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Oak Valley Bancorp (OVLY)

Financial Services | Banks - Regional | Oakdale, United States | NasdaqCM
33.88 USD +0.27 (0.803%) ⇧ (July 13, 2026, 4 p.m. EDT)

Short-term:★★⯪☆☆Long-term:★★★⯪☆Dividends:★★★⯪☆
Hot Take | July 11, 2026, 5:24 a.m. EDT

The long-term investment case is solid, driven by a robust nine-year price trajectory that is up nearly 191% with no recent annual declines, signaling sustained market validation of the business. Fundamentals are healthy, featuring a 12.3% return on equity, a 6.1% revenue growth rate, and a manageable payout ratio of 23.4%, which suggests the dividend is secure rather than eroding book value. However, the short-term outlook remains neutral due to a lack of immediate momentum; the stock is trading flat relative to its 50-day average, and the statistical forecast offers only a negligible upward lean with moderate confidence. While the dividend yield of 2.24% provides a steady income floor, it is not aggressive enough to drive a high-rating yield play. Overall, this is a steady, mid-tier regional bank suitable for a core holding, but it lacks the explosive catalyst needed for a near-term aggressive entry.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
AutoETS ✓0.014893
AutoARIMA0.014928
MSTL0.015334
AutoTheta0.027194

Forecast horizon: 45 days | Selected: AutoETS

Forecast Reliability
Score 61%
H-stat 0.55
Ljung-Box p 0.000
Jarque-Bera p 0.164
Excess Kurtosis -0.27
Attribute Value
Sector Financial Services
Ex Dividend Date 2026-02-01
Last Dividend Date 2026-02-01
Revenue per Share 9.951
Market Cap 285,047,968
Trailing P/E 11.76
Beta 0.21
Profit Margins 29.14%
Website https://www.ovcb.com

Dividend Data

Yield Summary
Last Yield 1yr Yield 3yr Avg 5yr Avg
1.16% 2.25% 1.89% 1.76%
Dividend History
Date Dividend Yield %
2026-02-02 0.375000 1.160631
2025-07-28 0.300000 1.088139
2025-02-03 0.300000 1.176932
2024-07-29 0.225000 0.831793
2024-01-26 0.225000 0.820569
2023-07-28 0.160000 0.585437
2023-01-27 0.160000 0.645161
2022-07-29 0.150000 0.833797
2022-01-28 0.150000 0.840336
2021-07-30 0.145000 0.829519
2021-01-29 0.145000 0.932476
2020-07-31 0.140000 1.093750
2020-01-31 0.140000 0.756757
2019-07-26 0.135000 0.707177
2019-01-25 0.135000 0.750000
2018-07-27 0.130000 0.586907
2018-01-26 0.130000 0.601852
2017-07-27 0.125000 0.816993
2017-01-26 0.125000 0.871080
2016-07-28 0.120000 1.200000
2016-01-28 0.120000 1.257862
2015-07-16 0.110000 1.108871
2015-01-15 0.100000 1.010101
2014-07-10 0.065000 0.656566
2014-01-02 0.100000 1.160093
2009-02-13 0.025000 0.500000
2008-11-17 0.025000 0.454545
2008-08-27 0.050000 0.666667
2007-08-24 0.190000 1.809524
2006-08-02 0.190000 1.266667
2005-08-01 0.166667 1.265825
Additional Data
dividendRate 0.75
dividendYield 2.21
exDividendDate 2026-02-02
trailingAnnualDividendRate 0.675
trailingAnnualDividendYield 0.020083308
lastDividendValue 0.375
lastDividendDate 2026-02-02
dividendDate 2026-02-13

