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OFG Bancorp (OFG)

Financial Services | Banks - Regional | San Juan, United States | NYSE
42.61 USD +0.62 (1.477%) ⇧ (April 17, 2026, 4 p.m. EDT)
After hours: 42.56 -0.05 (-0.050%) ⇩ (April 17, 2026, 6:27 p.m. EDT)

Short-term: ★★★☆☆ | Long-term: ★★★★☆ | Dividends: ★★★★☆
Hot Take | April 11, 2026, 1:31 p.m. EDT

OFG Bancorp presents a balanced opportunity for both short-term and long-term investors. The recent price movement has shown some momentum, with the stock trading near its 52-week high. The dividend yield is attractive, and the payout ratio is low, indicating financial stability. However, the short-term forecasting model suggests minimal directional change, so traders should be cautious. Long-term investors may consider OFG as a solid holding with strong fundamentals, but the options data signals a need for careful monitoring.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
AutoARIMA ✓0.034436
AutoTheta0.062839
AutoETS0.078689
MSTL0.079501

Forecast horizon: 45 days | Selected: AutoARIMA

Forecast Reliability
Score 73%
H-stat 1.23
Ljung-Box p 0.000
Jarque-Bera p 0.201
Excess Kurtosis -1.16
Attribute Value
Sector Financial Services
Ex Dividend Date 2026-03-30
Last Dividend Date 2026-03-30
Revenue per Share 14.005
Market Cap 1,843,187,968
Trailing P/E 9.30
Forward P/E 9.29
Beta 0.69
Profit Margins 32.87%
Website https://www.ofgbancorp.com/Overview/default.aspx

As of April 11, 2026, 1:31 p.m. EDT: The options data indicates mixed sentiment. For calls, the ATM strike at 45.0 has high open interest and volatility, suggesting potential for upward movement. However, the puts show significant open interest at the 35.0 strike, implying some bearish sentiment. The overall options activity suggests a cautious outlook with potential for both upward and downward movements, depending on the strike price and expiration.


