0 |
| Phone | 855 767 2400 |
| Post Market Change | -0.02009964 |
| Post Market Change Percent | -0.14988546 |
| Post Market Price | 13.3899 |
| Post Market Time | 1,783,986,999 |
| Previous Close | 14.85 |
| Price Hint | 2 |
| Price To Book | -55.875 |
| Price To Sales Trailing12 Months | 2.9413018 |
| Profit Margins | -0.03302 |
| Quick Ratio | 1.853 |
| Quote Source Name | Nasdaq Real Time Price |
| Quote Type | EQUITY |
| Recommendation Key | strong_buy |
| Recommendation Mean | 1.14286 |
| Region | US |
| Regular Market Change | -1.44 |
| Regular Market Change Percent | -9.69697 |
| Regular Market Day High | 14.2743 |
| Regular Market Day Low | 13.37 |
| Regular Market Day Range | 13.37 - 14.2743 |
| Regular Market Open | 14.212 |
| Regular Market Previous Close | 14.85 |
| Regular Market Price | 13.41 |
| Regular Market Time | 1,783,972,800 |
| Regular Market Volume | 3,206,081 |
| Return On Assets | 0.03855 |
| Revenue Growth | 0.156 |
| Revenue Per Share | 4.76 |
| Sand P52 Week Change | 0.20847368 |
| Sector | Financial Services |
| Sector Disp | Financial Services |
| Sector Key | financial-services |
| Share Holder Rights Risk | 4 |
| Shares Outstanding | 109,403,270 |
| Shares Percent Shares Out | 0.1518 |
| Shares Short | 16,609,878 |
| Shares Short Previous Month Date | 1,780,012,800 |
| Shares Short Prior Month | 15,402,873 |
| Short Name | Porch Group, Inc. |
| Short Percent Of Float | 0.2328 |
| Short Ratio | 8.39 |
| Source Interval | 15 |
| State | WA |
| Symbol | PRCH |
| Target High Price | 22.0 |
| Target Low Price | 12.0 |
| Target Mean Price | 16.28571 |
| Target Median Price | 15.0 |
| Total Cash | 184,424,000 |
| Total Cash Per Share | 1.686 |
| Total Debt | 399,044,992 |
| Total Revenue | 498,792,000 |
| Tradeable | 0 |
| Trailing Annual Dividend Rate | 0.0 |
| Trailing Annual Dividend Yield | 0.0 |
| Trailing Eps | -0.15 |
| Trailing Peg Ratio | None |
| Triggerable | 1 |
| Two Hundred Day Average | 10.394525 |
| Two Hundred Day Average Change | 3.0154753 |
| Two Hundred Day Average Change Percent | 0.29010227 |
| Type Disp | Equity |
| Volume | 3,206,081 |
| Website | https://porchgroup.com |
| Zip | 98,104 |