PicS N.V. (PICS)Technology | Software - Infrastructure | São Paulo, Brazil | NasdaqGS
10.05 USD
-0.29
(-2.805%) ⇩
(Aug. 28, 2026, 4 p.m.
EDT)
After hours: 10.09 +0.04 (0.377%) ⇧ (Aug. 28, 2026, 7:54 p.m. EDT) |
Hot Take ↕ | Aug. 22, 2026, 2:41 a.m. EDT
The immediate outlook is clouded by significant legal overhangs, with multiple class-action lawsuits demanding investors secure counsel by August 2026, creating a hostile environment for near-term capital deployment despite the stock's technical bounce. While the company boasts impressive top-line growth of 70% and robust operating margins above 40%, the bottom line is currently broken, with earnings growth plummeting nearly 100% and negative operating cash flow, suggesting the revenue expansion is not yet translating into profitability. The valuation metrics are misleadingly attractive; a trailing P/E under 6 and a forward P/E near 3.5 reflect the market's deep skepticism regarding the sustainability of these earnings and the potential for further dilution or restructuring costs associated with the litigation. With no dividend history to speak of and a balance sheet showing negative operating cash flow, there is no safety net for a distressed investor. The recent price action shows some recovery from lows, but the fundamental disconnect between soaring revenue and collapsing earnings, combined with the looming legal deadlines, prevents a confident bullish stance in either the short or long term. |
| Model | MAE |
|---|---|
| MSTL ✓ | 0.128448 |
| AutoETS | 0.144815 |
| AutoARIMA | 0.144884 |
| AutoTheta | 0.203288 |
Forecast horizon: 45 days | Selected: MSTL
| Forecast Reliability | |
|---|---|
| Score | 40% |
| H-stat | 0.39 |
| Ljung-Box p | 0.000 |
| Jarque-Bera p | 0.483 |
| Excess Kurtosis | -0.78 |
| Attribute | Value |
|---|---|
| Sector | Technology |
| Debt to Equity Ratio | 54.773 |
| Revenue per Share | 103.99 |
| Market Cap | 2,171,193,600 |
| Trailing P/E | 5.29 |
| Forward P/E | 3.02 |
| Profit Margins | 9.97% |
| Website | https://www.picpay.com |
| Attribute | Value |
|---|---|
| 52 Week Change | -0.45578945 |
| Address1 | Avenida Manuel Bandeira, 291 |
| Address2 | Block A 2nd floor |
| All Time High | 19.95 |
| All Time Low | 8.32 |
| Ask | 13.04 |
| Ask Size | 2 |
| Average Analyst Rating | 1.2 - Strong Buy |
| Average Daily Volume10 Day | 791,960 |
| Average Daily Volume3 Month | 447,120 |
| Average Volume | 447,120 |
| Average Volume10Days | 791,960 |
| Bid | 7.46 |
| Bid Size | 2 |
| Book Value | 9.005021 |
| City | São Paulo |
| Country | Brazil |
| Crypto Tradeable | 0 |
| Currency | USD |
| Current Price | 10.05 |
| Current Ratio | 0.999 |
| Custom Price Alert Confidence | HIGH |
| Date Short Interest | 1,786,665,600 |
| Day High | 10.51 |
| Day Low | 10.0 |
| Debt To Equity | 54.773 |
| Display Name | PicS |
| Earnings Call Timestamp End | 1,787,605,200 |
| Earnings Call Timestamp Start | 1,787,605,200 |
| Earnings Quarterly Growth | 1.596 |
| Earnings Timestamp | 1,787,601,600 |
| Earnings Timestamp End | 1,794,513,600 |
| Earnings Timestamp Start | 1,794,513,600 |
| Ebitda | 5,474,337,792 |
| Ebitda Margins | 0.40916002 |
| Enterprise To Ebitda | -0.324 |
| Enterprise To Revenue | -0.133 |
| Enterprise Value | -1,773,883,008 |
| Eps Current Year | 8.43713 |
| Eps Forward | 3.3266003 |
| Eps Trailing Twelve Months | 1.9 |
| Esg Populated | 0 |
| Exchange | NMS |
| Exchange Data Delayed By | 0 |
| Exchange Timezone Name | America/New_York |
| Exchange Timezone Short Name | EDT |
| Fifty Day Average | 11.3766 |
| Fifty Day Average Change | -1.3266001 |
| Fifty Day Average Change Percent | -0.11660778 |
| Fifty Two Week Change Percent | -45.578945 |
| Fifty Two Week High | 19.95 |
| Fifty Two Week High Change | -9.900001 |
| Fifty Two Week High Change Percent | -0.49624062 |
| Fifty Two Week Low | 8.32 |
| Fifty Two Week Low Change | 1.7300005 |
| Fifty Two Week Low Change Percent | 0.20793276 |
| Fifty Two Week Range | 8.32 - 19.95 |
| Financial Currency | BRL |
| First Trade Date Milliseconds | 1,769,697,000,000 |
| Float Shares | 34,076,888 |
| Forward Eps | 3.3266003 |
| Forward P E | 3.0211024 |
| Full Exchange Name | NasdaqGS |
| Fullday Change | -0.29 |
| Fullday Change Percent | -2.80464 |
| Fullday Price | 10.0879 |
| Gmt Off Set Milliseconds | -14,400,000 |
| Gross Margins | 0.83586997 |
| Gross Profits | 11,183,439,872 |
| Has Pre Post Market Data | 1 |
| Held Percent Insiders | 0.50481 |
| Held Percent Institutions | 0.3261 |
| Implied Shares Outstanding | 216,039,167 |
