Bank OZK (OZK)Financial Services | Banks - Regional | Little Rock, United States | NasdaqGS
49.40 USD
-0.04
(-0.081%) ⇩
(Aug. 28, 2026, 4 p.m.
EDT)
After hours: 49.40 |
Hot Take ↕ | Aug. 22, 2026, 3:10 a.m. EDT
Bank OZK presents a compelling value case for patient investors, trading at a discount to book value with a robust 3.77% yield that has been consistently raised over the last few years. The business fundamentals are sound, evidenced by a 36% cumulative gain over the past nine years and a recent year-over-year price surge of 25%, which suggests the market is finally pricing in the recovery of its regional banking franchise. While recent headlines highlight asset quality challenges and non-performing loans, the company's ability to post rising net income and maintain a healthy payout ratio demonstrates resilience. The short-term outlook is constructive, with technicals showing a bounce off the 200-day moving average and options flow leaning bullish, though the statistical forecast model remains neutral-to-slightly-bearish, indicating some lingering uncertainty in the immediate price path. This is a solid core holding for income and capital appreciation, provided one can tolerate the cyclical risks inherent in regional banking. |
| Model | MAE |
|---|---|
| AutoETS ✓ | 0.020676 |
| AutoARIMA | 0.021891 |
| MSTL | 0.025063 |
| AutoTheta | 0.028848 |
Forecast horizon: 45 days | Selected: AutoETS
| Forecast Reliability | |
|---|---|
| Score | 55% |
| H-stat | 1.82 |
| Ljung-Box p | 0.000 |
| Jarque-Bera p | 0.319 |
| Excess Kurtosis | -1.09 |
| Attribute | Value |
|---|---|
| Sector | Financial Services |
| Ex Dividend Date | 2026-07-12 |
| Last Dividend Date | 2026-07-12 |
| Revenue per Share | 13.976 |
| Market Cap | 5,386,458,624 |
| Trailing P/E | 8.15 |
| Forward P/E | 8.14 |
| Beta | 0.88 |
| Profit Margins | 44.53% |
| Website | https://www.ozk.com |
As of Aug. 22, 2026, 3:10 a.m. EDT: Speculators are positioning for a moderate rebound with heavy call open interest at strikes above the current price ($52.50 and $55.00), suggesting a bullish bias for the near term. However, deep out-of-the-money put volume at distant expirations indicates a hedge against a significant downside scenario, creating a 'long gamma' environment where volatility could spike if the stock moves sharply.
| Last Yield | 1yr Yield | 3yr Avg | 5yr Avg |
|---|---|---|---|
| 0.95% | 3.79% | 3.77% | 3.55% |
| Date | Dividend | Yield % |
|---|---|---|
| 2026-07-13 | 0.480000 | 0.948992 |
| 2026-04-13 | 0.470000 | 0.978963 |
| 2026-01-13 | 0.460000 | 0.989035 |
| 2025-10-14 | 0.450000 | 0.877022 |
| 2025-07-11 | 0.440000 | 0.853044 |
| 2025-04-14 | 0.430000 | 1.120375 |
| 2025-01-14 | 0.420000 | 0.954545 |
| 2024-10-11 | 0.410000 | 0.939075 |
| 2024-07-12 | 0.400000 | 0.933707 |
| 2024-04-11 | 0.390000 | 0.906344 |
| 2024-01-12 | 0.380000 | 0.811272 |
| 2023-10-12 | 0.370000 | 1.000000 |
| 2023-07-13 | 0.360000 | 0.859804 |
| 2023-04-13 | 0.350000 | 1.035809 |
| 2023-01-13 | 0.340000 | 0.816327 |
| 2022-10-13 | 0.330000 | 0.772834 |
| 2022-07-14 | 0.320000 | 0.905490 |
| 2022-04-13 | 0.310000 | 0.768659 |
| 2022-01-13 | 0.300000 | 0.599161 |
| 2021-10-14 | 0.290000 | 0.658791 |
| 2021-07-09 | 0.285000 | 0.669800 |
| 2021-04-09 | 0.280000 | 0.703518 |
| 2021-01-14 | 0.278000 | 0.774158 |
| 2020-10-08 | 0.275000 | 1.211454 |
| 2020-07-10 | 0.273000 | 1.218206 |
| 2020-04-09 | 0.270000 | 1.360201 |
| 2020-01-16 | 0.260000 | 0.843882 |
| 2019-10-10 | 0.250000 | 0.953834 |
