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Bank OZK (OZKAP)

Financial Services | Banks - Regional | Little Rock, United States | NasdaqGS
16.32 USD +0.18 (1.084%) ⇧ (July 13, 2026, 4 p.m. EDT)

Short-term:★★⯪☆☆Long-term:★★★☆☆Dividends:★★★★☆
Hot Take | July 11, 2026, 5:23 a.m. EDT

The most compelling aspect of this regional bank is its exceptional dividend profile. With a yield exceeding 7%, the company offers a robust income stream backed by a consistent payment history spanning several years without interruption. This reliability suggests management prioritizes returning capital to shareholders despite the challenging operating environment. However, the investment case faces significant headwinds regarding growth and valuation. While the stock trades at a deeply discounted price relative to book value, suggesting potential value, the underlying business shows signs of stagnation. Revenue growth is merely 1.4%, and earnings are contracting at a 2% annual rate. The price action reflects this lack of momentum, having underperformed its 50-day and 200-day averages over the last year. The recent price trajectory indicates a flat-to-slightly-negative trend, failing to generate the capital appreciation needed to offset the slow earnings decay. For the long term, the fundamentals are mediocre rather than exceptional. The company is not demonstrating the dominant competitive positioning or the sustained double-digit revenue growth required to justify a top-tier buy rating. It appears to be a holding for income rather than a vehicle for significant capital appreciation. The statistical forecast models also lean slightly negative for the near term, reinforcing the view that there is no immediate catalyst to spark a rally. Consequently, while the dividend provides a floor, the overall investment thesis remains neutral due to the absence of growth drivers.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
AutoTheta ✓0.016910
MSTL0.018654
AutoETS0.019526
AutoARIMA0.019933
MSTL_450.020953
MSTL_1070.033359
MSTL_45_1070.034253

Forecast horizon: 60 days | Selected: AutoTheta

Forecast Reliability
Score 46%
H-stat 17.48
Ljung-Box p 0.000
Jarque-Bera p 0.570
Excess Kurtosis -0.62
Attribute Value
Sector Financial Services
Ex Dividend Date 2026-08-02
Last Dividend Date 2026-04-30
Revenue per Share 13.941
Trailing P/E 3.75
Beta 0.88
Profit Margins 45.29%
Website https://www.ozk.com

Dividend Data

Yield Summary
Last Yield 1yr Yield 3yr Avg 5yr Avg
1.75% 6.92% 6.90%
Dividend History
Date Dividend Yield %
2026-05-01 0.289 1.747279
2026-02-02 0.289 1.748336
2025-11-03 0.289 1.713100
2025-08-01 0.289 1.715133
2025-05-01 0.289 1.692037
2025-02-03 0.289 1.659966
2024-11-01 0.289 1.610925
2024-08-01 0.289 1.656160
2024-05-03 0.289 1.700000
2024-01-31 0.289 1.695015
2023-10-31 0.289 1.939597
2023-07-31 0.289 1.821046
2023-04-28 0.289 1.846645
2023-01-31 0.289 1.541333
2022-10-31 0.289 1.740964
2022-07-29 0.289 1.445723
2022-04-29 0.289 1.605556
2022-01-31 0.320 1.360544
Additional Data
dividendRate 1.16
dividendYield 7.08
exDividendDate 2026-08-03
trailingAnnualDividendRate 1.78
trailingAnnualDividendYield 0.11028501
lastDividendValue 0.289
lastDividendDate 2026-05-01
dividendDate 2026-05-15

