OceanFirst Financial Corp. (OCFC)Financial Services | Banks - Regional | Toms River, United States | NasdaqGS
18.88 USD
-0.01
(-0.053%) ⇩
(Aug. 28, 2026, 4 p.m.
EDT)
After hours: 18.88 |
Hot Take ↕ | Aug. 22, 2026, 5:09 a.m. EDT
The investment case here is defined by a massive disconnect between the current trading price and the tangible book value, driven entirely by the pending merger with Flushing Financial. Trading at roughly 78 cents on the dollar relative to book value, the stock offers a deep discount that analysts are pricing in, yet the fundamental reality is stark: the company is generating negligible returns on equity (2.4%) and assets (0.26%). This is not a growth story; it is a distressed asset waiting for a restructuring or a successful merger integration to unlock value. The 4.2% dividend yield is attractive but dangerous, as the payout ratio sits at 99%, meaning nearly every dollar of earnings is being distributed, leaving no cushion for errors. While the merger approval provides a clear path to resolution, the underlying business quality is poor, and the statistical models correctly flag a lack of short-term momentum. Investors should view this as a speculative play on the merger completion rather than a stable income or growth vehicle. |
| Model | MAE |
|---|---|
| AutoTheta ✓ | 0.035057 |
| AutoETS | 0.035068 |
| AutoARIMA | 0.035068 |
| MSTL | 0.035900 |
Forecast horizon: 45 days | Selected: AutoTheta
| Forecast Reliability | |
|---|---|
| Score | 50% |
| H-stat | 1.54 |
| Ljung-Box p | 0.000 |
| Jarque-Bera p | 0.248 |
| Excess Kurtosis | -1.04 |
| Attribute | Value |
|---|---|
| Sector | Financial Services |
| Ex Dividend Date | 2026-08-09 |
| Last Dividend Date | 2026-08-09 |
| Revenue per Share | 4.643 |
| Market Cap | 1,824,661,632 |
| Trailing P/E | 23.31 |
| Forward P/E | 8.15 |
| Beta | 0.96 |
| Profit Margins | 11.20% |
| Website | https://www.oceanfirst.com |
As of Aug. 22, 2026, 5:09 a.m. EDT: Speculators are positioning defensively with heavy out-of-the-money put volume at strikes significantly below current price (10.0 and 12.5), suggesting a fear of a sharp downside gap or a 'naked' bet on a crash. Conversely, call activity is sparse and concentrated near the money, indicating a lack of aggressive bullish conviction despite the merger catalyst.
| Last Yield | 1yr Yield | 3yr Avg | 5yr Avg |
|---|---|---|---|
| 1.05% | 4.27% | 4.72% | 4.34% |
| Date | Dividend | Yield % |
|---|---|---|
| 2026-08-10 | 0.200000 | 1.052632 |
| 2026-04-27 | 0.200000 | 1.058761 |
| 2026-02-02 | 0.200000 | 1.052078 |
| 2025-11-03 | 0.200000 | 1.108033 |
| 2025-08-04 | 0.200000 | 1.225490 |
| 2025-05-05 | 0.200000 | 1.178550 |
| 2025-02-03 | 0.200000 | 1.154068 |
| 2024-11-04 | 0.200000 | 1.128032 |
| 2024-08-05 | 0.200000 | 1.259446 |
| 2024-05-03 | 0.200000 | 1.294498 |
| 2024-02-02 | 0.200000 | 1.223990 |
| 2023-11-03 | 0.200000 | 1.416431 |
| 2023-08-04 | 0.200000 | 1.080497 |
| 2023-05-05 | 0.200000 | 1.435750 |
| 2023-02-03 | 0.200000 | 0.805477 |
| 2022-11-04 | 0.200000 | 0.870322 |
| 2022-08-05 | 0.200000 | 0.958313 |
| 2022-05-06 | 0.170000 | 0.898995 |
| 2022-02-04 | 0.170000 | 0.752212 |
| 2021-11-05 | 0.170000 | 0.771325 |
| 2021-08-06 | 0.170000 | 0.789596 |
| 2021-05-07 | 0.170000 | 0.759607 |
| 2021-02-05 | 0.170000 | 0.902335 |
| 2020-11-06 | 0.170000 | 1.192982 |
| 2020-07-31 | 0.170000 | 1.109661 |
| 2020-05-01 | 0.170000 | 1.081425 |
| 2020-02-04 | 0.170000 | 0.727740 |
