Ponce Financial Group, Inc. (PDLB)Financial Services | Banks - Regional | Bronx, United States | NasdaqGM
19.89 USD
-0.01
(-0.050%) ⇩
(July 13, 2026, 4 p.m.
EDT)
After hours: 19.89 |
Hot Take ↕ | July 11, 2026, 3:33 a.m. EDT
The immediate catalyst here is the company's recent performance; it has surpassed both earnings and revenue estimates, which aligns perfectly with the aggressive call buying seen in the options chain. The stock has successfully broken out of its consolidation range, trading well above its 200-day average, and the statistical forecast models a modest 3.3% gain over the next 45 days with moderate confidence. While the long-term picture remains mixed due to the lack of a dividend and a history of volatile annual returns, the current momentum and institutional confidence suggest a near-term continuation of the uptrend. Investors should view this as a momentum play driven by recent operational success rather than a deep value discovery. |
| Model | MAE |
|---|---|
| AutoARIMA ✓ | 0.051510 |
| AutoTheta | 0.066902 |
| MSTL | 0.081459 |
| AutoETS | 0.082400 |
Forecast horizon: 45 days | Selected: AutoARIMA
| Forecast Reliability | |
|---|---|
| Score | 47% |
| H-stat | 7.44 |
| Ljung-Box p | 0.000 |
| Jarque-Bera p | 0.321 |
| Excess Kurtosis | -0.61 |
| Attribute | Value |
|---|---|
| Sector | Financial Services |
| Revenue per Share | 4.783 |
| Market Cap | 481,097,312 |
| Trailing P/E | 15.18 |
| Forward P/E | 11.24 |
| Beta | 0.53 |
| Profit Margins | 28.73% |
| Previous Name | PDL Community Bancorp |
| Website | https://www.poncebank.com |
As of July 11, 2026, 3:33 a.m. EDT: Options activity shows a distinct bullish bias with heavy open interest in out-of-the-money calls (22.5 strike) and significant volume in ATM calls, while put activity is minimal and concentrated only in the nearest expiration. Implied volatility is elevated relative to historical norms, suggesting speculators are pricing in a potential upward move rather than a crash.
| Attribute | Value |
|---|---|
| 52 Week Change | 0.41435683 |
| Address1 | 2,244 Westchester Avenue |
| All Time High | 20.62 |
| All Time Low | 5.240143 |
| Ask | 25.62 |
| Ask Size | 2 |
| Audit Risk | 5 |
| Average Daily Volume10 Day | 84,210 |
| Average Daily Volume3 Month | 70,870 |
| Average Volume | 70,870 |
| Average Volume10Days | 84,210 |
| Beta | 0.533 |
| Bid | 14.22 |
| Bid Size | 2 |
| Board Risk | 9 |
| Book Value | 13.493 |
| City | Bronx |
| Compensation As Of Epoch Date | 1,767,139,200 |
| Compensation Risk | 9 |
| Country | United States |
| Crypto Tradeable | 0 |
| Currency | USD |
| Current Price | 19.89 |
| Custom Price Alert Confidence | HIGH |
| Date Short Interest | 1,782,777,600 |
| Day High | 20.06 |
| Day Low | 19.86 |
| Dividend Date | 1,527,724,800 |
| Earnings Growth | 0.44 |
| Earnings Quarterly Growth | 0.447 |
| Earnings Timestamp | 1,777,033,800 |
| Earnings Timestamp End | 1,784,896,200 |
| Earnings Timestamp Start | 1,784,896,200 |
| Ebitda Margins | 0.0 |
| Enterprise To Revenue | 10.891 |
| Enterprise Value | 1,189,131,392 |
| Eps Current Year | 10.53 |
| Eps Forward | 1.77 |
| Eps Trailing Twelve Months | 1.31 |
| Esg Populated | 0 |
| Exchange | NGM |
| Exchange Data Delayed By | 0 |
| Exchange Timezone Name | America/New_York |
| Exchange Timezone Short Name | EDT |
| Fifty Day Average | 18.8192 |
| Fifty Day Average Change | 1.0707989 |
| Fifty Day Average Change Percent | 0.056899276 |
| Fifty Two Week Change Percent | 41.435684 |
| Fifty Two Week High | 20.62 |
| Fifty Two Week High Change | -0.73000145 |
| Fifty Two Week High Change Percent | -0.035402592 |
| Fifty Two Week Low | 13.65 |
| Fifty Two Week Low Change | 6.24 |
| Fifty Two Week Low Change Percent | 0.45714286 |
| Fifty Two Week Range | 13.65 - 20.62 |
| Financial Currency | USD |
| First Trade Date Milliseconds | 1,506,951,000,000 |
| Float Shares | 18,928,484 |
| Forward Eps | 1.77 |
| Forward P E | 11.2372875 |
| Full Exchange Name | NasdaqGM |
| Full Time Employees | 218 |
| Gmt Off Set Milliseconds | -14,400,000 |
| Governance Epoch Date | 1,782,864,000 |
| Gross Margins | 0.0 |
| Gross Profits | 109,183,000 |
| Has Pre Post Market Data | 1 |
