PRA Group, Inc. (PRAA)Financial Services | Credit Services | Norfolk, United States | NasdaqGS
19.39 USD
-0.56
(-2.807%) ⇩
(Oct. 16, 2026, 4 p.m.
EDT)
After hours: 19.39 |
Hot Take ↕ | Oct. 10, 2026, 6:27 a.m. EDT
The investment case here is fundamentally broken. Despite a recent earnings beat and a massive equity buyback announcement, the company is hemorrhaging cash with negative free cash flow and operating cash flow. The balance sheet is precarious, carrying debt nearly 34 times its equity, which creates a constant threat of distress regardless of quarterly headline numbers. The stock has lost more than half its value over the last nine years, reflecting a market that has permanently downgraded the business quality. There is no dividend to provide income, and the lack of analyst coverage combined with heavy short interest suggests deep skepticism about the turnaround story. While the buyback offers a theoretical capital return mechanism, the underlying cash burn makes it a dangerous gamble for long-term holders. In the short term, the stock is likely range-bound as buyers wait for proof that the debt load can be managed without further dilution or operational collapse, but the structural damage to the franchise is severe. |
| Model | MAE |
|---|---|
| AutoARIMA ✓ | 0.073939 |
| AutoETS | 0.073940 |
| MSTL | 0.076444 |
| AutoTheta | 0.080878 |
Forecast horizon: 45 days | Selected: AutoARIMA
| Forecast Reliability | |
|---|---|
| Score | 38% |
| H-stat | 2.13 |
| Ljung-Box p | 0.000 |
| Jarque-Bera p | 0.274 |
| Excess Kurtosis | -0.35 |
| Attribute | Value |
|---|---|
| Sector | Financial Services |
| Ex Dividend Date | 2007-05-06 |
| Last Dividend Date | 2007-05-06 |
| Debt to Equity Ratio | 340.955 |
| Revenue per Share | 34.512 |
| Market Cap | 729,994,880 |
| Forward P/E | 7.46 |
| Beta | 1.13 |
| Profit Margins | -19.91% |
| Website | https://www.pragroup.com |
As of Oct. 10, 2026, 6:27 a.m. EDT: Speculators are positioning defensively with heavy put volume at the money and deep out-of-the-money strikes, while call activity remains sparse and concentrated at lower strikes. The open interest structure suggests a floor is being established around current levels rather than a breakout attempt.
| Date | Dividend | Yield % |
|---|---|---|
| 2007-05-07 | 0.333333 | 1.844336 |
| Attribute | Value |
|---|---|
| 52 Week Change | 0.47450113 |
| Address1 | 120 Corporate Boulevard |
| All Time High | 65.0 |
| All Time Low | 4.916667 |
| Ask | 25.19 |
| Ask Size | 2 |
| Audit Risk | 3 |
| Average Daily Volume10 Day | 337,270 |
| Average Daily Volume3 Month | 410,590 |
| Average Volume | 410,590 |
| Average Volume10Days | 337,270 |
| Beta | 1.134 |
| Bid | 19.7 |
| Bid Size | 1 |
| Board Risk | 4 |
| Book Value | 27.77 |
| City | Norfolk |
| Compensation As Of Epoch Date | 1,767,139,200 |
| Compensation Risk | 4 |
| Country | United States |
| Crypto Tradeable | 0 |
| Currency | USD |
| Current Price | 19.39 |
| Current Ratio | 17.771 |
| Custom Price Alert Confidence | HIGH |
| Date Short Interest | 1,790,726,400 |
| Day High | 20.4 |
| Day Low | 19.33 |
| Debt To Equity | 340.955 |
| Display Name | PRA |
| Dividend Yield | 0.0 |
| Earnings Call Timestamp End | 1,793,916,000 |
| Earnings Call Timestamp Start | 1,793,916,000 |
| Earnings Growth | 0.401 |
| Earnings Quarterly Growth | 0.367 |
| Earnings Timestamp | 1,793,908,800 |
| Earnings Timestamp End | 1,793,908,800 |
| Earnings Timestamp Start | 1,793,908,800 |
| Ebitda | 487,777,984 |
| Ebitda Margins | 0.36641 |
| Enterprise To Ebitda | 9.176 |
| Enterprise To Revenue | 3.362 |
| Enterprise Value | 4,476,020,736 |
| Eps Current Year | 3.4 |
| Eps Forward | 2.6 |
| Eps Trailing Twelve Months | -6.78 |
| Esg Populated | 0 |
| Ex Dividend Date | 1,178,496,000 |
| Exchange | NMS |
| Exchange Data Delayed By | 15 |
| Exchange Timezone Name | America/New_York |
| Exchange Timezone Short Name | EDT |
| Fifty Day Average | 19.6142 |
| Fifty Day Average Change | -0.2242012 |
| Fifty Day Average Change Percent | -0.011430555 |
| Fifty Two Week Change Percent | 47.45011 |
| Fifty Two Week High | 22.55 |
| Fifty Two Week High Change | -3.1599998 |
| Fifty Two Week High Change Percent | -0.14013304 |
| Fifty Two Week Low | 10.25 |
| Fifty Two Week Low Change | 9.139999 |
| Fifty Two Week Low Change Percent | 0.89170724 |
| Fifty Two Week Range | 10.25 - 22.55 |
| Financial Currency | USD |
| First Trade Date Milliseconds | 1,036,765,800,000 |
| Float Shares | 32,808,355 |
| Forward Eps | 2.6 |