| 2019-11-01 | 0.170000 | 0.715789 |
| 2019-08-02 | 0.170000 | 0.726496 |
| 2019-05-03 | 0.170000 | 0.660964 |
| 2019-02-01 | 0.170000 | 0.702189 |
| 2018-11-02 | 0.170000 | 0.666144 |
| 2018-08-03 | 0.150000 | 0.524292 |
| 2018-05-04 | 0.150000 | 0.553914 |
| 2018-02-02 | 0.150000 | 0.567537 |
| 2017-11-03 | 0.150000 | 0.555556 |
| 2017-08-03 | 0.150000 | 0.556793 |
| 2017-05-04 | 0.150000 | 0.531350 |
| 2017-02-02 | 0.150000 | 0.523926 |
| 2016-11-03 | 0.150000 | 0.723240 |
| 2016-08-04 | 0.130000 | 0.701944 |
| 2016-05-05 | 0.130000 | 0.721821 |
| 2016-01-28 | 0.130000 | 0.726257 |
| 2015-10-29 | 0.130000 | 0.677083 |
| 2015-07-30 | 0.130000 | 0.742009 |
| 2015-04-30 | 0.130000 | 0.774732 |
| 2015-01-29 | 0.130000 | 0.789314 |
| 2014-10-30 | 0.130000 | 0.782661 |
| 2014-07-31 | 0.120000 | 0.754243 |
| 2014-05-01 | 0.120000 | 0.738462 |
| 2014-01-30 | 0.120000 | 0.679502 |
| 2013-10-24 | 0.120000 | 0.667037 |
| 2013-07-25 | 0.120000 | 0.674916 |
| 2013-04-25 | 0.120000 | 0.856531 |
| 2013-01-31 | 0.120000 | 0.845666 |
| 2012-10-25 | 0.120000 | 0.861450 |
| 2012-07-26 | 0.120000 | 0.888889 |
| 2012-04-26 | 0.120000 | 0.838574 |
| 2012-01-26 | 0.120000 | 0.881705 |
| 2011-10-27 | 0.120000 | 0.896191 |
| 2011-07-28 | 0.120000 | 0.886918 |
| 2011-04-28 | 0.120000 | 0.835073 |
| 2011-01-27 | 0.120000 | 0.875274 |
| 2010-10-28 | 0.120000 | 1.009251 |
| 2010-07-29 | 0.120000 | 0.966184 |
| 2010-04-29 | 0.120000 | 0.928793 |
| 2010-01-28 | 0.120000 | 1.148325 |
| 2009-10-29 | 0.200000 | 2.092050 |
| 2009-07-30 | 0.200000 | 1.609010 |
| 2009-04-29 | 0.200000 | 1.624695 |
| 2009-01-28 | 0.200000 | 1.429593 |
| 2008-10-29 | 0.200000 | 1.435750 |
| 2008-07-30 | 0.200000 | 1.111111 |
| 2008-04-30 | 0.200000 | 1.062135 |
| 2008-01-30 | 0.200000 | 1.236094 |
| 2007-10-31 | 0.200000 | 1.249219 |
| 2007-08-01 | 0.200000 | 1.331558 |
| 2007-04-25 | 0.200000 | 1.150086 |
| 2007-01-24 | 0.200000 | 0.939408 |
| 2006-10-25 | 0.200000 | 0.873362 |
| 2006-07-26 | 0.200000 | 0.909091 |
| 2006-04-26 | 0.200000 | 0.879507 |
| 2006-01-25 | 0.200000 | 0.839631 |
| 2005-10-26 | 0.200000 | 0.861698 |
| 2005-07-27 | 0.200000 | 0.838574 |
| 2005-04-27 | 0.200000 | 0.952381 |
| 2005-01-26 | 0.200000 | 0.826788 |
| 2004-10-27 | 0.200000 | 0.834376 |
| 2004-07-28 | 0.200000 | 0.894855 |
| 2004-04-28 | 0.200000 | 0.896459 |
| 2004-01-28 | 0.200000 | 0.824402 |
| 2003-10-29 | 0.200000 | 0.767754 |
| 2003-07-30 | 0.200000 | 0.804505 |
| 2003-04-30 | 0.200000 | 0.897263 |
| 2003-01-29 | 0.180000 | 0.804290 |
| 2002-10-30 | 0.180000 | 0.843091 |
| 2002-07-31 | 0.180000 | 0.864553 |
| 2002-05-01 | 0.173333 | 0.790512 |
| 2002-01-30 | 0.160000 | 0.895522 |
| 2001-10-31 | 0.153333 | 0.941463 |
| 2001-08-01 | 0.140000 | 0.830040 |
| 2001-05-02 | 0.140000 | 0.920649 |
| 2001-01-31 | 0.126667 | 0.842107 |
| 2000-11-01 | 0.126667 | 0.915665 |
| 2000-08-02 | 0.126667 | 0.993467 |
| 2000-05-03 | 0.126667 | 1.160308 |
| 2000-02-02 | 0.080000 | 0.774194 |
| 1999-10-28 | 0.100000 | 0.888889 |
| 1999-07-29 | 0.100000 | 0.816327 |
| 1999-04-29 | 0.100000 | 0.937500 |
| 1999-02-03 | 0.080000 | 0.761905 |
| 1998-10-29 | 0.080000 | 0.820513 |
| 1998-07-30 | 0.080000 | 0.633663 |
| 1998-04-30 | 0.080000 | 0.607595 |
| 1998-01-29 | 0.066667 | 0.565374 |
| 1997-10-23 | 0.066667 | 0.529804 |
| 1997-07-24 | 0.066667 | 0.571431 |
| 1997-05-01 | 0.066667 | 0.663904 |
| Attribute | Value |
|---|---|
| 52 Week Change | 0.038503885 |
| Address1 | 975 Hooper Avenue |
