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Patriot National Bancorp, Inc. (PNBK)

Financial Services | Banks - Regional | Stamford, United States | NasdaqGM
0.85 USD +0.00 (0.094%) ⇧ (Oct. 16, 2026, 11:52 a.m. EDT)

Short-term:★☆☆☆☆Long-term:⯪☆☆☆☆Dividends:☆☆☆☆☆
Hot Take ↕ | Oct. 10, 2026, 4:50 a.m. EDT

The immediate outlook is severely bearish as the stock trades at its 52-week low, having lost over 90% of its value over the last decade. While insiders are buying and regulatory hurdles regarding the OCC agreement have cleared, these positive headlines cannot mask the reality of deteriorating fundamentals: the company is generating negative operating cash flow, posting negative returns on equity and assets, and missing earnings estimates significantly. The price action confirms this distress, with the stock dropping 12% in the last week alone and trading well below both its 50-day and 200-day moving averages. There is no dividend to provide income, and the business appears to be in a survival mode rather than a growth phase, making it a poor candidate for either short-term speculation or long-term holding.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
MSTL ✓0.084518
AutoARIMA0.108235
AutoETS0.108237
AutoTheta0.134660

Forecast horizon: 45 days | Selected: MSTL

Forecast Reliability
Score 33%
H-stat 15.44
Ljung-Box p 0.000
Jarque-Bera p 0.339
Excess Kurtosis -0.93
Attribute Value
Sector Financial Services
Ex Dividend Date 2019-12-05
Last Dividend Date 2019-12-05
Revenue per Share 0.351
Market Cap 107,271,256
Forward P/E 0.84
Beta -0.61
Profit Margins -16.59%
Website https://bankpatriot.com

Dividend Data

Dividend History
Date Dividend Yield %
2019-12-06 0.01 0.083195
2019-08-30 0.01 0.075075
2019-06-03 0.01 0.065833
2019-03-08 0.01 0.068259
2018-11-23 0.01 0.054795
2018-08-16 0.01 0.050505
2018-05-16 0.01 0.051282
2018-02-09 0.01 0.052356
2017-11-08 0.01 0.057971
2017-07-20 0.01 0.059207
2009-01-02 0.45 0.596817
2008-10-03 0.45 0.375940
2008-06-27 0.45 0.297030
2008-04-01 0.45 0.290323
2007-12-28 0.45 0.282132
2007-09-28 0.45 0.225904
2007-06-29 0.45 0.204732
2007-03-30 0.45 0.200000
2006-12-28 0.45 0.173077
2006-10-18 0.45 0.176194
2006-06-30 0.45 0.155172
2006-03-31 0.40 0.165769
2005-12-29 0.40 0.192771
2005-09-30 0.40 0.211977
2005-06-30 0.40 0.207684
2005-04-01 0.35 0.193157
2004-12-31 0.35 0.190217
2004-10-01 0.35 0.245442
2004-07-01 0.35 0.248227
2004-04-02 0.30 0.200401
2004-01-02 0.30 0.240577
2003-09-30 0.30 0.272975
2003-06-30 0.30 0.299700
2003-03-31 0.25 0.256937
2002-12-31 0.25 0.265957
2002-09-30 0.25 0.295858
2002-07-01 0.25 0.300120
2002-04-01 0.20 0.248447
2001-12-31 0.20 0.240964
2001-10-01 0.20 0.255428
2001-06-29 0.20 0.222222
Additional Data
dividendYield 0.0
exDividendDate 2019-12-06
trailingAnnualDividendRate 0.0
trailingAnnualDividendYield 0.0
lastDividendValue 0.01
lastDividendDate 2019-12-06
dividendDate 2019-12-19

