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Pinnacle Financial Partners, Inc. (PNFP)

Financial Services | Banks - Regional | Atlanta, United States | NYSE
101.09 USD +0.11 (0.109%) ⇧ (Aug. 28, 2026, 4 p.m. EDT)
After hours: 101.09

Short-term:★★★⯪☆Long-term:★★★⯪☆Dividends:★★★☆☆
Hot Take | Aug. 22, 2026, 3:26 a.m. EDT

Pinnacle Financial Partners presents a compelling value case anchored by a robust nine-year price trajectory and an attractive forward valuation, though credit quality concerns temper the enthusiasm. The stock has climbed 73% over the last decade without a multi-year decline, currently trading above its 200-day moving average with a moderate statistical forecast pointing to a 2.3% gain over the next month. While the forward P/E of 8.9x suggests significant upside potential relative to earnings, headlines regarding rising nonperforming loans and missed sales expectations introduce tangible credit risks that warrant caution. The dividend yield sits at 1.96%, which is modest, but the payout ratio remains a comfortable 20%, providing ample safety margin for the recent 100% dividend hike. Options flow confirms a bullish bias with heavy call positioning at 110 and 115, yet the elevated implied volatility on puts indicates the market is pricing in a floor. For investors seeking exposure to regional banking recovery, this is a solid mid-tier pick, but the credit headlines prevent it from being a top-tier conviction play.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
AutoTheta ✓0.025244
AutoETS0.036464
MSTL0.036545
AutoARIMA0.055702

Forecast horizon: 45 days | Selected: AutoTheta

Forecast Reliability
Score 57%
H-stat 4.46
Ljung-Box p 0.000
Jarque-Bera p 0.343
Excess Kurtosis -0.19
Attribute Value
Sector Financial Services
Ex Dividend Date 2026-08-06
Last Dividend Date 2026-08-06
Revenue per Share 28.974
Market Cap 15,275,976,704
Trailing P/E 13.91
Forward P/E 8.83
Beta 1.02
Profit Margins 24.86%
Website https://www.pnfp.com

As of Aug. 22, 2026, 3:26 a.m. EDT: Speculators are positioning for a range-bound recovery with a bullish skew. Call open interest is concentrated at 110 and 115 strikes, suggesting a target near the 52-week high, while put activity focuses on 80 and 95 strikes for downside protection. Implied volatility is elevated on December expirations, indicating uncertainty around the year-end close.


Dividend Data

Yield Summary
Last Yield 1yr Yield 3yr Avg 5yr Avg
0.48% 1.75% 1.26% 1.21%
Dividend History
Date Dividend Yield %
2026-08-07 0.50 0.477646
2026-05-01 0.50 0.506894
2026-02-06 0.50 0.488950
2025-11-07 0.24 0.277104
2025-08-01 0.24 0.278649
2025-05-02 0.24 0.227079
2025-02-07 0.24 0.193924
2024-11-01 0.22 0.210245
2024-08-02 0.22 0.249264
2024-05-02 0.22 0.272109
2024-02-01 0.22 0.266408
2023-11-02 0.22 0.331675
2023-08-03 0.22 0.296856
2023-05-04 0.22 0.476500
2023-02-02 0.22 0.268260
2022-11-03 0.22 0.272446
2022-08-04 0.22 0.278305
2022-05-05 0.22 0.278199
2022-02-03 0.22 0.227414
2021-11-04 0.18 0.182556
2021-08-05 0.18 0.195037
2021-05-06 0.18 0.202634
2021-02-04 0.18 0.244466
2020-11-05 0.16 0.353279
2020-08-06 0.16 0.395257
2020-04-30 0.16 0.397516
2020-02-06 0.16 0.262467
2019-10-31 0.16 0.272016
2019-08-01 0.16 0.277923
2019-05-02 0.16 0.274631
2019-01-31 0.16 0.297564
2018-11-01 0.16 0.303721
2018-08-02 0.14 0.219608
2018-05-03 0.14 0.221870
2018-02-01 0.14 0.218750
2017-11-02 0.14 0.212121
2017-08-02 0.14 0.217899
2017-05-03 0.14 0.218579
2017-02-01 0.14 0.212121
2016-11-02 0.14 0.281690
2016-08-03 0.14 0.268662
2016-05-04 0.14 0.296925
2016-02-03 0.14 0.293809
2015-11-04 0.12 0.223256
2015-08-05 0.12 0.228354
2015-04-29 0.12 0.246914
2015-02-04 0.12 0.319744
2014-11-05 0.08 0.206026
2014-08-06 0.08 0.223028
2014-05-07 0.08 0.234398
2014-02-05 0.08 0.247985
2013-11-22 0.08 0.246533
Additional Data
dividendRate 2.0
dividendYield 1.98
exDividendDate 2026-08-07
trailingAnnualDividendRate 1.48
trailingAnnualDividendYield 0.014656368
lastDividendValue 0.5
lastDividendDate 2026-08-07
dividendDate 2026-08-28

