Paysign, Inc. (PAYS)Technology | Software - Infrastructure | Henderson, United States | NasdaqCM
12.89 USD
-0.27
(-2.052%) ⇩
(Aug. 28, 2026, 4 p.m.
EDT)
After hours: 12.80 -0.09 (-0.086%) ⇩ (Aug. 28, 2026, 7:30 p.m. EDT) |
Hot Take ↕ | Aug. 22, 2026, 2:43 a.m. EDT
The investment case here is driven by a powerful convergence of explosive growth and a massive valuation reset. Fundamentally, the company is executing flawlessly with 48% revenue growth and expanding margins, yet the stock has been punished by the market, trading at a forward P/E of just 23x despite generating 30%+ ROE. This disconnect suggests the market is pricing in a permanent failure that isn't happening. The price action confirms this reversal, with the stock surging from the $9 lows to test the $14 resistance level, reclaiming key moving averages. While there is no dividend to provide income, the capital appreciation potential is compelling given the low valuation relative to the growth rate. The options market is fully aligned with this bullish thesis, with heavy positioning in calls suggesting traders expect a continued run. The only caveat is the very low reliability of short-term statistical models, which likely reflect the volatility of this turnaround rather than a lack of trend. This appears to be a high-conviction buy for the medium term as the market digests the new reality. |
| Model | MAE |
|---|---|
| AutoTheta ✓ | 0.233163 |
| AutoARIMA | 0.281946 |
| AutoETS | 0.283276 |
| MSTL | 0.297801 |
Forecast horizon: 45 days | Selected: AutoTheta
| Forecast Reliability | |
|---|---|
| Score | 27% |
| H-stat | 15.68 |
| Ljung-Box p | 0.000 |
| Jarque-Bera p | 0.027 |
| Excess Kurtosis | -0.63 |
| Attribute | Value |
|---|---|
| Sector | Technology |
| Debt to Equity Ratio | 9.492 |
| Revenue per Share | 1.826 |
| Market Cap | 727,797,184 |
| Trailing P/E | 49.58 |
| Forward P/E | 21.31 |
| Beta | 0.76 |
| Profit Margins | 15.67% |
| Website | https://www.paysign.com |
As of Aug. 22, 2026, 2:43 a.m. EDT: Speculators are overwhelmingly bullish, evidenced by massive open interest in out-of-the-money calls (strikes $15 and $17.50) relative to puts. There is significant new volume flowing into calls at strikes above the current price, while put activity is negligible and concentrated deep in-the-money, indicating a lack of fear regarding downside protection.
| Attribute | Value |
|---|---|
| 52 Week Change | 1.5753424 |
| Address1 | 2,615 St. Rose Parkway |
| All Time High | 18.67 |
| All Time Low | 0.01 |
| Ask | 16.35 |
| Ask Size | 2 |
| Audit Risk | 8 |
| Average Daily Volume10 Day | 686,340 |
| Average Daily Volume3 Month | 658,367 |
| Average Volume | 658,367 |
| Average Volume10Days | 686,340 |
| Beta | 0.757 |
| Bid | 9.36 |
| Bid Size | 2 |
| Board Risk | 9 |
| Book Value | 1.066 |
| City | Henderson |
| Compensation As Of Epoch Date | 1,767,139,200 |
| Compensation Risk | 7 |
| Country | United States |
| Crypto Tradeable | 0 |
| Currency | USD |
| Current Price | 12.89 |
| Current Ratio | 1.139 |
| Custom Price Alert Confidence | HIGH |
| Date Short Interest | 1,786,665,600 |
| Day High | 13.19 |
| Day Low | 12.65 |
| Debt To Equity | 9.492 |
| Display Name | Paysign |
| Earnings Call Timestamp End | 1,785,963,600 |
| Earnings Call Timestamp Start | 1,785,963,600 |
| Earnings Growth | 4.5 |
| Earnings Quarterly Growth | 3.869 |
| Earnings Timestamp | 1,785,960,000 |
| Earnings Timestamp End | 1,794,427,200 |
| Earnings Timestamp Start | 1,794,427,200 |
| Ebitda | 27,107,664 |
| Ebitda Margins | 0.26935 |
| Enterprise To Ebitda | 26.049 |
| Enterprise To Revenue | 7.016 |
| Enterprise Value | 706,134,656 |
| Eps Current Year | 0.49 |
| Eps Forward | 0.605 |
| Eps Trailing Twelve Months | 0.26 |
| Esg Populated | 0 |
| Exchange | NCM |
| Exchange Data Delayed By | 0 |
| Exchange Timezone Name | America/New_York |
| Exchange Timezone Short Name | EDT |
| Fifty Day Average | 10.0406 |
| Fifty Day Average Change | 2.8494005 |
| Fifty Day Average Change Percent | 0.28378788 |
| Fifty Two Week Change Percent | 157.53424 |
| Fifty Two Week High | 14.43 |
| Fifty Two Week High Change | -1.54 |
| Fifty Two Week High Change Percent | -0.1067221 |
| Fifty Two Week Low | 3.08 |
| Fifty Two Week Low Change | 9.81 |
| Fifty Two Week Low Change Percent | 3.185065 |
| Fifty Two Week Range | 3.08 - 14.43 |
| Financial Currency | USD |
| First Trade Date Milliseconds | 1,192,023,000,000 |
| Float Shares | 34,600,009 |
| Forward Eps | 0.605 |
| Forward P E | 21.305784 |
