Old Second Bancorp, Inc. (OSBC)Financial Services | Banks - Regional | Aurora, United States | NasdaqGS
21.93 USD
+0.36
(1.669%)
⇧
(April 17, 2026, 4 p.m.
EDT)
After hours: 21.96 +0.03 (0.157%) ⇧ (April 17, 2026, 5:48 p.m. EDT) Short-term: ★★★☆☆ | Long-term: ★★★☆☆ | Dividends: ★★☆☆☆ |
Hot Take | April 11, 2026, 1:25 p.m. EDT
OSBC has shown some recent price momentum, with a recent high near $21.47, but the short-term forecast indicates minimal directional movement. The stock has a moderate dividend yield, but the payout ratio is low, suggesting potential for increases. Long-term fundamentals are mixed, with a low overall risk rating and moderate analyst recommendations, but the stock has room for growth. The options market appears to be cautiously positioned, with a focus on support levels and potential volatility. |
| Model | MAE |
|---|---|
| MSTL ✓ | 0.030025 |
| AutoETS | 0.031019 |
| AutoARIMA | 0.031296 |
| AutoTheta | 0.034589 |
Forecast horizon: 45 days | Selected: MSTL
| Forecast Reliability | |
|---|---|
| Score | 54% |
| H-stat | 2.80 |
| Ljung-Box p | 0.000 |
| Jarque-Bera p | 0.221 |
| Excess Kurtosis | -0.78 |
| Attribute | Value |
|---|---|
| Sector | Financial Services |
| Ex Dividend Date | 2026-01-29 |
| Last Dividend Date | 2026-01-29 |
| Revenue per Share | 6.37 |
| Market Cap | 1,155,509,376 |
| Trailing P/E | 13.54 |
| Forward P/E | 9.51 |
| Beta | 0.74 |
| Profit Margins | 25.80% |
| Website | https://www.oldsecond.com |
As of April 11, 2026, 1:25 p.m. EDT: Options activity shows mixed signals. For calls, there is a concentration of open interest and volume around the 20.0 strike, indicating potential support or a bullish bias. However, puts show some activity at lower strikes, suggesting possible bearish sentiment. The overall options data doesn't clearly signal a strong directional move, but the presence of ATM anchors and higher IV in some expirations suggests traders are cautious and possibly preparing for volatility.
| Last Yield | 1yr Yield | 3yr Avg | 5yr Avg |
|---|---|---|---|
| 0.35% | 1.47% | 1.44% | 1.47% |
| Date | Dividend | Yield % |
|---|---|---|
| 2026-01-30 | 0.070000 | 0.352823 |
| 2025-10-31 | 0.070000 | 0.391343 |
| 2025-07-25 | 0.060000 | 0.338621 |
| 2025-04-25 | 0.060000 | 0.389522 |
| 2025-01-31 | 0.060000 | 0.324017 |
| 2024-10-25 | 0.060000 | 0.373562 |
| 2024-07-26 | 0.050000 | 0.298732 |
| 2024-04-25 | 0.050000 | 0.362584 |
| 2024-01-25 | 0.050000 | 0.360775 |
| 2023-10-26 | 0.050000 | 0.378969 |
| 2023-07-27 | 0.050000 | 0.325608 |
| 2023-04-27 | 0.050000 | 0.416793 |
| 2023-01-26 | 0.050000 | 0.321882 |
| 2022-10-27 | 0.050000 | 0.345076 |
| 2022-07-28 | 0.050000 | 0.369680 |
| 2022-04-28 | 0.050000 | 0.375690 |
| 2022-01-27 | 0.050000 | 0.396605 |
| 2021-10-28 | 0.050000 | 0.395993 |
| 2021-07-29 | 0.050000 | 0.449492 |
| 2021-04-29 | 0.050000 | 0.399481 |
| 2021-01-28 | 0.010000 | 0.109240 |
| 2020-10-29 | 0.010000 | 0.118513 |
| 2020-07-30 | 0.010000 | 0.127050 |
| 2020-04-30 | 0.010000 | 0.130909 |
| 2020-01-30 | 0.010000 | 0.086635 |
| 2019-10-24 | 0.010000 | 0.087762 |
| 2019-07-25 | 0.010000 | 0.082531 |
| 2019-04-25 | 0.010000 | 0.084932 |
| 2019-01-24 | 0.010000 | 0.080506 |
| 2018-10-25 | 0.010000 | 0.078349 |
| 2018-07-26 | 0.010000 | 0.069683 |
| 2018-04-26 | 0.010000 | 0.076358 |
| 2018-01-25 | 0.010000 | 0.075090 |
