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Provident Financial Services, Inc. (PFS)

Financial Services | Banks - Regional | Jersey City, United States | NYSE
22.84 USD +0.60 (2.698%) ⇧ (April 17, 2026, 4 p.m. EDT)
After hours: 22.72 -0.12 (-0.120%) ⇩ (April 17, 2026, 6:27 p.m. EDT)

Short-term: ★★★☆☆ | Long-term: ★★★★☆ | Dividends: ★★★★★
Hot Take | April 11, 2026, 1:20 p.m. EDT

PFS appears to be a solid long-term investment with a strong dividend yield and consistent payouts, making it attractive for income-focused investors. The recent price movement shows some momentum, and the upcoming earnings report may provide further clarity. However, the short-term options activity indicates mixed signals, so traders should be cautious and consider the broader market context before entering positions.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
AutoTheta ✓0.047500
MSTL0.055335
AutoARIMA0.056481
AutoETS0.057132

Forecast horizon: 45 days | Selected: AutoTheta

Forecast Reliability
Score 80%
H-stat 0.08
Ljung-Box p 0.000
Jarque-Bera p 0.180
Excess Kurtosis -1.19
Attribute Value
Sector Financial Services
Ex Dividend Date 2026-02-12
Last Dividend Date 2026-02-12
Revenue per Share 6.644
Market Cap 2,985,103,360
Trailing P/E 10.24
Forward P/E 9.04
Beta 0.81
Profit Margins 33.59%
Website https://www.provident.bank

As of April 11, 2026, 1:20 p.m. EDT: Options speculators are showing mixed signals. Calls are showing some activity around the ATM strike of 22.5, with moderate implied volatility, suggesting a potential bullish bias for the short-term. However, puts are showing higher implied volatility around lower strikes, indicating some bearish sentiment or caution. The overall options activity suggests a cautious outlook, with a slight tilt towards potential price increases in the short-term.


Dividend Data

Yield Summary
Last Yield 1yr Yield 3yr Avg 5yr Avg
1.05% 5.08% 5.94% 5.54%
Dividend History
Date Dividend Yield %
2026-02-13 0.24 1.045296
2025-11-14 0.24 1.308161
2025-08-15 0.24 1.309582
2025-05-16 0.24 1.421577
2025-02-14 0.24 1.352089
2024-11-15 0.24 1.193470
2024-08-16 0.24 1.430214
2024-04-26 0.24 1.734749
2024-02-08 0.24 1.757919
2023-11-09 0.24 1.880329
2023-08-10 0.24 1.537597
2023-05-11 0.24 1.859071
2023-02-09 0.24 1.191529
2022-11-09 0.24 1.300401
2022-08-11 0.24 1.176513
2022-05-12 0.24 1.337564
2022-02-10 0.24 1.243972
2021-11-10 0.24 1.167831
2021-08-12 0.23 1.287296
2021-05-13 0.23 1.151196
2021-02-11 0.23 1.513628
2020-11-12 0.23 2.055805
2020-08-13 0.23 2.162507
2020-05-14 0.23 2.709732
2020-02-13 0.23 1.350607
2019-11-14 0.23 1.269886
2019-08-14 0.23 1.380957
2019-05-14 0.23 1.267734
2019-02-14 0.43 2.261642
2018-11-14 0.21 1.224500
2018-08-14 0.21 1.199232
2018-05-14 0.20 1.093121
2018-02-14 0.20 1.145068
2017-12-07 0.15 0.808610
2017-11-14 0.20 1.136875
2017-08-11 0.20 1.229075
2017-05-11 0.19 1.156286
2017-02-13 0.19 1.105465
2016-11-10 0.18 1.126251
2016-08-11 0.18 1.366247
2016-05-11 0.18 1.445610
2016-02-10 0.17 1.474921
2015-11-10 0.17 1.304834
2015-08-12 0.16 1.329900
2015-05-13 0.16 1.418738
2015-02-11 0.16 1.432043
2014-11-12 0.15 1.361030
2014-08-13 0.15 1.476507
2014-05-13 0.15 1.474874
2014-02-12 0.15 1.533476
2013-11-13 0.15 1.366963
2013-08-13 0.14 1.375890
2013-05-13 0.14 1.584458
2013-02-13 0.13 1.498474
2012-11-13 0.13 1.670050
2012-08-13 0.13 1.505700
2012-05-11 0.13 1.613998
2012-02-13 0.12 1.530716
2011-11-10 0.12 1.766643
2011-08-11 0.12 1.792912
2011-05-12 0.12 1.583117
2011-02-11 0.11 1.381531
2010-11-10 0.11 1.509021
2010-08-12 0.11 1.862715
2010-05-12 0.11 1.582741
2010-02-10 0.11 2.091055
2009-11-12 0.11 2.087213
2009-08-13 0.11 1.840374
2009-05-13 0.11 2.378771
2009-02-11 0.11 2.164862
2008-11-12 0.11 1.555150
2008-08-13 0.11 1.522116
2008-05-13 0.11 1.445814
2008-02-13 0.11 1.781798
2007-11-13 0.11 1.424163
2007-08-13 0.11 1.566934
2007-05-11 0.10 1.275592
2007-02-13 0.10 1.175965
2006-11-13 0.10 1.181146
2006-08-11 0.10 1.206738
2006-05-11 0.10 1.238866
2006-02-13 0.09 1.090898
2005-11-09 0.09 1.098132
2005-08-10 0.08 0.996397
2005-05-11 0.08 1.023815
2005-02-09 0.07 0.883772
2004-11-09 0.06 0.723015
2004-08-11 0.06 0.791450
2004-05-12 0.06 0.755420
2004-02-11 0.06 0.705118
2003-11-12 0.05 0.571996
2003-08-13 0.05 0.573743
2003-05-13 0.04 0.498138
Additional Data
dividendRate 0.96
dividendYield 4.2
exDividendDate 2026-02-13
trailingAnnualDividendRate 0.96
trailingAnnualDividendYield 0.043165468
lastDividendValue 0.24
lastDividendDate 2026-02-13
dividendDate 2026-02-27

