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Preferred Bank (PFBC)

Financial Services | Banks - Regional | Los Angeles, United States | NasdaqGS
103.53 USD +0.11 (0.106%) ⇧ (Aug. 28, 2026, 4 p.m. EDT)
After hours: 103.53

Short-term:★★★⯪☆Long-term:★★★★⯪Dividends:★★★⯪☆
Hot Take | Aug. 22, 2026, 4:34 a.m. EDT

The investment case here is built on a powerful convergence of improving fundamentals and a compelling valuation setup. The company has successfully navigated recent credit headwinds, evidenced by a massive 41.5% drop in nonperforming loans and strong earnings momentum that has already sparked analyst target upgrades. Fundamentally, the business is robust with a 17.6% return on equity, healthy profit margins, and a fortress balance sheet, all while trading at a discount to its intrinsic value relative to peers. The price action reflects this turnaround. After a period of underperformance, the stock has rallied significantly over the last nine years, driven by consistent revenue and earnings growth. It is currently trading near its 200-day moving average, suggesting the broader market is beginning to reassess its quality. While the statistical forecasting model shows only a moderate, slight upward lean for the next month, this is likely overshadowed by the stronger fundamental thesis and the bullish positioning seen in the options chain. For income investors, the 3.1% yield is attractive, though it is not yet a high-grade defensive play given the recent dividend hikes and the bank's regional nature. However, the combination of a shrinking credit problem, solid profitability, and a price that still offers a margin of safety makes this a standout opportunity in the regional banking sector right now.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
MSTL ✓0.013073
AutoARIMA0.014067
AutoETS0.014188
AutoTheta0.018308

Forecast horizon: 45 days | Selected: MSTL

Forecast Reliability
Score 59%
H-stat 0.98
Ljung-Box p 0.000
Jarque-Bera p 0.812
Excess Kurtosis -0.23
Attribute Value
Sector Financial Services
Ex Dividend Date 2026-07-06
Last Dividend Date 2026-07-06
Revenue per Share 23.624
Market Cap 1,227,153,024
Trailing P/E 9.67
Forward P/E 9.43
Beta 0.54
Profit Margins 47.25%
Website https://www.preferredbank.com

As of Aug. 22, 2026, 4:34 a.m. EDT: Call buyers are heavily concentrated in out-of-the-money strikes around 110, creating a distinct bullish bias with significant open interest there. Put activity is sparse and skewed toward deep out-of-the-money strikes, indicating minimal hedging demand and a lack of fear regarding a sharp downside move in the near term.


