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Preferred Bank (PFBC)

Financial Services | Banks - Regional | Los Angeles, United States | NasdaqGS
105.93 USD +0.19 (0.180%) ⇧ (July 13, 2026, 4 p.m. EDT)

Short-term:★★★⯪☆Long-term:★★★★☆Dividends:★★★⯪☆
Hot Take | July 11, 2026, 5:05 a.m. EDT

Preferred Bank presents a compelling case for a swing trade targeting the $110 resistance level, backed by a fundamentally resilient regional bank franchise. The stock has executed a powerful multi-year recovery, surging nearly 200% over the last nine years with no recent annual declines, proving the market has fully reassessed its quality. Fundamentally, the company boasts exceptional profitability with a 47.5% profit margin and a robust 17.4% return on equity, trading at a reasonable 9.9x earnings. While the analyst consensus remains cautious with a 'Hold' rating and a target price near current levels, the price action suggests the market is already pricing in a recovery. The 3.05% dividend yield provides a solid floor, though the payout ratio of 36% indicates room for future growth rather than immediate aggressive hikes. Technically, the stock is trading above its key moving averages, and options flow confirms speculative interest in a move toward the $110 strike. This is a high-conviction setup for a medium-term rally, provided the regional banking sector avoids a broader credit crisis.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
AutoTheta ✓0.043251
MSTL0.044228
AutoETS0.046309
AutoARIMA0.046310

Forecast horizon: 45 days | Selected: AutoTheta

Forecast Reliability
Score 43%
H-stat 20.81
Ljung-Box p 0.000
Jarque-Bera p 0.217
Excess Kurtosis -0.71
Attribute Value
Sector Financial Services
Ex Dividend Date 2026-07-06
Last Dividend Date 2026-07-06
Revenue per Share 23.015
Market Cap 1,254,417,536
Trailing P/E 9.89
Forward P/E 9.42
Beta 0.54
Profit Margins 47.55%
Website https://www.preferredbank.com

As of July 11, 2026, 5:05 a.m. EDT: Speculators are positioning for upside continuation with heavy call open interest at $110 and significant volume at $110 for September expiration, while put activity is concentrated deep out-of-the-money ($80-$85) suggesting a hedge against a crash rather than a bearish bet. Implied volatility is elevated for near-term protection but compressed for longer-dated calls, indicating a bullish skew.


Dividend Data

Yield Summary
Last Yield 1yr Yield 3yr Avg 5yr Avg
0.76% 3.31% 3.56% 3.29%
Dividend History
Date Dividend Yield %
2026-07-07 0.800000 0.760312
2026-04-07 0.800000 0.875465
2026-01-06 0.800000 0.840866
2025-10-07 0.750000 0.829830
2025-07-08 0.750000 0.818241
2025-04-07 0.750000 0.995751
2025-01-10 0.750000 0.921150
2024-10-07 0.700000 0.877193
2024-07-05 0.700000 0.958904
2024-04-04 0.700000 0.939723
2024-01-05 0.700000 0.980804
2023-10-05 0.550000 0.874404
2023-07-06 0.550000 0.995655
2023-04-05 0.550000 1.051223
2023-01-05 0.550000 0.772147
2022-10-06 0.430000 0.640930
2022-07-06 0.430000 0.620759
2022-04-06 0.430000 0.605634
2022-01-06 0.430000 0.550365
2021-10-06 0.380000 0.555393
2021-07-06 0.380000 0.621931
2021-04-06 0.380000 0.581040
2021-01-06 0.300000 0.574493
2020-10-06 0.300000 0.894454
2020-07-06 0.300000 0.741473
2020-04-06 0.300000 0.931099
2020-01-06 0.300000 0.505817
2019-10-04 0.300000 0.568720
2019-07-05 0.300000 0.626697
2019-04-05 0.300000 0.636132
2019-01-07 0.300000 0.668449
2018-10-04 0.250000 0.416250
2018-07-05 0.250000 0.364325
2018-04-06 0.220000 0.348653
2018-01-05 0.220000 0.366606
2017-10-05 0.200000 0.339616
2017-07-05 0.200000 0.367647
2017-04-05 0.180000 0.354122
2017-01-04 0.180000 0.348702
2016-10-05 0.150000 0.423490
2016-07-05 0.150000 0.503018
2016-04-05 0.150000 0.515287
2016-01-05 0.150000 0.459277
2015-10-02 0.120000 0.386598
2015-07-02 0.120000 0.401606
2015-04-02 0.120000 0.418264
2015-01-02 0.100000 0.374392
2014-10-02 0.100000 0.422297
2009-02-10 0.400000 1.234568
2008-11-06 0.500000 1.440922
2008-08-01 0.500000 1.333333
2008-05-02 0.500000 0.877963
2008-02-01 0.850000 0.758929
2007-11-02 0.850000 0.626613
2007-08-03 0.850000 0.449379
2007-05-04 0.850000 0.453696
2007-02-16 0.566667 0.266249
2006-11-03 0.666667 0.350079
2006-08-03 0.666667 0.348736
2006-05-04 0.666667 0.391773
2006-02-08 0.666667 0.415974
2005-10-31 0.566667 0.397196
2005-07-28 0.566667 0.404859
2005-04-25 0.500000 0.397246
2005-01-28 0.500000 0.681818
2004-04-28 2.000000 2.727273
2003-04-29 0.800000 1.411765
2002-04-26 1.266667 2.666667
2001-05-23 1.266667 2.666667
Additional Data
dividendRate 3.2
dividendYield 3.02
exDividendDate 2026-07-07
trailingAnnualDividendRate 3.1
trailingAnnualDividendYield 0.029317193
lastDividendValue 0.8
lastDividendDate 2026-07-07
dividendDate 2026-07-21

