PennyMac Financial Services, Inc. (PFSI)Financial Services | Mortgage Finance | Westlake Village, United States | NYSE
94.57 USD
+2.84
(3.096%)
⇧
(April 17, 2026, 4 p.m.
EDT)
After hours: 94.66 +0.09 (0.094%) ⇧ (April 17, 2026, 6:24 p.m. EDT) Short-term: ★★★☆☆ | Long-term: ★★☆☆☆ | Dividends: ★★★☆☆ |
Hot Take | April 11, 2026, 3:43 p.m. EDT
PFSI is currently in a volatile environment with mixed signals from options activity. The stock has been trading near its 52-week low, and while the dividend yield is modest, the payout ratio is low, suggesting potential for future increases. Short-term traders may find opportunities in the current dip, but long-term investors should be cautious due to the high debt-to-equity ratio and recent analyst downgrades. The stock's fundamentals are mixed, with strong revenue growth but weak profitability metrics. Overall, PFSI presents a high-risk, high-reward opportunity, and investors should closely monitor news and earnings reports. |
| Model | MAE |
|---|---|
| AutoARIMA ✓ | 0.479748 |
| AutoETS | 0.479749 |
| MSTL | 0.484687 |
| AutoTheta | 0.535054 |
Forecast horizon: 45 days | Selected: AutoARIMA
| Forecast Reliability | |
|---|---|
| Score | 32% |
| H-stat | 1.39 |
| Ljung-Box p | 0.009 |
| Jarque-Bera p | 0.000 |
| Excess Kurtosis | 13.51 |
| Attribute | Value |
|---|---|
| Sector | Financial Services |
| Ex Dividend Date | 2026-02-12 |
| Last Dividend Date | 2026-02-12 |
| Debt to Equity Ratio | 537.23 |
| Revenue per Share | 66.93 |
| Market Cap | 4,933,506,048 |
| Trailing P/E | 10.17 |
| Forward P/E | 6.03 |
| Beta | 1.52 |
| Profit Margins | 14.47% |
| Website | https://pfsi.pennymac.com |
As of April 11, 2026, 3:43 p.m. EDT: Options activity indicates mixed sentiment. Calls show increased volume and open interest on the upside, particularly for strikes above the current price, suggesting potential bullish speculation. However, puts also show elevated open interest and volume on the downside, indicating caution or bearish sentiment. The IV spikes on certain strikes, especially for puts, suggest heightened volatility expectations. Overall, the market is in a state of uncertainty, with both bullish and bearish positions being actively traded.
| Last Yield | 1yr Yield | 3yr Avg | 5yr Avg |
|---|---|---|---|
| 0.33% | 1.15% | 1.14% | 1.25% |
| Date | Dividend | Yield % |
|---|---|---|
| 2026-02-13 | 0.30 | 0.326052 |
| 2025-11-17 | 0.30 | 0.241815 |
| 2025-08-13 | 0.30 | 0.278500 |
| 2025-05-14 | 0.30 | 0.306320 |
| 2025-02-13 | 0.30 | 0.300403 |
| 2024-11-18 | 0.30 | 0.297045 |
| 2024-08-13 | 0.30 | 0.311982 |
| 2024-05-13 | 0.20 | 0.225761 |
| 2024-02-12 | 0.20 | 0.222193 |
| 2023-11-10 | 0.20 | 0.284934 |
| 2023-08-14 | 0.20 | 0.280896 |
| 2023-05-15 | 0.20 | 0.338869 |
| 2023-02-13 | 0.20 | 0.313148 |
| 2022-11-10 | 0.20 | 0.369073 |
| 2022-08-15 | 0.20 | 0.352116 |
| 2022-05-16 | 0.20 | 0.458972 |
| 2022-02-14 | 0.20 | 0.346494 |
| 2021-11-12 | 0.20 | 0.323255 |
| 2021-08-13 | 0.20 | 0.314257 |
| 2021-05-14 | 0.20 | 0.351766 |
| 2021-02-11 | 0.20 | 0.329914 |
| 2020-11-13 | 0.15 | 0.285827 |
| 2020-08-14 | 0.15 | 0.324102 |
| 2020-05-15 | 0.12 | 0.446254 |
| 2020-02-13 | 0.12 | 0.364589 |
| 2019-11-14 | 0.12 | 0.406717 |
| 2018-08-10 | 0.40 | 2.037429 |
| Attribute | Value |
|---|---|
| 52 Week Change | -0.026427507 |
| Address1 | 3,043 Townsgate Road |
| Address2 | Suite 200 |
| All Time High | 160.36 |