Info Dump

Attribute Value
52 Week Change 0.4339136
Address1 239 Washington Street
All Time High 29.12
All Time Low 7.81
Ask 22.76
Ask Size 300
Audit Risk 2
Average Analyst Rating 1.8 - Buy
Average Daily Volume10 Day 961,560
Average Daily Volume3 Month 975,531
Average Volume 975,531
Average Volume10Days 961,560
Beta 0.808
Bid 22.74
Bid Size 200
Board Risk 5
Book Value 21.678
City Jersey City
Compensation As Of Epoch Date 1,767,139,200
Compensation Risk 1
Country United States
Crypto Tradeable 0
Currency USD
Current Price 22.84
Custom Price Alert Confidence HIGH
Date Short Interest 1,774,915,200
Day High 23.05
Day Low 22.44
Display Name Provident Financial Services
Dividend Date 1,772,150,400
Dividend Rate 0.96
Dividend Yield 4.2
Earnings Call Timestamp End 1,777,557,600
Earnings Call Timestamp Start 1,777,557,600
Earnings Growth 0.721
Earnings Quarterly Growth 0.719
Earnings Timestamp 1,777,492,800
Earnings Timestamp End 1,777,492,800
Earnings Timestamp Start 1,777,492,800
Ebitda Margins 0.0
Enterprise To Revenue 6.182
Enterprise Value 5,358,544,384
Eps Current Year 2.328
Eps Forward 2.526
Eps Trailing Twelve Months 2.23
Esg Populated 0
Ex Dividend Date 1,770,940,800
Exchange NYQ
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 21.7244
Fifty Day Average Change 1.1156006
Fifty Day Average Change Percent 0.051352423
Fifty Two Week Change Percent 43.391357
Fifty Two Week High 23.98
Fifty Two Week High Change -1.1399994
Fifty Two Week High Change Percent -0.04753959
Fifty Two Week Low 15.25
Fifty Two Week Low Change 7.59
Fifty Two Week Low Change Percent 0.49770492
Fifty Two Week Range 15.25 - 23.98
Financial Currency USD
First Trade Date Milliseconds 1,042,727,400,000
Five Year Avg Dividend Yield 4.96
Float Shares 126,545,372
Forward Eps 2.526
Forward P E 9.041964
Full Exchange Name NYSE
Full Time Employees 1,817
Gmt Off Set Milliseconds -14,400,000
Governance Epoch Date 1,775,001,600
Gross Margins 0.0
Gross Profits 866,819,968
Has Pre Post Market Data 1
Held Percent Insiders 0.02779
Held Percent Institutions 0.74338996
Implied Shares Outstanding 130,696,287
Industry Banks - Regional
Industry Disp Banks - Regional
Industry Key banks-regional
Is Earnings Date Estimate 0
Language en-US
Last Dividend Date 1,770,940,800
Last Dividend Value 0.24
Last Fiscal Year End 1,767,139,200
Long Business Summary Provident Financial Services, Inc. operates as the bank holding company for Provident Bank that provides various banking products and services to individuals, families, and businesses in the United States. Its deposit products include savings, checking, interest-bearing checking, money market deposit, and certificate of deposit accounts, as well as IRA products. The company's loan portfolio comprises commercial real estate loans that are secured by properties, such as multi-family apartment buildings, retail and industrial properties, and office buildings; commercial business loans; fixed-rate and adjustable-rate mortgage loans collateralized by one- to four-family residential real estate properties; residential