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OceanFirst Financial Corp. (OCFC)

Financial Services | Banks - Regional | Toms River, United States | NasdaqGS
19.22 USD +0.45 (2.397%) ⇧ (April 17, 2026, 4 p.m. EDT)
After hours: 19.24 +0.02 (0.094%) ⇧ (April 17, 2026, 5:48 p.m. EDT)

Short-term: ★★☆☆☆ | Long-term: ★★★☆☆ | Dividends: ★★★★☆
Hot Take | April 11, 2026, 2:45 p.m. EDT

OCFC presents a mixed picture for short-term and long-term investors. The recent price action shows a slight uptrend, with the stock hovering near its 52-week high, but there is a lack of strong momentum. The dividend yield is attractive at 4.19%, with a consistent payout history, which makes it appealing for income-focused investors. However, the stock has shown signs of volatility, and the short-term forecast suggests a modest upward movement. Long-term investors might consider the stock as a hold, given its solid fundamentals and recent merger activity, but the negative earnings growth and low return on assets should be monitored. Overall, OCFC could be a good candidate for a buy-the-dip strategy, especially for those seeking income with a moderate risk appetite.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
AutoTheta ✓0.034967
MSTL0.035517
AutoETS0.035896
AutoARIMA0.035897

Forecast horizon: 45 days | Selected: AutoTheta

Forecast Reliability
Score 80%
H-stat 0.23
Ljung-Box p 0.000
Jarque-Bera p 0.269
Excess Kurtosis -1.14
Attribute Value
Sector Financial Services
Ex Dividend Date 2026-04-26
Last Dividend Date 2026-02-01
Revenue per Share 6.77
Market Cap 1,103,266,688
Trailing P/E 16.43
Forward P/E 7.89
Beta 0.98
Profit Margins 18.26%
Website https://www.oceanfirst.com

As of April 11, 2026, 2:45 p.m. EDT: Options speculators are showing mixed signals. The calls for the near-term (April 17) have higher open interest and implied volatility around the 20.0 strike, indicating potential bullish sentiment. However, the puts for the same expiration have lower open interest, suggesting less bearish positioning. For the June 18 expiration, calls show increased activity on the 22.5 and 25.0 strikes, which could imply a longer-term bullish bias. Puts for June 18 have limited activity, indicating limited bearish speculation. The September 18 options show a similar pattern with calls on the 22.5 strike and puts on the 17.5 strike, suggesting a potential range-bound or slightly bullish outlook.


