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Bank OZK (OZK)

Financial Services | Banks - Regional | Little Rock, United States | NasdaqGS
46.42 USD +0.58 (1.265%) ⇧ (Oct. 16, 2026, 10:58 a.m. EDT)
Short-term:★★⯪☆☆Long-term:★★★⯪☆Dividends:★★★⯪☆
Hot Take ↕ | Oct. 10, 2026, 4:16 a.m. EDT

Bank OZK presents a compelling value case marred by recent operational headwinds. Fundamentally, the bank trades at a discount to book value (P/B < 1) with a robust 4.37% yield, supported by a conservative 30% payout ratio and a consistent history of dividend hikes over the last five years. The multi-year price trajectory is actually positive (+18% over the window), debunking narratives of a structural decline, though the stock recently underperformed its moving averages due to asset quality concerns and a dip in quarterly net income. The short-term outlook remains neutral-to-cautious. While the valuation offers a margin of safety, the recent earnings miss and the looming asset quality test create enough uncertainty to prevent a high-conviction bullish entry. The statistical forecast model shows no directional bias, aligning with the mixed sentiment. Options data confirms this hesitation, with traders buying protection (puts) rather than betting on a rally. For investors seeking income who can tolerate near-term volatility regarding loan performance, the risk-reward profile is attractive, but the immediate catalyst for a sharp price reversal is currently absent.
Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
AutoARIMA ✓0.031241
AutoETS0.031687
MSTL0.034379
AutoTheta0.056545

Forecast horizon: 45 days | Selected: AutoARIMA

Forecast Reliability
Score 48%
H-stat 23.04
Ljung-Box p 0.000
Jarque-Bera p 0.490
Excess Kurtosis -0.76
Attribute Value
Sector Financial Services
Ex Dividend Date 2026-10-12
Last Dividend Date 2026-10-12
Revenue per Share 13.976
Market Cap 5,061,526,016
Trailing P/E 7.66
Forward P/E 7.66
Beta 0.91
Profit Margins 44.53%
Website https://www.ozk.com

As of Oct. 10, 2026, 4:16 a.m. EDT: Speculators are positioning defensively with heavy put volume and open interest concentrated deep in-the-money (below $40-$42.50) for expirations through early 2027, suggesting a fear of significant downside or a 'floor' scenario. Conversely, call activity is sparse and skewed toward out-of-the-money strikes ($50-$60), indicating limited bullish conviction despite the stock trading near its 200-day average.

