PayPay Corporation (PAYP)Technology | Software - Infrastructure | Shinjuku, Japan | NasdaqGS
15.28 USD
+0.08
(0.526%)
⇧
(Aug. 28, 2026, 4 p.m.
EDT)
After hours: 15.24 -0.04 (-0.040%) ⇩ (Aug. 28, 2026, 7:30 p.m. EDT) |
Hot Take ↕ | Aug. 22, 2026, 2:42 a.m. EDT
The investment case here is fraught with contradictions between the glossy growth numbers and the stark reality of the balance sheet. On paper, the company boasts impressive revenue growth of 27% and a healthy 30% profit margin, which usually commands a premium. However, the financials tell a different story: the debt-to-equity ratio is a staggering 170%, and the return on assets is a meager 1.2%. This suggests the massive revenue is being swallowed by capital costs rather than generating efficient returns. The price action confirms this skepticism; despite the hype, the stock has drifted significantly below its 200-day average, indicating the market is pricing in a correction of these lofty expectations. Furthermore, there is no dividend to provide any cushion during this volatile transition period. While the IPO surge shows initial excitement, the underlying fundamentals—specifically the crushing leverage and low asset efficiency—make this a risky hold rather than a compelling buy. |
| Model | MAE |
|---|---|
| AutoTheta ✓ | 0.217225 |
| AutoARIMA | 0.229772 |
| AutoETS | 0.235621 |
| MSTL | 0.237607 |
Forecast horizon: 45 days | Selected: AutoTheta
| Forecast Reliability | |
|---|---|
| Score | 41% |
| H-stat | 0.38 |
| Ljung-Box p | 0.000 |
| Jarque-Bera p | 0.485 |
| Excess Kurtosis | 0.76 |
| Attribute | Value |
|---|---|
| Sector | Technology |
| Debt to Equity Ratio | 170.251 |
| Revenue per Share | 618.673 |
| Market Cap | 10,346,746,880 |
| Trailing P/E | 13.29 |
| Forward P/E | 20.24 |
| Profit Margins | 30.62% |
| Website | https://paypay.ne.jp |
As of Aug. 22, 2026, 2:42 a.m. EDT: Speculators are positioning for significant volatility rather than a clear directional bet. Call buyers are heavily concentrated in out-of-the-money strikes (30.0) for distant expirations, suggesting a lottery-ticket hope for a massive surge. Conversely, put buyers have established substantial open interest at lower strikes (10.0, 17.5) for January 2027, creating a defined floor. The heavy volume in ATM puts recently indicates active hedging or bearish sentiment, while the lack of consistent directional flow suggests the market is waiting for clarity on the company's operational stability post-IPO.
| Attribute | Value |
|---|---|
| 52 Week Change | -0.16299558 |
| Address1 | Yotsuya Tower |
| Address2 | 1-6-1 Yotsuya |
| All Time High | 24.89 |
| All Time Low | 12.07 |
| Ask | 15.28 |
| Ask Size | 3 |
| Average Analyst Rating | 1.5 - Strong Buy |
| Average Daily Volume10 Day | 605,830 |
| Average Daily Volume3 Month | 1,082,146 |
| Average Volume | 1,082,146 |
| Average Volume10Days | 605,830 |
| Bid | 15.25 |
| Bid Size | 1 |
| Book Value | 3.8330042 |
| City | Shinjuku |
| Country | Japan |
| Crypto Tradeable | 0 |
| Currency | USD |
| Current Price | 15.28 |
| Current Ratio | 0.999 |
| Custom Price Alert Confidence | HIGH |
| Date Short Interest | 1,786,665,600 |
| Day High | 15.365 |
| Day Low | 14.84 |
| Debt To Equity | 170.251 |
| Display Name | PayPay |
| Earnings Growth | 0.622 |
| Earnings Quarterly Growth | 0.753 |
| Earnings Timestamp | 1,785,528,000 |
| Earnings Timestamp End | 1,793,390,400 |
| Earnings Timestamp Start | 1,793,390,400 |
| Ebitda | 101,439,995,904 |
| Ebitda Margins | 0.2526 |
| Enterprise To Ebitda | 7.275 |
| Enterprise To Revenue | 1.838 |
| Enterprise Value | 737,966,817,280 |
| Eps Forward | 0.7549453 |
| Eps Trailing Twelve Months | 1.15 |
| Esg Populated | 0 |
| Exchange | NMS |
| Exchange Data Delayed By | 0 |
| Exchange Timezone Name | America/New_York |
| Exchange Timezone Short Name | EDT |
| Fifty Day Average | 15.057 |
| Fifty Day Average Change | 0.22299957 |
| Fifty Day Average Change Percent | 0.014810359 |
| Fifty Two Week Change Percent | -16.299557 |
| Fifty Two Week High | 24.89 |
| Fifty Two Week High Change | -9.61 |
| Fifty Two Week High Change Percent | -0.38609883 |
| Fifty Two Week Low | 12.07 |
| Fifty Two Week Low Change | 3.21 |
| Fifty Two Week Low Change Percent | 0.26594865 |
| Fifty Two Week Range | 12.07 - 24.89 |
| Financial Currency | JPY |
| First Trade Date Milliseconds | 1,773,322,200,000 |
| Float Shares | 253,299,188 |
| Forward Eps | 0.7549453 |
| Forward P E | 20.239878 |
| Free Cashflow | 47,128,375,296 |
| Full Exchange Name | NasdaqGS |
| Full Time Employees | 1,994 |
| Fullday Change | 0.0799999 |
| Fullday Change Percent | 0.526315 |
| Fullday Price | 15.24 |