| Industry | Software - Infrastructure |
| Industry Disp | Software - Infrastructure |
| Industry Key | software-infrastructure |
| Ipo Expected Date | 2,026-01-29 |
| Is Earnings Date Estimate | 1 |
| Language | en-US |
| Last Fiscal Year End | 1,767,139,200 |
| Long Business Summary | PicS N.V. operates as a digital financial services company that provides digital wallet and application for individuals and businesses in Brazil. The company offers a range of transactional products for its consumers, including Pix, an instant payment system, peer-to-peer between PicPay accounts, bill payments, payroll portability, global account, and a payment assistant that helps consumers organize, centralize, and settle bills through an integrated hub. The company also provides multipurpose cards; personal loans; instalment payments; payroll loans for public servants, retirees, and pensioners; private payroll loans for formally employed workers; and access to the FGTS annual birthday withdrawal program. In addition, it offers digital insurance distribution platform with products, such as digital wallet insurance, PicPay Card bill protection, credit life insurance, smartphone protection, life insurance, home insurance, and others, as well as provides a range of products to various investor profiles and financial goals. Further, the company offers a portfolio of products in QR code payments for small and medium-sized businesses; banking services; corporate benefits and salary advances; PicPay Shop that offers consumers to purchase a range of products and services; and PicPay Ads, an advertising platform designed to enable brands to reach engaged consumer base through contextualized placements within the app. PicS N.V. was formerly known as Picpay Holdings Netherlands B.V. The company was founded in 2012 and is based in São Paulo, Brazil. PicS N.V. is a subsidiary of Jf International B.v. |
| Long Name | PicS N.V. |
| Market | us_market |
| Market Cap | 2,171,193,600 |
| Market State | CLOSED |
| Max Age | 86,400 |
| Message Board Id | finmb_712133656 |
| Most Recent Quarter | 1,782,777,600 |
| Net Income To Common | 1,334,040,960 |
| Next Fiscal Year End | 1,798,675,200 |
| Non Diluted Market Cap | 1,338,639,318 |
| Number Of Analyst Opinions | 9 |
| Open | 10.38 |
| Operating Cashflow | -564,124,992 |
| Operating Margins | 0.42923 |
| Payout Ratio | 0.0 |
| Phone | 55 119 7723 1925 |
| Post Market Change | 0.03789997 |
| Post Market Change Percent | 0.37711415 |
| Post Market Price | 10.0879 |
| Post Market Time | 1,787,961,285 |
| Previous Close | 10.34 |
| Price Eps Current Year | 1.1911634 |
| Price Hint | 2 |
| Price To Book | 1.116044 |
| Price To Sales Trailing12 Months | 0.16227944 |
| Profit Margins | 0.099709995 |
| Quick Ratio | 0.924 |
| Quote Source Name | Nasdaq Real Time Price |
| Quote Type | EQUITY |
| Recommendation Key | strong_buy |
| Recommendation Mean | 1.22222 |
| Region | US |
| Regular Market Change | -0.29 |
| Regular Market Change Percent | -2.80464 |
| Regular Market Day High | 10.51 |
| Regular Market Day Low | 10.0 |
| Regular Market Day Range | 10.0 - 10.51 |
| Regular Market Open | 10.38 |
| Regular Market Previous Close | 10.34 |
| Regular Market Price | 10.05 |
| Regular Market Time | 1,787,947,201 |
| Regular Market Volume | 334,028 |
| Revenue Growth | 0.67 |
| Revenue Per Share | 103.99 |
| Sand P52 Week Change | 0.20504117 |
| Sector | Technology |
| Sector Disp | Technology |
| Sector Key | technology |
| Shares Outstanding | 43,135,919 |
| Shares Percent Shares Out | 0.0095 |
| Shares Short | 1,233,025 |
| Shares Short Previous Month Date | 1,784,073,600 |
| Shares Short Prior Month | 1,792,653 |
| Short Name | PicS N.V. |
| Short Percent Of Float | 0.038900003 |
| Short Ratio | 4.47 |
| Source Interval | 15 |
| State | SP |
| Symbol | PICS |
| Target High Price | 26.403542 |
| Target Low Price | 14.818459 |
| Target Mean Price | 19.333342 |
| Target Median Price | 18.79529 |
| Total Cash | 6,526,830,080 |
| Total Cash Per Share | 50.729 |
| Total Debt | 3,457,229,056 |
| Total Revenue | 13,379,350,528 |
| Tradeable | 0 |
| Trailing Annual Dividend Rate | 0.0 |
| Trailing Annual Dividend Yield | 0.0 |
| Trailing Eps | 1.9 |
| Trailing P E | 5.289474 |
| Trailing Peg Ratio | None |
| Triggerable | 1 |
| Two Hundred Day Average | 12.392672 |
| Two Hundred Day Average Change | -2.3426714 |
| Two Hundred Day Average Change Percent | -0.18903683 |
| Type Disp | Equity |
| Volume | 334,028 |
| Website | https://www.picpay.com |
| Zip | 05,317-020 |