Dividend Data

Yield Summary
Last Yield 1yr Yield 3yr Avg 5yr Avg
1.09% 4.00% 3.80% 3.63%
Dividend History
Date Dividend Yield %
2026-10-13 0.490000 1.086956
2026-07-13 0.480000 0.948992
2026-04-13 0.470000 0.978963
2026-01-13 0.460000 0.989035
2025-10-14 0.450000 0.877022
2025-07-11 0.440000 0.853044
2025-04-14 0.430000 1.120375
2025-01-14 0.420000 0.954545
2024-10-11 0.410000 0.939075
2024-07-12 0.400000 0.933707
2024-04-11 0.390000 0.906344
2024-01-12 0.380000 0.811272
2023-10-12 0.370000 1.000000
2023-07-13 0.360000 0.859804
2023-04-13 0.350000 1.035809
2023-01-13 0.340000 0.816327
2022-10-13 0.330000 0.772834
2022-07-14 0.320000 0.905490
2022-04-13 0.310000 0.768659
2022-01-13 0.300000 0.599161
2021-10-14 0.290000 0.658791
2021-07-09 0.285000 0.669800
2021-04-09 0.280000 0.703518
2021-01-14 0.278000 0.774158
2020-10-08 0.275000 1.211454
2020-07-10 0.273000 1.218206
2020-04-09 0.270000 1.360201
2020-01-16 0.260000 0.843882
2019-10-10 0.250000 0.953834
2019-07-11 0.240000 0.817439
2019-04-12 0.230000 0.746511
2019-01-14 0.220000 0.833965
2018-10-11 0.210000 0.570652
2018-07-12 0.200000 0.474834
2018-04-12 0.195000 0.408291
2018-01-18 0.190000 0.370949
2017-10-12 0.185000 0.404814
2017-07-12 0.180000 0.387931
2017-04-11 0.175000 0.354108
2017-01-18 0.170000 0.326108
2016-10-12 0.165000 0.427240
2016-07-13 0.160000 0.399700
2016-04-13 0.155000 0.358796
2016-01-13 0.150000 0.331053
2015-10-14 0.145000 0.332036
2015-07-15 0.140000 0.307422
2015-04-15 0.135000 0.330235
2015-01-14 0.130000 0.391095
2014-10-15 0.125000 0.406504
2014-07-09 0.120000 0.361882
2014-04-09 0.115000 0.350343
2014-01-15 0.110000 0.386304
2013-10-09 0.105000 0.460931
2013-07-10 0.095000 0.413403
2013-04-10 0.085000 0.402272
2013-01-16 0.075000 0.434531
2012-10-10 0.070000 0.417412
2012-07-11 0.065000 0.433767
2012-04-11 0.060000 0.389231
2012-01-11 0.055000 0.359008
2011-10-12 0.050000 0.426076
2011-07-13 0.047500 0.357143
2011-04-13 0.045000 0.407609
2011-01-12 0.042500 0.400471
2010-10-13 0.040000 0.421274
2010-07-14 0.037500 0.395153
2010-04-14 0.037500 0.397878
2010-01-14 0.035000 0.454693
2009-10-28 0.032500 0.568182
2009-07-29 0.032500 0.515464
2009-04-29 0.032500 0.507812
2009-01-28 0.032500 0.550148
2008-10-22 0.032500 0.457103
2008-07-23 0.032500 0.632603
2008-04-23 0.030000 0.481155
2008-01-23 0.030000 0.542005
2007-10-24 0.030000 0.416089
2007-07-25 0.027500 0.377488
2007-04-25 0.025000 0.331126
2007-01-24 0.025000 0.329489
2006-10-25 0.025000 0.315657
2006-07-26 0.025000 0.319387
2006-04-26 0.025000 0.295596
2006-01-25 0.025000 0.273000
2005-10-26 0.025000 0.301114
2005-07-27 0.025000 0.292398
2005-04-27 0.022500 0.284270
2005-02-02 0.020000 0.236756
2004-10-27 0.020000 0.249221
2004-07-28 0.020000 0.315333
2004-04-28 0.017500 0.288422
2004-01-28 0.017500 0.305144
2003-10-29 0.016250 0.314770
2003-07-30 0.015000 0.316372
2003-04-30 0.013750 0.323529
2003-01-23 0.012500 0.345901
2002-10-17 0.012500 0.438597
2002-07-18 0.010000 0.382958
2002-04-18 0.008750 0.408878
2002-01-16 0.007500 0.446097
2001-10-03 0.007500 0.547945
2001-07-05 0.007500 0.551724
2001-04-04 0.006875 0.830189
2001-01-04 0.006875 0.765217
2000-10-04 0.006875 0.911917
2000-07-06 0.006875 0.661654
2000-04-05 0.006250 0.655738
2000-01-05 0.006250 0.529801
1999-10-06 0.006250 0.586081
1999-07-07 0.006250 0.540541
1999-04-07 0.006250 0.533333
1999-01-06 0.006250 0.427807
1998-10-07 0.003750 0.279070
1998-07-08 0.003750 0.193548
1998-04-07 0.003750 0.193548
1998-01-07 0.003125 0.212766
Additional Data
dividendRate 1.96
dividendYield 4.28
exDividendDate 2026-10-13
trailingAnnualDividendRate 1.82
trailingAnnualDividendYield 0.039703317
lastDividendValue 0.49
lastDividendDate 2026-10-13
dividendDate 2026-10-20