Dividend Data

Yield Summary
Last Yield 1yr Yield 3yr Avg 5yr Avg
1.05% 4.64% 5.19% 4.69%
Dividend History
Date Dividend Yield %
2026-02-02 0.200000 1.052078
2025-11-03 0.200000 1.119980
2025-08-04 0.200000 1.252482
2025-05-05 0.200000 1.219415
2025-02-03 0.200000 1.208124
2024-11-04 0.200000 1.194166
2024-08-05 0.200000 1.348099
2024-05-03 0.200000 1.402568
2024-02-02 0.200000 1.343532
2023-11-03 0.200000 1.573590
2023-08-04 0.200000 1.218340
2023-05-05 0.200000 1.636359
2023-02-03 0.200000 0.931868
2022-11-04 0.200000 1.015134
2022-08-05 0.200000 1.127841
2022-05-06 0.170000 1.068312
2022-02-04 0.170000 0.901954
2021-11-05 0.170000 0.931856
2021-08-06 0.170000 0.961410
2021-05-07 0.170000 0.932690
2021-02-05 0.170000 1.116353
2020-11-06 0.170000 1.489261
2020-07-31 0.170000 1.401277
2020-05-01 0.170000 1.380315
2020-02-04 0.170000 0.938343
2019-11-01 0.170000 0.929680
2019-08-02 0.170000 0.950337
2019-05-03 0.170000 0.870808
2019-02-01 0.170000 0.931410
2018-11-02 0.170000 0.889899
2018-08-03 0.150000 0.705113
2018-05-04 0.150000 0.748822
2018-02-02 0.150000 0.771536
2017-11-03 0.150000 0.759521
2017-08-03 0.150000 0.765428
2017-05-04 0.150000 0.734516
2017-02-02 0.150000 0.728123
2016-11-03 0.150000 1.010433
2016-08-04 0.130000 0.987873
2016-05-05 0.130000 1.022951
2016-01-28 0.130000 1.036569
2015-10-29 0.130000 0.973502
2015-07-30 0.130000 1.074095
2015-04-30 0.130000 1.129846
2015-01-29 0.130000 1.159797
2014-10-30 0.130000 1.159239
2014-07-31 0.120000 1.126100
2014-05-01 0.120000 1.110782
2014-01-30 0.120000 1.029714
2013-10-24 0.120000 1.017725
2013-07-25 0.120000 1.036672
2013-04-25 0.120000 1.324723
2013-01-31 0.120000 1.319170
2012-10-25 0.120000 1.355519
2012-07-26 0.120000 1.410991
2012-04-26 0.120000 1.342939
2012-01-26 0.120000 1.424010
2011-10-27 0.120000 1.459983
2011-07-28 0.120000 1.458725
2011-04-28 0.120000 1.386046
2011-01-27 0.120000 1.464987
2010-10-28 0.120000 1.704029
2010-07-29 0.120000 1.647749
2010-04-29 0.120000 1.599298
2010-01-28 0.120000 1.995851
2009-10-29 0.200000 3.678050
2009-07-30 0.200000 2.888683
2009-04-29 0.200000 2.967350
2009-01-28 0.200000 2.655419
2008-10-29 0.200000 2.707948
2008-07-30 0.200000 2.126200
2008-04-30 0.200000 2.053115
2008-01-30 0.200000 2.414879
2007-10-31 0.200000 2.470633
2007-08-01 0.200000 2.666436
2007-04-25 0.200000 2.333344
2007-01-24 0.200000 1.927398
2006-10-25 0.200000 1.808725
2006-07-26 0.200000 1.899262
2006-04-26 0.200000 1.854229
2006-01-25 0.200000 1.785679
2005-10-26 0.200000 1.848148
2005-07-27 0.200000 1.814005
2005-04-27 0.200000 2.077317
2005-01-26 0.200000 1.820961
2004-10-27 0.200000 1.853509
2004-07-28 0.200000 2.004436
2004-04-28 0.200000 2.026194
2004-01-28 0.200000 1.880042
2003-10-29 0.200000 1.764786
2003-07-30 0.200000 1.863636
2003-04-30 0.200000 2.095479
2003-01-29 0.180000 1.895477
2002-10-30 0.180000 2.002767
2002-07-31 0.180000 2.071380
2002-05-01 0.173333 1.910406
2002-01-30 0.160000 2.181976
2001-10-31 0.153333 2.315632
2001-08-01 0.140000 2.061056
2001-05-02 0.140000 2.305188
2001-01-31 0.126667 2.127951
2000-11-01 0.126667 2.333531
2000-08-02 0.126667 2.554991
2000-05-03 0.126667 3.014018
2000-02-02 0.080000 2.034929
1999-10-28 0.100000 2.354482
1999-07-29 0.100000 2.182349
1999-04-29 0.100000 2.526777
1999-02-03 0.080000 2.073657
1998-10-29 0.080000 2.250594
1998-07-30 0.080000 1.753245
1998-04-30 0.080000 1.691768
1998-01-29 0.066667 1.583831
1997-10-23 0.066667 1.492656
1997-07-24 0.066667 1.618371
1997-05-01 0.066667 1.891149
Additional Data
dividendRate 0.8
dividendYield 4.16
exDividendDate 2026-04-27
trailingAnnualDividendRate 0.8
trailingAnnualDividendYield 0.042621203
lastDividendValue 0.2
lastDividendDate 2026-02-02
dividendDate 2026-02-13