| All Time High | 30.9 |
| All Time Low | 6.458333 |
| Ask | 18.99 |
| Ask Size | 1 |
| Audit Risk | 4 |
| Average Daily Volume10 Day | 1,013,860 |
| Average Daily Volume3 Month | 1,082,734 |
| Average Volume | 1,082,734 |
| Average Volume10Days | 1,013,860 |
| Beta | 0.96 |
| Bid | 13.48 |
| Bid Size | 2 |
| Board Risk | 5 |
| Book Value | 24.499 |
| City | Toms River |
| Compensation As Of Epoch Date | 1,767,139,200 |
| Compensation Risk | 3 |
| Country | United States |
| Crypto Tradeable | 0 |
| Currency | USD |
| Current Price | 18.88 |
| Custom Price Alert Confidence | HIGH |
| Date Short Interest | 1,786,665,600 |
| Day High | 19.105 |
| Day Low | 18.875 |
| Display Name | OceanFirst Financial |
| Dividend Date | 1,787,270,400 |
| Dividend Rate | 0.8 |
| Dividend Yield | 4.24 |
| Earnings Call Timestamp End | 1,785,510,000 |
| Earnings Call Timestamp Start | 1,785,510,000 |
| Earnings Timestamp | 1,785,441,600 |
| Earnings Timestamp End | 1,793,217,600 |
| Earnings Timestamp Start | 1,793,217,600 |
| Ebitda Margins | 0.0 |
| Enterprise To Revenue | 9.194 |
| Enterprise Value | 3,931,606,784 |
| Eps Current Year | 1.80167 |
| Eps Forward | 2.31571 |
| Eps Trailing Twelve Months | 0.81 |
| Esg Populated | 0 |
| Ex Dividend Date | 1,786,320,000 |
| Exchange | NMS |
| Exchange Data Delayed By | 0 |
| Exchange Timezone Name | America/New_York |
| Exchange Timezone Short Name | EDT |
| Fifty Day Average | 19.3006 |
| Fifty Day Average Change | -0.4206009 |
| Fifty Day Average Change Percent | -0.021792116 |
| Fifty Two Week Change Percent | 3.8503885 |
| Fifty Two Week High | 20.61 |
| Fifty Two Week High Change | -1.7300014 |
| Fifty Two Week High Change Percent | -0.0839399 |
| Fifty Two Week Low | 17.05 |
| Fifty Two Week Low Change | 1.8299999 |
| Fifty Two Week Low Change Percent | 0.10733138 |
| Fifty Two Week Range | 17.05 - 20.61 |
| Financial Currency | USD |
| First Trade Date Milliseconds | 836,400,600,000 |
| Five Year Avg Dividend Yield | 4.24 |
| Float Shares | 84,503,098 |
| Forward Eps | 2.31571 |
| Forward P E | 8.153007 |
| Full Exchange Name | NasdaqGS |
| Full Time Employees | 898 |
| Fullday Change | -0.0100002 |
| Fullday Change Percent | -0.0529393 |
| Fullday Price | 18.88 |
| Gmt Off Set Milliseconds | -14,400,000 |
| Governance Epoch Date | 1,785,542,400 |
| Gross Margins | 0.0 |
| Gross Profits | 427,640,992 |
| Has Pre Post Market Data | 1 |
| Held Percent Insiders | 0.024330001 |
| Held Percent Institutions | 0.85920995 |
| Implied Shares Outstanding | 96,645,219 |
| Industry | Banks - Regional |
| Industry Disp | Banks - Regional |
| Industry Key | banks-regional |
| Ir Website | http://irsolutions.snl.com/corporateprofile.aspx?iid=102614 |
| Is Earnings Date Estimate | 0 |
| Language | en-US |
| Last Dividend Date | 1,786,320,000 |
| Last Dividend Value | 0.2 |
| Last Fiscal Year End | 1,767,139,200 |
| Last Split Date | 1,021,852,800 |
| Last Split Factor | 3:2 |
| Long Business Summary | OceanFirst Financial Corp. operates as the bank holding company for OceanFirst Bank N.A. that provides community banking services to retail and commercial customers in the United States. The company accepts deposit products, such as money market accounts, savings accounts, interest-bearing checking accounts, non-interest-bearing accounts, and time deposits, including brokered deposits. It also offers commercial real estate, multi-family, land loans, construction, and commercial and industrial