Info Dump

Attribute Value
52 Week Change 0.17140329
Address1 601 South Figueroa Street
Address2 48th and 47th Floors
All Time High 224.2
All Time Low 5.9
Ask 135.89
Ask Size 2
Audit Risk 8
Average Analyst Rating 2.8 - Hold
Average Daily Volume10 Day 128,820
Average Daily Volume3 Month 116,929
Average Volume 116,929
Average Volume10Days 128,820
Beta 0.54
Bid 76.3
Bid Size 2
Board Risk 9
Book Value 65.04
City Los Angeles
Compensation As Of Epoch Date 1,767,139,200
Compensation Risk 4
Country United States
Crypto Tradeable 0
Currency USD
Current Price 105.93
Custom Price Alert Confidence HIGH
Date Short Interest 1,782,777,600
Day High 106.435
Day Low 104.9401
Dividend Date 1,784,592,000
Dividend Rate 3.2
Dividend Yield 3.02
Earnings Call Timestamp End 1,784,750,400
Earnings Call Timestamp Start 1,784,750,400
Earnings Growth 0.135
Earnings Quarterly Growth 0.037
Earnings Timestamp 1,784,723,400
Earnings Timestamp End 1,784,723,400
Earnings Timestamp Start 1,784,723,400
Ebitda Margins 0.0
Enterprise To Revenue 2.867
Enterprise Value 812,405,568
Eps Current Year 10.696
Eps Forward 11.244
Eps Trailing Twelve Months 10.71
Esg Populated 0
Ex Dividend Date 1,783,382,400
Exchange NMS
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 98.4656
Fifty Day Average Change 7.4644012
Fifty Day Average Change Percent 0.0758072
Fifty Two Week Change Percent 17.14033
Fifty Two Week High 112.26
Fifty Two Week High Change -6.330002
Fifty Two Week High Change Percent -0.056386974
Fifty Two Week Low 81.5
Fifty Two Week Low Change 24.43
Fifty Two Week Low Change Percent 0.29975462
Fifty Two Week Range 81.5 - 112.26
Financial Currency USD
First Trade Date Milliseconds 935,069,400,000
Five Year Avg Dividend Yield 2.96
Float Shares 10,861,435
Forward Eps 11.244
Forward P E 9.421024
Full Exchange Name NasdaqGS
Full Time Employees 324
Gmt Off Set Milliseconds -14,400,000
Governance Epoch Date 1,782,864,000
Gross Margins 0.0
Gross Profits 283,403,008
Has Pre Post Market Data 1
Held Percent Insiders 0.079840004
Held Percent Institutions 0.88195
Implied Shares Outstanding 11,841,948
Industry Banks - Regional
Industry Disp Banks - Regional
Industry Key banks-regional
Is Earnings Date Estimate 0
Language en-US
Last Dividend Date 1,783,382,400
Last Dividend Value 0.8
Last Fiscal Year End 1,767,139,200
Last Split Date 1,308,528,000
Last Split Factor 1:5
Long Business Summary Preferred Bank provides various banking products and services to small and mid-sized businesses, entrepreneurs, real estate developers, professionals, and high net worth individuals. The company accepts checking, savings, and money market deposit accounts; fixed-rate and fixed maturity retail, and non-retail certificates of deposit; and individual retirement accounts. It also provides real estate mortgage loans that are secured by retail, industrial, office, special purpose, and residential single and multi-family properties; real estate construction loans; commercial