Oportun Financial Corporation (OPRT)Financial Services | Credit Services | San Mateo, United States | NasdaqGS
5.88 USD
+0.54
(10.112%)
⇧
(April 17, 2026, 4 p.m.
EDT)
After hours: 5.88 Short-term: ★★☆☆☆ | Long-term: ★☆☆☆☆ | Dividends: ☆☆☆☆☆ |
Hot Take | April 11, 2026, 4 p.m. EDT
OPRT is a high-risk stock with a significant drop in price over the past five years and a current price near its 52-week low. While there are signs of a potential rebound in short interest and some options activity pointing to a possible price increase, the overall fundamentals are weak, with a high debt-to-equity ratio and low earnings growth. The stock is not suitable for long-term investment due to its poor fundamentals and lack of dividend payouts. Short-term traders may consider buying calls if the price continues to rise, but the overall outlook remains uncertain. |
| Model | MAE |
|---|---|
| AutoTheta ✓ | 0.145608 |
| AutoARIMA | 0.145864 |
| AutoETS | 0.145954 |
| MSTL | 0.172338 |
Forecast horizon: 45 days | Selected: AutoTheta
| Forecast Reliability | |
|---|---|
| Score | 50% |
| H-stat | 3.85 |
| Ljung-Box p | 0.000 |
| Jarque-Bera p | 0.227 |
| Excess Kurtosis | -0.98 |
| Attribute | Value |
|---|---|
| Sector | Financial Services |
| Debt to Equity Ratio | 720.608 |
| Revenue per Share | 15.623 |
| Market Cap | 261,661,584 |
| Trailing P/E | 11.09 |
| Forward P/E | 3.10 |
| Beta | 1.14 |
| Profit Margins | 3.48% |
| Website | https://oportun.com |
As of April 11, 2026, 4 p.m. EDT: Options speculators are showing mixed signals. Calls are heavily positioned at the money (ATM) with high IV, indicating some confidence in a potential price increase, but the overall volume is low. Puts are also concentrated around the ATM strike, with higher IV, suggesting some bearish sentiment. The recent dip in short interest and the current price being near the 52-week low could indicate potential for a rebound, but the low volume and mixed options activity suggest uncertainty.
| Attribute | Value |
|---|---|
| 52 Week Change | 0.34553778 |
| Address1 | 1,825 South Grant Street |
| Address2 | Suite 850 |
| All Time High | 27.95 |
| All Time Low | 2.05 |
| Ask | 7.04 |
| Ask Size | 2 |
| Audit Risk | 2 |
| Average Analyst Rating | 2.0 - Buy |
| Average Daily Volume10 Day | 373,080 |
| Average Daily Volume3 Month | 593,454 |
| Average Volume | 593,454 |
| Average Volume10Days | 373,080 |
| Beta | 1.144 |
| Bid | 4.42 |
| Bid Size | 2 |
| Board Risk | 8 |
| Book Value | 8.778 |
| City | San Mateo |
| Compensation As Of Epoch Date | 1,735,603,200 |
| Compensation Risk | 4 |
| Country | United States |
| Crypto Tradeable | 0 |
| Currency | USD |
| Current Price | 5.88 |
| Current Ratio | 6.482 |
| Custom Price Alert Confidence | HIGH |
| Date Short Interest | 1,774,915,200 |
| Day High | 6.145 |
| Day Low | 5.48 |
| Debt To Equity | 720.608 |
| Display Name | Oportun Financial |
| Earnings Call Timestamp End | 1,772,143,200 |
| Earnings Call Timestamp Start | 1,772,143,200 |
| Earnings Growth | -0.648 |
| Earnings Quarterly Growth | -0.61 |
| Earnings Timestamp | 1,772,139,600 |
| Earnings Timestamp End | 1,778,184,000 |
| Earnings Timestamp Start | 1,778,184,000 |
| Ebitda Margins | 0.0 |
| Enterprise To Revenue | 4.093 |
| Enterprise Value | 2,968,348,672 |
| Eps Current Year | 1.52812 |
| Eps Forward | 1.8976 |
| Eps Trailing Twelve Months | 0.53 |
| Esg Populated | 0 |
| Exchange | NMS |
| Exchange Data Delayed By | 0 |
| Exchange Timezone Name | America/New_York |
| Exchange Timezone Short Name | EDT |
| Fifty Day Average | 4.9648 |
| Fifty Day Average Change | 0.91520023 |
| Fifty Day Average Change Percent | 0.1843378 |
| Fifty Two Week Change Percent | 34.55378 |
| Fifty Two Week High | 7.965 |
| Fifty Two Week High Change | -2.085 |
| Fifty Two Week High Change Percent | -0.26177025 |
| Fifty Two Week Low | 4.03 |
| Fifty Two Week Low Change | 1.8499999 |