Info Dump

Attribute Value
52 Week Change -0.0026109815
Address1 18,000 Cantrell Road
All Time High 56.86
All Time Low 0.636719
Ask 48.72
Ask Size 1
Audit Risk 1
Average Analyst Rating 2.9 - Hold
Average Daily Volume10 Day 2,180,590
Average Daily Volume3 Month 1,277,165
Average Volume 1,277,165
Average Volume10Days 2,180,590
Beta 0.908
Bid 44.25
Bid Size 1
Board Risk 5
Book Value 54.467
City Little Rock
Compensation As Of Epoch Date 1,767,139,200
Compensation Risk 1
Country United States
Crypto Tradeable 0
Currency USD
Current Price 46.42
Custom Price Alert Confidence HIGH
Date Short Interest 1,790,726,400
Day High 46.79
Day Low 46.05
Dividend Date 1,792,454,400
Dividend Rate 1.96
Dividend Yield 4.28
Earnings Call Timestamp End 1,792,612,800
Earnings Call Timestamp Start 1,792,612,800
Earnings Growth -0.057
Earnings Quarterly Growth -0.085
Earnings Timestamp 1,792,526,400
Earnings Timestamp End 1,792,526,400
Earnings Timestamp Start 1,792,526,400
Ebitda Margins 0.0
Enterprise To Revenue 2.868
Enterprise Value 4,451,173,376
Eps Current Year 5.7919
Eps Forward 6.05642
Eps Trailing Twelve Months 6.06
Esg Populated 0
Ex Dividend Date 1,791,849,600
Exchange NMS
Exchange Data Delayed By 15
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 48.3346
Fifty Day Average Change -1.9146004
Fifty Day Average Change Percent -0.039611384
Fifty Two Week Change Percent -0.26109815
Fifty Two Week High 53.39
Fifty Two Week High Change -6.970001
Fifty Two Week High Change Percent -0.13054882
Fifty Two Week Low 42.37
Fifty Two Week Low Change 4.049999
Fifty Two Week Low Change Percent 0.095586486
Fifty Two Week Range 42.37 - 53.39
Financial Currency USD
First Trade Date Milliseconds 869,146,200,000
Five Year Avg Dividend Yield 3.3
Float Shares 100,603,558
Forward Eps 6.05642
Forward P E 7.6645937
Full Exchange Name NasdaqGS
Full Time Employees 3,286
Fullday Change 0.579998
Fullday Change Percent 1.2652662
Fullday Price 46.42
Gmt Off Set Milliseconds -14,400,000
Governance Epoch Date 1,790,812,800
Gross Margins 0.0
Gross Profits 1,552,274,048
Has Pre Post Market Data 1
Held Percent Insiders 0.06826
Held Percent Institutions 0.97919
Implied Shares Outstanding 109,037,618
Industry Banks - Regional
Industry Disp Banks - Regional
Industry Key banks-regional
Is Earnings Date Estimate 0
Language en-US
Last Dividend Date 1,791,849,600
Last Dividend Value 0.49
Last Fiscal Year End 1,767,139,200
Last Split Date 1,403,568,000
Last Split Factor 2:1
Long Business Summary Bank OZK operates as a full-service Arkansas state-chartered bank that provides retail and commercial banking services. The company provides deposit services, including non-interest-bearing checking, interest bearing transaction, business sweep, savings, money market, individual retirement, and other accounts, as well as time and reciprocal deposits. It offers trust and wealth services, such as personal trusts, custodial accounts, investment management accounts, and retirement accounts; corporate trust services that include trustee, paying agent and registered transfer agent services, and other related services; and treasury management services, which include automated clearing house, wire transfer, current and prior day transaction reporting, wholesale lockbox, remote deposit capture, automated credit line transfer, reconciliation, positive pay, commercial card, and other services, as well as zero balance and investment sweep accounts. In addition, the company provides real estate, consumer, small business, indirect recreational vehicle and marine, equipment, agricultural, commercial and industrial, government guaranteed, lines of credit, homebuilder, and housing loans; lender and structured, business aviation, and subscription financing services; and mortgage and other lending products. The company was formerly known as Bank of the Ozarks and changed its name to Bank OZK in July 2018. Bank OZK was founded in 1903 and is headquartered in Little Rock, Arkansas.
Long Name Bank OZK
Market us_market
Market Cap 5,061,526,016
Market State REGULAR
Max Age 86,400
Message Board Id finmb_362889
Most Recent Quarter 1,782,777,600
Net Income To Common 675,091,008
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 5,025,543,813
Number Of Analyst Opinions 9
Open 46.05
Operating Cashflow 865,692,032
Operating Margins 0.55609
Overall Risk 2
Payout Ratio 0.3003
Peg Ratio 2.76
Phone 501 978 2265
Previous Close 45.84
Price Eps Current Year 8.014641
Price Hint 2
Price To Book 0.85225916
Price To Sales Trailing12 Months 3.2607167
Profit Margins 0.44533002
Quote Source Name Nasdaq Real Time Price
Quote Type EQUITY
Recommendation Key hold
Recommendation Mean 2.9
Region US
Regular Market Change 0.579998
Regular Market Change Percent 1.2652662
Regular Market Day High 46.79
Regular Market Day Low 46.05
Regular Market Day Range 46.05 - 46.79
Regular Market Open 46.05
Regular Market Previous Close 45.84
Regular Market Price 46.42
Regular Market Time 1,792,162,736
Regular Market Volume 216,140
Return On Assets 0.016619999
Return On Equity 0.113290004
Revenue Growth -0.021
Revenue Per Share 13.976
Sand P52 Week Change 0.16207206
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Share Holder Rights Risk 3
Shares Outstanding 109,037,618
Shares Percent Shares Out 0.16139999
Shares Short 17,600,458
Shares Short Previous Month Date 1,788,134,400
Shares Short Prior Month 16,209,608
Short Name Bank OZK
Short Percent Of Float 0.1739
Short Ratio 15.34
Source Interval 15
State AR
Symbol OZK
Target High Price 65.0
Target Low Price 40.0
Target Mean Price 53.77778
Target Median Price 52.0
Total Cash 1,554,322,048
Total Cash Per Share 14.255
Total Debt 668,230,976
Total Revenue 1,552,274,048
Tradeable 0
Trailing Annual Dividend Rate 1.82
Trailing Annual Dividend Yield 0.039703317
Trailing Eps 6.06
Trailing P E 7.6600657
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 48.386
Two Hundred Day Average Change -1.9660034
Two Hundred Day Average Change Percent -0.040631656
Type Disp Equity
Volume 216,140
Website https://www.ozk.com
Zip 72,223