loans; fixed-rate and adjustable-rate mortgage loans that are secured by one-to-four family residences; and consumer loans, such as home equity loans and lines of credit, student loans, loans on savings accounts, overdraft line of credit, and other consumer loans. In addition, the company invests in mortgage-backed securities, securities issued by the U.S. government and agencies, corporate securities, and other investments; and provides bankcard services, trust and asset management products and services, deposit account services, sales of loans and investments, bank owned life insurance and commercial loan swap income. The company was founded in 1902 and is headquartered in Toms River, New Jersey. |
| Long Name | OceanFirst Financial Corp. |
| Market | us_market |
| Market Cap | 1,824,661,632 |
| Market State | CLOSED |
| Max Age | 86,400 |
| Message Board Id | finmb_364474 |
| Most Recent Quarter | 1,782,777,600 |
| Net Income To Common | 47,900,000 |
| Next Fiscal Year End | 1,798,675,200 |
| Non Diluted Market Cap | 1,825,628,186 |
| Number Of Analyst Opinions | 6 |
| Open | 18.92 |
| Operating Cashflow | 121,663,000 |
| Operating Margins | 0.36817002 |
| Overall Risk | 5 |
| Payout Ratio | 0.9877 |
| Peg Ratio | 1.15 |
| Phone | 888 623 2633 |
| Post Market Change | 0.0 |
| Post Market Change Percent | 0.0 |
| Post Market Price | 18.88 |
| Post Market Time | 1,787,959,804 |
| Previous Close | 18.89 |
| Price Eps Current Year | 10.479166 |
| Price Hint | 2 |
| Price To Book | 0.77064365 |
| Price To Sales Trailing12 Months | 4.266807 |
| Profit Margins | 0.11201 |
| Quote Source Name | Nasdaq Real Time Price |
| Quote Type | EQUITY |
| Recommendation Key | none |
| Region | US |
| Regular Market Change | -0.0100002 |
| Regular Market Change Percent | -0.0529393 |
| Regular Market Day High | 19.105 |
| Regular Market Day Low | 18.875 |
| Regular Market Day Range | 18.875 - 19.105 |
| Regular Market Open | 18.92 |
| Regular Market Previous Close | 18.89 |
| Regular Market Price | 18.88 |
| Regular Market Time | 1,787,947,200 |
| Regular Market Volume | 863,125 |
| Return On Assets | 0.00262 |
| Return On Equity | 0.02365 |
| Revenue Growth | 0.322 |
| Revenue Per Share | 4.643 |
| Sand P52 Week Change | 0.20204377 |
| Sector | Financial Services |
| Sector Disp | Financial Services |
| Sector Key | financial-services |
| Share Holder Rights Risk | 8 |
| Shares Outstanding | 96,645,219 |
| Shares Percent Shares Out | 0.042600002 |
| Shares Short | 4,121,400 |
| Shares Short Previous Month Date | 1,784,073,600 |
| Shares Short Prior Month | 4,465,936 |
| Short Name | OceanFirst Financial Corp. |
| Short Percent Of Float | 0.0436 |
| Short Ratio | 4.51 |
| Source Interval | 15 |
| State | NJ |
| Symbol | OCFC |
| Target High Price | 24.0 |
| Target Low Price | 21.0 |
| Target Mean Price | 22.08333 |
| Target Median Price | 22.0 |
| Total Cash | 360,014,016 |
| Total Cash Per Share | 3.658 |
| Total Debt | 2,433,522,944 |
| Total Revenue | 427,640,992 |
| Tradeable | 0 |
| Trailing Annual Dividend Rate | 0.8 |
| Trailing Annual Dividend Yield | 0.042350452 |
| Trailing Eps | 0.81 |
| Trailing P E | 23.308641 |
| Trailing Peg Ratio | None |
| Triggerable | 1 |
| Two Hundred Day Average | 18.8063 |
| Two Hundred Day Average Change | 0.07369995 |
| Two Hundred Day Average Change Percent | 0.003918897 |
| Type Disp | Equity |
| Volume | 863,125 |
| Website | https://www.oceanfirst.com |
| Zip | 08,753-8320 |