PayPay Corporation (PAYP)Technology | Software - Infrastructure | Shinjuku, Japan | NasdaqGS
15.26 USD
-0.24
(-1.548%) ⇩
(July 13, 2026, 4 p.m.
EDT)
|
Hot Take ↕ | July 11, 2026, 4 a.m. EDT
The investment case here is fundamentally broken by the balance sheet, despite the impressive headline numbers. While revenue growth of 29% and a 36% ROE look stellar on paper, the company is drowning in debt; total liabilities exceed assets, creating a precarious capital structure where equity is essentially a residual claim on a highly leveraged operation. The valuation metrics reflect this fragility: a P/S ratio of under 0.03 suggests the market has priced in a near-total failure of the business model, rendering the high P/E meaningless without sustainable profitability. Furthermore, the lack of any price history since the IPO prevents any assessment of long-term trajectory or dividend sustainability. The options market confirms this uncertainty, with traders buying deep protection against a crash while dreaming of a moonshot rally, but the underlying fundamentals currently offer no clear path to either outcome. |
| Attribute | Value |
|---|---|
| Sector | Technology |
| Debt to Equity Ratio | 133.37 |
| Revenue per Share | 593.508 |
| Market Cap | 10,333,203,456 |
| Trailing P/E | 13.87 |
| Forward P/E | 20.21 |
| Profit Margins | 30.40% |
| Website | https://paypay.ne.jp |
As of July 11, 2026, 4 a.m. EDT: Speculators are positioning for significant volatility rather than a specific directional trend. Call Open Interest is heavily skewed toward strikes far out-of-the-money (25.0 and 30.0), suggesting bets on a massive rally, while Put Open Interest clusters deep in-the-money (10.0 and 12.5), indicating a hedge against a severe crash. This 'long gamma' setup implies the market expects a binary event—either a parabolic surge or a collapse—rather than a steady grind higher.
| Attribute | Value |
|---|---|
| 52 Week Change | -0.15969163 |
| Address1 | Yotsuya Tower |
| Address2 | 1-6-1 Yotsuya |
| All Time High | 24.89 |
| All Time Low | 12.07 |
| Ask | 19.31 |
| Ask Size | 2 |
| Average Analyst Rating | 1.5 - Buy |
| Average Daily Volume10 Day | 1,112,460 |
| Average Daily Volume3 Month | 1,114,880 |
| Average Volume | 1,114,880 |
| Average Volume10Days | 1,112,460 |
| Bid | 11.45 |
| Bid Size | 2 |
| Book Value | 3.6060724 |
| City | Shinjuku |
| Country | Japan |
| Crypto Tradeable | 0 |
| Currency | USD |
| Current Price | 15.26 |
| Current Ratio | 0.954 |
| Custom Price Alert Confidence | HIGH |
| Date Short Interest | 1,782,777,600 |
| Day High | 16.2 |
| Day Low | 14.99 |
| Debt To Equity | 133.37 |
| Display Name | PayPay |
| Earnings Growth | 0.18 |
| Earnings Quarterly Growth | 0.395 |
| Ebitda | 87,006,003,200 |
| Ebitda Margins | 0.22993 |
| Enterprise To Ebitda | 6.528 |
| Enterprise To Revenue | 1.501 |
| Enterprise Value | 567,981,178,880 |
| Eps Forward | 0.7549453 |
| Eps Trailing Twelve Months | 1.1 |
| Esg Populated | 0 |
| Exchange | NMS |
| Exchange Data Delayed By | 0 |
| Exchange Timezone Name | America/New_York |
| Exchange Timezone Short Name | EDT |
| Fifty Day Average | 17.0196 |
| Fifty Day Average Change | -1.7595997 |
| Fifty Day Average Change Percent | -0.10338666 |
| Fifty Two Week Change Percent | -15.969163 |
| Fifty Two Week High | 24.89 |
| Fifty Two Week High Change | -9.629999 |
| Fifty Two Week High Change Percent | -0.38690233 |
| Fifty Two Week Low | 12.07 |
| Fifty Two Week Low Change | 3.1900005 |
| Fifty Two Week Low Change Percent | 0.26429167 |
| Fifty Two Week Range | 12.07 - 24.89 |
| Financial Currency | JPY |
| First Trade Date Milliseconds | 1,773,322,200,000 |
| Float Shares | 253,095,790 |
| Forward Eps | 0.7549453 |
| Forward P E | 20.213387 |
| Free Cashflow | 146,001,248,256 |
| Full Exchange Name | NasdaqGS |
| Full Time Employees | 1,994 |
| Gmt Off Set Milliseconds | -14,400,000 |
| Gross Margins | 0.53064 |
| Gross Profits | 200,795,996,160 |
| Has Pre Post Market Data | 1 |
| Held Percent Insiders | 1.00054 |
| Held Percent Institutions | 0.042090002 |
| Implied Shares Outstanding | 677,143,135 |
| Industry | Software - Infrastructure |
| Industry Disp | Software - Infrastructure |
| Industry Key | software-infrastructure |
| Ipo Expected Date | 2,026-03-12 |
