OptimumBank Holdings, Inc. (OPHC)Financial Services | Banks - Regional | Fort Lauderdale, United States | NYSE American
5.37 USD
-0.07
(-1.197%) ⇩
(April 17, 2026, 2:14 p.m.
EDT)
Short-term: ★★★☆☆ | Long-term: ★★☆☆☆ | Dividends: ☆☆☆☆☆ |
Hot Take | April 11, 2026, 1:31 p.m. EDT
OPHC appears to be in a volatile short-term environment with a recent price dip and mixed analyst sentiment. The stock has shown some momentum with a recent uptick, but the short-term forecast suggests a modest positive direction. However, the lack of dividend history and the relatively low market cap indicate that it may not be a strong long-term investment. The recent news and analyst coverage suggest some potential for growth, but caution is advised due to the stock's low price-to-book ratio and limited dividend yield. |
| Model | MAE |
|---|---|
| AutoTheta ✓ | 0.058183 |
| AutoETS | 0.083466 |
| AutoARIMA | 0.083467 |
| MSTL | 0.086464 |
Forecast horizon: 45 days | Selected: AutoTheta
| Forecast Reliability | |
|---|---|
| Score | 61% |
| H-stat | 1.89 |
| Ljung-Box p | 0.000 |
| Jarque-Bera p | 0.236 |
| Excess Kurtosis | -1.15 |
| Attribute | Value |
|---|---|
| Sector | Financial Services |
| Revenue per Share | 4.046 |
| Market Cap | 65,272,932 |
| Trailing P/E | 7.56 |
| Forward P/E | 5.01 |
| Beta | 0.28 |
| Profit Margins | 35.18% |
| Website | https://www.optimumbank.com |
| Attribute | Value |
|---|---|
| 52 Week Change | 0.37817264 |
| Address1 | 2,929 East Commercial Boulevard |
| Address2 | Suite 303 |
| All Time High | 2,071.8281 |
| All Time Low | 1.68 |
| Ask | 5.43 |
| Ask Size | 23,400 |
| Average Analyst Rating | 2.0 - Buy |
| Average Daily Volume10 Day | 14,550 |
| Average Daily Volume3 Month | 26,295 |
| Average Volume | 26,295 |
| Average Volume10Days | 14,550 |
| Beta | 0.284 |
| Bid | 5.3 |
| Bid Size | 200 |
| Book Value | 10.569 |
| City | Fort Lauderdale |
| Compensation As Of Epoch Date | 1,767,139,200 |
| Country | United States |
| Crypto Tradeable | 0 |
| Currency | USD |
| Current Price | 5.365 |
| Custom Price Alert Confidence | HIGH |
| Date Short Interest | 1,774,915,200 |
| Day High | 5.455 |
| Day Low | 5.3 |
| Display Name | OptimumBank |
| Earnings Call Timestamp End | 1,771,426,800 |
| Earnings Call Timestamp Start | 1,771,426,800 |
| Earnings Growth | 0.199 |
| Earnings Quarterly Growth | 0.228 |
| Earnings Timestamp | 1,770,039,000 |
| Earnings Timestamp End | 1,778,502,600 |
| Earnings Timestamp Start | 1,778,502,600 |
| Ebitda Margins | 0.0 |
| Enterprise To Revenue | 0.09 |
| Enterprise Value | 4,249,753 |
| Eps Current Year | 1.03 |
| Eps Forward | 1.07 |
| Eps Trailing Twelve Months | 0.71 |
| Esg Populated | 0 |
| Exchange | ASE |
| Exchange Data Delayed By | 0 |
| Exchange Timezone Name | America/New_York |
| Exchange Timezone Short Name | EDT |
| Fifty Day Average | 5.249 |
| Fifty Day Average Change | 0.1159997 |
| Fifty Day Average Change Percent | 0.02209939 |
| Fifty Two Week Change Percent | 37.817265 |
| Fifty Two Week High | 5.59 |
| Fifty Two Week High Change | -0.22500038 |
| Fifty Two Week High Change Percent | -0.040250514 |
| Fifty Two Week Low | 3.9 |
| Fifty Two Week Low Change | 1.4649997 |
| Fifty Two Week Low Change Percent | 0.37564093 |
| Fifty Two Week Range | 3.9 - 5.59 |
| Financial Currency | USD |
| First Trade Date Milliseconds | 1,056,375,000,000 |
| Float Shares | 9,478,749 |
| Forward Eps | 1.07 |
| Forward P E | 5.014018 |
| Full Exchange Name | NYSE American |
| Full Time Employees | 98 |
| Gmt Off Set Milliseconds | -14,400,000 |
| Gross Margins | 0.0 |
| Gross Profits | 47,325,000 |
| Has Pre Post Market Data | 1 |
| Held Percent Insiders | 0.18656 |
| Held Percent Institutions | 0.13462 |
| Implied Shares Outstanding | 12,166,437 |
| Industry | Banks - Regional |
| Industry Disp | Banks - Regional |