Dividend Data

Yield Summary
Last Yield 1yr Yield 3yr Avg 5yr Avg
0.76% 3.31% 3.56% 3.29%
Dividend History
Date Dividend Yield %
2026-07-07 0.800000 0.760312
2026-04-07 0.800000 0.875465
2026-01-06 0.800000 0.840866
2025-10-07 0.750000 0.829830
2025-07-08 0.750000 0.818241
2025-04-07 0.750000 0.995751
2025-01-10 0.750000 0.921150
2024-10-07 0.700000 0.877193
2024-07-05 0.700000 0.958904
2024-04-04 0.700000 0.939723
2024-01-05 0.700000 0.980804
2023-10-05 0.550000 0.874404
2023-07-06 0.550000 0.995655
2023-04-05 0.550000 1.051223
2023-01-05 0.550000 0.772147
2022-10-06 0.430000 0.640930
2022-07-06 0.430000 0.620759
2022-04-06 0.430000 0.605634
2022-01-06 0.430000 0.550365
2021-10-06 0.380000 0.555393
2021-07-06 0.380000 0.621931
2021-04-06 0.380000 0.581040
2021-01-06 0.300000 0.574493
2020-10-06 0.300000 0.894454
2020-07-06 0.300000 0.741473
2020-04-06 0.300000 0.931099
2020-01-06 0.300000 0.505817
2019-10-04 0.300000 0.568720
2019-07-05 0.300000 0.626697
2019-04-05 0.300000 0.636132
2019-01-07 0.300000 0.668449
2018-10-04 0.250000 0.416250
2018-07-05 0.250000 0.364325
2018-04-06 0.220000 0.348653
2018-01-05 0.220000 0.366606
2017-10-05 0.200000 0.339616
2017-07-05 0.200000 0.367647
2017-04-05 0.180000 0.354122
2017-01-04 0.180000 0.348702
2016-10-05 0.150000 0.423490
2016-07-05 0.150000 0.503018
2016-04-05 0.150000 0.515287
2016-01-05 0.150000 0.459277
2015-10-02 0.120000 0.386598
2015-07-02 0.120000 0.401606
2015-04-02 0.120000 0.418264
2015-01-02 0.100000 0.374392
2014-10-02 0.100000 0.422297
2009-02-10 0.400000 1.234568
2008-11-06 0.500000 1.440922
2008-08-01 0.500000 1.333333
2008-05-02 0.500000 0.877963
2008-02-01 0.850000 0.758929
2007-11-02 0.850000 0.626613
2007-08-03 0.850000 0.449379
2007-05-04 0.850000 0.453696
2007-02-16 0.566667 0.266249
2006-11-03 0.666667 0.350079
2006-08-03 0.666667 0.348736
2006-05-04 0.666667 0.391773
2006-02-08 0.666667 0.415974
2005-10-31 0.566667 0.397196
2005-07-28 0.566667 0.404859
2005-04-25 0.500000 0.397246
2005-01-28 0.500000 0.681818
2004-04-28 2.000000 2.727273
2003-04-29 0.800000 1.411765
2002-04-26 1.266667 2.666667
2001-05-23 1.266667 2.666667
Additional Data
dividendRate 3.2
dividendYield 3.09
exDividendDate 2026-07-07
trailingAnnualDividendRate 3.15
trailingAnnualDividendYield 0.030458327
lastDividendValue 0.8
lastDividendDate 2026-07-07
dividendDate 2026-07-21

