Paymentus Holdings, Inc. (PAY)Technology | Software - Infrastructure | Charlotte, United States | NYSE
28.59 USD
+0.61
(2.180%)
⇧
(April 17, 2026, 4 p.m.
EDT)
After hours: 28.31 -0.28 (-0.280%) ⇩ (April 17, 2026, 7:57 p.m. EDT) Short-term: ★★★☆☆ | Long-term: ★★★☆☆ | Dividends: ☆☆☆☆☆ |
Hot Take | April 11, 2026, 4:12 p.m. EDT
Paymentus Holdings (PAY) is showing a mixed outlook. The recent price history indicates a slight decline from the 52-week high, but there are signs of consolidation and potential support near the 50-day average. The fundamentals are somewhat positive, with a strong revenue growth and healthy profit margins, but the high P/E ratio and lack of dividend payouts make it less attractive for income-focused investors. The options activity suggests that traders are cautious, with both bullish and bearish positions, indicating uncertainty in the near term. While the stock could be a candidate for a short-term trade if there's a momentum shift, long-term investors should consider the fundamentals and potential for growth, but the lack of dividends and the high volatility may make it a risky choice. |
| Model | MAE |
|---|---|
| MSTL ✓ | 0.154857 |
| AutoARIMA | 0.156460 |
| AutoETS | 0.156461 |
| AutoTheta | 0.178343 |
Forecast horizon: 45 days | Selected: MSTL
| Forecast Reliability | |
|---|---|
| Score | 57% |
| H-stat | 0.76 |
| Ljung-Box p | 0.001 |
| Jarque-Bera p | 0.001 |
| Excess Kurtosis | 1.62 |
| Attribute | Value |
|---|---|
| Sector | Technology |
| Debt to Equity Ratio | 1.223 |
| Revenue per Share | 9.553 |
| Market Cap | 3,594,208,768 |
| Trailing P/E | 54.98 |
| Forward P/E | 28.61 |
| Beta | 1.44 |
| Profit Margins | 5.59% |
| Website | https://www.paymentus.com |
As of April 11, 2026, 4:12 p.m. EDT: The options data suggests mixed signals. Calls show increased activity on the upside, particularly around strikes above the current price, indicating potential bullish sentiment. However, puts also show significant activity, especially around strikes below the current price, which may indicate bearish sentiment or hedging. The IV spikes on certain strikes, such as the 22.0 strike in June, suggest heightened volatility expectations. Overall, the options market is showing a balanced view with both bullish and bearish positioning, but no clear consensus on the immediate direction.
| Attribute | Value |
|---|---|
| 52 Week Change | -0.012702882 |
| Address1 | 11,605 North Community House Road |
| Address2 | Suite 300 |
| All Time High | 40.433 |
| All Time Low | 6.75 |
| Ask | 28.79 |
| Ask Size | 900 |
| Average Analyst Rating | 1.6 - Buy |
| Average Daily Volume10 Day | 360,660 |
| Average Daily Volume3 Month | 658,242 |
| Average Volume | 658,242 |
| Average Volume10Days | 360,660 |
| Beta | 1.436 |
| Bid | 28.3 |
| Bid Size | 200 |
| Book Value | 4.462 |
| City | Charlotte |
| Compensation As Of Epoch Date | 1,735,603,200 |
| Country | United States |
| Crypto Tradeable | 0 |
| Currency | USD |
| Current Price | 28.59 |
| Current Ratio | 4.465 |
| Custom Price Alert Confidence | HIGH |
| Date Short Interest | 1,774,915,200 |
| Day High | 28.72 |
| Day Low | 28.11 |
| Debt To Equity | 1.223 |
| Display Name | Paymentus |
| Earnings Call Timestamp End | 1,771,884,000 |
| Earnings Call Timestamp Start | 1,771,884,000 |
| Earnings Growth | 0.517 |
| Earnings Quarterly Growth | 0.572 |
| Earnings Timestamp | 1,771,880,400 |
| Earnings Timestamp End | 1,777,924,800 |
| Earnings Timestamp Start | 1,777,924,800 |
| Ebitda | 83,294,000 |
| Ebitda Margins | 0.06961 |
| Enterprise To Ebitda | 39.38 |
| Enterprise To Revenue | 2.741 |
| Enterprise Value | 3,280,154,624 |
| Eps Current Year | 0.77841 |
| Eps Forward | 0.99919 |
| Eps Trailing Twelve Months | 0.52 |
| Esg Populated | 0 |
| Exchange | NYQ |
| Exchange Data Delayed By | 0 |
| Exchange Timezone Name | America/New_York |
| Exchange Timezone Short Name | EDT |
| Fifty Day Average | 24.9582 |
| Fifty Day Average Change | 3.6317997 |
| Fifty Day Average Change Percent | 0.1455153 |
| Fifty Two Week Change Percent | -1.2702882 |
| Fifty Two Week High | 40.433 |
| Fifty Two Week High Change | -11.8429985 |
| Fifty Two Week High Change Percent | -0.2929043 |
| Fifty Two Week Low | 22.02 |
| Fifty Two Week Low Change | 6.5699997 |
| Fifty Two Week Low Change Percent | 0.29836512 |