Info Dump

Attribute Value
52 Week Change -0.32539684
Address1 900 Bedford Street
All Time High 305.0
All Time Low 0.83
Ask 1.44
Ask Size 2
Audit Risk 10
Average Daily Volume10 Day 120,930
Average Daily Volume3 Month 191,581
Average Volume 191,581
Average Volume10Days 120,930
Beta -0.611
Bid 0.8136
Bid Size 2
Board Risk 9
Book Value 0.756
City Stamford
Compensation As Of Epoch Date 1,767,139,200
Compensation Risk 10
Country United States
Crypto Tradeable 0
Currency USD
Current Price 0.8513
Custom Price Alert Confidence HIGH
Date Short Interest 1,790,726,400
Day High 0.8695
Day Low 0.84
Display Name Patriot National Bancorp
Dividend Date 1,576,713,600
Dividend Yield 0.0
Earnings Timestamp End 1,794,600,000
Earnings Timestamp Start 1,794,600,000
Ebitda Margins 0.0
Enterprise To Revenue 0.014
Enterprise Value 562,241
Eps Forward 1.01
Eps Trailing Twelve Months -0.05
Esg Populated 0
Ex Dividend Date 1,575,590,400
Exchange NGM
Exchange Data Delayed By 15
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 1.0012
Fifty Day Average Change -0.14989996
Fifty Day Average Change Percent -0.1497203
Fifty Two Week Change Percent -32.539684
Fifty Two Week High 2.0
Fifty Two Week High Change -1.1487
Fifty Two Week High Change Percent -0.57435
Fifty Two Week Low 0.83
Fifty Two Week Low Change 0.021300018
Fifty Two Week Low Change Percent 0.025662672
Fifty Two Week Range 0.83 - 2.0
Financial Currency USD
First Trade Date Milliseconds 778,339,800,000
Five Year Avg Dividend Yield 0.8
Float Shares 64,061,417
Forward Eps 1.01
Forward P E 0.8428713
Full Exchange Name NasdaqGM
Full Time Employees 107
Fullday Change 0.00080001354
Fullday Change Percent 0.09406391
Fullday Price 0.8513
Gmt Off Set Milliseconds -14,400,000
Governance Epoch Date 1,790,812,800
Gross Margins 0.0
Gross Profits 39,437,000
Has Pre Post Market Data 1
Held Percent Insiders 0.3193
Held Percent Institutions 0.14714
Implied Shares Outstanding 126,008,760
Industry Banks - Regional
Industry Disp Banks - Regional
Industry Key banks-regional
Is Earnings Date Estimate 1
Language en-US
Last Dividend Date 1,575,590,400
Last Dividend Value 0.01
Last Fiscal Year End 1,767,139,200
Last Split Date 1,425,427,200
Last Split Factor 1:10
Long Business Summary Patriot National Bancorp, Inc. operates as the holding company for Patriot Bank, N.A. that provides community banking services to individuals, small and medium-sized businesses, and professionals. The company accepts consumer and commercial deposit accounts, such as checking, interest-bearing negotiable order of withdrawal, money market, time certificates of deposit, savings, prepaid deposit, online national money market, individual retirement accounts, and health savings accounts, as well as certificate of deposit account registry service. Its loan portfolio comprises commercial real estate, commercial business, small business administration, construction, purchased residential real estate, and various consumer loans. The company also offers automated clearing house transfers, lockbox, internet banking, bill payment, remote deposit capture, debit card, money order, traveler's check, and automatic teller machine services. It operates in New York; Connecticut; New Jersey; and internationally. Patriot National Bancorp, Inc. was founded in 1994 and is headquartered in Stamford, Connecticut.
Long Name Patriot National Bancorp, Inc.
Market us_market
Market Cap 107,271,256
Market State REGULAR
Max Age 86,400
Message Board Id finmb_356164
Most Recent Quarter 1,782,777,600
Net Income To Common -6,544,000
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 115,179,933
Open 0.84
Operating Cashflow -17,825,000
Operating Margins -0.06783
Overall Risk 10
Payout Ratio 0.0
Phone 203 252 5900
Previous Close 0.8505
Price Hint 4
Price To Book 1.1260582
Price To Sales Trailing12 Months 2.7200663
Profit Margins -0.16594
Quote Source Name Nasdaq Real Time Price
Quote Type EQUITY
Recommendation Key none
Region US
Regular Market Change 0.00080001354
Regular Market Change Percent 0.09406391
Regular Market Day High 0.8695
Regular Market Day Low 0.84
Regular Market Day Range 0.84 - 0.8695
Regular Market Open 0.84
Regular Market Previous Close 0.8505
Regular Market Price 0.8513
Regular Market Time 1,792,165,972
Regular Market Volume 7,370
Return On Assets -0.00582
Return On Equity -0.084359996
Revenue Growth 1.44
Revenue Per Share 0.351
Sand P52 Week Change 0.16207206
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Share Holder Rights Risk 2
Shares Outstanding 118,742,200
Shares Percent Shares Out 0.0077
Shares Short 975,907
Shares Short Previous Month Date 1,788,134,400
Shares Short Prior Month 1,158,368
Short Name Patriot National Bancorp Inc.
Short Percent Of Float 0.0093
Short Ratio 4.61
Source Interval 15
State CT
Symbol PNBK
Total Cash 116,944,000
Total Cash Per Share 0.985
Total Debt 16,516,000
Total Revenue 39,437,000
Tradeable 0
Trailing Annual Dividend Rate 0.0
Trailing Annual Dividend Yield 0.0
Trailing Eps -0.05
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 1.2079
Two Hundred Day Average Change -0.35660005
Two Hundred Day Average Change Percent -0.29522315
Type Disp Equity
Volume 7,370
Website https://bankpatriot.com
Zip 6,901