| 2019-07-11 | 0.240000 | 0.817439 |
| 2019-04-12 | 0.230000 | 0.746511 |
| 2019-01-14 | 0.220000 | 0.833965 |
| 2018-10-11 | 0.210000 | 0.570652 |
| 2018-07-12 | 0.200000 | 0.474834 |
| 2018-04-12 | 0.195000 | 0.408291 |
| 2018-01-18 | 0.190000 | 0.370949 |
| 2017-10-12 | 0.185000 | 0.404814 |
| 2017-07-12 | 0.180000 | 0.387931 |
| 2017-04-11 | 0.175000 | 0.354108 |
| 2017-01-18 | 0.170000 | 0.326108 |
| 2016-10-12 | 0.165000 | 0.427240 |
| 2016-07-13 | 0.160000 | 0.399700 |
| 2016-04-13 | 0.155000 | 0.358796 |
| 2016-01-13 | 0.150000 | 0.331053 |
| 2015-10-14 | 0.145000 | 0.332036 |
| 2015-07-15 | 0.140000 | 0.307422 |
| 2015-04-15 | 0.135000 | 0.330235 |
| 2015-01-14 | 0.130000 | 0.391095 |
| 2014-10-15 | 0.125000 | 0.406504 |
| 2014-07-09 | 0.120000 | 0.361882 |
| 2014-04-09 | 0.115000 | 0.350343 |
| 2014-01-15 | 0.110000 | 0.386304 |
| 2013-10-09 | 0.105000 | 0.460931 |
| 2013-07-10 | 0.095000 | 0.413403 |
| 2013-04-10 | 0.085000 | 0.402272 |
| 2013-01-16 | 0.075000 | 0.434531 |
| 2012-10-10 | 0.070000 | 0.417412 |
| 2012-07-11 | 0.065000 | 0.433767 |
| 2012-04-11 | 0.060000 | 0.389231 |
| 2012-01-11 | 0.055000 | 0.359008 |
| 2011-10-12 | 0.050000 | 0.426076 |
| 2011-07-13 | 0.047500 | 0.357143 |
| 2011-04-13 | 0.045000 | 0.407609 |
| 2011-01-12 | 0.042500 | 0.400471 |
| 2010-10-13 | 0.040000 | 0.421274 |
| 2010-07-14 | 0.037500 | 0.395153 |
| 2010-04-14 | 0.037500 | 0.397878 |
| 2010-01-14 | 0.035000 | 0.454693 |
| 2009-10-28 | 0.032500 | 0.568182 |
| 2009-07-29 | 0.032500 | 0.515464 |
| 2009-04-29 | 0.032500 | 0.507812 |
| 2009-01-28 | 0.032500 | 0.550148 |
| 2008-10-22 | 0.032500 | 0.457103 |
| 2008-07-23 | 0.032500 | 0.632603 |
| 2008-04-23 | 0.030000 | 0.481155 |
| 2008-01-23 | 0.030000 | 0.542005 |
| 2007-10-24 | 0.030000 | 0.416089 |
| 2007-07-25 | 0.027500 | 0.377488 |
| 2007-04-25 | 0.025000 | 0.331126 |
| 2007-01-24 | 0.025000 | 0.329489 |
| 2006-10-25 | 0.025000 | 0.315657 |
| 2006-07-26 | 0.025000 | 0.319387 |
| 2006-04-26 | 0.025000 | 0.295596 |
| 2006-01-25 | 0.025000 | 0.273000 |
| 2005-10-26 | 0.025000 | 0.301114 |
| 2005-07-27 | 0.025000 | 0.292398 |
| 2005-04-27 | 0.022500 | 0.284270 |
| 2005-02-02 | 0.020000 | 0.236756 |
| 2004-10-27 | 0.020000 | 0.249221 |
| 2004-07-28 | 0.020000 | 0.315333 |
| 2004-04-28 | 0.017500 | 0.288422 |
| 2004-01-28 | 0.017500 | 0.305144 |
| 2003-10-29 | 0.016250 | 0.314770 |
| 2003-07-30 | 0.015000 | 0.316372 |
| 2003-04-30 | 0.013750 | 0.323529 |
| 2003-01-23 | 0.012500 | 0.345901 |
| 2002-10-17 | 0.012500 | 0.438597 |
| 2002-07-18 | 0.010000 | 0.382958 |
| 2002-04-18 | 0.008750 | 0.408878 |
| 2002-01-16 | 0.007500 | 0.446097 |
| 2001-10-03 | 0.007500 | 0.547945 |
| 2001-07-05 | 0.007500 | 0.551724 |
| 2001-04-04 | 0.006875 | 0.830189 |
| 2001-01-04 | 0.006875 | 0.765217 |
| 2000-10-04 | 0.006875 | 0.911917 |
| 2000-07-06 | 0.006875 | 0.661654 |
| 2000-04-05 | 0.006250 | 0.655738 |
| 2000-01-05 | 0.006250 | 0.529801 |
| 1999-10-06 | 0.006250 | 0.586081 |
| 1999-07-07 | 0.006250 | 0.540541 |
| 1999-04-07 | 0.006250 | 0.533333 |
| 1999-01-06 | 0.006250 | 0.427807 |
| 1998-10-07 | 0.003750 | 0.279070 |
| 1998-07-08 | 0.003750 | 0.193548 |
| 1998-04-07 | 0.003750 | 0.193548 |
| 1998-01-07 | 0.003125 | 0.212766 |
| Attribute | Value |
|---|---|
| 52 Week Change | -0.055406928 |
| Address1 | 18,000 Cantrell Road |
| All Time High | 56.86 |
| All Time Low | 0.636719 |
| Ask | 52.5 |
| Ask Size | 1 |
| Audit Risk | 1 |
| Average Analyst Rating | 2.7 - Hold |
| Average Daily Volume10 Day | 999,970 |
