| Indicators | Browse All

OneMain Holdings, Inc. (OMF)

Financial Services | Credit Services | Evansville, United States | NYSE
56.08 USD +0.14 (0.250%) ⇧ (Oct. 13, 2026, 4 p.m. EDT)
After hours: 56.01 -0.07 (-0.066%) ⇩ (Oct. 13, 2026, 7:56 p.m. EDT)
Short-term:★★⯪☆☆Long-term:★★★☆☆Dividends:★★★⯪☆
Hot Take ↕ | Oct. 10, 2026, 3:38 a.m. EDT

OneMain Holdings presents a compelling value trap scenario where the market has priced in significant distress despite the company's resilient underlying metrics. The 7.44% dividend yield is attractive, supported by a healthy 63% payout ratio and a consistent track record of hikes, making it a viable income play for patient capital. Fundamentally, the business is sound: it boasts a 25.8% profit margin, a 23.3% return on equity, and a massive 69% cumulative gain over the last nine years, proving the core franchise is robust. However, the short-term outlook is clouded by deteriorating growth trends, with both revenue and earnings contracting, and a concerning spike in charge-offs mentioned in recent headlines. The options market reflects this anxiety, with traders aggressively buying protection against a drop while ignoring the upside potential. While the long-term fundamentals remain solid enough to warrant a buy-and-hold approach, the lack of momentum and the defensive positioning in options suggest the stock is currently stuck in a consolidation phase waiting for a catalyst to reverse the recent earnings miss.
Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
AutoARIMA ✓0.034568
AutoETS0.034569
AutoTheta0.035221
MSTL0.038550

Forecast horizon: 45 days | Selected: AutoARIMA

Forecast Reliability
Score 40%
H-stat 2.83
Ljung-Box p 0.000
Jarque-Bera p 0.005
Excess Kurtosis 0.47
Attribute Value
Sector Financial Services
Ex Dividend Date 2026-08-09
Last Dividend Date 2026-08-09
Debt to Equity Ratio 673.042
Revenue per Share 25.792
Market Cap 6,451,526,144
Trailing P/E 8.45
Forward P/E 6.61
Beta 1.21
Profit Margins 25.86%
Website https://www.onemainfinancial.com

As of Oct. 10, 2026, 3:38 a.m. EDT: Speculators are positioning defensively with a heavy concentration of out-of-the-money put options (over 90% of open interest) across near-term expirations, creating a significant 'wall' at the $52.50 strike. This suggests a fear of a sharp downside move or a desire to cap losses if the stock fails to break above the $60 resistance level. Conversely, call activity is sparse and heavily skewed toward strikes well above the current price ($62.50-$67.50), indicating limited speculative appetite for immediate upside despite the elevated analyst targets.

Dividend Data

Yield Summary
Last Yield 1yr Yield 3yr Avg 5yr Avg
1.66% 7.25% 8.06% 8.40%
Dividend History
Date Dividend Yield %
2026-08-10 1.05 1.662445
2026-05-11 1.05 1.974798
2026-02-17 1.05 1.860712
2025-11-10 1.05 1.751460
2025-08-04 1.04 1.862464
2025-05-09 1.04 2.123316
2025-02-12 1.04 1.897118
2024-11-12 1.04 1.921656
2024-08-12 1.04 2.342342
2024-05-09 1.04 2.028872
2024-02-16 1.00 2.149151
2023-11-03 1.00 2.615063
2023-08-04 1.00 2.242153
2023-05-04 1.00 2.915452
2023-02-16 1.00 2.251238
2022-11-04 0.95 2.570346
2022-08-05 0.95 2.602027
2022-05-06 0.95 2.121483
2022-02-11 0.95 1.818182
2021-11-01 0.70 1.314554
2021-08-05 4.20 7.197944
2021-05-05 0.70 1.260580
2021-02-17 3.95 8.201827
2020-11-06 0.45 1.229172
2020-08-07 2.33 7.919782
2020-05-28 0.33 1.326900
2020-02-25 2.83 6.998022
2019-11-25 0.25 0.577768
2019-08-26 2.25 6.176228
2019-05-28 0.25 0.803342
2019-02-25 0.25 0.743826
Additional Data
dividendYield 7.49
exDividendDate 2026-08-10
trailingAnnualDividendRate 4.19
trailingAnnualDividendYield 0.074901685
lastDividendValue 1.05
lastDividendDate 2026-08-10
dividendDate 2026-08-14