| Language | en-US |
| Last Fiscal Year End | 1,774,915,200 |
| Long Business Summary | PayPay Corporation, a financial technology company, provides a digital finance platform with services that inlclude easy-to-use payments and other financial services in Japan. The company operates through two segments, Payment and Financial Service. The Payment segment provides payment settlement and related services through its PayPay app; and payment credit services, such as revolving and installment payment options and cash advances. The Financial service segment offers internet banking, securities intermediary, PayPay Point investment-related, and loan management services. It also provides PayPay settlement, PayPay balance and PayPay credit payment, PayPay balance, PayPay credit, payments using linked services, payments using PayPay bank app, utility bill and tax payments, payment credit, revolving and installment payment option, cash advance, and acquiring services; and in financial services comprising internet banking, deposit accounts and remittance, lending, securities intermediary, foreign exchange transaction, digital securities, app-based investment, PayPay securities app, automated investing, CFD trading, PayPay point management, and loan management services through credit engine. In addition, the company offers other value-added services for users and enterprises, such as insurance and marketing services that merchants have the option to subscribe. It serves users and merchants through PayPay brand names. The company was incorporated in 2018 and is headquartered in Shinjuku, Japan. |
| Long Name | PayPay Corporation |
| Market | us_market |
| Market Cap | 10,333,203,456 |
| Market State | PRE |
| Max Age | 86,400 |
| Message Board Id | finmb_582404375 |
| Most Recent Quarter | 1,774,915,200 |
| Net Income To Common | 115,033,997,312 |
| Next Fiscal Year End | 1,806,451,200 |
| Non Diluted Market Cap | 10,333,204,240 |
| Number Of Analyst Opinions | 13 |
| Open | 15.64 |
| Operating Cashflow | 375,297,015,808 |
| Operating Margins | 0.18812001 |
| Payout Ratio | 0.0 |
| Peg Ratio | 1.53 |
| Phone | 81 3 6885 8181 |
| Pre Market Change | -0.12270069 |
| Pre Market Change Percent | -0.80406743 |
| Pre Market Price | 15.1373 |
| Pre Market Time | 1,784,030,456 |
| Previous Close | 15.5 |
| Price Hint | 2 |
| Price To Book | 4.231751 |
| Price To Sales Trailing12 Months | 0.027307115 |
| Profit Margins | 0.304 |
| Quick Ratio | 0.789 |
| Quote Source Name | Nasdaq Real Time Price |
| Quote Type | EQUITY |
| Recommendation Key | buy |
| Recommendation Mean | 1.53846 |
| Region | US |
| Regular Market Change | -0.24 |
| Regular Market Change Percent | -1.54839 |
| Regular Market Day High | 16.2 |
| Regular Market Day Low | 14.99 |
| Regular Market Day Range | 14.99 - 16.2 |
| Regular Market Open | 15.64 |
| Regular Market Previous Close | 15.5 |
| Regular Market Price | 15.26 |
| Regular Market Time | 1,783,972,800 |
| Regular Market Volume | 1,716,999 |
| Return On Assets | 0.01086 |
| Return On Equity | 0.36 |
| Revenue Growth | 0.291 |
| Revenue Per Share | 593.508 |
| Sand P52 Week Change | 0.20365608 |
| Sector | Technology |
| Sector Disp | Technology |
| Sector Key | technology |
| Shares Outstanding | 677,143,135 |
| Shares Percent Shares Out | 0.0046 |
| Shares Short | 3,101,438 |
| Shares Short Previous Month Date | 1,780,012,800 |
| Shares Short Prior Month | 2,973,901 |
| Short Name | PayPay Corporation - American D |
| Short Percent Of Float | 0.0187 |
| Short Ratio | 2.01 |
| Source Interval | 15 |
| Symbol | PAYP |
| Target High Price | 30.620472 |
| Target Low Price | 19.30969 |
| Target Mean Price | 24.747929 |
| Target Median Price | 24.137112 |
| Total Cash | 53,439,000,576 |
| Total Cash Per Share | 78.918 |
| Total Debt | 574,505,025,536 |
| Total Revenue | 378,406,993,920 |
| Tradeable | 0 |
| Trailing Annual Dividend Rate | 0.0 |
| Trailing Annual Dividend Yield | 0.0 |
| Trailing Eps | 1.1 |
| Trailing P E | 13.872727 |
| Trailing Peg Ratio | 1.5039 |
| Triggerable | 1 |
| Two Hundred Day Average | 18.551905 |
| Two Hundred Day Average Change | -3.2919044 |
| Two Hundred Day Average Change Percent | -0.17744294 |
| Type Disp | Equity |
| Volume | 1,716,999 |
| Website | https://paypay.ne.jp |
| Zip | 160-0004 |