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Pioneer Bancorp, Inc. (PBFS)

Financial Services | Banks - Regional | Albany, United States | NasdaqCM
14.38 USD +0.28 (1.986%) ⇧ (April 17, 2026, 4 p.m. EDT)
After hours: 14.38

Short-term: ★★☆☆☆ | Long-term: ★★★☆☆ | Dividends: ☆☆☆☆☆
Hot Take | April 18, 2026, 10:44 p.m. EDT

PBFS is a momentum-neutral micro-cap holding; while recent price action shows a slight uptrend and earnings are growing (13.7% quarterly), the lack of a dividend, negative hot/cold commentary in news, and high short interest suggest wait-and-see rather than conviction buys.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
AutoTheta ✓0.039635
MSTL0.046527
AutoETS0.049643
AutoARIMA0.049644

Forecast horizon: 45 days | Selected: AutoTheta

Forecast Reliability
Score 80%
H-stat 0.09
Ljung-Box p 0.000
Jarque-Bera p 0.249
Excess Kurtosis -1.07
Attribute Value
Sector Financial Services
Revenue per Share 3.784
Market Cap 351,086,080
Trailing P/E 17.33
Beta 0.43
Profit Margins 21.91%
Website https://www.pioneerny.com

Info Dump

Attribute Value
52 Week Change 0.3001808
Address1 652 Albany Shaker Road
All Time High 15.35
All Time Low 7.81
Ask 14.63
Ask Size 1
Audit Risk 5
Average Daily Volume10 Day 9,170
Average Daily Volume3 Month 12,845
Average Volume 12,845
Average Volume10Days 9,170
Beta 0.426
Bid 14.01
Bid Size 2
Board Risk 9
Book Value 13.267
City Albany
Compensation As Of Epoch Date 1,767,139,200
Compensation Risk 10
Country United States
Crypto Tradeable 0
Currency USD
Current Price 14.38
Custom Price Alert Confidence HIGH
Date Short Interest 1,774,915,200
Day High 14.38
Day Low 14.14
Display Name Pioneer Bancorp
Earnings Growth 0.168
Earnings Quarterly Growth 0.137
Earnings Timestamp 1,777,579,200
Earnings Timestamp End 1,777,579,200
Earnings Timestamp Start 1,777,579,200
Ebitda Margins 0.0
Enterprise To Revenue 2.926
Enterprise Value 270,965,088
Eps Trailing Twelve Months 0.83
Esg Populated 0
Exchange NCM
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 14.1508
Fifty Day Average Change 0.22920036
Fifty Day Average Change Percent 0.01619699
Fifty Two Week Change Percent 30.01808
Fifty Two Week High 15.18
Fifty Two Week High Change -0.8000002
Fifty Two Week High Change Percent -0.052700933
Fifty Two Week Low 10.86
Fifty Two Week Low Change 3.5200005
Fifty Two Week Low Change Percent 0.3241253
Fifty Two Week Range 10.86 - 15.18
Financial Currency USD
First Trade Date Milliseconds 1,563,456,600,000
Float Shares 7,600,355
Full Exchange Name NasdaqCM
Full Time Employees 257
Gmt Off Set Milliseconds -14,400,000
Governance Epoch Date 1,775,001,600
Gross Margins 0.0
Gross Profits 92,593,000
Has Pre Post Market Data 1
Held Percent Insiders 0.58797
Held Percent Institutions 0.23395
Implied Shares Outstanding 24,414,889
Industry Banks - Regional
Industry Disp Banks - Regional
Industry Key banks-regional
Is Earnings Date Estimate 0
Language en-US
Last Fiscal Year End 1,767,139,200
Long Business Summary Pioneer Bancorp, Inc. operates as a holding company for Pioneer Bank, National Association that provides various banking products and services in New York. It accepts various deposit accounts, such as demand, savings, and money market accounts, as well as certificates of deposit accounts. The company's loan products include commercial real estate, commercial and industrial, commercial construction, residential mortgage, consumer loans, home equity loans, and lines of credit. It also invests in securities, including U.S. treasury securities, fixed-rate mortgage-backed securities and collateralized mortgage obligations, fixed-rate investment grade bonds, and corporate debt securities. In addition, the company offers personal and commercial insurance products, including homeowners, automobile, and comprehensive business insurance; employee benefit products and consulting services, such as group health, dental, disability, and life insurance products; defined contribution and benefit administration, and human resource management services; and wealth management services comprising investment advice, retirement income planning, estate planning, business succession, and employer retirement planning. Pioneer Bancorp, Inc. was founded in 1889 and is based in Albany, New York. Pioneer Bancorp, Inc. operates as a subsidiary of Pioneer Bancorp MHC.
Long Name Pioneer Bancorp, Inc.
Market us_market
Market Cap 351,086,080
Market State CLOSED
Max Age 86,400
Message Board Id finmb_30660066
Most Recent Quarter 1,767,139,200
Net Income To Common 20,287,000
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 351,086,089
Open 14.21
Operating Cashflow 11,117,000
Operating Margins 0.30868
Overall Risk 10
Payout Ratio 0.0
Phone 518 730 3025
Post Market Change 0.0
Post Market Change Percent 0.0
Post Market Price 14.38
Post Market Time 1,776,456,036
Previous Close 14.1
Price Hint 2
Price To Book 1.0838923
Price To Sales Trailing12 Months 3.791713
Profit Margins 0.2191
Quote Source Name Nasdaq Real Time Price
Quote Type EQUITY
Recommendation Key none
Region US
Regular Market Change 0.28
Regular Market Change Percent 1.98581
Regular Market Day High 14.38
Regular Market Day Low 14.14
Regular Market Day Range 14.14 - 14.38
Regular Market Open 14.21
Regular Market Previous Close 14.1
Regular Market Price 14.38
Regular Market Time 1,776,456,000
Regular Market Volume 9,650
Return On Assets 0.00982
Return On Equity 0.064569995
Revenue Growth 0.157
Revenue Per Share 3.784
Sand P52 Week Change 0.38150132
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Share Holder Rights Risk 7
Shares Outstanding 24,414,888
Shares Percent Shares Out 0.0043
Shares Short 104,727
Shares Short Previous Month Date 1,772,150,400
Shares Short Prior Month 80,377
Short Name Pioneer Bancorp, Inc.
Short Percent Of Float 0.0108
Short Ratio 5.68
Source Interval 15
State NY
Symbol PBFS
Total Cash 134,542,000
Total Cash Per Share 5.511
Total Debt 54,421,000
Total Revenue 92,593,000
Tradeable 0
Trailing Annual Dividend Rate 0.0
Trailing Annual Dividend Yield 0.0
Trailing Eps 0.83
Trailing P E 17.325302
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 13.425
Two Hundred Day Average Change 0.9549999
Two Hundred Day Average Change Percent 0.07113593
Type Disp Equity
Volume 9,650
Website https://www.pioneerny.com
Zip 12,211