Info Dump

Attribute Value
52 Week Change 0.1739434
Address1 125 North Third Avenue
All Time High 35.97
All Time Low 2.75
Ask 43.09
Ask Size 2
Audit Risk 7
Average Daily Volume10 Day 42,310
Average Daily Volume3 Month 50,039
Average Volume 50,039
Average Volume10Days 42,310
Beta 0.206
Bid 24.31
Bid Size 2
Board Risk 3
Book Value 24.914
City Oakdale
Compensation As Of Epoch Date 1,767,139,200
Compensation Risk 6
Country United States
Crypto Tradeable 0
Currency USD
Current Price 33.88
Custom Price Alert Confidence HIGH
Date Short Interest 1,782,777,600
Day High 34.125
Day Low 33.61
Dividend Date 1,770,940,800
Dividend Rate 0.75
Dividend Yield 2.21
Earnings Growth 0.0
Earnings Quarterly Growth 0.002
Earnings Timestamp End 1,784,318,400
Earnings Timestamp Start 1,784,318,400
Ebitda Margins 0.0
Enterprise To Revenue 1.06
Enterprise Value 86,987,824
Eps Trailing Twelve Months 2.88
Esg Populated 0
Ex Dividend Date 1,769,990,400
Exchange NCM
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 33.5478
Fifty Day Average Change 0.3322029
Fifty Day Average Change Percent 0.009902376
Fifty Two Week Change Percent 17.39434
Fifty Two Week High 35.97
Fifty Two Week High Change -2.0900002
Fifty Two Week High Change Percent -0.05810398
Fifty Two Week Low 25.41
Fifty Two Week Low Change 8.470001
Fifty Two Week Low Change Percent 0.33333337
Fifty Two Week Range 25.41 - 35.97
Financial Currency USD
First Trade Date Milliseconds 1,066,224,600,000
Five Year Avg Dividend Yield 1.65
Float Shares 7,101,087
Full Exchange Name NasdaqCM
Full Time Employees 244
Gmt Off Set Milliseconds -14,400,000
Governance Epoch Date 1,782,864,000
Gross Margins 0.0
Gross Profits 82,090,000
Has Pre Post Market Data 1
Held Percent Insiders 0.15139
Held Percent Institutions 0.33856
Implied Shares Outstanding 8,413,458
Industry Banks - Regional
Industry Disp Banks - Regional
Industry Key banks-regional
Is Earnings Date Estimate 1
Language en-US
Last Dividend Date 1,769,990,400
Last Dividend Value 0.375
Last Fiscal Year End 1,767,139,200
Last Split Date 1,137,456,000
Last Split Factor 3:2
Long Business Summary Oak Valley Bancorp operates as the bank holding company for Oak Valley Community Bank that provides a range of commercial banking services to individuals and small to medium-sized businesses in the Central Valley and the Eastern Sierras. The company accepts deposits through checking and savings, money market, health savings, and individual retirement accounts, as well as certificates of deposit. It also provides commercial real estate loans, commercial business lending and trade finance, and small business administration lending, as well as consumer loans, including automobile loans, home mortgages, credit lines, and other personal loans. In addition, the company offers Internet, online, and mobile banking services; automated teller machines; and remote deposit capture, merchant, night depository, extended hours, wire transfer of funds, and note collection services. Oak Valley Bancorp was incorporated in 1990 and is headquartered in Oakdale, California.
Long Name Oak Valley Bancorp
Market us_market
Market Cap 285,047,968
Market State PRE
Max Age 86,400
Message Board Id finmb_2567493
Most Recent Quarter 1,774,915,200
Net Income To Common 23,925,000
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 285,047,957
Open 33.745
Operating Cashflow 28,482,000
Operating Margins 0.3496
Overall Risk 3
Payout Ratio 0.2344
Phone 209 848 2265
Previous Close 33.61
Price Hint 2
Price To Book 1.3598781
Price To Sales Trailing12 Months 3.4723835
Profit Margins 0.29145
Quote Source Name Nasdaq Real Time Price
Quote Type EQUITY
Recommendation Key none
Region US
Regular Market Change 0.27
Regular Market Change Percent 0.803334
Regular Market Day High 34.125
Regular Market Day Low 33.61
Regular Market Day Range 33.61 - 34.125
Regular Market Open 33.745
Regular Market Previous Close 33.61
Regular Market Price 33.88
Regular Market Time 1,783,972,801
Regular Market Volume 17,744
Return On Assets 0.012159999
Return On Equity 0.12279
Revenue Growth 0.061
Revenue Per Share 9.951
Sand P52 Week Change 0.20847368
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Share Holder Rights Risk 2
Shares Outstanding 8,413,458
Shares Percent Shares Out 0.0119
Shares Short 100,518
Shares Short Previous Month Date 1,780,012,800
Shares Short Prior Month 52,499
Short Name Oak Valley Bancorp (CA)
Short Percent Of Float 0.0139
Short Ratio 1.38
Source Interval 15
State CA
Symbol OVLY
Total Cash 201,603,008
Total Cash Per Share 24.364
Total Debt 8,251,000
Total Revenue 82,090,000
Tradeable 0
Trailing Annual Dividend Rate 0.675
Trailing Annual Dividend Yield 0.020083308
Trailing Eps 2.88
Trailing P E 11.763888
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 31.29125
Two Hundred Day Average Change 2.5887508
Two Hundred Day Average Change Percent 0.08273082
Type Disp Equity
Volume 17,744
Website https://www.ovcb.com
Zip 95,361