| 2017-10-26 | 0.010000 | 0.077007 |
| 2017-07-26 | 0.010000 | 0.093668 |
| 2017-04-26 | 0.010000 | 0.090624 |
| 2017-01-25 | 0.010000 | 0.105159 |
| 2016-10-26 | 0.010000 | 0.136182 |
| 2016-07-27 | 0.010000 | 0.150454 |
| 2016-04-27 | 0.010000 | 0.147611 |
| 2010-06-23 | 0.010000 | 0.343959 |
| 2010-03-24 | 0.010000 | 0.169556 |
| 2009-12-23 | 0.010000 | 0.182508 |
| 2009-09-23 | 0.010000 | 0.206097 |
| 2009-06-24 | 0.040000 | 0.659319 |
| 2009-03-25 | 0.040000 | 0.636929 |
| 2008-12-23 | 0.160000 | 1.447801 |
| 2008-09-24 | 0.160000 | 0.957383 |
| 2008-06-25 | 0.160000 | 1.278433 |
| 2008-03-26 | 0.150000 | 0.609430 |
| 2007-12-26 | 0.150000 | 0.619883 |
| 2007-09-26 | 0.150000 | 0.597585 |
| 2007-06-27 | 0.150000 | 0.589418 |
| 2007-03-28 | 0.140000 | 0.606930 |
| 2006-12-27 | 0.140000 | 0.558639 |
| 2006-09-27 | 0.140000 | 0.546728 |
| 2006-06-28 | 0.140000 | 0.545660 |
| 2006-03-29 | 0.130000 | 0.479443 |
| 2005-12-28 | 0.130000 | 0.505280 |
| 2005-09-28 | 0.130000 | 0.539611 |
| 2005-06-29 | 0.130000 | 0.540314 |
| 2005-03-22 | 0.120000 | 0.473476 |
| 2004-12-29 | 0.120000 | 0.456713 |
| 2004-09-28 | 0.120000 | 0.548714 |
| 2004-06-23 | 0.120000 | 0.592756 |
| 2004-03-24 | 0.100000 | 0.482816 |
| 2003-12-23 | 0.100000 | 0.498979 |
| 2003-09-24 | 0.100000 | 0.581450 |
| 2003-06-26 | 0.100000 | 0.605926 |
| 2003-03-26 | 0.100000 | 0.662190 |
| 2002-12-24 | 0.100000 | 0.656500 |
| 2002-09-25 | 0.100000 | 0.660204 |
| 2002-06-26 | 0.100000 | 0.738666 |
| 2002-03-26 | 0.075000 | 0.648700 |
| 2001-12-26 | 0.093750 | 0.815975 |
| 2001-09-21 | 0.075000 | 0.785326 |
| 2001-06-21 | 0.075000 | 0.816636 |
| 2001-03-27 | 0.056250 | 0.762329 |
| 2000-12-27 | 0.056250 | 0.857542 |
| 2000-09-22 | 0.056250 | 0.846942 |
| 2000-06-22 | 0.056250 | 0.939013 |
| 2000-03-24 | 0.056250 | 0.924119 |
| 1999-12-21 | 0.056250 | 0.749481 |
| 1999-09-20 | 0.056250 | 0.735088 |
| 1999-06-17 | 0.056250 | 0.777123 |
| 1999-03-18 | 0.046875 | 0.654241 |
| 1998-12-17 | 0.046875 | 0.651228 |
| 1998-09-17 | 0.046875 | 0.686359 |
| 1998-06-18 | 0.030000 | 0.363115 |
| 1998-03-19 | 0.030000 | 0.356852 |
| 1997-12-18 | 0.030000 | 0.359177 |
| 1997-09-18 | 0.030000 | 0.440518 |
| 1997-06-19 | 0.030000 | 0.486842 |
| 1997-03-19 | 0.030000 | 0.480758 |
| 1996-12-19 | 0.030000 | 0.562267 |
| 1996-09-19 | 0.030000 | 0.582319 |
| 1996-06-19 | 0.030000 | 0.595973 |
| 1996-03-20 | 0.030000 | 0.644159 |
| 1995-12-20 | 0.030000 | 0.647034 |
| 1995-09-21 | 0.030000 | 0.664694 |
| 1995-06-21 | 0.030000 | 0.773160 |
| 1995-03-20 | 0.030000 | 0.777250 |
| 1994-12-19 | 0.045000 | 1.309932 |
| 1994-09-19 | 0.030000 | 0.695725 |
| 1994-06-20 | 0.030000 | 0.699221 |
| 1994-03-15 | 0.030000 | 0.736756 |
| 1993-12-22 | 0.030000 | 0.763743 |
| Attribute | Value |
|---|---|
| 52 Week Change | 0.46934605 |
| Address1 | 37 South River Street |
| All Time High | 35.31 |
| All Time Low | 0.69 |
| Ask | 28.03 |
| Ask Size | 2 |
| Audit Risk | 3 |
| Average Analyst Rating | 1.8 - Buy |
| Average Daily Volume10 Day | 449,550 |
| Average Daily Volume3 Month | 389,788 |
| Average Volume | 389,788 |
| Average Volume10Days | 449,550 |
| Beta | 0.737 |
| Bid | 16.04 |
| Bid Size | 2 |
| Board Risk | 6 |
| Book Value | 17.026 |
| City | Aurora |
| Compensation As Of Epoch Date | 1,767,139,200 |
| Compensation Risk | 2 |
| Country | United States |
| Crypto Tradeable | 0 |
| Currency | USD |
