Ponce Financial Group, Inc. (PDLB)Financial Services | Banks - Regional | Bronx, United States | NasdaqGM
17.74 USD
-0.11
(-0.616%) ⇩
(April 21, 2026, 10:38 a.m.
EDT)
Short-term: ★★★☆☆ | Long-term: ★★★★☆ | Dividends: ☆☆☆☆☆ |
Hot Take | April 18, 2026, 10:31 p.m. EDT
A solid buy-and-hold community bank operating well above a historical 15% discount from its 52-week highs, trading at a reasonable P/E (~12.5x forward) with decent earnings growth, but completely devoid of dividend yield and hampered by a forecasting model that predicts a modest price decline over the next 45 days due to statistical uncertainty. |
| Model | MAE |
|---|---|
| AutoETS ✓ | 0.019159 |
| MSTL | 0.019521 |
| AutoTheta | 0.021885 |
| AutoARIMA | 0.033313 |
Forecast horizon: 45 days | Selected: AutoETS
| Forecast Reliability | |
|---|---|
| Score | 46% |
| H-stat | 6.77 |
| Ljung-Box p | 0.000 |
| Jarque-Bera p | 0.059 |
| Excess Kurtosis | -0.08 |
| Attribute | Value |
|---|---|
| Sector | Financial Services |
| Revenue per Share | 4.635 |
| Market Cap | 406,038,080 |
| Trailing P/E | 14.78 |
| Forward P/E | 12.49 |
| Beta | 0.51 |
| Profit Margins | 27.22% |
| Previous Name | PDL Community Bancorp |
| Website | https://www.poncebank.com |
As of April 18, 2026, 10:31 p.m. EDT: Options flow is extremely sparse with near-zero volume and open interest across all expirations. There are no significant put or call concentrations, and implied volatility is tepid. The lack of positioning data suggests a lack of active speculation or hedging activity. Speculator positioning is effectively neutral, reflecting the stock's illiquid nature and low volume relative to its sector peers.
| Attribute | Value |
|---|---|
| 52 Week Change | 0.5387931 |
| Address1 | 2,244 Westchester Avenue |
| All Time High | 18.05 |
| All Time Low | 5.240143 |
| Ask | 22.78 |
| Ask Size | 2 |
| Audit Risk | 6 |
| Average Daily Volume10 Day | 57,610 |
| Average Daily Volume3 Month | 77,511 |
| Average Volume | 77,511 |
| Average Volume10Days | 57,610 |
| Beta | 0.514 |
| Bid | 12.8 |
| Bid Size | 2 |
| Board Risk | 10 |
| Book Value | 13.782 |
| City | Bronx |
| Compensation As Of Epoch Date | 1,735,603,200 |
| Compensation Risk | 9 |
| Country | United States |
| Crypto Tradeable | 0 |
| Currency | USD |
| Current Price | 17.74 |
| Custom Price Alert Confidence | HIGH |
| Date Short Interest | 1,774,915,200 |
| Day High | 17.93 |
| Day Low | 17.74 |
| Dividend Date | 1,527,724,800 |
| Earnings Growth | 2.641 |
| Earnings Quarterly Growth | 2.456 |
| Earnings Timestamp End | 1,777,060,800 |
| Earnings Timestamp Start | 1,777,060,800 |
| Ebitda Margins | 0.0 |
| Enterprise To Revenue | 10.956 |
| Enterprise Value | 1,155,249,408 |
| Eps Forward | 1.42 |
| Eps Trailing Twelve Months | 1.2 |
| Esg Populated | 0 |
| Exchange | NGM |
| Exchange Data Delayed By | 0 |
| Exchange Timezone Name | America/New_York |
| Exchange Timezone Short Name | EDT |
| Fifty Day Average | 16.761 |
| Fifty Day Average Change | 0.9790001 |
| Fifty Day Average Change Percent | 0.058409408 |
| Fifty Two Week Change Percent | 53.87931 |
| Fifty Two Week High | 18.05 |
| Fifty Two Week High Change | -0.30999947 |
| Fifty Two Week High Change Percent | -0.017174486 |
| Fifty Two Week Low | 11.15 |
| Fifty Two Week Low Change | 6.59 |
| Fifty Two Week Low Change Percent | 0.59103143 |
| Fifty Two Week Range | 11.15 - 18.05 |
| Financial Currency | USD |
| First Trade Date Milliseconds | 1,506,951,000,000 |
| Float Shares | 18,861,412 |
| Forward Eps | 1.42 |
| Forward P E | 12.492958 |
| Full Exchange Name | NasdaqGM |
| Full Time Employees | 216 |
| Gmt Off Set Milliseconds | -14,400,000 |
| Governance Epoch Date | 1,775,001,600 |
| Gross Margins | 0.0 |
| Gross Profits | 105,440,000 |
| Has Pre Post Market Data | 1 |
| Held Percent Insiders | 0.19018999 |