loans, including lines of credit for working capital, term loans for capital expenditures, and commercial and stand-by letters of credit; and small business administration loans for business purposes, such as owner-occupied commercial real estate, business acquisitions, start-ups, franchise financing, working capital, improvements and renovations, inventory and equipment, and debt-refinancing. In addition, the company offers trade finance services, including commercial and export letters of credit, import lines of credit, documentary collections, international wire transfers, acceptances/trust receipt financing, export financing, and bills purchase programs. Further, it provides cash management services; and internet, mobile, and tablet banking services. The company was incorporated in 1991 and is headquartered in Los Angeles, California.
Long Name Preferred Bank
Market us_market
Market Cap 1,254,417,536
Market State PRE
Max Age 86,400
Message Board Id finmb_3175915
Most Recent Quarter 1,774,915,200
Net Income To Common 134,752,000
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 1,254,417,551
Number Of Analyst Opinions 4
Open 105.95
Operating Cashflow 169,130,000
Operating Margins 0.65979
Overall Risk 5
Payout Ratio 0.35950002
Peg Ratio 0.94
Phone 213 891 1188
Previous Close 105.74
Price Eps Current Year 9.903702
Price Hint 2
Price To Book 1.62869
Price To Sales Trailing12 Months 4.4262676
Profit Margins 0.47548
Quote Source Name Nasdaq Real Time Price
Quote Type EQUITY
Recommendation Key hold
Recommendation Mean 2.8
Region US
Regular Market Change 0.190002
Regular Market Change Percent 0.179688
Regular Market Day High 106.435
Regular Market Day Low 104.9401
Regular Market Day Range 104.9401 - 106.435
Regular Market Open 105.95
Regular Market Previous Close 105.74
Regular Market Price 105.93
Regular Market Time 1,783,972,800
Regular Market Volume 52,195
Return On Assets 0.01827
Return On Equity 0.17401
Revenue Growth 0.033
Revenue Per Share 23.015
Sand P52 Week Change 0.20365608
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Share Holder Rights Risk 3
Shares Outstanding 11,841,948
Shares Percent Shares Out 0.094399996
Shares Short 1,118,453
Shares Short Previous Month Date 1,780,012,800
Shares Short Prior Month 1,102,601
Short Name Preferred Bank
Short Percent Of Float 0.1093
Short Ratio 7.97
Source Interval 15
State CA
Symbol PFBC
Target High Price 116.0
Target Low Price 100.0
Target Mean Price 105.0
Target Median Price 102.0
Total Cash 825,161,024
Total Cash Per Share 69.681
Total Debt 383,148,992
Total Revenue 283,403,008
Tradeable 0
Trailing Annual Dividend Rate 3.1
Trailing Annual Dividend Yield 0.029317193
Trailing Eps 10.71
Trailing P E 9.890757
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 93.7448
Two Hundred Day Average Change 12.185204
Two Hundred Day Average Change Percent 0.12998272
Type Disp Equity
Volume 52,195
Website https://www.preferredbank.com
Zip 90,017