| Current Price | 21.93 |
| Custom Price Alert Confidence | HIGH |
| Date Short Interest | 1,774,915,200 |
| Day High | 22.43 |
| Day Low | 21.65 |
| Display Name | Old Second Bancorp |
| Dividend Date | 1,770,595,200 |
| Dividend Rate | 0.26 |
| Dividend Yield | 1.19 |
| Earnings Call Timestamp End | 1,776,952,800 |
| Earnings Call Timestamp Start | 1,776,952,800 |
| Earnings Growth | 0.299 |
| Earnings Quarterly Growth | 0.506 |
| Earnings Timestamp | 1,776,888,000 |
| Earnings Timestamp End | 1,776,888,000 |
| Earnings Timestamp Start | 1,776,888,000 |
| Ebitda Margins | 0.0 |
| Enterprise To Revenue | 4.391 |
| Enterprise Value | 1,367,209,344 |
| Eps Current Year | 2.196 |
| Eps Forward | 2.306 |
| Eps Trailing Twelve Months | 1.62 |
| Esg Populated | 0 |
| Ex Dividend Date | 1,769,731,200 |
| Exchange | NMS |
| Exchange Data Delayed By | 0 |
| Exchange Timezone Name | America/New_York |
| Exchange Timezone Short Name | EDT |
| Fax | 630 566 3494 |
| Fifty Day Average | 20.2682 |
| Fifty Day Average Change | 1.6618004 |
| Fifty Day Average Change Percent | 0.081990525 |
| Fifty Two Week Change Percent | 46.934605 |
| Fifty Two Week High | 22.43 |
| Fifty Two Week High Change | -0.5 |
| Fifty Two Week High Change Percent | -0.022291573 |
| Fifty Two Week Low | 14.3 |
| Fifty Two Week Low Change | 7.63 |
| Fifty Two Week Low Change Percent | 0.5335664 |
| Fifty Two Week Range | 14.3 - 22.43 |
| Financial Currency | USD |
| First Trade Date Milliseconds | 753,460,200,000 |
| Five Year Avg Dividend Yield | 1.3 |
| Float Shares | 50,581,593 |
| Forward Eps | 2.306 |
| Forward P E | 9.5099745 |
| Full Exchange Name | NasdaqGS |
| Full Time Employees | 1,062 |
| Gmt Off Set Milliseconds | -14,400,000 |
| Governance Epoch Date | 1,775,001,600 |
| Gross Margins | 0.0 |
| Gross Profits | 311,343,008 |
| Has Pre Post Market Data | 1 |
| Held Percent Insiders | 0.045640003 |
| Held Percent Institutions | 0.73827004 |
| Implied Shares Outstanding | 52,690,807 |
| Industry | Banks - Regional |
| Industry Disp | Banks - Regional |
| Industry Key | banks-regional |
| Ir Website | https://www.snl.com/irweblinkx/corporateprofile.aspx?iid=100625 |
| Is Earnings Date Estimate | 0 |
| Language | en-US |
| Last Dividend Date | 1,769,731,200 |
| Last Dividend Value | 0.07 |
| Last Fiscal Year End | 1,767,139,200 |
| Last Split Date | 1,091,059,200 |
| Last Split Factor | 2:1 |
| Long Business Summary | Old Second Bancorp, Inc. operates as the bank holding company for Old Second National Bank that provides community banking services in the United States. The company provides deposit products, including consumer and business checking, NOW, money market, savings, and other time deposit accounts, as well as certificates of deposit and individual retirement accounts. It also offers lending products, such as commercial and industrial loans; commercial real estate loans; multifamily loans; construction and development loans; residential real estate loans, such as residential first mortgage and second mortgage loans; home equity lines of credit; consumer loans, including motor vehicle, home improvement, and signature loans; installment and agricultural loans; lease financing receivables and overdraft checking; and safe deposit operations. In addition, the company provides online and mobile banking; corporate cash