| Fifty Two Week Range | 22.02 - 40.433 |
| Financial Currency | USD |
| First Trade Date Milliseconds | 1,622,035,800,000 |
| Float Shares | 57,949,859 |
| Forward Eps | 0.99919 |
| Forward P E | 28.613178 |
| Free Cashflow | 112,783,504 |
| Full Exchange Name | NYSE |
| Full Time Employees | 1,340 |
| Gmt Off Set Milliseconds | -14,400,000 |
| Gross Margins | 0.24767 |
| Gross Profits | 296,342,016 |
| Has Pre Post Market Data | 1 |
| Held Percent Insiders | 0.03405 |
| Held Percent Institutions | 0.91446996 |
| Implied Shares Outstanding | 125,715,591 |
| Industry | Software - Infrastructure |
| Industry Disp | Software - Infrastructure |
| Industry Key | software-infrastructure |
| Ipo Expected Date | 2,021-05-26 |
| Is Earnings Date Estimate | 1 |
| Language | en-US |
| Last Fiscal Year End | 1,767,139,200 |
| Long Business Summary | Paymentus Holdings, Inc. provides cloud-based bill payment technology and solutions in the United States and internationally. The company offers electronic bill presentment and payment services, enterprise customer communication, and self-service revenue management to billers through a software-as-a-service, secure, and omni channel technology platform. Its platform's payment processing includes credit cards, debit cards, echecks, and digital wallets. The company serves utility, financial services, insurance, telecommunication, real estate management, education, consumer finance, healthcare, and business to business industries, as well as governments and small businesses. Paymentus Holdings, Inc. was founded in 2004 and is headquartered in Charlotte, North Carolina. |
| Long Name | Paymentus Holdings, Inc. |
| Market | us_market |
| Market Cap | 3,594,208,768 |
| Market State | POSTPOST |
| Max Age | 86,400 |
| Message Board Id | finmb_713430507 |
| Most Recent Quarter | 1,767,139,200 |
| Net Income To Common | 66,937,000 |
| Next Fiscal Year End | 1,798,675,200 |
| Non Diluted Market Cap | 3,517,522,235 |
| Number Of Analyst Opinions | 7 |
| Open | 28.26 |
| Operating Cashflow | 162,127,008 |
| Operating Margins | 0.07283 |
| Payout Ratio | 0.0 |
| Phone | 888 440 4826 |
| Post Market Change | -0.2800007 |
| Post Market Change Percent | -0.9793658 |
| Post Market Price | 28.31 |
| Post Market Time | 1,776,470,221 |
| Previous Close | 27.98 |
| Price Eps Current Year | 36.728714 |
| Price Hint | 2 |
| Price To Book | 6.4074407 |
| Price To Sales Trailing12 Months | 3.003918 |
| Profit Margins | 0.05594 |
| Quick Ratio | 4.294 |
| Quote Source Name | Delayed Quote |
| Quote Type | EQUITY |
| Recommendation Key | buy |
| Recommendation Mean | 1.57143 |
| Region | US |
| Regular Market Change | 0.610001 |
| Regular Market Change Percent | 2.18013 |
| Regular Market Day High | 28.72 |
| Regular Market Day Low | 28.11 |
| Regular Market Day Range | 28.11 - 28.72 |
| Regular Market Open | 28.26 |
| Regular Market Previous Close | 27.98 |
| Regular Market Price | 28.59 |
| Regular Market Time | 1,776,456,002 |
| Regular Market Volume | 355,672 |
| Return On Assets | 0.0759 |
| Return On Equity | 0.12798999 |
| Revenue Growth | 0.281 |
| Revenue Per Share | 9.553 |
| Sand P52 Week Change | 0.36506534 |
| Sector | Technology |
| Sector Disp | Technology |
| Sector Key | technology |
| Shares Outstanding | 62,862,265 |
| Shares Percent Shares Out | 0.0156 |
| Shares Short | 1,961,485 |
| Shares Short Previous Month Date | 1,772,150,400 |
| Shares Short Prior Month | 2,010,848 |
| Short Name | Paymentus Holdings, Inc. |
| Short Percent Of Float | 0.0359 |
| Short Ratio | 3.42 |
| Source Interval | 15 |
| State | NC |
| Symbol | PAY |
| Target High Price | 36.0 |
| Target Low Price | 27.0 |
| Target Mean Price | 32.28571 |
| Target Median Price | 32.0 |
| Total Cash | 320,908,000 |
| Total Cash Per Share | 2.553 |
| Total Debt | 6,854,000 |
| Total Revenue | 1,196,507,008 |
| Tradeable | 0 |
| Trailing Annual Dividend Rate | 0.0 |
| Trailing Annual Dividend Yield | 0.0 |
| Trailing Eps | 0.52 |
| Trailing P E | 54.98077 |
| Trailing Peg Ratio | None |
| Triggerable | 1 |
| Two Hundred Day Average | 30.4392 |
| Two Hundred Day Average Change | -1.8491993 |
| Two Hundred Day Average Change Percent | -0.06075059 |
| Type Disp | Equity |
| Volume | 355,672 |
| Website | https://www.paymentus.com |
| Zip | 28,277 |