Info Dump

Attribute Value
52 Week Change -0.044789255
Address1 18,000 Cantrell Road
All Time High 25.26
All Time Low 12.765
Ask 20.67
Ask Size 2
Average Daily Volume10 Day 38,710
Average Daily Volume3 Month 25,085
Average Volume 25,085
Average Volume10Days 38,710
Beta 0.877
Bid 11.63
Bid Size 2
Book Value 53.19
City Little Rock
Compensation As Of Epoch Date 1,767,139,200
Country United States
Crypto Tradeable 0
Currency USD
Current Price 16.315
Custom Price Alert Confidence HIGH
Date Short Interest 1,782,777,600
Day High 16.35
Day Low 16.15
Dividend Date 1,778,803,200
Dividend Rate 1.16
Dividend Yield 7.08
Earnings Call Timestamp End 1,744,893,000
Earnings Call Timestamp Start 1,744,893,000
Earnings Growth -0.02
Earnings Quarterly Growth -0.05
Earnings Timestamp End 1,753,099,200
Earnings Timestamp Start 1,752,577,140
Ebitda Margins 0.0
Enterprise To Revenue 0.92
Enterprise Value 1,436,305,280
Eps Trailing Twelve Months 4.352
Esg Populated 0
Ex Dividend Date 1,785,715,200
Exchange NMS
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 16.3146
Fifty Day Average Change 0.0004005432
Fifty Day Average Change Percent 0.000024551213
Fifty Two Week Change Percent -4.4789257
Fifty Two Week High 17.85
Fifty Two Week High Change -1.5349998
Fifty Two Week High Change Percent -0.085994385
Fifty Two Week Low 15.76
Fifty Two Week Low Change 0.5550003
Fifty Two Week Low Change Percent 0.035215754
Fifty Two Week Range 15.76 - 17.85
Financial Currency USD
First Trade Date Milliseconds 1,635,514,200,000
Float Shares 101,206,591
Full Exchange Name NasdaqGS
Full Time Employees 3,351
Gmt Off Set Milliseconds -14,400,000
Gross Margins 0.0
Gross Profits 1,560,676,992
Has Pre Post Market Data 1
Held Percent Insiders 0.00429
Held Percent Institutions 0.14468001
Industry Banks - Regional
Industry Disp Banks - Regional
Industry Key banks-regional
Ipo Expected Date 2,021-11-05
Is Earnings Date Estimate 0
Language en-US
Last Dividend Date 1,777,593,600
Last Dividend Value 0.289
Last Fiscal Year End 1,767,139,200
Long Business Summary Bank OZK operates as a full-service Arkansas state-chartered bank that provides retail and commercial banking services. The company provides deposit services, including non-interest-bearing checking, interest bearing transaction, business sweep, savings, money market, individual retirement, and other accounts, as well as time and reciprocal deposits. It offers trust and wealth services, such as personal trusts, custodial accounts, investment management accounts, and retirement accounts; corporate trust services that include trustee, paying agent and registered transfer agent services, and other related services; and treasury management services, which include automated clearing house, wire transfer, current and prior day transaction reporting, wholesale lockbox, remote deposit capture, automated credit line transfer, reconciliation, positive pay, commercial card, and other services, as well as zero balance and investment sweep accounts. In addition, the company provides real estate, consumer, small business, indirect recreational vehicle and marine, equipment, agricultural, commercial and industrial, government guaranteed, lines of credit, homebuilder, and housing loans; lender and structured, business aviation, and subscription financing services; and mortgage and other lending products. The company was formerly known as Bank of the Ozarks and changed its name to Bank OZK in July 2018. Bank OZK was founded in 1903 and is headquartered in Little Rock, Arkansas.
Long Name Bank OZK
Market us_market
Market State PRE
Max Age 86,400
Message Board Id finmb_362889
Most Recent Quarter 1,774,915,200
Net Income To Common 690,697,984
Next Fiscal Year End 1,798,675,200
Open 16.15
Operating Cashflow 807,921,984
Operating Margins 0.56257
Phone 501 978 2265
Previous Close 16.14
Price Hint 2
Price To Book 0.3067306
Profit Margins 0.45293
Quote Source Name Nasdaq Real Time Price
Quote Type EQUITY
Recommendation Key none
Region US
Regular Market Change 0.175001
Regular Market Change Percent 1.08427
Regular Market Day High 16.35
Regular Market Day Low 16.15
Regular Market Day Range 16.15 - 16.35
Regular Market Open 16.15
Regular Market Previous Close 16.14
Regular Market Price 16.315
Regular Market Time 1,783,972,800
Regular Market Volume 30,341
Return On Assets 0.01749
Return On Equity 0.11793
Revenue Growth 0.014
Revenue Per Share 13.941
Sand P52 Week Change 0.20365608
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Shares Short 9,571
Shares Short Previous Month Date 1,780,012,800
Shares Short Prior Month 11,424
Short Name Bank OZK - 4.625% Series A Non-
Short Ratio 0.99
Source Interval 15
State AR
Symbol OZKAP
Total Cash 1,701,993,984
Total Cash Per Share 15.591
Total Debt 1,018,278,016
Total Revenue 1,560,676,992
Tradeable 0
Trailing Annual Dividend Rate 1.78
Trailing Annual Dividend Yield 0.11028501
Trailing Eps 4.352
Trailing P E 3.748851
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 16.61742
Two Hundred Day Average Change -0.30241966
Two Hundred Day Average Change Percent -0.018198954
Type Disp Equity
Volume 30,341
Website https://www.ozk.com
Zip 72,223