PayPay Corporation (PAYP)Technology | Software - Infrastructure | Shinjuku, Japan | NasdaqGS
20.91 USD
-0.69
(-3.194%) ⇩
(April 20, 2026, 4 p.m.
EDT)
Short-term: ★★★☆☆ | Long-term: ★★☆☆☆ | Dividends: ★☆☆☆☆ |
Hot Take | April 19, 2026, 12:56 a.m. EDT
PayPay (PAYP) is a high-risk IPO play with a nomadic revenue growth model that clashes with its fragile financial structure. While analysts see 'buy' potential at $25.60 and the company shows 47% earnings growth, the massive debt-to-equity ratio of 180 and a lack of dividends make it a speculative momentum play only, not a true infrastructure growth story. For now, buy options betting on a rebound to $30, but avoid holding the underlying stock long-term until the balance sheet stabilizes. |
| Attribute | Value |
|---|---|
| Sector | Technology |
| Debt to Equity Ratio | 180.628 |
| Revenue per Share | 578.993 |
| Market Cap | 14,153,425,920 |
| Trailing P/E | 19.91 |
| Profit Margins | 31.28% |
| Website | https://paypay.ne.jp |
As of April 19, 2026, 12:56 a.m. EDT: Options activity shows distinct bullish bias. Call Open Interest (OI) heavily favors OTM strikes (150%+ at May expiry compared to negligible ITM OI), creating a 'Bull Put Spread' or 'Long Call' sentiment. Specifically, the Oct-16 30.0 strike has 100 OI, while Put OI is virtually non-existent beyond the short-term 7.17 expiry. This asymmetry suggests speculators are pricing in upside potential to $25-30+ with limited downside hedging, despite the underlying price sitting near the lower end of its recent range.
| Attribute | Value |
|---|---|
| 52 Week Change | 0.15143168 |
| Address1 | Yotsuya Tower |
| Address2 | 1-6-1 Yotsuya |
| All Time High | 24.89 |
| All Time Low | 17.0 |
| Ask | 20.99 |
| Ask Size | 2 |
| Average Analyst Rating | 1.6 - Buy |
| Average Daily Volume10 Day | 1,125,580 |
| Average Daily Volume3 Month | 3,134,585 |
| Average Volume | 3,134,585 |
| Average Volume10Days | 1,125,580 |
| Bid | 20.82 |
| Bid Size | 1 |
| Book Value | 2.7999313 |
| City | Shinjuku |
| Country | Japan |
| Crypto Tradeable | 0 |
| Currency | USD |
| Current Price | 20.91 |
| Current Ratio | 0.945 |
| Custom Price Alert Confidence | HIGH |
| Date Short Interest | 1,774,915,200 |
| Day High | 21.41 |
| Day Low | 20.322 |
| Debt To Equity | 180.628 |
| Display Name | PayPay |
| Earnings Growth | 0.273 |
| Earnings Quarterly Growth | 0.474 |
| Ebitda | 77,529,997,312 |
| Ebitda Margins | 0.21806999 |
| Enterprise To Ebitda | 6.503 |
| Enterprise To Revenue | 1.418 |
| Enterprise Value | 504,173,625,344 |
| Eps Trailing Twelve Months | 1.05 |
| Esg Populated | 0 |
| Exchange | NMS |
| Exchange Data Delayed By | 0 |
| Exchange Timezone Name | America/New_York |
| Exchange Timezone Short Name | EDT |
| Fifty Day Average | 20.981482 |
| Fifty Day Average Change | -0.071481705 |
| Fifty Day Average Change Percent | -0.003406895 |
| Fifty Two Week Change Percent | 15.1431675 |
| Fifty Two Week High | 24.89 |
| Fifty Two Week High Change | -3.9799995 |
| Fifty Two Week High Change Percent | -0.15990356 |
| Fifty Two Week Low | 17.0 |
| Fifty Two Week Low Change | 3.9099998 |
| Fifty Two Week Low Change Percent | 0.22999999 |
| Fifty Two Week Range | 17.0 - 24.89 |
| Financial Currency | JPY |
| First Trade Date Milliseconds | 1,773,322,200,000 |
| Float Shares | 241,180,434 |
| Full Exchange Name | NasdaqGS |
| Full Time Employees | 2,012 |
| Gmt Off Set Milliseconds | -14,400,000 |
| Gross Margins | 0.5243 |
| Gross Profits | 186,402,996,224 |
| Has Pre Post Market Data | 1 |
| Held Percent Insiders | 0.0 |
| Held Percent Institutions | 0.000030000001 |
| Implied Shares Outstanding | 676,873,535 |
| Industry | Software - Infrastructure |
| Industry Disp | Software - Infrastructure |
| Industry Key | software-infrastructure |
| Ipo Expected Date | 2,026-03-12 |
| Language | en-US |
| Last Fiscal Year End | 1,743,379,200 |