Info Dump

Attribute Value
52 Week Change 0.0360111
Address1 3,400 Overton Park Drive
All Time High 131.91
All Time Low 2.0
Ask 101.1
Ask Size 700
Audit Risk 1
Average Analyst Rating 1.7 - Buy
Average Daily Volume10 Day 857,160
Average Daily Volume3 Month 1,234,317
Average Volume 1,234,317
Average Volume10Days 857,160
Beta 1.023
Bid 101.04
Bid Size 100
Board Risk 4
Book Value 93.347
City Atlanta
Compensation As Of Epoch Date 1,767,139,200
Compensation Risk 2
Country United States
Crypto Tradeable 0
Currency USD
Current Price 101.09
Custom Price Alert Confidence HIGH
Date Short Interest 1,786,665,600
Day High 102.41
Day Low 100.52
Display Name Pinnacle Financial Partners
Dividend Date 1,787,875,200
Dividend Rate 2.0
Dividend Yield 1.98
Earnings Call Timestamp End 1,784,808,000
Earnings Call Timestamp Start 1,784,808,000
Earnings Growth 0.035
Earnings Quarterly Growth 1.063
Earnings Timestamp 1,784,750,400
Earnings Timestamp End 1,792,008,000
Earnings Timestamp Start 1,792,008,000
Ebitda Margins 0.0
Enterprise To Revenue 5.885
Enterprise Value 19,435,364,352
Eps Current Year 10.18295
Eps Forward 11.44862
Eps Trailing Twelve Months 7.27
Esg Populated 0
Ex Dividend Date 1,786,060,800
Exchange NYQ
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 101.927
Fifty Day Average Change -0.8370056
Fifty Day Average Change Percent -0.008211814
Fifty Two Week Change Percent 3.60111
Fifty Two Week High 110.33
Fifty Two Week High Change -9.2400055
Fifty Two Week High Change Percent -0.0837488
Fifty Two Week Low 81.08
Fifty Two Week Low Change 20.009995
Fifty Two Week Low Change Percent 0.24679321
Fifty Two Week Range 81.08 - 110.33
Financial Currency USD
First Trade Date Milliseconds 966,951,000,000
Five Year Avg Dividend Yield 1.06
Float Shares 148,638,447
Forward Eps 11.44862
Forward P E 8.829885
Full Exchange Name NYSE
Full Time Employees 8,433
Fullday Change 0.109993
Fullday Change Percent 0.108926
Fullday Price 101.09
Gmt Off Set Milliseconds -14,400,000
Governance Epoch Date 1,785,542,400
Gross Margins 0.0
Gross Profits 3,302,606,080
Has Pre Post Market Data 1
Held Percent Insiders 0.01265
Held Percent Institutions 0.89408994
Implied Shares Outstanding 151,112,640
Industry Banks - Regional
Industry Disp Banks - Regional
Industry Key banks-regional
Is Earnings Date Estimate 0
Language en-US
Last Dividend Date 1,786,060,800
Last Dividend Value 0.5
Last Fiscal Year End 1,767,139,200
Last Split Date 1,084,233,600
Last Split Factor 2:1
Long Business Summary Pinnacle Financial Partners, Inc. operates as the bank holding company for Pinnacle Bank that provides various banking products and services to individuals, businesses, and professional entities in the United States. It accepts various deposits, including savings, noninterest-bearing and interest-bearing checking, money market, and certificate of deposit accounts; and provides treasury management services, such as online wire origination, enhanced ACH origination, positive pay, zero balance and sweep accounts, automated bill pay services, electronic receivables processing, lockbox processing, and merchant card acceptance services, small business and commercial credit cards corporate purchasing cards, and virtual accounting/deposit escrow solutions. The company also offers equipment and working capital loans; commercial real estate loans, such as