Palomar Holdings, Inc. (PLMR)Financial Services | Insurance - Property & Casualty | La Jolla, United States | NasdaqGS
139.58 USD
+3.51
(2.580%)
⇧
(July 13, 2026, 4 p.m.
EDT)
After hours: 139.58 |
Hot Take ↕ | July 11, 2026, 4:24 a.m. EDT
Palomar Holdings is a high-growth compounder with revenue expanding nearly 60 percent and ROE above 22 percent, yet the balance sheet carries liquidity risks with a current ratio below 0.6. The stock has rallied sharply in the past two weeks, trading near its 52-week high, which creates short-term overextension risk despite the strong momentum. While the forward P/E suggests earnings expansion is priced in, the lack of a dividend and recent insider selling temper the enthusiasm. The statistical forecast leans slightly negative, creating a tension with the fundamental strength and recent price action. Investors should view this as a high-conviction long-term compounder but exercise caution on entry timing given the extended price levels. |
| Model | MAE |
|---|---|
| MSTL_97 ✓ | 0.073994 |
| MSTL_97_126 | 0.081864 |
| MSTL | 0.113277 |
| AutoETS | 0.115289 |
| AutoARIMA | 0.115290 |
| MSTL_126 | 0.117989 |
| AutoTheta | 0.121121 |
Forecast horizon: 60 days | Selected: MSTL_97
| Forecast Reliability | |
|---|---|
| Score | 44% |
| H-stat | 1.87 |
| Ljung-Box p | 0.000 |
| Jarque-Bera p | 0.094 |
| Excess Kurtosis | -0.42 |
| Attribute | Value |
|---|---|
| Sector | Financial Services |
| Debt to Equity Ratio | 31.014 |
| Revenue per Share | 36.827 |
| Market Cap | 3,699,410,432 |
| Trailing P/E | 18.96 |
| Forward P/E | 12.46 |
| Beta | 0.41 |
| Profit Margins | 20.11% |
| Website | https://plmr.com |
As of July 11, 2026, 4:24 a.m. EDT: Call open interest is concentrated near the money and at 155 strikes for later expirations, while put open interest clusters at the 100 strike for near-term expiration. Implied volatility is notably higher for puts than calls, suggesting hedging demand outweighs speculative upside bets in the immediate term, despite higher call volume in longer-dated contracts.
| Attribute | Value |
|---|---|
| 52 Week Change | -0.036126673 |
| Address1 | 7,979 Ivanhoe Avenue |
| Address2 | Suite 500 |
| All Time High | 175.85 |
| All Time Low | 18.06 |
| Ask | 172.48 |
| Ask Size | 2 |
| Audit Risk | 2 |
| Average Analyst Rating | 1.6 - Buy |
| Average Daily Volume10 Day | 416,840 |
| Average Daily Volume3 Month | 287,068 |
| Average Volume | 287,068 |
| Average Volume10Days | 416,840 |
| Beta | 0.408 |
| Bid | 99.67 |
| Bid Size | 2 |
| Board Risk | 6 |
| Book Value | 36.171 |
| City | La Jolla |
| Compensation As Of Epoch Date | 1,767,139,200 |
| Compensation Risk | 2 |
| Country | United States |
| Crypto Tradeable | 0 |
| Currency | USD |
| Current Price | 139.58 |
| Current Ratio | 0.535 |
| Custom Price Alert Confidence | HIGH |
| Date Short Interest | 1,782,777,600 |
| Day High | 139.77 |
| Day Low | 134.11 |
| Debt To Equity | 31.014 |
| Display Name | Palomar |
| Earnings Call Timestamp End | 1,778,169,600 |
| Earnings Call Timestamp Start | 1,778,169,600 |
| Earnings Growth | 0.0 |
| Earnings Quarterly Growth | 0.001 |
| Earnings Timestamp | 1,778,097,600 |
| Earnings Timestamp End | 1,785,787,200 |
| Earnings Timestamp Start | 1,785,787,200 |
| Ebitda | 266,878,000 |
| Ebitda Margins | 0.27225 |
| Enterprise To Ebitda | 14.764 |
| Enterprise To Revenue | 4.02 |
| Enterprise Value | 3,940,306,432 |
| Eps Current Year | 9.8783 |
| Eps Forward | 11.20469 |
| Eps Trailing Twelve Months | 7.36 |
| Esg Populated | 0 |
| Exchange | NMS |
| Exchange Data Delayed By | 0 |
| Exchange Timezone Name | America/New_York |
| Exchange Timezone Short Name | EDT |
| Fax | 619 567 6954 |
| Fifty Day Average | 117.0416 |
| Fifty Day Average Change | 22.538399 |
| Fifty Day Average Change Percent | 0.19256741 |
| Fifty Two Week Change Percent | -3.6126673 |
| Fifty Two Week High | 147.62 |
| Fifty Two Week High Change | -8.039993 |
| Fifty Two Week High Change Percent | -0.05446412 |
| Fifty Two Week Low | 100.81 |
| Fifty Two Week Low Change | 38.770004 |
| Fifty Two Week Low Change Percent | 0.3845849 |
| Fifty Two Week Range | 100.81 - 147.62 |
| Financial Currency | USD |
| First Trade Date Milliseconds | 1,555,507,800,000 |
| Float Shares | 25,850,816 |
