Onity Group Inc. (ONIT)Financial Services | Mortgage Finance | West Palm Beach, United States | NYSE
45.25 USD
-0.58
(-1.266%) ⇩
(April 20, 2026, 4 p.m.
EDT)
Short-term: ★★★★☆ | Long-term: ★☆☆☆☆ | Dividends: ☆☆☆☆☆ |
Hot Take | April 18, 2026, 11:27 p.m. EDT
ONIT presents a high-risk value trap. While the balance sheet data (P/B < 1, massive undervalued market cap) and analyst consensus (Strong Buy) are compelling on paper, the fundamental reality is dire: negative free cash flow (-$514M FCF), massive debt-to-equity (2169x), and weak yields making the bond offering for $200M critical for survival. Technically, the stock is trending upward, but this is based on a numerical terraing of recent prices from the provided data, yet the divergence between the 'value' metrics and the cash burn is too risky to recommend a long-term buy. |
| Model | MAE |
|---|---|
| MSTL ✓ | 0.221194 |
| AutoETS | 0.226880 |
| AutoARIMA | 0.226881 |
| AutoTheta | 0.242741 |
Forecast horizon: 45 days | Selected: MSTL
| Forecast Reliability | |
|---|---|
| Score | 63% |
| H-stat | 1.72 |
| Ljung-Box p | 0.000 |
| Jarque-Bera p | 0.524 |
| Excess Kurtosis | -0.63 |
| Attribute | Value |
|---|---|
| Sector | Financial Services |
| Ex Dividend Date | 1999-08-25 |
| Debt to Equity Ratio | 2169.342 |
| Revenue per Share | 132.741 |
| Market Cap | 385,604,064 |
| Trailing P/E | 2.11 |
| Forward P/E | 4.58 |
| Beta | 1.57 |
| Profit Margins | 17.76% |
| Previous Name | Ocwen Financial Corporation |
| Website | https://www.onitygroup.com |
As of April 18, 2026, 11:27 p.m. EDT: Options flow shows significant bearish positioning in short-term expiry. For the April 17th expiration, there is heavy put volume (71%) relative to the extremely low call volume, with large open interest at strikes 35 and 40, capping the upside. Conversely, deep OTM calls (strikes 50+) show increased volume and Open Interest for longer-dated July and October expirations, indicating some speculation on a recovery later in the year, but the immediate sentiment is defensive. Implied volatility is skewed heavily towards downside (6.59 ATM IV on calls vs implied on puts in short-term, though raw put volume dominates the near-term trading activity).
| Attribute | Value |
|---|---|
| 52 Week Change | 0.48506725 |
| Address1 | 1,661 Worthington Road |
| Address2 | Suite 100 |
| All Time High | 902.7 |
| All Time Low | 4.2 |
| Ask | 72.4 |
| Ask Size | 200 |
| Audit Risk | 5 |
| Average Analyst Rating | 1.5 - Strong Buy |
| Average Daily Volume10 Day | 46,190 |
| Average Daily Volume3 Month | 59,970 |
| Average Volume | 59,970 |
| Average Volume10Days | 46,190 |
| Beta | 1.565 |
| Bid | 18.19 |
| Bid Size | 500 |
| Board Risk | 5 |
| Book Value | 73.683 |
| City | West Palm Beach |
| Compensation As Of Epoch Date | 1,767,139,200 |
| Compensation Risk | 9 |
| Country | United States |
| Crypto Tradeable | 0 |
| Currency | USD |
| Current Price | 45.25 |
| Current Ratio | 1.147 |
| Custom Price Alert Confidence | HIGH |
| Date Short Interest | 1,774,915,200 |
| Day High | 45.93 |
| Day Low | 44.94 |
| Debt To Equity | 2,169.342 |
| Display Name | Onity |
| Dividend Date | 1,597,363,200 |
| Earnings Call Timestamp End | 1,770,903,000 |
| Earnings Call Timestamp Start | 1,770,903,000 |
| Earnings Timestamp | 1,770,903,000 |
| Earnings Timestamp End | 1,777,465,800 |
| Earnings Timestamp Start | 1,777,465,800 |
| Ebitda | 580,400,000 |
| Ebitda Margins | 0.54411 |
| Enterprise To Ebitda | 25.739 |
| Enterprise To Revenue | 14.005 |
| Enterprise Value | 14,939,104,256 |
| Eps Current Year | 8.84 |
| Eps Forward | 9.87 |
| Eps Trailing Twelve Months | 21.46 |
| Esg Populated | 0 |
| Ex Dividend Date | 935,625,600 |
| Exchange | NYQ |
| Exchange Data Delayed By | 0 |
| Exchange Timezone Name | America/New_York |
| Exchange Timezone Short Name | EDT |
| Fifty Day Average | 41.0886 |
| Fifty Day Average Change | 4.1614 |
| Fifty Day Average Change Percent | 0.10127869 |
| Fifty Two Week Change Percent | 48.506725 |
| Fifty Two Week High | 54.1 |
| Fifty Two Week High Change | -8.849998 |
| Fifty Two Week High Change Percent | -0.16358593 |
| Fifty Two Week Low | 29.27 |
| Fifty Two Week Low Change | 15.98 |
| Fifty Two Week Low Change Percent | 0.5459515 |
| Fifty Two Week Range | 29.27 - 54.1 |
| Financial Currency | USD |
| First Trade Date Milliseconds | 843,658,200,000 |
| Float Shares | 6,535,754 |
| Forward Eps | 9.87 |
| Forward P E | 4.5846 |
| Free Cashflow | -514,400,000 |
| Full Exchange Name | NYSE |
| Full Time Employees | 4,300 |
| Gmt Off Set Milliseconds | -14,400,000 |
