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Bank OZK (OZK)

Financial Services | Banks - Regional | Little Rock, United States | NasdaqGS
49.40 USD -0.04 (-0.081%) ⇩ (Aug. 28, 2026, 4 p.m. EDT)
After hours: 49.40

Short-term:★★★⯪☆Long-term:★★★☆☆Dividends:★★★⯪☆
Hot Take | Aug. 22, 2026, 3:10 a.m. EDT

Bank OZK presents a compelling value case for patient investors, trading at a discount to book value with a robust 3.77% yield that has been consistently raised over the last few years. The business fundamentals are sound, evidenced by a 36% cumulative gain over the past nine years and a recent year-over-year price surge of 25%, which suggests the market is finally pricing in the recovery of its regional banking franchise. While recent headlines highlight asset quality challenges and non-performing loans, the company's ability to post rising net income and maintain a healthy payout ratio demonstrates resilience. The short-term outlook is constructive, with technicals showing a bounce off the 200-day moving average and options flow leaning bullish, though the statistical forecast model remains neutral-to-slightly-bearish, indicating some lingering uncertainty in the immediate price path. This is a solid core holding for income and capital appreciation, provided one can tolerate the cyclical risks inherent in regional banking.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
AutoETS ✓0.020676
AutoARIMA0.021891
MSTL0.025063
AutoTheta0.028848

Forecast horizon: 45 days | Selected: AutoETS

Forecast Reliability
Score 55%
H-stat 1.82
Ljung-Box p 0.000
Jarque-Bera p 0.319
Excess Kurtosis -1.09
Attribute Value
Sector Financial Services
Ex Dividend Date 2026-07-12
Last Dividend Date 2026-07-12
Revenue per Share 13.976
Market Cap 5,386,458,624
Trailing P/E 8.15
Forward P/E 8.14
Beta 0.88
Profit Margins 44.53%
Website https://www.ozk.com

As of Aug. 22, 2026, 3:10 a.m. EDT: Speculators are positioning for a moderate rebound with heavy call open interest at strikes above the current price ($52.50 and $55.00), suggesting a bullish bias for the near term. However, deep out-of-the-money put volume at distant expirations indicates a hedge against a significant downside scenario, creating a 'long gamma' environment where volatility could spike if the stock moves sharply.