Dividend Data

Yield Summary
Last Yield 1yr Yield 3yr Avg 5yr Avg
0.87% 2.27% 2.64% 2.66%
Dividend History
Date Dividend Yield %
2026-03-31 0.350000 0.865052
2025-09-30 0.300000 0.695924
2025-06-30 0.300000 0.712006
2025-03-31 0.300000 0.766804
2024-12-31 0.250000 0.608814
2024-09-30 0.250000 0.576942
2024-06-28 0.250000 0.695940
2024-03-27 0.250000 0.719700
2023-12-28 0.220000 0.614563
2023-09-28 0.220000 0.781515
2023-06-29 0.220000 0.896412
2023-03-30 0.220000 0.975347
2022-12-29 0.200000 0.787795
2022-09-29 0.200000 0.874884
2022-06-29 0.150000 0.650441
2022-03-30 0.150000 0.625031
2021-12-30 0.120000 0.500132
2021-09-29 0.120000 0.525660
2021-06-29 0.080000 0.405696
2021-03-30 0.080000 0.406238
2020-12-30 0.070000 0.440682
2020-09-29 0.070000 0.641598
2020-06-29 0.070000 0.617882
2020-03-30 0.070000 0.709871
2019-12-30 0.070000 0.345543
2019-09-27 0.070000 0.368489
2019-06-27 0.070000 0.345914
2019-03-28 0.070000 0.420702
2018-12-28 0.070000 0.510007
2018-09-27 0.060000 0.439345
2018-06-28 0.060000 0.503308
2018-03-28 0.060000 0.668413
2017-12-28 0.060000 0.786091
2017-09-28 0.060000 0.800082
2017-06-28 0.060000 0.732680
2017-03-29 0.060000 0.651986
2016-12-28 0.060000 0.546275
2016-09-28 0.060000 0.732667
2016-06-28 0.060000 0.939725
2016-03-29 0.060000 1.071437
2015-12-29 0.060000 0.975007
2015-09-28 0.100000 1.418447
2015-06-26 0.100000 0.915569
2015-03-27 0.100000 0.782902
2014-12-29 0.100000 0.777719
2014-09-26 0.080000 0.695668
2014-06-26 0.080000 0.568828
2014-03-26 0.080000 0.621211
2013-12-27 0.080000 0.620431
2013-09-26 0.060000 0.484758
2013-06-26 0.060000 0.453607
2013-03-26 0.060000 0.517278
2012-12-27 0.060000 0.614093
2012-09-26 0.060000 0.763180
2012-06-27 0.060000 0.782843
2012-03-28 0.060000 0.667507
2011-12-28 0.060000 0.682400
2011-09-28 0.050000 0.746119
2011-06-28 0.050000 0.602153
2011-03-29 0.050000 0.557972
2010-12-29 0.050000 0.573526
2010-09-28 0.040000 0.427876
2010-06-28 0.040000 0.434450
2010-03-29 0.040000 0.402997
2009-12-29 0.040000 0.524838
2009-09-28 0.040000 0.430360
2009-06-30 0.040000 0.591061
2009-03-30 0.040000 1.246006
2008-12-26 0.140000 3.291535
2008-09-26 0.140000 1.145422
2008-06-26 0.140000 1.371602
2008-03-27 0.140000 1.023235
2007-12-27 0.140000 1.537754
2007-10-01 0.140000 1.803033
2007-06-27 0.140000 2.009299
2007-03-28 0.140000 1.851661
2006-12-27 0.140000 1.712996
2006-09-27 0.140000 1.886728
2006-06-28 0.140000 1.832276
2006-03-28 0.140000 1.620632
2005-12-28 0.140000 1.866759
2005-09-28 0.140000 1.932668
2005-06-28 0.140000 1.635989
2005-03-28 0.140000 1.038355
2004-12-28 0.140909 0.876701
2004-09-28 0.127273 0.933778
2004-06-28 0.127273 0.909093
2004-03-26 0.127273 0.778925
2003-12-26 0.127273 0.975539
2003-09-26 0.115702 1.032195
2003-06-26 0.115702 1.009151
2003-03-27 0.115702 1.165972
2002-12-26 0.115702 1.234439
2002-09-26 0.099174 1.229052
2002-06-26 0.099174 1.123483
2002-03-27 0.109091 1.394957
2001-12-27 0.090158 1.442565
2001-09-26 0.090158 1.429427
2001-06-27 0.090158 1.632145
2001-03-28 0.090158 2.234252
2000-12-27 0.090158 2.389054
2000-09-27 0.090158 2.162876
2000-06-28 0.090158 2.197816
2000-03-28 0.090158 1.592717
1999-12-28 0.090158 1.477392
1999-09-28 0.090158 1.333003
1999-06-28 0.090158 1.236632
1999-03-26 0.090158 1.106865
1998-12-28 0.069121 0.753065
1998-09-28 0.067618 0.819625
1998-06-26 0.067618 0.841069
1998-03-27 0.067618 0.838801
1997-12-26 0.056349 0.886222
1997-09-26 0.056980 0.909239
1997-06-26 0.054095 1.199768
1997-03-26 0.054095 1.260443
1996-12-16 0.045079 1.394961
1996-06-14 0.037566 1.432290
1996-03-12 0.037566 1.651183
1995-12-13 0.037566 1.651088
1995-09-14 0.030053 1.247924
1995-06-29 0.028850 1.413839
1995-03-13 0.019234 1.195794
1994-12-09 0.019234 1.324712
1994-09-14 0.012261 0.691001
1994-06-15 0.009016 0.490297
1994-03-25 0.009016 0.445359
1993-12-28 0.018032 0.816070
1993-09-27 0.009016 0.496851
1993-07-22 0.009016 0.734871
1993-03-26 0.006011 0.613532
1992-12-24 0.006011 0.783439
1992-09-25 0.006011 0.843824
1988-10-12 0.004781 0.923108
1988-06-24 0.004781 0.926815
1988-03-25 0.004781 0.930692
1987-12-24 0.004781 1.297926
1987-09-24 0.004781 1.205176
Additional Data
dividendRate 1.25
dividendYield 2.93
exDividendDate 2026-03-31
trailingAnnualDividendRate 1.2
trailingAnnualDividendYield 0.028578233
lastDividendValue 0.35
lastDividendDate 2026-03-31
dividendDate 2026-04-15