| Governance Epoch Date | 1,775,001,600 |
| Gross Margins | 0.94478 |
| Gross Profits | 1,007,800,000 |
| Has Pre Post Market Data | 1 |
| Held Percent Insiders | 0.18877001 |
| Held Percent Institutions | 0.60093 |
| Implied Shares Outstanding | 8,521,637 |
| Industry | Mortgage Finance |
| Industry Disp | Mortgage Finance |
| Industry Key | mortgage-finance |
| Ir Website | http://shareholders.ocwen.com/ |
| Is Earnings Date Estimate | 1 |
| Language | en-US |
| Last Fiscal Year End | 1,767,139,200 |
| Last Split Date | 1,597,363,200 |
| Last Split Factor | 1:15 |
| Long Business Summary | Onity Group Inc., a financial services company, originates and services forward and reserve mortgage loans in the United States, the United States Virgin Islands, India, and the Philippines. The company operates through the Servicing and Originations segments. The company offers owned mortgage servicing rights and subservicing products; conventional, government-insured, and non-agency mortgage loans, as well as reverse mortgage and multi-family loans; and residential forward mortgage and small commercial mortgage loans. It also originates and purchases conventional and government-insured residential forward and reverse mortgage loans through its correspondent lending arrangements, broker relationships, and retail channels. In addition, the company engages in reinsurance business. The company offers its services under the PHH Mortgage and Liberty Reverse Mortgage brands. It serves financial institutions. The company was formerly known as Ocwen Financial Corporation and changed its name to Onity Group Inc. in June 2024. Onity Group Inc. was founded in 1988 and is headquartered in West Palm Beach, Florida. |
| Long Name | Onity Group Inc. |
| Market | us_market |
| Market Cap | 385,604,064 |
| Market State | PRE |
| Max Age | 86,400 |
| Message Board Id | finmb_350748 |
| Most Recent Quarter | 1,767,139,200 |
| Name Change Date | 2,026-04-20 |
| Net Income To Common | 185,400,000 |
| Next Fiscal Year End | 1,798,675,200 |
| Non Diluted Market Cap | 384,865,277 |
| Number Of Analyst Opinions | 2 |
| Open | 45.23 |
| Operating Cashflow | -748,000,000 |
| Operating Margins | 0.52931 |
| Overall Risk | 5 |
| Payout Ratio | 0.0 |
| Peg Ratio | 0.62 |
| Phone | 561 682 8000 |
| Pre Market Change | 0.33399963 |
| Pre Market Change Percent | 0.7386758 |
| Pre Market Price | 45.55 |
| Pre Market Time | 1,776,770,663 |
| Prev Name | Ocwen Financial Corporation |
| Previous Close | 45.83 |
| Price Eps Current Year | 5.118778 |
| Price Hint | 2 |
| Price To Book | 0.61411726 |
| Price To Sales Trailing12 Months | 0.3614925 |
| Profit Margins | 0.17764999 |
| Quick Ratio | 0.155 |
| Quote Source Name | Nasdaq Real Time Price |
| Quote Type | EQUITY |
| Recommendation Key | strong_buy |
| Recommendation Mean | 1.5 |
| Region | US |
| Regular Market Change | -0.580002 |
| Regular Market Change Percent | -1.26555 |
| Regular Market Day High | 45.93 |
| Regular Market Day Low | 44.94 |
| Regular Market Day Range | 44.94 - 45.93 |
| Regular Market Open | 45.23 |
| Regular Market Previous Close | 45.83 |
| Regular Market Price | 45.25 |
| Regular Market Time | 1,776,715,202 |
| Regular Market Volume | 31,944 |
| Return On Assets | 0.02204 |
| Return On Equity | 0.32377 |
| Revenue Growth | 0.29 |
| Revenue Per Share | 132.741 |
| Sand P52 Week Change | 0.34445214 |
| Sector | Financial Services |
| Sector Disp | Financial Services |
| Sector Key | financial-services |
| Share Holder Rights Risk | 1 |
| Shares Outstanding | 8,505,310 |
| Shares Percent Shares Out | 0.0197 |
| Shares Short | 167,864 |
| Shares Short Previous Month Date | 1,772,150,400 |
| Shares Short Prior Month | 112,289 |
| Short Name | Onity Group Inc. |
| Short Percent Of Float | 0.0214 |
| Short Ratio | 2.6 |
| Source Interval | 15 |
| State | FL |
| Symbol | ONIT |
| Target High Price | 60.0 |
| Target Low Price | 60.0 |
| Target Mean Price | 60.0 |
| Target Median Price | 60.0 |
| Total Cash | 200,200,000 |
| Total Cash Per Share | 23.493 |
| Total Debt | 14,703,800,320 |
| Total Revenue | 1,066,700,032 |
| Tradeable | 0 |
| Trailing Annual Dividend Rate | 0.0 |
| Trailing Annual Dividend Yield | 0.0 |
| Trailing Eps | 21.46 |
| Trailing P E | 2.1085742 |
| Trailing Peg Ratio | None |
| Triggerable | 1 |
| Two Hundred Day Average | 41.66085 |
| Two Hundred Day Average Change | 3.5891495 |
| Two Hundred Day Average Change Percent | 0.086151615 |
| Type Disp | Equity |
| Volume | 31,944 |
| Website | https://www.onitygroup.com |
| Zip | 33,409 |