mortgage loans; commercial construction loans; and consumer loans consisting of home equity loans, home equity lines of credit, personal loans and unsecured lines of credit, and auto and recreational vehicle loans. It also offers cash management, remote deposit capture, payroll origination, escrow account management, and online and mobile banking services; and business credit cards. In addition, the company provides wealth management services comprising investment management, trust and estate administration, financial planning, and tax compliance and planning; and insurance agency operations. Further, it sells insurance and investment products, including annuities; and manages and sells real estate properties acquired through foreclosure. The company was founded in 1839 and is headquartered in Jersey City, New Jersey.
Long Name Provident Financial Services, Inc.
Market us_market
Market Cap 2,985,103,360
Market State CLOSED
Max Age 86,400
Message Board Id finmb_3216960
Most Recent Quarter 1,767,139,200
Net Income To Common 291,160,000
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 2,976,364,542
Number Of Analyst Opinions 5
Open 22.54
Operating Cashflow 442,264,000
Operating Margins 0.54457
Overall Risk 4
Payout Ratio 0.4305
Peg Ratio 1.61
Phone 732 590 9200
Post Market Change -0.12000084
Post Market Change Percent -0.5253977
Post Market Price 22.72
Post Market Time 1,776,464,821
Previous Close 22.24
Price Eps Current Year 9.810996
Price Hint 2
Price To Book 1.0536028
Price To Sales Trailing12 Months 3.4437408
Profit Margins 0.33589
Quote Source Name Delayed Quote
Quote Type EQUITY
Recommendation Key buy
Recommendation Mean 1.8
Region US
Regular Market Change 0.6
Regular Market Change Percent 2.69784
Regular Market Day High 23.05
Regular Market Day Low 22.44
Regular Market Day Range 22.44 - 23.05
Regular Market Open 22.54
Regular Market Previous Close 22.24
Regular Market Price 22.84
Regular Market Time 1,776,456,002
Regular Market Volume 722,912
Return On Assets 0.011879999
Return On Equity 0.10715
Revenue Growth 0.152
Revenue Per Share 6.644
Sand P52 Week Change 0.36506534
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Share Holder Rights Risk 7
Shares Outstanding 130,313,684
Shares Percent Shares Out 0.0383
Shares Short 4,997,172
Shares Short Previous Month Date 1,772,150,400
Shares Short Prior Month 4,319,477
Short Name Provident Financial Services, I
Short Percent Of Float 0.0542
Short Ratio 4.81
Source Interval 15
State NJ
Symbol PFS
Target High Price 25.0
Target Low Price 23.0
Target Mean Price 24.6
Target Median Price 25.0
Total Cash 314,344,000
Total Cash Per Share 2.405
Total Debt 2,687,784,960
Total Revenue 866,819,968
Tradeable 0
Trailing Annual Dividend Rate 0.96
Trailing Annual Dividend Yield 0.043165468
Trailing Eps 2.23
Trailing P E 10.242152
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 20.0066
Two Hundred Day Average Change 2.8334007
Two Hundred Day Average Change Percent 0.1416233
Type Disp Equity
Volume 722,912
Website https://www.provident.bank
Zip 7,302