| All Time Low | 10.48 |
| Ask | 95.32 |
| Ask Size | 100 |
| Audit Risk | 2 |
| Average Analyst Rating | 1.7 - Buy |
| Average Daily Volume10 Day | 551,410 |
| Average Daily Volume3 Month | 898,627 |
| Average Volume | 898,627 |
| Average Volume10Days | 551,410 |
| Beta | 1.518 |
| Bid | 94.05 |
| Bid Size | 100 |
| Board Risk | 4 |
| Book Value | 82.767 |
| City | Westlake Village |
| Compensation As Of Epoch Date | 1,735,603,200 |
| Compensation Risk | 5 |
| Country | United States |
| Crypto Tradeable | 0 |
| Currency | USD |
| Current Price | 94.57 |
| Current Ratio | 1.041 |
| Custom Price Alert Confidence | HIGH |
| Date Short Interest | 1,774,915,200 |
| Day High | 95.755 |
| Day Low | 92.885 |
| Debt To Equity | 537.23 |
| Display Name | PennyMac Financial Services |
| Dividend Date | 1,772,064,000 |
| Dividend Rate | 1.2 |
| Dividend Yield | 1.27 |
| Earnings Call Timestamp End | 1,769,724,000 |
| Earnings Call Timestamp Start | 1,769,724,000 |
| Earnings Growth | 0.006 |
| Earnings Quarterly Growth | 0.022 |
| Earnings Timestamp | 1,769,720,400 |
| Earnings Timestamp End | 1,776,801,600 |
| Earnings Timestamp Start | 1,776,801,600 |
| Ebitda Margins | 0.0 |
| Enterprise To Revenue | 7.97 |
| Enterprise Value | 27,593,144,320 |
| Eps Current Year | 11.25531 |
| Eps Forward | 15.68796 |
| Eps Trailing Twelve Months | 9.3 |
| Esg Populated | 0 |
| Ex Dividend Date | 1,770,940,800 |
| Exchange | NYQ |
| Exchange Data Delayed By | 0 |
| Exchange Timezone Name | America/New_York |
| Exchange Timezone Short Name | EDT |
| Fifty Day Average | 90.0216 |
| Fifty Day Average Change | 4.548401 |
| Fifty Day Average Change Percent | 0.05052566 |
| Fifty Two Week Change Percent | -2.6427507 |
| Fifty Two Week High | 160.36 |
| Fifty Two Week High Change | -65.79 |
| Fifty Two Week High Change Percent | -0.4102644 |
| Fifty Two Week Low | 82.65 |
| Fifty Two Week Low Change | 11.919998 |
| Fifty Two Week Low Change Percent | 0.1442226 |
| Fifty Two Week Range | 82.65 - 160.36 |
| Financial Currency | USD |
| First Trade Date Milliseconds | 1,368,106,200,000 |
| Five Year Avg Dividend Yield | 1.17 |
| Float Shares | 27,606,141 |
| Forward Eps | 15.68796 |
| Forward P E | 6.0281897 |
| Full Exchange Name | NYSE |
| Full Time Employees | 5,241 |
| Gmt Off Set Milliseconds | -14,400,000 |
| Governance Epoch Date | 1,775,001,600 |
| Gross Margins | 0.8918 |
| Gross Profits | 3,087,522,048 |
| Has Pre Post Market Data | 1 |
| Held Percent Insiders | 0.34797 |
| Held Percent Institutions | 0.65927005 |
| Implied Shares Outstanding | 52,167,770 |
| Industry | Mortgage Finance |
| Industry Disp | Mortgage Finance |
| Industry Key | mortgage-finance |
| Is Earnings Date Estimate | 1 |
| Language | en-US |
| Last Dividend Date | 1,770,940,800 |
| Last Dividend Value | 0.3 |
| Last Fiscal Year End | 1,767,139,200 |
| Long Business Summary | PennyMac Financial Services, Inc., through its subsidiaries, engages in the mortgage banking and investment management activities in the United States. The company operates through two segments, Production and Servicing. The Production segment is involved in the origination, acquisition, and sale of loans. This segment also sources residential conventional and government-insured or guaranteed mortgage loans through correspondent production, consumer direct lending, and broker direct lending. The Servicing segment performs loan