Dividend Data

Yield Summary
Last Yield 1yr Yield 3yr Avg 5yr Avg
0.95% 3.79% 3.77% 3.55%
Dividend History
Date Dividend Yield %
2026-07-13 0.480000 0.948992
2026-04-13 0.470000 0.978963
2026-01-13 0.460000 0.989035
2025-10-14 0.450000 0.877022
2025-07-11 0.440000 0.853044
2025-04-14 0.430000 1.120375
2025-01-14 0.420000 0.954545
2024-10-11 0.410000 0.939075
2024-07-12 0.400000 0.933707
2024-04-11 0.390000 0.906344
2024-01-12 0.380000 0.811272
2023-10-12 0.370000 1.000000
2023-07-13 0.360000 0.859804
2023-04-13 0.350000 1.035809
2023-01-13 0.340000 0.816327
2022-10-13 0.330000 0.772834
2022-07-14 0.320000 0.905490
2022-04-13 0.310000 0.768659
2022-01-13 0.300000 0.599161
2021-10-14 0.290000 0.658791
2021-07-09 0.285000 0.669800
2021-04-09 0.280000 0.703518
2021-01-14 0.278000 0.774158
2020-10-08 0.275000 1.211454
2020-07-10 0.273000 1.218206
2020-04-09 0.270000 1.360201
2020-01-16 0.260000 0.843882
2019-10-10 0.250000 0.953834
2019-07-11 0.240000 0.817439
2019-04-12 0.230000 0.746511
2019-01-14 0.220000 0.833965
2018-10-11 0.210000 0.570652
2018-07-12 0.200000 0.474834
2018-04-12 0.195000 0.408291
2018-01-18 0.190000 0.370949
2017-10-12 0.185000 0.404814
2017-07-12 0.180000 0.387931
2017-04-11 0.175000 0.354108
2017-01-18 0.170000 0.326108
2016-10-12 0.165000 0.427240
2016-07-13 0.160000 0.399700
2016-04-13 0.155000 0.358796
2016-01-13 0.150000 0.331053
2015-10-14 0.145000 0.332036
2015-07-15 0.140000 0.307422
2015-04-15 0.135000 0.330235
2015-01-14 0.130000 0.391095
2014-10-15 0.125000 0.406504
2014-07-09 0.120000 0.361882
2014-04-09 0.115000 0.350343
2014-01-15 0.110000 0.386304
2013-10-09 0.105000 0.460931
2013-07-10 0.095000 0.413403
2013-04-10 0.085000 0.402272
2013-01-16 0.075000 0.434531
2012-10-10 0.070000 0.417412
2012-07-11 0.065000 0.433767
2012-04-11 0.060000 0.389231
2012-01-11 0.055000 0.359008
2011-10-12 0.050000 0.426076
2011-07-13 0.047500 0.357143
2011-04-13 0.045000 0.407609
2011-01-12 0.042500 0.400471
2010-10-13 0.040000 0.421274
2010-07-14 0.037500 0.395153
2010-04-14 0.037500 0.397878
2010-01-14 0.035000 0.454693
2009-10-28 0.032500 0.568182
2009-07-29 0.032500 0.515464
2009-04-29 0.032500 0.507812
2009-01-28 0.032500 0.550148
2008-10-22 0.032500 0.457103
2008-07-23 0.032500 0.632603
2008-04-23 0.030000 0.481155
2008-01-23 0.030000 0.542005
2007-10-24 0.030000 0.416089
2007-07-25 0.027500 0.377488
2007-04-25 0.025000 0.331126
2007-01-24 0.025000 0.329489
2006-10-25 0.025000 0.315657
2006-07-26 0.025000 0.319387
2006-04-26 0.025000 0.295596
2006-01-25 0.025000 0.273000
2005-10-26 0.025000 0.301114
2005-07-27 0.025000 0.292398
2005-04-27 0.022500 0.284270
2005-02-02 0.020000 0.236756
2004-10-27 0.020000 0.249221
2004-07-28 0.020000 0.315333
2004-04-28 0.017500 0.288422
2004-01-28 0.017500 0.305144
2003-10-29 0.016250 0.314770
2003-07-30 0.015000 0.316372
2003-04-30 0.013750 0.323529
2003-01-23 0.012500 0.345901
2002-10-17 0.012500 0.438597
2002-07-18 0.010000 0.382958
2002-04-18 0.008750 0.408878
2002-01-16 0.007500 0.446097
2001-10-03 0.007500 0.547945
2001-07-05 0.007500 0.551724
2001-04-04 0.006875 0.830189
2001-01-04 0.006875 0.765217
2000-10-04 0.006875 0.911917
2000-07-06 0.006875 0.661654
2000-04-05 0.006250 0.655738
2000-01-05 0.006250 0.529801
1999-10-06 0.006250 0.586081
1999-07-07 0.006250 0.540541
1999-04-07 0.006250 0.533333
1999-01-06 0.006250 0.427807
1998-10-07 0.003750 0.279070
1998-07-08 0.003750 0.193548
1998-04-07 0.003750 0.193548
1998-01-07 0.003125 0.212766
Additional Data
dividendRate 1.86
dividendYield 3.76
exDividendDate 2026-07-13
trailingAnnualDividendRate 1.82
trailingAnnualDividendYield 0.036812298
lastDividendValue 0.48
lastDividendDate 2026-07-13
dividendDate 2026-07-20