Info Dump

Attribute Value
52 Week Change 0.19326127
Address1 975 Hooper Avenue
All Time High 30.9
All Time Low 6.458333
Ask 24.58
Ask Size 2
Audit Risk 5
Average Analyst Rating 2.2 - Buy
Average Daily Volume10 Day 557,620
Average Daily Volume3 Month 687,447
Average Volume 687,447
Average Volume10Days 557,620
Beta 0.982
Bid 13.83
Bid Size 2
Board Risk 5
Book Value 29.002
City Toms River
Compensation As Of Epoch Date 1,735,603,200
Compensation Risk 3
Country United States
Crypto Tradeable 0
Currency USD
Current Price 19.22
Custom Price Alert Confidence HIGH
Date Short Interest 1,774,915,200
Day High 19.56
Day Low 18.95
Display Name OceanFirst Financial
Dividend Date 1,770,940,800
Dividend Rate 0.8
Dividend Yield 4.16
Earnings Call Timestamp End 1,777,042,800
Earnings Call Timestamp Start 1,777,042,800
Earnings Growth -0.362
Earnings Quarterly Growth -0.402
Earnings Timestamp 1,776,974,400
Earnings Timestamp End 1,776,974,400
Earnings Timestamp Start 1,776,974,400
Ebitda Margins 0.0
Enterprise To Revenue 6.917
Enterprise Value 2,688,998,144
Eps Current Year 1.905
Eps Forward 2.435
Eps Trailing Twelve Months 1.17
Esg Populated 0
Ex Dividend Date 1,777,248,000
Exchange NMS
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 18.5454
Fifty Day Average Change 0.6745987
Fifty Day Average Change Percent 0.036375526
Fifty Two Week Change Percent 19.326126
Fifty Two Week High 20.61
Fifty Two Week High Change -1.3900013
Fifty Two Week High Change Percent -0.06744305
Fifty Two Week Low 15.59
Fifty Two Week Low Change 3.6299992
Fifty Two Week Low Change Percent 0.2328415
Fifty Two Week Range 15.59 - 20.61
Financial Currency USD
First Trade Date Milliseconds 836,400,600,000
Five Year Avg Dividend Yield 4.18
Float Shares 55,231,829
Forward Eps 2.435
Forward P E 7.893224
Full Exchange Name NasdaqGS
Full Time Employees 898
Gmt Off Set Milliseconds -14,400,000
Governance Epoch Date 1,775,001,600
Gross Margins 0.0
Gross Profits 388,752,992
Has Pre Post Market Data 1
Held Percent Insiders 0.032479998
Held Percent Institutions 0.83908
Implied Shares Outstanding 57,402,016
Industry Banks - Regional
Industry Disp Banks - Regional
Industry Key banks-regional
Ir Website http://irsolutions.snl.com/corporateprofile.aspx?iid=102614
Is Earnings Date Estimate 0
Language en-US
Last Dividend Date 1,769,990,400
Last Dividend Value 0.2
Last Fiscal Year End 1,767,139,200
Last Split Date 1,021,852,800
Last Split Factor 3:2
Long Business Summary OceanFirst Financial Corp. operates as the bank holding company for OceanFirst Bank N.A. that provides community banking services to retail and commercial customers in the United States. The company accepts deposit products, such as money market accounts, savings accounts, interest-bearing checking accounts, non-interest-bearing accounts, and time deposits, including brokered deposits. It also offers commercial real estate, multi-family, land loans, construction, and commercial and industrial loans; fixed-rate and adjustable-rate mortgage loans that are secured by one-to-four family residences; and consumer loans, such as home equity loans and lines of credit, student loans, loans on savings accounts, overdraft line of credit, and other consumer loans. In addition, the company invests in mortgage-backed securities, securities issued by the U.S. government and agencies, corporate securities, and other investments; and provides bankcard services, trust and asset management products and services, deposit account services, sales of loans and investments, bank owned life insurance and commercial loan swap income. The company was founded in 1902 and is headquartered in Toms River, New Jersey.
Long Name OceanFirst Financial Corp.
Market us_market
Market Cap 1,103,266,688
Market State CLOSED
Max Age 86,400
Message Board Id finmb_364474
Most Recent Quarter 1,767,139,200
Net Income To Common 67,128,000
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 1,103,266,747
Number Of Analyst Opinions 5
Open 19.0
Operating Cashflow 87,211,000
Operating Margins 0.32151002
Overall Risk 5
Payout Ratio 0.6838
Peg Ratio 1.15
Phone 888 623 2633
Post Market Change 0.018100739
Post Market Change Percent 0.09417658
Post Market Price 19.2381
Post Market Time 1,776,462,488
Previous Close 18.77
Price Eps Current Year 10.089238
Price Hint 2
Price To Book 0.6627129
Price To Sales Trailing12 Months 2.837963
Profit Margins 0.18258
Quote Source Name Nasdaq Real Time Price
Quote Type EQUITY
Recommendation Key buy
Recommendation Mean 2.16667
Region US
Regular Market Change 0.449999
Regular Market Change Percent 2.39744
Regular Market Day High 19.56
Regular Market Day Low 18.95
Regular Market Day Range 18.95 - 19.56
Regular Market Open 19.0
Regular Market Previous Close 18.77
Regular Market Price 19.22
Regular Market Time 1,776,456,000
Regular Market Volume 489,185
Return On Assets 0.00508
Return On Equity 0.04221
Revenue Growth 0.097
Revenue Per Share 6.77
Sand P52 Week Change 0.36506534
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Share Holder Rights Risk 8
Shares Outstanding 57,402,016
Shares Percent Shares Out 0.08939999
Shares Short 5,128,936
Shares Short Previous Month Date 1,772,150,400
Shares Short Prior Month 3,773,463
Short Name OceanFirst Financial Corp.
Short Percent Of Float 0.0924
Short Ratio 7.57
Source Interval 15
State NJ
Symbol OCFC
Target High Price 25.0
Target Low Price 19.0
Target Mean Price 21.8
Target Median Price 22.0
Total Cash 192,952,992
Total Cash Per Share 3.365
Total Debt 1,779,952,000
Total Revenue 388,752,992
Tradeable 0
Trailing Annual Dividend Rate 0.8
Trailing Annual Dividend Yield 0.042621203
Trailing Eps 1.17
Trailing P E 16.427351
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 18.34235
Two Hundred Day Average Change 0.8776493
Two Hundred Day Average Change Percent 0.047848247
Type Disp Equity
Volume 489,185
Website https://www.oceanfirst.com
Zip 08,753-8320