| Fifty Two Week Low Change Percent | 0.45905703 |
| Fifty Two Week Range | 4.03 - 7.965 |
| Financial Currency | USD |
| First Trade Date Milliseconds | 1,569,504,600,000 |
| Float Shares | 27,708,092 |
| Forward Eps | 1.8976 |
| Forward P E | 3.098651 |
| Full Exchange Name | NasdaqGS |
| Full Time Employees | 2,405 |
| Gmt Off Set Milliseconds | -14,400,000 |
| Governance Epoch Date | 1,775,001,600 |
| Gross Margins | 0.95202005 |
| Gross Profits | 690,387,008 |
| Has Pre Post Market Data | 1 |
| Held Percent Insiders | 0.06735 |
| Held Percent Institutions | 0.86297995 |
| Implied Shares Outstanding | 44,500,268 |
| Industry | Credit Services |
| Industry Disp | Credit Services |
| Industry Key | credit-services |
| Is Earnings Date Estimate | 1 |
| Language | en-US |
| Last Fiscal Year End | 1,767,139,200 |
| Long Business Summary | Oportun Financial Corporation provides financial services in the United States. The company offers personal loans and credit cards. It serves customers through online and over the phone, as well as through retail and Lending as a Service partner locations. The company was founded in 2005 and is headquartered in San Mateo, California. |
| Long Name | Oportun Financial Corporation |
| Market | us_market |
| Market Cap | 261,661,584 |
| Market State | CLOSED |
| Max Age | 86,400 |
| Message Board Id | finmb_33406730 |
| Most Recent Quarter | 1,767,139,200 |
| Net Income To Common | 25,246,000 |
| Next Fiscal Year End | 1,798,675,200 |
| Non Diluted Market Cap | 261,216,573 |
| Number Of Analyst Opinions | 6 |
| Open | 5.48 |
| Operating Cashflow | 413,408,992 |
| Operating Margins | 0.10656 |
| Overall Risk | 4 |
| Payout Ratio | 0.0 |
| Phone | 650 810 8823 |
| Post Market Change | 0.0 |
| Post Market Change Percent | 0.0 |
| Post Market Price | 5.88 |
| Post Market Time | 1,776,462,573 |
| Previous Close | 5.34 |
| Price Eps Current Year | 3.8478653 |
| Price Hint | 2 |
| Price To Book | 0.6698565 |
| Price To Sales Trailing12 Months | 0.36082193 |
| Profit Margins | 0.03481 |
| Quick Ratio | 6.262 |
| Quote Source Name | Nasdaq Real Time Price |
| Quote Type | EQUITY |
| Recommendation Key | buy |
| Recommendation Mean | 2.0 |
| Region | US |
| Regular Market Change | 0.54 |
| Regular Market Change Percent | 10.1124 |
| Regular Market Day High | 6.145 |
| Regular Market Day Low | 5.48 |
| Regular Market Day Range | 5.48 - 6.145 |
| Regular Market Open | 5.48 |
| Regular Market Previous Close | 5.34 |
| Regular Market Price | 5.88 |
| Regular Market Time | 1,776,456,000 |
| Regular Market Volume | 836,323 |
| Return On Assets | 0.0077899997 |
| Return On Equity | 0.067880005 |
| Revenue Growth | 0.071 |
| Revenue Per Share | 15.623 |
| Sand P52 Week Change | 0.38150132 |
| Sector | Financial Services |
| Sector Disp | Financial Services |
| Sector Key | financial-services |
| Share Holder Rights Risk | 3 |
| Shares Outstanding | 44,500,268 |
| Shares Percent Shares Out | 0.0337 |
| Shares Short | 1,499,275 |
| Shares Short Previous Month Date | 1,772,150,400 |
| Shares Short Prior Month | 1,256,241 |
| Short Name | Oportun Financial Corporation |
| Short Percent Of Float | 0.0418 |
| Short Ratio | 2.41 |
| Source Interval | 15 |
| State | CA |
| Symbol | OPRT |
| Target High Price | 11.0 |
| Target Low Price | 5.0 |
| Target Mean Price | 7.91667 |
| Target Median Price | 7.75 |
| Total Cash | 104,276,000 |
| Total Cash Per Share | 2.343 |
| Total Debt | 2,810,962,944 |
| Total Revenue | 725,182,016 |
| Tradeable | 0 |
| Trailing Annual Dividend Rate | 0.0 |
| Trailing Annual Dividend Yield | 0.0 |
| Trailing Eps | 0.53 |
| Trailing P E | 11.09434 |
| Trailing Peg Ratio | None |
| Triggerable | 1 |
| Two Hundred Day Average | 5.568925 |
| Two Hundred Day Average Change | 0.3110752 |
| Two Hundred Day Average Change Percent | 0.055859115 |
| Type Disp | Equity |
| Volume | 836,323 |
| Website | https://oportun.com |
| Zip | 94,402 |