Info Dump

Attribute Value
52 Week Change 0.015613675
Address1 601 N.W. Second Street
All Time High 71.93
All Time Low 12.21
Ask 0.0
Ask Size 500
Audit Risk 2
Average Analyst Rating 1.9 - Buy
Average Daily Volume10 Day 879,630
Average Daily Volume3 Month 936,053
Average Volume 936,053
Average Volume10Days 879,630
Beta 1.212
Bid 0.0
Bid Size 400
Board Risk 5
Book Value 29.396
City Evansville
Compensation As Of Epoch Date 1,767,139,200
Compensation Risk 4
Country United States
Crypto Tradeable 0
Currency USD
Current Price 56.08
Custom Price Alert Confidence HIGH
Date Short Interest 1,790,726,400
Day High 56.64
Day Low 55.455
Debt To Equity 673.042
Display Name OneMain
Dividend Date 1,786,665,600
Dividend Yield 7.49
Earnings Call Timestamp End 1,793,390,400
Earnings Call Timestamp Start 1,793,390,400
Earnings Growth -0.059
Earnings Quarterly Growth -0.09
Earnings Timestamp 1,793,363,400
Earnings Timestamp End 1,793,363,400
Earnings Timestamp Start 1,793,363,400
Ebitda Margins 0.0
Enterprise To Revenue 9.488
Enterprise Value 28,653,524,992
Eps Current Year 6.75489
Eps Forward 8.48623
Eps Trailing Twelve Months 6.64
Esg Populated 0
Ex Dividend Date 1,786,320,000
Exchange NYQ
Exchange Data Delayed By 20
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 61.286
Fifty Day Average Change -5.2059975
Fifty Day Average Change Percent -0.08494595
Fifty Two Week Change Percent 1.5613675
Fifty Two Week High 71.93
Fifty Two Week High Change -15.849998
Fifty Two Week High Change Percent -0.2203531
Fifty Two Week Low 45.78
Fifty Two Week Low Change 10.300003
Fifty Two Week Low Change Percent 0.22498915
Fifty Two Week Range 45.78 - 71.93
Financial Currency USD
First Trade Date Milliseconds 1,381,930,200,000
Five Year Avg Dividend Yield 8.27
Float Shares 108,291,986
Forward Eps 8.48623
Forward P E 6.6083527
Full Exchange Name NYSE
Full Time Employees 9,300
Fullday Change 0.1400032
Fullday Change Percent 0.25027388
Fullday Price 56.08
Gmt Off Set Milliseconds -14,400,000
Governance Epoch Date 1,790,812,800
Gross Margins 0.93675005
Gross Profits 2,828,999,936
Has Pre Post Market Data 1
Held Percent Insiders 0.00224
Held Percent Institutions 0.96079004
Implied Shares Outstanding 115,041,469
Industry Credit Services
Industry Disp Credit Services
Industry Key credit-services
Is Earnings Date Estimate 0
Language en-US
Last Dividend Date 1,786,320,000
Last Dividend Value 1.05
Last Fiscal Year End 1,767,139,200
Long Business Summary OneMain Holdings, Inc., a financial service holding company, engages in the consumer finance and insurance businesses in the United States. The company provides origination, underwriting, and servicing of consumer loans, consisting of personal loans and auto finance. It also offers secured auto financing; credit cards; optional credit insurance products, including life, disability, and involuntary unemployment insurance; optional non-credit insurance; guaranteed asset protection coverage as a waiver product or insurance; and membership plans. The company provides personal loans through its branch network, central operations, digital affiliates, and its website. The company was formerly known as Springleaf Holdings, Inc. and changed its name to OneMain Holdings, Inc. in November 2015. OneMain Holdings, Inc. was incorporated in 2013 and is based in Evansville, Indiana.
Long Name OneMain Holdings, Inc.
Market us_market
Market Cap 6,451,526,144
Market State PREPRE
Max Age 86,400
Message Board Id finmb_986834
Most Recent Quarter 1,782,777,600
Net Income To Common 781,000,000
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 6,586,124,100
Number Of Analyst Opinions 14
Open 56.39
Operating Cashflow 3,232,000,000
Operating Margins 0.28592
Overall Risk 4
Payout Ratio 0.631
Peg Ratio 0.75
Phone 812 424 8031
Post Market Change -0.06550217
Post Market Change Percent -0.11680129
Post Market Price 56.0145
Post Market Time 1,791,935,762
Previous Close 55.94
Price Eps Current Year 8.302134
Price Hint 2
Price To Book 1.9077426
Price To Sales Trailing12 Months 2.136267
Profit Margins 0.25861
Quote Source Name Nasdaq Real Time Price
Quote Type EQUITY
Recommendation Key buy
Recommendation Mean 1.86667
Region US
Regular Market Change 0.140003
Regular Market Change Percent 0.250274
Regular Market Day High 56.64
Regular Market Day Low 55.455
Regular Market Day Range 55.455 - 56.64
Regular Market Open 56.39
Regular Market Previous Close 55.94
Regular Market Price 56.08
Regular Market Time 1,791,921,603
Regular Market Volume 814,945
Return On Assets 0.028900001
Return On Equity 0.23281999
Revenue Growth -0.027
Revenue Per Share 25.792
Sand P52 Week Change 0.17502642
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Share Holder Rights Risk 5
Shares Outstanding 115,041,469
Shares Percent Shares Out 0.0345
Shares Short 3,970,999
Shares Short Previous Month Date 1,788,134,400
Shares Short Prior Month 3,920,827
Short Name OneMain Holdings, Inc.
Short Percent Of Float 0.0346
Short Ratio 4.06
Source Interval 15
State IN
Symbol OMF
Target High Price 85.0
Target Low Price 52.0
Target Mean Price 67.57143
Target Median Price 67.0
Total Cash 567,000,000
Total Cash Per Share 4.929
Total Debt 22,769,000,448
Total Revenue 3,020,000,000
Tradeable 0
Trailing Annual Dividend Rate 4.19
Trailing Annual Dividend Yield 0.074901685
Trailing Eps 6.64
Trailing P E 8.445784
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 59.2286
Two Hundred Day Average Change -3.1485977
Two Hundred Day Average Change Percent -0.05316009
Type Disp Equity
Volume 814,945
Website https://www.onemainfinancial.com
Zip 47,708