administration, collection, and default management activities, including the collection and remittance of loan payments; responds to customer inquiries; provides accounting for principal and interest; holds custodial funds for the payment of property taxes and insurance premiums; offers counseling for delinquent borrowers; and supervising foreclosures and property dispositions, as well as administers loss mitigation activities comprising modification and forbearance programs, and supervising foreclosures and property dispositions. The company was founded in 2008 and is headquartered in Westlake Village, California. |
| Long Name | PennyMac Financial Services, Inc. |
| Market | us_market |
| Market Cap | 4,933,506,048 |
| Market State | POSTPOST |
| Max Age | 86,400 |
| Message Board Id | finmb_228140094 |
| Most Recent Quarter | 1,767,139,200 |
| Net Income To Common | 501,076,992 |
| Next Fiscal Year End | 1,798,675,200 |
| Non Diluted Market Cap | 4,785,349,542 |
| Number Of Analyst Opinions | 6 |
| Open | 93.49 |
| Operating Cashflow | -1,651,984,000 |
| Operating Margins | 0.15242 |
| Overall Risk | 3 |
| Payout Ratio | 0.129 |
| Phone | 818 224 7442 |
| Post Market Change | 0.089141846 |
| Post Market Change Percent | 0.09426017 |
| Post Market Price | 94.65914 |
| Post Market Time | 1,776,464,687 |
| Previous Close | 91.73 |
| Price Eps Current Year | 8.402256 |
| Price Hint | 2 |
| Price To Book | 1.1426052 |
| Price To Sales Trailing12 Months | 1.4249883 |
| Profit Margins | 0.14473 |
| Quick Ratio | 0.459 |
| Quote Source Name | Delayed Quote |
| Quote Type | EQUITY |
| Recommendation Key | buy |
| Recommendation Mean | 1.71429 |
| Region | US |
| Regular Market Change | 2.84 |
| Regular Market Change Percent | 3.09604 |
| Regular Market Day High | 95.755 |
| Regular Market Day Low | 92.885 |
| Regular Market Day Range | 92.885 - 95.755 |
| Regular Market Open | 93.49 |
| Regular Market Previous Close | 91.73 |
| Regular Market Price | 94.57 |
| Regular Market Time | 1,776,456,003 |
| Regular Market Volume | 498,699 |
| Return On Assets | 0.01806 |
| Return On Equity | 0.12314 |
| Revenue Growth | 5.11 |
| Revenue Per Share | 66.93 |
| Sand P52 Week Change | 0.36506534 |
| Sector | Financial Services |
| Sector Disp | Financial Services |
| Sector Key | financial-services |
| Share Holder Rights Risk | 2 |
| Shares Outstanding | 52,167,770 |
| Shares Percent Shares Out | 0.0369 |
| Shares Short | 1,924,779 |
| Shares Short Previous Month Date | 1,772,150,400 |
| Shares Short Prior Month | 2,018,283 |
| Short Name | PennyMac Financial Services, In |
| Short Percent Of Float | 0.0654 |
| Short Ratio | 2.81 |
| Source Interval | 15 |
| State | CA |
| Symbol | PFSI |
| Target High Price | 150.0 |
| Target Low Price | 110.0 |
| Target Mean Price | 127.16667 |
| Target Median Price | 119.0 |
| Total Cash | 489,455,008 |
| Total Cash Per Share | 9.382 |
| Total Debt | 23,149,094,912 |
| Total Revenue | 3,462,138,112 |
| Tradeable | 0 |
| Trailing Annual Dividend Rate | 1.2 |
| Trailing Annual Dividend Yield | 0.013081871 |
| Trailing Eps | 9.3 |
| Trailing P E | 10.168817 |
| Trailing Peg Ratio | None |
| Triggerable | 1 |
| Two Hundred Day Average | 113.19825 |
| Two Hundred Day Average Change | -18.62825 |
| Two Hundred Day Average Change Percent | -0.16456306 |
| Type Disp | Equity |
| Volume | 498,699 |
| Website | https://pfsi.pennymac.com |
| Zip | 91,361 |