Info Dump

Attribute Value
52 Week Change 0.103496075
Address1 601 South Figueroa Street
Address2 48th and 47th Floors
All Time High 224.2
All Time Low 5.9
Ask 132.17
Ask Size 2
Audit Risk 8
Average Daily Volume10 Day 74,380
Average Daily Volume3 Month 112,798
Average Volume 112,798
Average Volume10Days 74,380
Beta 0.542
Bid 74.29
Bid Size 2
Board Risk 9
Book Value 66.947
City Los Angeles
Compensation As Of Epoch Date 1,767,139,200
Compensation Risk 4
Country United States
Crypto Tradeable 0
Currency USD
Current Price 103.53
Custom Price Alert Confidence HIGH
Date Short Interest 1,786,665,600
Day High 104.22
Day Low 103.1
Dividend Date 1,784,592,000
Dividend Rate 3.2
Dividend Yield 3.09
Earnings Call Timestamp End 1,784,743,200
Earnings Call Timestamp Start 1,784,743,200
Earnings Growth 0.082
Earnings Quarterly Growth 0.021
Earnings Timestamp 1,784,723,400
Earnings Timestamp End 1,792,413,000
Earnings Timestamp Start 1,792,413,000
Ebitda Margins 0.0
Enterprise To Revenue 2.859
Enterprise Value 819,453,120
Eps Current Year 10.738
Eps Forward 10.978
Eps Trailing Twelve Months 10.71
Esg Populated 0
Ex Dividend Date 1,783,382,400
Exchange NMS
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 105.12
Fifty Day Average Change -1.590004
Fifty Day Average Change Percent -0.015125608
Fifty Two Week Change Percent 10.349607
Fifty Two Week High 112.26
Fifty Two Week High Change -8.730003
Fifty Two Week High Change Percent -0.07776593
Fifty Two Week Low 81.5
Fifty Two Week Low Change 22.029999
Fifty Two Week Low Change Percent 0.27030674
Fifty Two Week Range 81.5 - 112.26
Financial Currency USD
First Trade Date Milliseconds 935,069,400,000
Five Year Avg Dividend Yield 2.96
Float Shares 10,877,130
Forward Eps 10.978
Forward P E 9.430679
Full Exchange Name NasdaqGS
Full Time Employees 324
Fullday Change 0.110001
Fullday Change Percent 0.106363
Fullday Price 103.53
Gmt Off Set Milliseconds -14,400,000
Governance Epoch Date 1,785,542,400
Gross Margins 0.0
Gross Profits 286,640,000
Has Pre Post Market Data 1
Held Percent Insiders 0.07964
Held Percent Institutions 0.89989
Implied Shares Outstanding 11,853,116
Industry Banks - Regional
Industry Disp Banks - Regional
Industry Key banks-regional
Is Earnings Date Estimate 1
Language en-US
Last Dividend Date 1,783,382,400
Last Dividend Value 0.8
Last Fiscal Year End 1,767,139,200
Last Split Date 1,308,528,000
Last Split Factor 1:5
Long Business Summary Preferred Bank provides various banking products and services to small and mid-sized businesses, entrepreneurs, real estate developers, professionals, and high net worth individuals. The company accepts checking, savings, and money market deposit accounts; fixed-rate and fixed maturity retail, and non-retail certificates of deposit; and individual retirement accounts. It also provides real estate mortgage loans that are secured by retail, industrial, office, special purpose, and residential single and multi-family properties; real estate construction loans; commercial loans, including lines of credit for working capital, term loans for capital expenditures, and commercial and stand-by letters of credit; and small business administration loans for business purposes, such as owner-occupied commercial real estate, business acquisitions, start-ups, franchise financing, working capital, improvements and renovations, inventory and equipment, and debt-refinancing. In addition, the company offers trade finance services, including commercial and export letters of credit, import lines of credit, documentary collections, international wire transfers, acceptances/trust receipt financing, export financing, and bills purchase programs. Further, it provides cash management services; and internet, mobile, and tablet banking services. The company was incorporated in 1991 and is headquartered in Los Angeles, California.
Long Name Preferred Bank
Market us_market
Market Cap 1,227,153,024
Market State CLOSED
Max Age 86,400
Message Board Id finmb_3175915
Most Recent Quarter 1,782,777,600
Net Income To Common 135,444,992
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 1,225,849,256
Number Of Analyst Opinions 4
Open 103.75
Operating Cashflow 171,912,000
Operating Margins 0.67442
Overall Risk 5
Payout Ratio 0.35950002
Peg Ratio 0.94
Phone 213 891 1188
Post Market Change 0.0
Post Market Change Percent 0.0
Post Market Price 103.53
Post Market Time 1,787,959,805
Previous Close 103.42
Price Eps Current Year 9.64146
Price Hint 2
Price To Book 1.5464472
Price To Sales Trailing12 Months 4.2811646
Profit Margins 0.47252998
Quote Source Name Nasdaq Real Time Price
Quote Type EQUITY
Recommendation Key none
Region US
Regular Market Change 0.110001
Regular Market Change Percent 0.106363
Regular Market Day High 104.22
Regular Market Day Low 103.1
Regular Market Day Range 103.1 - 104.22
Regular Market Open 103.75
Regular Market Previous Close 103.42
Regular Market Price 103.53
Regular Market Time 1,787,947,200
Regular Market Volume 75,938
Return On Assets 0.01805
Return On Equity 0.17577
Revenue Growth 0.047
Revenue Per Share 23.624
Sand P52 Week Change 0.20204377
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Share Holder Rights Risk 3
Shares Outstanding 11,853,116
Shares Percent Shares Out 0.105100006
Shares Short 1,245,273
Shares Short Previous Month Date 1,784,073,600
Shares Short Prior Month 1,156,001
Short Name Preferred Bank
Short Percent Of Float 0.1216
Short Ratio 11.73
Source Interval 15
State CA
Symbol PFBC
Target High Price 115.0
Target Low Price 110.0
Target Mean Price 111.5
Target Median Price 110.5
Total Cash 789,820,032
Total Cash Per Share 66.634
Total Debt 382,120,000
Total Revenue 286,640,000
Tradeable 0
Trailing Annual Dividend Rate 3.15
Trailing Annual Dividend Yield 0.030458327
Trailing Eps 10.71
Trailing P E 9.666667
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 96.3057
Two Hundred Day Average Change 7.2242966
Two Hundred Day Average Change Percent 0.07501421
Type Disp Equity
Volume 75,938
Website https://www.preferredbank.com
Zip 90,017