| Industry Key | banks-regional |
| Is Earnings Date Estimate | 1 |
| Language | en-US |
| Last Fiscal Year End | 1,767,139,200 |
| Last Split Date | 1,452,556,800 |
| Last Split Factor | 1:10 |
| Long Business Summary | OptimumBank Holdings, Inc. operates as the bank holding company for OptimumBank, which provides various consumer and commercial banking services to individuals and businesses. The company accepts interest-bearing and noninterest-bearing, savings, money market, and NOW accounts, as well as time deposits, wire transfers, ACH services, and certificates of deposit. It also offers multi-family real estate, residential and commercial real estate, and land and construction loans; commercial loans for working capital purposes or acquiring equipment, inventory, and furniture; and consumer loans for various purposes, including purchases of automobiles, recreational vehicles, boats, home improvements, lines of credit, personal, and deposit account collateralized loans. In addition, the company provides debit and ATM cards; cash management, notary, and night depository services; and direct deposits, money orders, cashier's checks, domestic collections, and banking by mail. OptimumBank Holdings, Inc. was founded in 2000 and is headquartered in Fort Lauderdale, Florida. |
| Long Name | OptimumBank Holdings, Inc. |
| Market | us_market |
| Market Cap | 65,272,932 |
| Market State | REGULAR |
| Max Age | 86,400 |
| Message Board Id | finmb_5546852 |
| Most Recent Quarter | 1,767,139,200 |
| Net Income To Common | 16,648,000 |
| Next Fiscal Year End | 1,798,675,200 |
| Non Diluted Market Cap | 66,063,752 |
| Number Of Analyst Opinions | 2 |
| Open | 5.34 |
| Operating Cashflow | 17,841,000 |
| Operating Margins | 0.50136 |
| Payout Ratio | 0.0 |
| Peg Ratio | 1.0271 |
| Phone | 954 900 2800 |
| Previous Close | 5.43 |
| Price Eps Current Year | 5.208738 |
| Price Hint | 2 |
| Price To Book | 0.5076166 |
| Price To Sales Trailing12 Months | 1.3792484 |
| Profit Margins | 0.35178003 |
| Quote Source Name | Nasdaq Real Time Price |
| Quote Type | EQUITY |
| Recommendation Key | buy |
| Recommendation Mean | 2.0 |
| Region | US |
| Regular Market Change | -0.06500006 |
| Regular Market Change Percent | -1.1970545 |
| Regular Market Day High | 5.455 |
| Regular Market Day Low | 5.3 |
| Regular Market Day Range | 5.3 - 5.455 |
| Regular Market Open | 5.34 |
| Regular Market Previous Close | 5.43 |
| Regular Market Price | 5.365 |
| Regular Market Time | 1,776,449,664 |
| Regular Market Volume | 32,949 |
| Return On Assets | 0.016280001 |
| Return On Equity | 0.14793 |
| Revenue Growth | 0.362 |
| Revenue Per Share | 4.046 |
| Sand P52 Week Change | 0.36506534 |
| Sector | Financial Services |
| Sector Disp | Financial Services |
| Sector Key | financial-services |
| Shares Outstanding | 12,166,437 |
| Shares Percent Shares Out | 0.0019 |
| Shares Short | 22,685 |
| Shares Short Previous Month Date | 1,772,150,400 |
| Shares Short Prior Month | 17,850 |
| Short Name | OptimumBank Holdings, Inc. |
| Short Percent Of Float | 0.0023 |
| Short Ratio | 0.81 |
| Source Interval | 15 |
| State | FL |
| Symbol | OPHC |
| Target High Price | 6.5 |
| Target Low Price | 6.0 |
| Target Mean Price | 6.25 |
| Target Median Price | 6.25 |
| Total Cash | 114,559,000 |
| Total Cash Per Share | 9.416 |
| Total Debt | 52,745,000 |
| Total Revenue | 47,325,000 |
| Tradeable | 0 |
| Trailing Annual Dividend Rate | 0.0 |
| Trailing Annual Dividend Yield | 0.0 |
| Trailing Eps | 0.71 |
| Trailing P E | 7.556338 |
| Trailing Peg Ratio | None |
| Triggerable | 1 |
| Two Hundred Day Average | 4.5324 |
| Two Hundred Day Average Change | 0.83259964 |
| Two Hundred Day Average Change Percent | 0.1836995 |
| Type Disp | Equity |
| Volume | 32,949 |
| Website | https://www.optimumbank.com |
| Zip | 33,308 |