investment properties and business loan; secured and unsecured loans comprising installment and term, lines of credit, and residential first mortgage, as well as home equity loans and home equity lines of credit; and credit cards for consumers and businesses. In addition, the company provides investment products; brokerage and investment advisory programs; and fiduciary and investment services, including personal trust, investment management, estate administration, endowments, foundations, individual retirement accounts, escrow services, and custody. Further, it offers insurance agency services in the property and casualty area; investment, merger and acquisition advisory services, private debt, equity and mezzanine placement services, and other middle-market advisory services; and other banking services, including telephone and online banking, mobile banking, debit cards, direct deposit and remote deposit capture, mobile deposit option, automated teller machine, and cash management services. Pinnacle Financial Partners, Inc. was incorporated in 2000 and is headquartered in Atlanta, Georgia.
Long Name Pinnacle Financial Partners, Inc.
Market us_market
Market Cap 15,275,976,704
Market State CLOSED
Max Age 86,400
Message Board Id finmb_527694
Most Recent Quarter 1,782,777,600
Net Income To Common 783,673,024
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 15,259,354,387
Number Of Analyst Opinions 20
Open 101.54
Operating Cashflow 1,536,007,936
Operating Margins 0.47018
Overall Risk 2
Payout Ratio 0.2039
Peg Ratio 1.41
Phone 706 641 6500
Post Market Change 0.0
Post Market Change Percent 0.0
Post Market Price 101.09
Post Market Time 1,787,959,805
Previous Close 100.98
Price Eps Current Year 9.927379
Price Hint 2
Price To Book 1.0829486
Price To Sales Trailing12 Months 4.625431
Profit Margins 0.24855
Quote Source Name Nasdaq Real Time Price
Quote Type EQUITY
Recommendation Key buy
Recommendation Mean 1.7
Region US
Regular Market Change 0.109993
Regular Market Change Percent 0.108926
Regular Market Day High 102.41
Regular Market Day Low 100.52
Regular Market Day Range 100.52 - 102.41
Regular Market Open 101.54
Regular Market Previous Close 100.98
Regular Market Price 101.09
Regular Market Time 1,787,947,202
Regular Market Volume 916,763
Return On Assets 0.0089300005
Return On Equity 0.07648
Revenue Growth 1.37
Revenue Per Share 28.974
Sand P52 Week Change 0.20504117
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Share Holder Rights Risk 2
Shares Outstanding 151,112,640
Shares Percent Shares Out 0.0319
Shares Short 4,815,271
Shares Short Previous Month Date 1,784,073,600
Shares Short Prior Month 5,941,719
Short Name Pinnacle Financial Partners, In
Short Percent Of Float 0.0359
Short Ratio 3.87
Source Interval 15
State GA
Symbol PNFP
Target High Price 131.0
Target Low Price 110.0
Target Mean Price 119.25
Target Median Price 118.5
Total Cash 7,840,999,936
Total Cash Per Share 52.105
Total Debt 11,283,000,320
Total Revenue 3,302,606,080
Tradeable 0
Trailing Annual Dividend Rate 1.48
Trailing Annual Dividend Yield 0.014656368
Trailing Eps 7.27
Trailing P E 13.905089
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 96.2307
Two Hundred Day Average Change 4.8592987
Two Hundred Day Average Change Percent 0.050496347
Type Disp Equity
Volume 916,763
Website https://www.pnfp.com
Zip 30,339