PRA Group, Inc. (PRAA)Financial Services | Credit Services | Norfolk, United States | NasdaqGS
21.35 USD
+21.35
(0.000%)
⇧
(April 20, 2026, 4 p.m.
EDT)
Short-term: ★★★★★ | Long-term: ★★☆☆☆ | Dividends: ☆☆☆☆☆ |
Hot Take | April 19, 2026, 12:37 a.m. EDT
Contrarian value at $21.09: The stock hit a new 52-week high while fundamentals remain pathological (negative cash flow, -25.9% ROE, dividend suspended). The price momentum is purely speculative; the consensus view is that PRAA is a distressed credit that rang the bell but hasn't yet paid the bell ringer. Unless you have a high-risk tolerance for potential earnings restatements or total capital destruction, the 'value' here is a minefield for long-term holders. |
| Model | MAE |
|---|---|
| AutoARIMA ✓ | 0.201296 |
| AutoETS | 0.201302 |
| MSTL | 0.201526 |
| AutoTheta | 0.204823 |
Forecast horizon: 45 days | Selected: AutoARIMA
| Forecast Reliability | |
|---|---|
| Score | 80% |
| H-stat | 0.27 |
| Ljung-Box p | 0.000 |
| Jarque-Bera p | 0.055 |
| Excess Kurtosis | -1.48 |
| Attribute | Value |
|---|---|
| Sector | Financial Services |
| Ex Dividend Date | 2007-05-06 |
| Last Dividend Date | 2007-05-06 |
| Debt to Equity Ratio | 359.61 |
| Revenue per Share | 30.68 |
| Market Cap | 832,979,776 |
| Forward P/E | 7.20 |
| Beta | 1.14 |
| Profit Margins | -25.39% |
| Website | https://www.pragroup.com |
As of April 19, 2026, 12:37 a.m. EDT: Speculators are heavily positioning for upside continuation with a significant skew toward call buyers. In the June expiration, deep ITM calls (17.5 strike) show a dramatic volume-to-open-interest imbalance, signaling aggressive bullish momentum. While the model predicts slight downside (-2.7%), the options market ignores this, with near-term theta decay on a rising trend. Puts activity is low and dominated by long-term puts far below current prices, indicating hedging is minimal compared to speculative buying.
| Date | Dividend | Yield % |
|---|---|---|
| 2007-05-07 | 0.333333 | 1.844336 |
| Attribute | Value |
|---|---|
| 52 Week Change | 0.24055779 |
| Address1 | 120 Corporate Boulevard |
| All Time High | 65.0 |
| All Time Low | 4.916667 |
| Ask | 21.42 |
| Ask Size | 3 |
| Audit Risk | 2 |
| Average Analyst Rating | 2.3 - Buy |
| Average Daily Volume10 Day | 272,070 |
| Average Daily Volume3 Month | 533,403 |
| Average Volume | 533,403 |
| Average Volume10Days | 272,070 |
| Beta | 1.144 |
| Bid | 21.2 |
| Bid Size | 3 |
| Board Risk | 4 |
| Book Value | 25.482 |
| City | Norfolk |
| Compensation As Of Epoch Date | 1,735,603,200 |
| Compensation Risk | 4 |
| Country | United States |
| Crypto Tradeable | 0 |
| Currency | USD |
| Current Price | 21.35 |
| Current Ratio | 16.966 |
| Custom Price Alert Confidence | HIGH |
| Date Short Interest | 1,774,915,200 |
| Day High | 21.39 |
| Day Low | 21.03 |
| Debt To Equity | 359.61 |
| Display Name | PRA |
| Earnings Call Timestamp End | 1,772,143,200 |
| Earnings Call Timestamp Start | 1,772,143,200 |
| Earnings Growth | 2.113 |
| Earnings Quarterly Growth | 2.063 |
| Earnings Timestamp | 1,772,139,600 |
| Earnings Timestamp End | 1,778,529,600 |
| Earnings Timestamp Start | 1,778,529,600 |
| Ebitda | 392,776,992 |
| Ebitda Margins | 0.32681 |
| Enterprise To Ebitda | 11.493 |
| Enterprise To Revenue | 3.756 |
| Enterprise Value | 4,514,314,752 |
| Eps Current Year | 2.345 |
| Eps Forward | 2.965 |
| Eps Trailing Twelve Months | -7.79 |
| Esg Populated | 0 |
| Ex Dividend Date | 1,178,496,000 |
| Exchange | NMS |
| Exchange Data Delayed By | 0 |
| Exchange Timezone Name | America/New_York |
| Exchange Timezone Short Name | EDT |
| Fifty Day Average | 16.2066 |
| Fifty Day Average Change | 5.1434 |
| Fifty Day Average Change Percent | 0.31736454 |
| Fifty Two Week Change Percent | 24.055779 |
| Fifty Two Week High | 21.45 |
| Fifty Two Week High Change | -0.10000038 |
| Fifty Two Week High Change Percent | -0.0046620225 |
| Fifty Two Week Low | 10.25 |
| Fifty Two Week Low Change | 11.1 |
| Fifty Two Week Low Change Percent | 1.0829269 |
| Fifty Two Week Range | 10.25 - 21.45 |
| Financial Currency | USD |
| First Trade Date Milliseconds | 1,036,765,800,000 |
| Float Shares | 34,621,468 |
| Forward Eps | 2.965 |
| Forward P E | 7.200675 |
| Free Cashflow | -515,098,752 |