| Free Cashflow | 14,303,467 |
| Full Exchange Name | NasdaqCM |
| Full Time Employees | 226 |
| Fullday Change | -0.27 |
| Fullday Change Percent | -2.05167 |
| Fullday Price | 12.8044 |
| Gmt Off Set Milliseconds | -14,400,000 |
| Governance Epoch Date | 1,785,542,400 |
| Gross Margins | 0.60995 |
| Gross Profits | 61,386,928 |
| Has Pre Post Market Data | 1 |
| Held Percent Insiders | 0.20594999 |
| Held Percent Institutions | 0.54668 |
| Implied Shares Outstanding | 56,462,156 |
| Industry | Software - Infrastructure |
| Industry Disp | Software - Infrastructure |
| Industry Key | software-infrastructure |
| Is Earnings Date Estimate | 0 |
| Language | en-US |
| Last Fiscal Year End | 1,767,139,200 |
| Long Business Summary | Paysign, Inc. provides prepaid card programs, patient affordability offerings, digital banking, life science software technology solutions, and integrated payment processing services for businesses, consumers, and government institutions in the United States. The company offers solutions for corporate rewards, prepaid gift cards, general-purpose reloadable debit cards, employee incentives, consumer rebates, donor compensation, clinical trials, healthcare reimbursement payments and pharmaceutical payment assistance, and demand deposit accounts accessible with a debit card and software solutions. It also operates a customer service center; and offers a communication suite, including mobile app, two-way SMS, text alerts, and cardholder web portal. It markets its prepaid card solutions under the Paysign brand name. The company serves companies and municipalities that require payment solutions for rewards, rebates, payment assistance, and other payments to their customers, employees, agents, and others. Paysign, Inc. was founded in 2001 and is headquartered in Henderson, Nevada. |
| Long Name | Paysign, Inc. |
| Market | us_market |
| Market Cap | 727,797,184 |
| Market State | CLOSED |
| Max Age | 86,400 |
| Message Board Id | finmb_8106735 |
| Most Recent Quarter | 1,782,777,600 |
| Net Income To Common | 15,773,207 |
| Next Fiscal Year End | 1,798,675,200 |
| Non Diluted Market Cap | 741,912,729 |
| Number Of Analyst Opinions | 5 |
| Open | 13.16 |
| Operating Cashflow | 74,924,216 |
| Operating Margins | 0.28340998 |
| Overall Risk | 7 |
| Payout Ratio | 0.0 |
| Phone | 702 453 2221 |
| Post Market Change | -0.0855999 |
| Post Market Change Percent | -0.6640799 |
| Post Market Price | 12.8044 |
| Post Market Time | 1,787,959,804 |
| Previous Close | 13.16 |
| Price Eps Current Year | 26.306122 |
| Price Hint | 2 |
| Price To Book | 12.091933 |
| Price To Sales Trailing12 Months | 7.231533 |
| Profit Margins | 0.15673 |
| Quick Ratio | 0.527 |
| Quote Source Name | Nasdaq Real Time Price |
| Quote Type | EQUITY |
| Recommendation Key | none |
| Region | US |
| Regular Market Change | -0.27 |
| Regular Market Change Percent | -2.05167 |
| Regular Market Day High | 13.19 |
| Regular Market Day Low | 12.65 |
| Regular Market Day Range | 12.65 - 13.19 |
| Regular Market Open | 13.16 |
| Regular Market Previous Close | 13.16 |
| Regular Market Price | 12.89 |
| Regular Market Time | 1,787,947,200 |
| Regular Market Volume | 727,732 |
| Return On Assets | 0.043390002 |
| Return On Equity | 0.30818 |
| Revenue Growth | 0.481 |
| Revenue Per Share | 1.826 |
| Sand P52 Week Change | 0.1966995 |
| Sector | Technology |
| Sector Disp | Technology |
| Sector Key | technology |
| Share Holder Rights Risk | 3 |
| Shares Outstanding | 56,462,156 |
| Shares Percent Shares Out | 0.026199998 |
| Shares Short | 1,478,189 |
| Shares Short Previous Month Date | 1,784,073,600 |
| Shares Short Prior Month | 1,554,473 |
| Short Name | Paysign, Inc. |
| Short Percent Of Float | 0.0332 |
| Short Ratio | 2.11 |
| Source Interval | 15 |
| State | NV |
| Symbol | PAYS |
| Target High Price | 15.0 |
| Target Low Price | 11.5 |
| Target Mean Price | 13.1 |
| Target Median Price | 13.0 |
| Total Cash | 27,372,858 |
| Total Cash Per Share | 0.485 |
| Total Debt | 5,710,297 |
| Total Revenue | 100,642,168 |
| Tradeable | 0 |
| Trailing Annual Dividend Rate | 0.0 |
| Trailing Annual Dividend Yield | 0.0 |
| Trailing Eps | 0.26 |
| Trailing P E | 49.576927 |
| Trailing Peg Ratio | None |
| Triggerable | 1 |
| Two Hundred Day Average | 6.3958 |
| Two Hundred Day Average Change | 6.4942 |
| Two Hundred Day Average Change Percent | 1.0153852 |
| Type Disp | Equity |
| Volume | 727,732 |
| Website | https://www.paysign.com |
| Zip | 89,052 |