| Average Daily Volume3 Month | 1,162,175 |
| Average Volume | 1,162,175 |
| Average Volume10Days | 999,970 |
| Beta | 0.881 |
| Bid | 46.6 |
| Bid Size | 1 |
| Board Risk | 5 |
| Book Value | 54.467 |
| City | Little Rock |
| Compensation As Of Epoch Date | 1,767,139,200 |
| Compensation Risk | 1 |
| Country | United States |
| Crypto Tradeable | 0 |
| Currency | USD |
| Current Price | 49.4 |
| Custom Price Alert Confidence | HIGH |
| Date Short Interest | 1,786,665,600 |
| Day High | 49.82 |
| Day Low | 49.27 |
| Dividend Date | 1,784,505,600 |
| Dividend Rate | 1.86 |
| Dividend Yield | 3.76 |
| Earnings Call Timestamp End | 1,784,723,400 |
| Earnings Call Timestamp Start | 1,784,723,400 |
| Earnings Growth | -0.057 |
| Earnings Quarterly Growth | -0.085 |
| Earnings Timestamp | 1,784,664,000 |
| Earnings Timestamp End | 1,792,094,400 |
| Earnings Timestamp Start | 1,792,094,400 |
| Ebitda Margins | 0.0 |
| Enterprise To Revenue | 3.118 |
| Enterprise Value | 4,839,347,200 |
| Eps Current Year | 5.79638 |
| Eps Forward | 6.06756 |
| Eps Trailing Twelve Months | 6.06 |
| Esg Populated | 0 |
| Ex Dividend Date | 1,783,900,800 |
| Exchange | NMS |
| Exchange Data Delayed By | 0 |
| Exchange Timezone Name | America/New_York |
| Exchange Timezone Short Name | EDT |
| Fifty Day Average | 50.8664 |
| Fifty Day Average Change | -1.4664001 |
| Fifty Day Average Change Percent | -0.028828463 |
| Fifty Two Week Change Percent | -5.540693 |
| Fifty Two Week High | 53.66 |
| Fifty Two Week High Change | -4.2599983 |
| Fifty Two Week High Change Percent | -0.079388715 |
| Fifty Two Week Low | 42.37 |
| Fifty Two Week Low Change | 7.0300026 |
| Fifty Two Week Low Change Percent | 0.16591935 |
| Fifty Two Week Range | 42.37 - 53.66 |
| Financial Currency | USD |
| First Trade Date Milliseconds | 869,146,200,000 |
| Five Year Avg Dividend Yield | 3.31 |
| Float Shares | 100,603,558 |
| Forward Eps | 6.06756 |
| Forward P E | 8.141658 |
| Full Exchange Name | NasdaqGS |
| Full Time Employees | 3,286 |
| Fullday Change | -0.0399971 |
| Fullday Change Percent | -0.0809003 |
| Fullday Price | 49.4 |
| Gmt Off Set Milliseconds | -14,400,000 |
| Governance Epoch Date | 1,785,542,400 |
| Gross Margins | 0.0 |
| Gross Profits | 1,552,274,048 |
| Has Pre Post Market Data | 1 |
| Held Percent Insiders | 0.06826 |
| Held Percent Institutions | 0.99657 |
| Implied Shares Outstanding | 109,037,618 |
| Industry | Banks - Regional |
| Industry Disp | Banks - Regional |
| Industry Key | banks-regional |
| Is Earnings Date Estimate | 0 |
| Language | en-US |
| Last Dividend Date | 1,783,900,800 |
| Last Dividend Value | 0.48 |
| Last Fiscal Year End | 1,767,139,200 |
| Last Split Date | 1,403,568,000 |
| Last Split Factor | 2:1 |
| Long Business Summary | Bank OZK operates as a full-service Arkansas state-chartered bank that provides retail and commercial banking services. The company provides deposit services, including non-interest-bearing checking, interest bearing transaction, business sweep, savings, money market, individual retirement, and other accounts, as well as time and reciprocal deposits. It offers trust and wealth services, such as personal trusts, custodial accounts, investment management accounts, and retirement accounts; corporate trust services that include trustee, paying agent and registered transfer agent services, and other related services; and treasury management services, which include automated clearing house, wire transfer, current and prior