| Long Business Summary | PayPay Corporation, a financial technology company, provides a digital finance platform with services that inlclude easy-to-use payments and other financial services in Japan. The company operates through two segments, Payment and Financial Service. The Payment segment provides payment settlement and related services through its PayPay app; and payment credit services, such as revolving and installment payment options and cash advances. The Financial service segment offers internet banking, securities intermediary, PayPay Point investment-related, and loan management services. It also provides PayPay settlement, PayPay balance and PayPay credit payment, PayPay balance, PayPay credit, payments using linked services, payments using PayPay bank app, utility bill and tax payments, payment credit, revolving and installment payment option, cash advance, and acquiring services; and in financial services comprising internet banking, deposit accounts and remittance, lending, securities intermediary, foreign exchange transaction, digital securities, app-based investment, PayPay securities app, automated investing, CFD trading, PayPay point management, and loan management services through credit engine. In addition, the company offers other value-added services for users and enterprises, such as insurance and marketing services that merchants have the option to subscribe. It serves users and merchants through PayPay brand names. The company was incorporated in 2018 and is headquartered in Shinjuku, Japan. |
| Long Name | PayPay Corporation |
| Market | us_market |
| Market Cap | 14,153,425,920 |
| Market State | PRE |
| Max Age | 86,400 |
| Message Board Id | finmb_582404375 |
| Most Recent Quarter | 1,767,139,200 |
| Net Income To Common | 111,207,997,440 |
| Next Fiscal Year End | 1,774,915,200 |
| Non Diluted Market Cap | 14,150,041,249 |
| Number Of Analyst Opinions | 12 |
| Open | 21.4 |
| Operating Cashflow | 319,659,016,192 |
| Operating Margins | 0.24759 |
| Payout Ratio | 0.0 |
| Phone | 81 3 6885 8181 |
| Pre Market Change | 0.049999237 |
| Pre Market Change Percent | 0.23911639 |
| Pre Market Price | 20.96 |
| Pre Market Time | 1,776,777,844 |
| Previous Close | 21.6 |
| Price Hint | 2 |
| Price To Book | 7.4680405 |
| Price To Sales Trailing12 Months | 0.03980937 |
| Profit Margins | 0.31279 |
| Quick Ratio | 0.733 |
| Quote Source Name | Nasdaq Real Time Price |
| Quote Type | EQUITY |
| Recommendation Key | buy |
| Recommendation Mean | 1.58333 |
| Region | US |
| Regular Market Change | -0.690001 |
| Regular Market Change Percent | -3.19445 |
| Regular Market Day High | 21.41 |
| Regular Market Day Low | 20.322 |
| Regular Market Day Range | 20.322 - 21.41 |
| Regular Market Open | 21.4 |
| Regular Market Previous Close | 21.6 |
| Regular Market Price | 20.91 |
| Regular Market Time | 1,776,715,200 |
| Regular Market Volume | 899,523 |
| Revenue Growth | 0.239 |
| Revenue Per Share | 578.993 |
| Sand P52 Week Change | 0.34445214 |
| Sector | Technology |
| Sector Disp | Technology |
| Sector Key | technology |
| Shares Outstanding | 676,873,535 |
| Shares Percent Shares Out | 0.0043 |
| Shares Short | 11,450,222 |
| Short Name | PayPay Corporation - American D |
| Short Percent Of Float | 0.0178 |
| Short Ratio | 0.63 |
| Source Interval | 15 |
| Symbol | PAYP |
| Target High Price | 31.095093 |
| Target Low Price | 20.06135 |
| Target Mean Price | 25.542809 |
| Target Median Price | 25.535933 |
| Total Cash | 123,641,004,032 |
| Total Cash Per Share | 193.925 |
| Total Debt | 578,424,012,800 |
| Total Revenue | 355,530,014,720 |
| Tradeable | 0 |
| Trailing Annual Dividend Rate | 0.0 |
| Trailing Annual Dividend Yield | 0.0 |
| Trailing Eps | 1.05 |
| Trailing P E | 19.914286 |
| Trailing Peg Ratio | None |
| Triggerable | 1 |
| Two Hundred Day Average | 20.981482 |
| Two Hundred Day Average Change | -0.071481705 |
| Two Hundred Day Average Change Percent | -0.003406895 |
| Type Disp | Equity |
| Volume | 899,523 |
| Website | https://paypay.ne.jp |
| Zip | 160-0004 |