| Held Percent Institutions | 0.47777 |
| Implied Shares Outstanding | 22,888,279 |
| Industry | Banks - Regional |
| Industry Disp | Banks - Regional |
| Industry Key | banks-regional |
| Is Earnings Date Estimate | 1 |
| Language | en-US |
| Last Fiscal Year End | 1,767,139,200 |
| Last Split Date | 1,643,328,000 |
| Last Split Factor | 1,395:1000 |
| Long Business Summary | Ponce Financial Group, Inc. operates as the bank holding company for Ponce Bank that provides various banking products and services. It provides various deposits, including demand, NOW/IOLA, money market, individual retirement, and savings accounts; reciprocal deposits; and certificates of deposit to individuals, business entities, and non-profit organizations. The company also offers real estate-secured loans, including one-to-four family investor-owned and owner-occupied residential; multifamily residential; nonresidential property; construction and land; commercial and industrial; and business and consumer loans. In addition, it invests in securities, which consist of U.S. government and federal agency securities and securities issued by government-sponsored or owned enterprises, as well as corporate securities, mortgage-backed securities, and Federal Home Loan Bank of New York stock. Ponce Financial Group, Inc. was founded in 1960 and is headquartered in Bronx, New York. |
| Long Name | Ponce Financial Group, Inc. |
| Market | us_market |
| Market Cap | 406,038,080 |
| Market State | REGULAR |
| Max Age | 86,400 |
| Message Board Id | finmb_4456801 |
| Most Recent Quarter | 1,767,139,200 |
| Name Change Date | 2,026-04-20 |
| Net Income To Common | 27,578,000 |
| Next Fiscal Year End | 1,798,675,200 |
| Non Diluted Market Cap | 408,555,780 |
| Open | 17.8 |
| Operating Cashflow | 55,594,000 |
| Operating Margins | 0.45485002 |
| Overall Risk | 9 |
| Payout Ratio | 0.0 |
| Phone | 718 931 9000 |
| Prev Name | PDL Community Bancorp |
| Previous Close | 17.85 |
| Price Hint | 2 |
| Price To Book | 1.2871863 |
| Price To Sales Trailing12 Months | 3.8508923 |
| Profit Margins | 0.27222002 |
| Quote Source Name | Nasdaq Real Time Price |
| Quote Type | EQUITY |
| Recommendation Key | none |
| Region | US |
| Regular Market Change | -0.11000061 |
| Regular Market Change Percent | -0.6162499 |
| Regular Market Day High | 17.93 |
| Regular Market Day Low | 17.74 |
| Regular Market Day Range | 17.74 - 17.93 |
| Regular Market Open | 17.8 |
| Regular Market Previous Close | 17.85 |
| Regular Market Price | 17.74 |
| Regular Market Time | 1,776,782,296 |
| Regular Market Volume | 5,614 |
| Return On Assets | 0.00916 |
| Return On Equity | 0.05483 |
| Revenue Growth | 0.383 |
| Revenue Per Share | 4.635 |
| Sand P52 Week Change | 0.34445214 |
| Sector | Financial Services |
| Sector Disp | Financial Services |
| Sector Key | financial-services |
| Share Holder Rights Risk | 8 |
| Shares Outstanding | 22,888,279 |
| Shares Percent Shares Out | 0.016 |
| Shares Short | 365,363 |
| Shares Short Previous Month Date | 1,772,150,400 |
| Shares Short Prior Month | 249,686 |
| Short Name | Ponce Financial Group, Inc. |
| Short Percent Of Float | 0.02 |
| Short Ratio | 5.11 |
| Source Interval | 15 |
| State | NY |
| Symbol | PDLB |
| Total Cash | 126,403,000 |
| Total Cash Per Share | 5.233 |
| Total Debt | 625,452,992 |
| Total Revenue | 105,440,000 |
| Tradeable | 0 |
| Trailing Annual Dividend Rate | 0.0 |
| Trailing Annual Dividend Yield | 0.0 |
| Trailing Eps | 1.2 |
| Trailing P E | 14.783333 |
| Trailing Peg Ratio | None |
| Triggerable | 1 |
| Two Hundred Day Average | 15.58375 |
| Two Hundred Day Average Change | 2.15625 |
| Two Hundred Day Average Change Percent | 0.13836528 |
| Type Disp | Equity |
| Volume | 5,614 |
| Website | https://www.poncebank.com |
| Zip | 10,462 |