| Gmt Off Set Milliseconds | -14,400,000 |
| Gross Margins | 0.53919 |
| Gross Profits | 216,531,992,576 |
| Has Pre Post Market Data | 1 |
| Held Percent Insiders | 1.00054 |
| Held Percent Institutions | 0.041950002 |
| Implied Shares Outstanding | 677,143,135 |
| Industry | Software - Infrastructure |
| Industry Disp | Software - Infrastructure |
| Industry Key | software-infrastructure |
| Ipo Expected Date | 2,026-03-12 |
| Is Earnings Date Estimate | 1 |
| Language | en-US |
| Last Fiscal Year End | 1,774,915,200 |
| Long Business Summary | PayPay Corporation, a digital finance platform, provides payment and financial services in Japan. It operates through two segments, Payment and Financial Service. The Payment segment provides payment settlement and related services through its PayPay app; and credit payment services, such as revolving and installment payment options and cash advances. The Financial service segment offers internet banking, securities intermediary, PayPay Point investment-related, and loan management services. It also provides PayPay settlement, PayPay balance, PayPay credit, payments using linked services, utility bill and tax payments, payments using PayPay bank app, overseas payment mode, credit payment settlement, revolving and installment payment option, cash advance, and acquiring services; and in financial services comprising internet banking, deposit accounts and remittance, lending, foreign exchange transaction, digital securities, app-based investment, PayPay securities app, automated investing, CFD trading, PayPay point management, and loan management services through credit engine. In addition, the company offers other value-added services for users and enterprises, such as insurance and marketing services that merchants have the option to subscribe. It serves users and merchants through PayPay brand names. The company was incorporated in 2018 and is headquartered in Shinjuku, Japan. |
| Long Name | PayPay Corporation |
| Market | us_market |
| Market Cap | 10,346,746,880 |
| Market State | CLOSED |
| Max Age | 86,400 |
| Message Board Id | finmb_582404375 |
| Most Recent Quarter | 1,782,777,600 |
| Net Income To Common | 122,951,000,064 |
| Next Fiscal Year End | 1,806,451,200 |
| Non Diluted Market Cap | 10,292,575,652 |
| Number Of Analyst Opinions | 13 |
| Open | 15.12 |
| Operating Cashflow | 234,053,992,448 |
| Operating Margins | 0.27391002 |
| Payout Ratio | 0.0 |
| Peg Ratio | 1.62 |
| Phone | 81 3 6885 8181 |
| Post Market Change | -0.03999996 |
| Post Market Change Percent | -0.26177984 |
| Post Market Price | 15.24 |
| Post Market Time | 1,787,959,807 |
| Previous Close | 15.2 |
| Price Hint | 2 |
| Price To Book | 3.9864292 |
| Price To Sales Trailing12 Months | 0.025764517 |
| Profit Margins | 0.30616 |
| Quick Ratio | 0.813 |
| Quote Source Name | Nasdaq Real Time Price |
| Quote Type | EQUITY |
| Recommendation Key | strong_buy |
| Recommendation Mean | 1.46154 |
| Region | US |
| Regular Market Change | 0.0799999 |
| Regular Market Change Percent | 0.526315 |
| Regular Market Day High | 15.365 |
| Regular Market Day Low | 14.84 |
| Regular Market Day Range | 14.84 - 15.365 |
| Regular Market Open | 15.12 |
| Regular Market Previous Close | 15.2 |
| Regular Market Price | 15.28 |
| Regular Market Time | 1,787,947,200 |
| Regular Market Volume | 547,980 |
| Return On Assets | 0.01186 |
| Return On Equity | 0.37265 |
| Revenue Growth | 0.27 |
| Revenue Per Share | 618.673 |
| Sand P52 Week Change | 0.20504117 |
| Sector | Technology |
| Sector Disp | Technology |
| Sector Key | technology |
| Shares Outstanding | 677,143,135 |
| Shares Percent Shares Out | 0.0045 |
| Shares Short | 3,072,114 |
| Shares Short Previous Month Date | 1,784,073,600 |
| Shares Short Prior Month | 3,470,801 |
| Short Name | PayPay Corporation - American D |
| Short Percent Of Float | 0.0186 |
| Short Ratio | 3.49 |
| Source Interval | 15 |
| Symbol | PAYP |
| Target High Price | 31.365965 |
| Target Low Price | 16.927662 |
| Target Mean Price | 23.91801 |
| Target Median Price | 22.88934 |
| Total Cash | 74,895,998,976 |
| Total Cash Per Share | 110.573 |
| Total Debt | 766,002,987,008 |
| Total Revenue | 401,589,010,432 |
| Tradeable | 0 |
| Trailing Annual Dividend Rate | 0.0 |
| Trailing Annual Dividend Yield | 0.0 |
| Trailing Eps | 1.15 |
| Trailing P E | 13.286957 |
| Trailing Peg Ratio | 1.6237 |
| Triggerable | 1 |
| Two Hundred Day Average | 17.646751 |
| Two Hundred Day Average Change | -2.3667517 |
| Two Hundred Day Average Change Percent | -0.13411826 |
| Type Disp | Equity |
| Volume | 547,980 |
| Website | https://paypay.ne.jp |
| Zip | 160-0004 |