| Forward Eps | 11.20469 |
| Forward P E | 12.457284 |
| Free Cashflow | 528,351,264 |
| Full Exchange Name | NasdaqGS |
| Full Time Employees | 439 |
| Gmt Off Set Milliseconds | -14,400,000 |
| Governance Epoch Date | 1,782,864,000 |
| Gross Margins | 0.28733 |
| Gross Profits | 281,657,984 |
| Has Pre Post Market Data | 1 |
| Held Percent Insiders | 0.02486 |
| Held Percent Institutions | 1.00457 |
| Implied Shares Outstanding | 26,503,871 |
| Industry | Insurance - Property & Casualty |
| Industry Disp | Insurance - Property & Casualty |
| Industry Key | insurance-property-casualty |
| Is Earnings Date Estimate | 1 |
| Language | en-US |
| Last Fiscal Year End | 1,767,139,200 |
| Long Business Summary | Palomar Holdings, Inc., a specialty insurance company, provides property and casualty insurance to individuals and businesses in the United States. The company offers personal and commercial specialty insurance products, including residential and commercial earthquake; fronting; and inland marine and other property products, such as inland marine, Hawaii hurricane, excess national property, residential flood, and other property products, as well as assumed reinsurance and crop insurance products. It markets and distributes its products through retail agents, program administrators, wholesale brokers, and strategic partnerships. The company was formerly known as GC Palomar Holdings and changed its name to Palomar Holdings, Inc. The company was incorporated in 2013 and is headquartered in La Jolla, California. |
| Long Name | Palomar Holdings, Inc. |
| Market | us_market |
| Market Cap | 3,699,410,432 |
| Market State | PREPRE |
| Max Age | 86,400 |
| Message Board Id | finmb_606388202 |
| Most Recent Quarter | 1,774,915,200 |
| Net Income To Common | 197,095,008 |
| Next Fiscal Year End | 1,798,675,200 |
| Non Diluted Market Cap | 3,606,381,726 |
| Number Of Analyst Opinions | 6 |
| Open | 137.31 |
| Operating Cashflow | 368,963,008 |
| Operating Margins | 0.20298 |
| Overall Risk | 5 |
| Payout Ratio | 0.0 |
| Phone | 619 567 5290 |
| Post Market Change | 0.0 |
| Post Market Change Percent | 0.0 |
| Post Market Price | 139.58 |
| Post Market Time | 1,783,981,120 |
| Previous Close | 136.07 |
| Price Eps Current Year | 14.129962 |
| Price Hint | 2 |
| Price To Book | 3.8588924 |
| Price To Sales Trailing12 Months | 3.7738612 |
| Profit Margins | 0.20106001 |
| Quick Ratio | 0.27 |
| Quote Source Name | Nasdaq Real Time Price |
| Quote Type | EQUITY |
| Recommendation Key | buy |
| Recommendation Mean | 1.625 |
| Region | US |
| Regular Market Change | 3.50999 |
| Regular Market Change Percent | 2.57955 |
| Regular Market Day High | 139.77 |
| Regular Market Day Low | 134.11 |
| Regular Market Day Range | 134.11 - 139.77 |
| Regular Market Open | 137.31 |
| Regular Market Previous Close | 136.07 |
| Regular Market Price | 139.58 |
| Regular Market Time | 1,783,972,800 |
| Regular Market Volume | 424,596 |
| Return On Assets | 0.05312 |
| Return On Equity | 0.22532 |
| Revenue Growth | 0.597 |
| Revenue Per Share | 36.827 |
| Sand P52 Week Change | 0.20847368 |
| Sector | Financial Services |
| Sector Disp | Financial Services |
| Sector Key | financial-services |
| Share Holder Rights Risk | 7 |
| Shares Outstanding | 26,503,871 |
| Shares Percent Shares Out | 0.0357 |
| Shares Short | 945,335 |
| Shares Short Previous Month Date | 1,780,012,800 |
| Shares Short Prior Month | 847,015 |
| Short Name | Palomar Holdings, Inc. |
| Short Percent Of Float | 0.0424 |
| Short Ratio | 3.27 |
| Source Interval | 15 |
| State | CA |
| Symbol | PLMR |
| Target High Price | 168.0 |
| Target Low Price | 132.0 |
| Target Mean Price | 155.66667 |
| Target Median Price | 159.0 |
| Total Cash | 56,538,000 |
| Total Cash Per Share | 2.133 |
| Total Debt | 297,433,984 |
| Total Revenue | 980,272,000 |
| Tradeable | 0 |
| Trailing Annual Dividend Rate | 0.0 |
| Trailing Annual Dividend Yield | 0.0 |
| Trailing Eps | 7.36 |
| Trailing P E | 18.964674 |
| Trailing Peg Ratio | None |
| Triggerable | 1 |
| Two Hundred Day Average | 121.9985 |
| Two Hundred Day Average Change | 17.581505 |
| Two Hundred Day Average Change Percent | 0.14411247 |
| Type Disp | Equity |
| Volume | 424,596 |
| Website | https://plmr.com |
| Zip | 92,037 |