Info Dump

Attribute Value
52 Week Change 0.20265317
Address1 254 MuNoz Rivera Avenue
All Time High 47.66
All Time Low 0.454204
Ask 42.44
Ask Size 600
Audit Risk 7
Average Analyst Rating 2.5 - Buy
Average Daily Volume10 Day 208,250
Average Daily Volume3 Month 365,887
Average Volume 365,887
Average Volume10Days 208,250
Beta 0.69
Bid 42.4
Bid Size 300
Board Risk 5
Book Value 32.134
City San Juan
Compensation As Of Epoch Date 1,767,139,200
Compensation Risk 4
Country United States
Crypto Tradeable 0
Currency USD
Current Price 42.61
Custom Price Alert Confidence HIGH
Date Short Interest 1,774,915,200
Day High 43.3
Day Low 42.36
Dividend Date 1,776,211,200
Dividend Rate 1.25
Dividend Yield 2.93
Earnings Call Timestamp End 1,776,780,000
Earnings Call Timestamp Start 1,776,780,000
Earnings Growth 0.166
Earnings Quarterly Growth 0.11
Earnings Timestamp 1,776,774,600
Earnings Timestamp End 1,776,774,600
Earnings Timestamp Start 1,776,774,600
Ebitda Margins 0.0
Enterprise To Revenue 2.204
Enterprise Value 1,375,029,248
Eps Current Year 4.3075
Eps Forward 4.5875
Eps Trailing Twelve Months 4.58
Esg Populated 0
Ex Dividend Date 1,774,915,200
Exchange NYQ
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 40.9324
Fifty Day Average Change 1.6776009
Fifty Day Average Change Percent 0.040984668
Fifty Two Week Change Percent 20.265316
Fifty Two Week High 46.11
Fifty Two Week High Change -3.5
Fifty Two Week High Change Percent -0.07590544
Fifty Two Week Low 34.95
Fifty Two Week Low Change 7.66
Fifty Two Week Low Change Percent 0.21917023
Fifty Two Week Range 34.95 - 46.11
Financial Currency USD
First Trade Date Milliseconds 543,767,400,000
Five Year Avg Dividend Yield 2.29
Float Shares 42,576,231
Forward Eps 4.5875
Forward P E 9.288283
Full Exchange Name NYSE
Full Time Employees 2,185
Gmt Off Set Milliseconds -14,400,000
Governance Epoch Date 1,775,001,600
Gross Margins 0.0
Gross Profits 623,929,984
Has Pre Post Market Data 1
Held Percent Insiders 0.01123
Held Percent Institutions 0.99163
Implied Shares Outstanding 43,257,168
Industry Banks - Regional
Industry Disp Banks - Regional
Industry Key banks-regional
Is Earnings Date Estimate 0
Language en-US
Last Dividend Date 1,774,915,200
Last Dividend Value 0.35
Last Fiscal Year End 1,767,139,200
Last Split Date 1,104,278,400
Last Split Factor 11:10
Long Business Summary OFG Bancorp, a financial holding company, provides a range of banking and financial services in the United States. It operates through three segments: Banking, Wealth Management, and Treasury. The company offers savings accounts, certificates of deposit, individual retirement accounts personal, and commercial non-interest and interest-bearing checking accounts; time deposit products; and corporate trust services. It also provides commercial loans, auto loans, mortgage loans, as well as consumer loans, such as personal loans, residential solar panel loans, credit cards, lines of credit, and other loans; mortgage banking services; sale of loans and securitization activities; wealth management activities comprising securities brokerage, insurance agency, captive reinsurance, trust services, and other financial services; and various investment alternatives, such as tax-advantaged fixed income securities, mutual funds, stocks, and bonds to retail and institutional clients. In addition, the company's portfolio consists of mortgage-backed securities, obligations of U.S. government-sponsored agencies, U.S. Treasury securities, and money market instruments; and engages in the asset/liability management activities, such as purchases and sales of investment securities, interest rate risk management, derivatives, and borrowings. The company was founded in 1964 and is headquartered in San Juan, Puerto Rico.
Long Name OFG Bancorp
Market us_market
Market Cap 1,843,187,968
Market State CLOSED
Max Age 86,400
Message Board Id finmb_294078
Most Recent Quarter 1,767,139,200
Net Income To Common 205,103,008
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 1,809,956,091
Number Of Analyst Opinions 4
Open 42.52
Operating Cashflow 217,719,008
Operating Margins 0.33125
Overall Risk 2
Payout Ratio 0.262
Peg Ratio 0.92
Phone 787 771 6800
Post Market Change -0.049686432
Post Market Change Percent -0.11660744
Post Market Price 42.560314
Post Market Time 1,776,464,821
Previous Close 41.99
Price Eps Current Year 9.892049
Price Hint 2
Price To Book 1.3260099
Price To Sales Trailing12 Months 2.9541583
Profit Margins 0.32873002
Quote Source Name Delayed Quote
Quote Type EQUITY
Recommendation Key buy
Recommendation Mean 2.5
Region US
Regular Market Change 0.619999
Regular Market Change Percent 1.47654
Regular Market Day High 43.3
Regular Market Day Low 42.36
Regular Market Day Range 42.36 - 43.3
Regular Market Open 42.52
Regular Market Previous Close 41.99
Regular Market Price 42.61
Regular Market Time 1,776,456,002
Regular Market Volume 273,706
Return On Assets 0.01712
Return On Equity 0.15512
Revenue Growth -0.0
Revenue Per Share 14.005
Sand P52 Week Change 0.38150132
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Share Holder Rights Risk 1
Shares Outstanding 42,477,261
Shares Percent Shares Out 0.025799999
Shares Short 1,094,855
Shares Short Previous Month Date 1,772,150,400
Shares Short Prior Month 1,089,427
Short Name OFG Bancorp
Short Percent Of Float 0.0373
Short Ratio 2.6
Source Interval 15
State PR
Symbol OFG
Target High Price 44.0
Target Low Price 43.0
Target Mean Price 43.25
Target Median Price 43.0
Total Cash 1,040,358,016
Total Cash Per Share 24.159
Total Debt 580,460,992
Total Revenue 623,929,984
Tradeable 0
Trailing Annual Dividend Rate 1.2
Trailing Annual Dividend Yield 0.028578233
Trailing Eps 4.58
Trailing P E 9.3034935
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 41.80615
Two Hundred Day Average Change 0.8038521
Two Hundred Day Average Change Percent 0.019228082
Type Disp Equity
Volume 273,706
Website https://www.ofgbancorp.com/Overview/default.aspx
Zip 918