| Held Percent Insiders | 0.18191 |
| Held Percent Institutions | 0.49234 |
| Implied Shares Outstanding | 24,187,901 |
| Industry | Banks - Regional |
| Industry Disp | Banks - Regional |
| Industry Key | banks-regional |
| Is Earnings Date Estimate | 1 |
| Language | en-US |
| Last Fiscal Year End | 1,767,139,200 |
| Last Split Date | 1,643,328,000 |
| Last Split Factor | 1,395:1000 |
| Long Business Summary | Ponce Financial Group, Inc. operates as the bank holding company for Ponce Bank that provides various banking products and services. It provides various deposits, including demand, NOW/IOLA, money market, individual retirement, and savings accounts; reciprocal deposits; and certificates of deposit to individuals, business entities, and non-profit organizations. The company also offers real estate-secured loans, including one-to-four family investor-owned and owner-occupied residential; multifamily residential; nonresidential property; construction and land; commercial and industrial; and business and consumer loans. In addition, it invests in securities, which consist of U.S. government and federal agency securities and securities issued by government-sponsored or owned enterprises, as well as corporate securities, mortgage-backed securities, and Federal Home Loan Bank of New York stock. Ponce Financial Group, Inc. was founded in 1960 and is headquartered in Bronx, New York. |
| Long Name | Ponce Financial Group, Inc. |
| Market | us_market |
| Market Cap | 481,097,312 |
| Market State | PREPRE |
| Max Age | 86,400 |
| Message Board Id | finmb_4456801 |
| Most Recent Quarter | 1,774,915,200 |
| Name Change Date | 2,026-07-13 |
| Net Income To Common | 30,242,000 |
| Next Fiscal Year End | 1,798,675,200 |
| Non Diluted Market Cap | 481,339,229 |
| Number Of Analyst Opinions | 1 |
| Open | 19.9 |
| Operating Cashflow | 56,388,000 |
| Operating Margins | 0.41175 |
| Overall Risk | 9 |
| Payout Ratio | 0.0 |
| Phone | 718 931 9000 |
| Post Market Change | 0.0 |
| Post Market Change Percent | 0.0 |
| Post Market Price | 19.89 |
| Post Market Time | 1,783,981,120 |
| Prev Name | PDL Community Bancorp |
| Previous Close | 19.9 |
| Price Eps Current Year | 1.8888888 |
| Price Hint | 2 |
| Price To Book | 1.4740976 |
| Price To Sales Trailing12 Months | 4.406339 |
| Profit Margins | 0.28729 |
| Quote Source Name | Nasdaq Real Time Price |
| Quote Type | EQUITY |
| Recommendation Key | none |
| Region | US |
| Regular Market Change | -0.0100002 |
| Regular Market Change Percent | -0.0502524 |
| Regular Market Day High | 20.06 |
| Regular Market Day Low | 19.86 |
| Regular Market Day Range | 19.86 - 20.06 |
| Regular Market Open | 19.9 |
| Regular Market Previous Close | 19.9 |
| Regular Market Price | 19.89 |
| Regular Market Time | 1,783,972,800 |
| Regular Market Volume | 44,900 |
| Return On Assets | 0.00982 |
| Return On Equity | 0.05889 |
| Revenue Growth | 0.151 |
| Revenue Per Share | 4.783 |
| Sand P52 Week Change | 0.20847368 |
| Sector | Financial Services |
| Sector Disp | Financial Services |
| Sector Key | financial-services |
| Share Holder Rights Risk | 8 |
| Shares Outstanding | 24,187,901 |
| Shares Percent Shares Out | 0.012999999 |
| Shares Short | 313,901 |
| Shares Short Previous Month Date | 1,780,012,800 |
| Shares Short Prior Month | 281,241 |
| Short Name | Ponce Financial Group, Inc. |
| Short Percent Of Float | 0.015 |
| Short Ratio | 2.94 |
| Source Interval | 15 |
| State | NY |
| Symbol | PDLB |
| Target High Price | 24.0 |
| Target Low Price | 24.0 |
| Target Mean Price | 24.0 |
| Target Median Price | 24.0 |
| Total Cash | 117,495,000 |
| Total Cash Per Share | 4.858 |
| Total Debt | 600,529,024 |
| Total Revenue | 109,183,000 |
| Tradeable | 0 |
| Trailing Annual Dividend Rate | 0.0 |
| Trailing Annual Dividend Yield | 0.0 |
| Trailing Eps | 1.31 |
| Trailing P E | 15.183207 |
| Trailing Peg Ratio | None |
| Triggerable | 1 |
| Two Hundred Day Average | 16.76885 |
| Two Hundred Day Average Change | 3.121149 |
| Two Hundred Day Average Change Percent | 0.1861278 |
| Type Disp | Equity |
| Volume | 44,900 |
| Website | https://www.poncebank.com |
| Zip | 10,462 |