Info Dump

Attribute Value
52 Week Change -0.055406928
Address1 18,000 Cantrell Road
All Time High 56.86
All Time Low 0.636719
Ask 52.5
Ask Size 1
Audit Risk 1
Average Analyst Rating 2.7 - Hold
Average Daily Volume10 Day 999,970
Average Daily Volume3 Month 1,162,175
Average Volume 1,162,175
Average Volume10Days 999,970
Beta 0.881
Bid 46.6
Bid Size 1
Board Risk 5
Book Value 54.467
City Little Rock
Compensation As Of Epoch Date 1,767,139,200
Compensation Risk 1
Country United States
Crypto Tradeable 0
Currency USD
Current Price 49.4
Custom Price Alert Confidence HIGH
Date Short Interest 1,786,665,600
Day High 49.82
Day Low 49.27
Dividend Date 1,784,505,600
Dividend Rate 1.86
Dividend Yield 3.76
Earnings Call Timestamp End 1,784,723,400
Earnings Call Timestamp Start 1,784,723,400
Earnings Growth -0.057
Earnings Quarterly Growth -0.085
Earnings Timestamp 1,784,664,000
Earnings Timestamp End 1,792,094,400
Earnings Timestamp Start 1,792,094,400
Ebitda Margins 0.0
Enterprise To Revenue 3.118
Enterprise Value 4,839,347,200
Eps Current Year 5.79638
Eps Forward 6.06756
Eps Trailing Twelve Months 6.06
Esg Populated 0
Ex Dividend Date 1,783,900,800
Exchange NMS
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 50.8664
Fifty Day Average Change -1.4664001
Fifty Day Average Change Percent -0.028828463
Fifty Two Week Change Percent -5.540693
Fifty Two Week High 53.66
Fifty Two Week High Change -4.2599983
Fifty Two Week High Change Percent -0.079388715
Fifty Two Week Low 42.37
Fifty Two Week Low Change 7.0300026
Fifty Two Week Low Change Percent 0.16591935
Fifty Two Week Range 42.37 - 53.66
Financial Currency USD
First Trade Date Milliseconds 869,146,200,000
Five Year Avg Dividend Yield 3.31
Float Shares 100,603,558
Forward Eps 6.06756
Forward P E 8.141658
Full Exchange Name NasdaqGS
Full Time Employees 3,286
Fullday Change -0.0399971
Fullday Change Percent -0.0809003
Fullday Price 49.4
Gmt Off Set Milliseconds -14,400,000
Governance Epoch Date 1,785,542,400
Gross Margins 0.0
Gross Profits 1,552,274,048
Has Pre Post Market Data 1
Held Percent Insiders 0.06826
Held Percent Institutions 0.99657
Implied Shares Outstanding 109,037,618
Industry Banks - Regional
Industry Disp Banks - Regional
Industry Key banks-regional
Is Earnings Date Estimate 0
Language en-US
Last Dividend Date 1,783,900,800
Last Dividend Value 0.48
Last Fiscal Year End 1,767,139,200
Last Split Date 1,403,568,000
Last Split Factor 2:1
Long Business Summary Bank OZK operates as a full-service Arkansas state-chartered bank that provides retail and commercial banking services. The company provides deposit services, including non-interest-bearing checking, interest bearing transaction, business sweep, savings, money market, individual retirement, and other accounts, as well as time and reciprocal deposits. It offers trust and wealth services, such as personal trusts, custodial accounts, investment management accounts, and retirement accounts; corporate trust services that include trustee, paying agent and registered transfer agent services, and other related services; and treasury management services, which include automated clearing house, wire transfer, current and prior day transaction reporting, wholesale lockbox, remote deposit capture, automated credit line transfer, reconciliation, positive pay, commercial card, and other services, as well as zero balance and investment sweep accounts. In addition, the company provides real estate, consumer, small business, indirect recreational vehicle and marine, equipment, agricultural, commercial and industrial, government guaranteed, lines of credit, homebuilder, and housing loans; lender and structured, business aviation, and subscription financing services; and mortgage and other lending products. The company was formerly known as Bank of the Ozarks and changed its name to Bank OZK in July 2018. Bank OZK was founded in 1903 and is headquartered in Little Rock, Arkansas.
Long Name Bank OZK
Market us_market
Market Cap 5,386,458,624
Market State CLOSED
Max Age 86,400
Message Board Id finmb_362889
Most Recent Quarter 1,782,777,600
Net Income To Common 675,091,008
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 5,390,819,833
Number Of Analyst Opinions 9
Open 49.5
Operating Cashflow 865,692,032
Operating Margins 0.55609
Overall Risk 2
Payout Ratio 0.3003
Peg Ratio 2.76
Phone 501 978 2265
Post Market Change 0.0
Post Market Change Percent 0.0
Post Market Price 49.4
Post Market Time 1,787,959,805
Previous Close 49.44
Price Eps Current Year 8.522561
Price Hint 2
Price To Book 0.9069712
Price To Sales Trailing12 Months 3.4700437
Profit Margins 0.44533002
Quote Source Name Nasdaq Real Time Price
Quote Type EQUITY
Recommendation Key hold
Recommendation Mean 2.7
Region US
Regular Market Change -0.0399971
Regular Market Change Percent -0.0809003
Regular Market Day High 49.82
Regular Market Day Low 49.27
Regular Market Day Range 49.27 - 49.82
Regular Market Open 49.5
Regular Market Previous Close 49.44
Regular Market Price 49.4
Regular Market Time 1,787,947,201
Regular Market Volume 937,862
Return On Assets 0.016619999
Return On Equity 0.113290004
Revenue Growth -0.021
Revenue Per Share 13.976
Sand P52 Week Change 0.20504117
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Share Holder Rights Risk 3
Shares Outstanding 109,037,618
Shares Percent Shares Out 0.14479999
Shares Short 15,785,791
Shares Short Previous Month Date 1,784,073,600
Shares Short Prior Month 15,810,827
Short Name Bank OZK
Short Percent Of Float 0.156
Short Ratio 13.79
Source Interval 15
State AR
Symbol OZK
Target High Price 65.0
Target Low Price 40.0
Target Mean Price 54.66667
Target Median Price 56.0
Total Cash 1,554,322,048
Total Cash Per Share 14.255
Total Debt 668,230,976
Total Revenue 1,552,274,048
Tradeable 0
Trailing Annual Dividend Rate 1.82
Trailing Annual Dividend Yield 0.036812298
Trailing Eps 6.06
Trailing P E 8.151815
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 48.21345
Two Hundred Day Average Change 1.1865501
Two Hundred Day Average Change Percent 0.024610355
Type Disp Equity
Volume 937,862
Website https://www.ozk.com
Zip 72,223