management products, including remote and mobile deposits capture, investment sweep accounts, zero balance accounts, automated tax payments, automatic teller machines access, telephone banking, lockbox accounts, automated clearing house transactions, account reconciliation, controlled disbursement, detail and general information reporting, foreign and domestic wire transfers, and vault services for currency and coin; and investment, agency, and custodial services for individual, corporate, and not-for-profit clients. The company was founded in 1871 and is headquartered in Aurora, Illinois. |
| Long Name | Old Second Bancorp, Inc. |
| Market | us_market |
| Market Cap | 1,155,509,376 |
| Market State | CLOSED |
| Max Age | 86,400 |
| Message Board Id | finmb_338640 |
| Most Recent Quarter | 1,767,139,200 |
| Net Income To Common | 80,310,000 |
| Next Fiscal Year End | 1,798,675,200 |
| Non Diluted Market Cap | 1,136,041,615 |
| Number Of Analyst Opinions | 5 |
| Open | 21.83 |
| Operating Cashflow | 122,264,000 |
| Operating Margins | 0.44798002 |
| Overall Risk | 4 |
| Payout Ratio | 0.1543 |
| Peg Ratio | 1.51 |
| Phone | 630 892 0202 |
| Post Market Change | 0.034399033 |
| Post Market Change Percent | 0.15685833 |
| Post Market Price | 21.9644 |
| Post Market Time | 1,776,462,488 |
| Previous Close | 21.57 |
| Price Eps Current Year | 9.986339 |
| Price Hint | 2 |
| Price To Book | 1.2880301 |
| Price To Sales Trailing12 Months | 3.711371 |
| Profit Margins | 0.25795 |
| Quote Source Name | Nasdaq Real Time Price |
| Quote Type | EQUITY |
| Recommendation Key | buy |
| Recommendation Mean | 1.8 |
| Region | US |
| Regular Market Change | 0.360001 |
| Regular Market Change Percent | 1.66899 |
| Regular Market Day High | 22.43 |
| Regular Market Day Low | 21.65 |
| Regular Market Day Range | 21.65 - 22.43 |
| Regular Market Open | 21.83 |
| Regular Market Previous Close | 21.57 |
| Regular Market Price | 21.93 |
| Regular Market Time | 1,776,456,000 |
| Regular Market Volume | 498,483 |
| Return On Assets | 0.0128 |
| Return On Equity | 0.10245 |
| Revenue Growth | 0.323 |
| Revenue Per Share | 6.37 |
| Sand P52 Week Change | 0.36506534 |
| Sector | Financial Services |
| Sector Disp | Financial Services |
| Sector Key | financial-services |
| Share Holder Rights Risk | 5 |
| Shares Outstanding | 51,779,472 |
| Shares Percent Shares Out | 0.0337 |
| Shares Short | 1,746,879 |
| Shares Short Previous Month Date | 1,772,150,400 |
| Shares Short Prior Month | 1,124,152 |
| Short Name | Old Second Bancorp, Inc. |
| Short Percent Of Float | 0.035 |
| Short Ratio | 4.66 |
| Source Interval | 15 |
| State | IL |
| Symbol | OSBC |
| Target High Price | 26.0 |
| Target Low Price | 22.0 |
| Target Mean Price | 23.6 |
| Target Median Price | 23.0 |
| Total Cash | 128,377,000 |
| Total Cash Per Share | 2.436 |
| Total Debt | 340,076,992 |
| Total Revenue | 311,343,008 |
| Tradeable | 0 |
| Trailing Annual Dividend Rate | 0.25 |
| Trailing Annual Dividend Yield | 0.011590172 |
| Trailing Eps | 1.62 |
| Trailing P E | 13.537037 |
| Trailing Peg Ratio | None |
| Triggerable | 1 |
| Two Hundred Day Average | 19.02715 |
| Two Hundred Day Average Change | 2.902851 |
| Two Hundred Day Average Change Percent | 0.15256363 |
| Type Disp | Equity |
| Volume | 498,483 |
| Website | https://www.oldsecond.com |
| Zip | 60,507 |