day transaction reporting, wholesale lockbox, remote deposit capture, automated credit line transfer, reconciliation, positive pay, commercial card, and other services, as well as zero balance and investment sweep accounts. In addition, the company provides real estate, consumer, small business, indirect recreational vehicle and marine, equipment, agricultural, commercial and industrial, government guaranteed, lines of credit, homebuilder, and housing loans; lender and structured, business aviation, and subscription financing services; and mortgage and other lending products. The company was formerly known as Bank of the Ozarks and changed its name to Bank OZK in July 2018. Bank OZK was founded in 1903 and is headquartered in Little Rock, Arkansas. |
| Long Name | Bank OZK |
| Market | us_market |
| Market Cap | 5,386,458,624 |
| Market State | CLOSED |
| Max Age | 86,400 |
| Message Board Id | finmb_362889 |
| Most Recent Quarter | 1,782,777,600 |
| Net Income To Common | 675,091,008 |
| Next Fiscal Year End | 1,798,675,200 |
| Non Diluted Market Cap | 5,390,819,833 |
| Number Of Analyst Opinions | 9 |
| Open | 49.5 |
| Operating Cashflow | 865,692,032 |
| Operating Margins | 0.55609 |
| Overall Risk | 2 |
| Payout Ratio | 0.3003 |
| Peg Ratio | 2.76 |
| Phone | 501 978 2265 |
| Post Market Change | 0.0 |
| Post Market Change Percent | 0.0 |
| Post Market Price | 49.4 |
| Post Market Time | 1,787,959,805 |
| Previous Close | 49.44 |
| Price Eps Current Year | 8.522561 |
| Price Hint | 2 |
| Price To Book | 0.9069712 |
| Price To Sales Trailing12 Months | 3.4700437 |
| Profit Margins | 0.44533002 |
| Quote Source Name | Nasdaq Real Time Price |
| Quote Type | EQUITY |
| Recommendation Key | hold |
| Recommendation Mean | 2.7 |
| Region | US |
| Regular Market Change | -0.0399971 |
| Regular Market Change Percent | -0.0809003 |
| Regular Market Day High | 49.82 |
| Regular Market Day Low | 49.27 |
| Regular Market Day Range | 49.27 - 49.82 |
| Regular Market Open | 49.5 |
| Regular Market Previous Close | 49.44 |
| Regular Market Price | 49.4 |
| Regular Market Time | 1,787,947,201 |
| Regular Market Volume | 937,862 |
| Return On Assets | 0.016619999 |
| Return On Equity | 0.113290004 |
| Revenue Growth | -0.021 |
| Revenue Per Share | 13.976 |
| Sand P52 Week Change | 0.20504117 |
| Sector | Financial Services |
| Sector Disp | Financial Services |
| Sector Key | financial-services |
| Share Holder Rights Risk | 3 |
| Shares Outstanding | 109,037,618 |
| Shares Percent Shares Out | 0.14479999 |
| Shares Short | 15,785,791 |
| Shares Short Previous Month Date | 1,784,073,600 |
| Shares Short Prior Month | 15,810,827 |
| Short Name | Bank OZK |
| Short Percent Of Float | 0.156 |
| Short Ratio | 13.79 |
| Source Interval | 15 |
| State | AR |
| Symbol | OZK |
| Target High Price | 65.0 |
| Target Low Price | 40.0 |
| Target Mean Price | 54.66667 |
| Target Median Price | 56.0 |
| Total Cash | 1,554,322,048 |
| Total Cash Per Share | 14.255 |
| Total Debt | 668,230,976 |
| Total Revenue | 1,552,274,048 |
| Tradeable | 0 |
| Trailing Annual Dividend Rate | 1.82 |
| Trailing Annual Dividend Yield | 0.036812298 |
| Trailing Eps | 6.06 |
| Trailing P E | 8.151815 |
| Trailing Peg Ratio | None |
| Triggerable | 1 |
| Two Hundred Day Average | 48.21345 |
| Two Hundred Day Average Change | 1.1865501 |
| Two Hundred Day Average Change Percent | 0.024610355 |
| Type Disp | Equity |
| Volume | 937,862 |
| Website | https://www.ozk.com |
| Zip | 72,223 |