| Full Exchange Name | NasdaqGS |
| Full Time Employees | 2,615 |
| Gmt Off Set Milliseconds | -14,400,000 |
| Governance Epoch Date | 1,775,001,600 |
| Gross Margins | 1.0 |
| Gross Profits | 1,201,837,056 |
| Has Pre Post Market Data | 1 |
| Held Percent Insiders | 0.02388 |
| Held Percent Institutions | 0.99416 |
| Implied Shares Outstanding | 39,015,443 |
| Industry | Credit Services |
| Industry Disp | Credit Services |
| Industry Key | credit-services |
| Is Earnings Date Estimate | 1 |
| Language | en-US |
| Last Dividend Date | 1,178,496,000 |
| Last Dividend Value | 0.333333 |
| Last Fiscal Year End | 1,767,139,200 |
| Last Split Date | 1,375,401,600 |
| Last Split Factor | 3:1 |
| Long Business Summary | PRA Group, Inc., a financial services company, engages in the purchase, collection, and management of nonperforming loan portfolios in the United States, Europe, the United Kingdom, South America, Canada, and Australia. The company purchases loans from credit originators who have chosen not to pursue, or have been unsuccessful in collecting, the full balance owed. It also purchases loans in situations where the customer is involved in a bankruptcy or similar proceeding; and purchase and provide fee-based services for class action claims recoveries. In addition, the company is involved in core and insolvency nonperforming loans include general purpose and private label credit cards, consumer loans, auto loans, overdrafts and small business loans. The company was formerly known as Portfolio Recovery Associates, Inc. and changed its name to PRA Group, Inc. in October 2014. PRA Group, Inc. was founded in 1996 and is headquartered in Norfolk, Virginia. |
| Long Name | PRA Group, Inc. |
| Market | us_market |
| Market Cap | 832,979,776 |
| Market State | PRE |
| Max Age | 86,400 |
| Message Board Id | finmb_1538503 |
| Most Recent Quarter | 1,767,139,200 |
| Net Income To Common | -305,142,016 |
| Next Fiscal Year End | 1,798,675,200 |
| Non Diluted Market Cap | 820,978,894 |
| Number Of Analyst Opinions | 1 |
| Open | 21.08 |
| Operating Cashflow | -85,541,000 |
| Operating Margins | 0.38091 |
| Overall Risk | 2 |
| Payout Ratio | 0.0 |
| Peg Ratio | 5.82 |
| Phone | 888 772 7326 |
| Previous Close | 0.0 |
| Price Eps Current Year | 9.104478 |
| Price Hint | 2 |
| Price To Book | 0.83784634 |
| Price To Sales Trailing12 Months | 0.69308877 |
| Profit Margins | -0.2539 |
| Quick Ratio | 16.734 |
| Quote Source Name | Nasdaq Real Time Price |
| Quote Type | EQUITY |
| Recommendation Key | buy |
| Recommendation Mean | 2.33333 |
| Region | US |
| Regular Market Change | 21.35 |
| Regular Market Change Percent | 0.0 |
| Regular Market Day High | 21.39 |
| Regular Market Day Low | 21.03 |
| Regular Market Day Range | 21.03 - 21.39 |
| Regular Market Open | 21.08 |
| Regular Market Previous Close | 0.0 |
| Regular Market Price | 21.35 |
| Regular Market Time | 1,776,715,200 |
| Regular Market Volume | 192,185 |
| Return On Assets | 0.0478 |
| Return On Equity | -0.25965 |
| Revenue Growth | 0.137 |
| Revenue Per Share | 30.68 |
| Sand P52 Week Change | 0.34445214 |
| Sector | Financial Services |
| Sector Disp | Financial Services |
| Sector Key | financial-services |
| Share Holder Rights Risk | 2 |
| Shares Outstanding | 38,453,344 |
| Shares Percent Shares Out | 0.0304 |
| Shares Short | 1,168,841 |
| Shares Short Previous Month Date | 1,772,150,400 |
| Shares Short Prior Month | 1,481,815 |
| Short Name | PRA Group, Inc. |
| Short Percent Of Float | 0.0433 |
| Short Ratio | 2.28 |
| Source Interval | 15 |
| State | VA |
| Symbol | PRAA |
| Target High Price | 26.0 |
| Target Low Price | 26.0 |
| Target Mean Price | 26.0 |
| Target Median Price | 26.0 |
| Total Cash | 106,599,000 |
| Total Cash Per Share | 2.772 |
| Total Debt | 3,739,821,056 |
| Total Revenue | 1,201,837,056 |
| Tradeable | 0 |
| Trailing Annual Dividend Rate | 0.0 |
| Trailing Annual Dividend Yield | NaN |
| Trailing Eps | -7.79 |
| Trailing Peg Ratio | None |
| Triggerable | 1 |
| Two Hundred Day Average | 15.9098 |
| Two Hundred Day Average Change | 5.440201 |
| Two Hundred Day Average Change Percent | 0.34194025 |
| Type Disp | Equity |
| Volume | 192,185 |
| Website | https://www.pragroup.com |
| Zip | 23,502 |