| Forward P E | 7.457692 |
| Free Cashflow | -129,378,376 |
| Full Exchange Name | NasdaqGS |
| Full Time Employees | 2,417 |
| Fullday Change | -0.5600014 |
| Fullday Change Percent | -2.8070242 |
| Fullday Price | 19.39 |
| Gmt Off Set Milliseconds | -14,400,000 |
| Governance Epoch Date | 1,790,812,800 |
| Gross Margins | 1.0 |
| Gross Profits | 1,331,236,992 |
| Has Pre Post Market Data | 1 |
| Held Percent Insiders | 0.02325 |
| Held Percent Institutions | 0.94818 |
| Implied Shares Outstanding | 37,648,006 |
| Industry | Credit Services |
| Industry Disp | Credit Services |
| Industry Key | credit-services |
| Is Earnings Date Estimate | 0 |
| Language | en-US |
| Last Dividend Date | 1,178,496,000 |
| Last Dividend Value | 0.333333 |
| Last Fiscal Year End | 1,767,139,200 |
| Last Split Date | 1,375,401,600 |
| Last Split Factor | 3:1 |
| Long Business Summary | PRA Group, Inc., a financial services company, engages in the purchase, collection, and management of nonperforming loan portfolios in the United States, Europe, the United Kingdom, South America, Canada, and Australia. The company purchases loans from credit originators who have chosen not to pursue, or have been unsuccessful in collecting, the full balance owed. It also purchases loans in situations where the customer is involved in a bankruptcy or similar proceeding; and purchase and provide fee-based services for class action claims recoveries. In addition, the company is involved in core and insolvency nonperforming loans include general purpose and private label credit cards, consumer loans, auto loans, overdrafts and small business loans. The company was formerly known as Portfolio Recovery Associates, Inc. and changed its name to PRA Group, Inc. in October 2014. PRA Group, Inc. was founded in 1996 and is headquartered in Norfolk, Virginia. |
| Long Name | PRA Group, Inc. |
| Market | us_market |
| Market Cap | 729,994,880 |
| Market State | POST |
| Max Age | 86,400 |
| Message Board Id | finmb_1538503 |
| Most Recent Quarter | 1,782,777,600 |
| Net Income To Common | -265,048,000 |
| Next Fiscal Year End | 1,798,675,200 |
| Non Diluted Market Cap | 774,795,963 |
| Number Of Analyst Opinions | 1 |
| Open | 20.01 |
| Operating Cashflow | -31,395,000 |
| Operating Margins | 0.41186002 |
| Overall Risk | 3 |
| Payout Ratio | 0.0 |
| Peg Ratio | 5.82 |
| Phone | 888 772 7326 |
| Post Market Change | 0.0 |
| Post Market Change Percent | 0.0 |
| Post Market Price | 19.39 |
| Post Market Time | 1,792,180,876 |
| Previous Close | 19.95 |
| Price Eps Current Year | 5.702941 |
| Price Hint | 2 |
| Price To Book | 0.69823545 |
| Price To Sales Trailing12 Months | 0.5483583 |
| Profit Margins | -0.1991 |
| Quick Ratio | 17.497 |
| Quote Source Name | Nasdaq Real Time Price |
| Quote Type | EQUITY |
| Recommendation Key | none |
| Region | US |
| Regular Market Change | -0.5600014 |
| Regular Market Change Percent | -2.8070242 |
| Regular Market Day High | 20.4 |
| Regular Market Day Low | 19.33 |
| Regular Market Day Range | 19.33 - 20.4 |
| Regular Market Open | 20.01 |
| Regular Market Previous Close | 19.95 |
| Regular Market Price | 19.39 |
| Regular Market Time | 1,792,180,800 |
| Regular Market Volume | 1,013,453 |
| Return On Assets | 0.05628 |
| Return On Equity | -0.20246 |
| Revenue Growth | 0.294 |
| Revenue Per Share | 34.512 |
| Sand P52 Week Change | 0.16207206 |
| Sector | Financial Services |
| Sector Disp | Financial Services |
| Sector Key | financial-services |
| Share Holder Rights Risk | 2 |
| Shares Outstanding | 37,648,006 |
| Shares Percent Shares Out | 0.0223 |
| Shares Short | 839,552 |
| Shares Short Previous Month Date | 1,788,134,400 |
| Shares Short Prior Month | 959,194 |
| Short Name | PRA Group, Inc. |
| Short Percent Of Float | 0.0272 |
| Short Ratio | 1.82 |
| Source Interval | 15 |
| State | VA |
| Symbol | PRAA |
| Target High Price | 26.0 |
| Target Low Price | 26.0 |
| Target Mean Price | 26.0 |
| Target Median Price | 26.0 |
| Total Cash | 136,968,000 |
| Total Cash Per Share | 3.638 |
| Total Debt | 3,794,482,944 |
| Total Revenue | 1,331,236,992 |
| Tradeable | 0 |
| Trailing Annual Dividend Rate | 0.0 |
| Trailing Annual Dividend Yield | 0.0 |
| Trailing Eps | -6.78 |
| Trailing Peg Ratio | None |
| Triggerable | 1 |
| Two Hundred Day Average | 17.4488 |
| Two Hundred Day Average Change | 1.9412003 |
| Two Hundred Day Average Change Percent | 0.11125122 |
| Type Disp | Equity |
| Volume | 1,013,453 |
| Website | https://www.pragroup.com |
| Zip | 23,502 |