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Orange County Bancorp, Inc. (OBT)

Financial Services | Banks - Regional | Middletown, United States | NasdaqCM
36.14 USD +1.08 (3.080%) ⇧ (April 17, 2026, 4 p.m. EDT)
After hours: 36.25 +0.11 (0.304%) ⇧ (April 17, 2026, 7:16 p.m. EDT)

Short-term: ★★★★☆ | Long-term: ★★★☆☆ | Dividends: ★★★☆☆
Hot Take | April 11, 2026, 4:04 p.m. EDT

OBT has shown a recent upward trend in price, with the current price of $34.85 near its 52-week high of $37.99. The stock has been trading above its 50-day average of $32.92, indicating potential momentum. The recent earnings beat and positive news about insider buying and phantom stock grants suggest a positive outlook. However, the short interest has increased, which could indicate some bearish sentiment. The dividend yield of 1.78% is modest but consistent, with a payout ratio of 17.12%, showing sustainability. For short-term traders, the upward trend and recent gains make this a potential buying opportunity, but caution is advised due to the increased short interest. For long-term investors, the stock's fundamentals are solid, but the relatively low dividend yield may not be as attractive as other options. Overall, OBT presents a balanced opportunity with a moderate risk profile.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
AutoTheta ✓0.054413
AutoARIMA0.061002
AutoETS0.112758
MSTL0.116508

Forecast horizon: 45 days | Selected: AutoTheta

Forecast Reliability
Score 80%
H-stat 0.07
Ljung-Box p 0.000
Jarque-Bera p 0.124
Excess Kurtosis -0.81
Attribute Value
Sector Financial Services
Ex Dividend Date 2026-03-03
Last Dividend Date 2026-03-03
Revenue per Share 9.55
Market Cap 484,553,920
Trailing P/E 10.85
Forward P/E 9.27
Beta 0.44
Profit Margins 34.84%
Website https://www.orangebanktrust.com

Dividend Data

Yield Summary
Last Yield 1yr Yield 3yr Avg 5yr Avg
0.55% 2.26% 2.16% 2.21%
Dividend History
Date Dividend Yield %
2026-03-04 0.18000 0.545124
2025-12-04 0.18000 0.661261
2025-09-08 0.13000 0.495404
2025-06-04 0.13000 0.559314
2025-03-04 0.13000 0.524702
2024-12-04 0.12500 0.437167
2024-09-04 0.11500 0.414779
2024-06-04 0.11500 0.529830
2024-03-01 0.11500 0.536958
2023-12-01 0.11500 0.494326
2023-08-31 0.11500 0.520221
2023-06-01 0.11500 0.775417
2023-03-02 0.11500 0.454118
2022-12-01 0.11500 0.523779
2022-09-01 0.10000 0.612462
2022-06-01 0.10000 0.582280
2022-03-01 0.10000 0.530469
2021-12-02 0.10000 0.566554
2021-09-02 0.10000 0.618613
2021-06-02 0.10000 0.669115
2021-03-02 0.10000 0.759502
2020-12-01 0.10000 0.860276
2020-08-31 0.10000 0.957137
2020-06-01 0.10000 0.907530
2020-02-28 0.10000 0.770306
2019-12-03 0.10000 0.795503
2019-09-03 0.10000 0.852470
2019-06-03 0.10000 0.866724
2019-03-01 0.10000 0.889667
2018-12-04 0.10000 0.952123
2018-09-04 0.10000 0.825760
2018-06-04 0.10500 0.767219
2018-03-02 0.10000 0.434893
2017-12-07 0.10250 0.907752
2017-09-07 0.10250 1.032881
2017-06-06 0.10250 1.081629
2017-03-07 0.10250 1.088781
2016-12-02 0.10250 1.121022
2016-09-07 0.10250 1.118943
2016-06-21 0.10250 1.125316
2015-12-02 0.10250 1.080891
2015-08-21 0.10250 1.113856
2015-05-15 0.10250 1.185181
2014-11-21 0.10250 1.295620
2014-08-15 0.10250 1.398282
2014-05-16 0.10250 1.405665
2014-03-21 0.10250 1.404409
2013-11-29 0.10000 1.400133
2013-08-29 0.09750 1.365270
2013-05-31 0.09750 1.417834
2012-12-21 0.09500 1.370687
2012-11-29 0.09500 1.358130
2012-08-30 0.09500 1.388321
2012-06-01 0.09500 1.419664
2012-03-30 0.09500 1.452040
2011-12-01 0.09000 1.349199
2011-09-01 0.09000 1.358080
2011-06-03 0.09000 1.405553
2011-04-01 0.09000 1.427800
2010-12-02 0.08500 1.391650
2010-09-02 0.08500 1.419226
2010-06-04 0.08500 1.343610
2010-04-01 0.08500 1.353787
2009-12-03 0.08375 1.508672
2009-09-03 0.08375 1.438078
2009-05-29 0.08375 1.369338
2009-04-03 0.08375 1.463209
2008-12-04 0.08250 1.291739
2008-08-28 0.08250 1.140793
2008-06-10 0.08250 1.166650
2008-04-29 0.08250 1.168650
Additional Data
dividendRate 0.62
dividendYield 1.72
exDividendDate 2026-03-04
trailingAnnualDividendRate 0.57
trailingAnnualDividendYield 0.016257843
lastDividendValue 0.18
lastDividendDate 2026-03-04
dividendDate 2026-03-16

Info Dump

Attribute Value
52 Week Change 0.6577982
Address1 212 Dolson Avenue
All Time High 37.99
All Time Low 8.875
Ask 36.4
Ask Size 1
Audit Risk 7
Average Daily Volume10 Day 122,020
Average Daily Volume3 Month 66,711
Average Volume 66,711
Average Volume10Days 122,020
Beta 0.435
Bid 35.78
Bid Size 1
Board Risk 4
Book Value 21.271
City Middletown
Compensation As Of Epoch Date 1,767,139,200
Compensation Risk 9
Country United States
Crypto Tradeable 0
Currency USD
Current Price 36.14
Custom Price Alert Confidence HIGH
Date Short Interest 1,774,915,200
Day High 36.8
Day Low 35.35
Display Name Orange County Bancorp
Dividend Date 1,773,619,200
Dividend Rate 0.62
Dividend Yield 1.72
Earnings Growth 0.473
Earnings Quarterly Growth 0.735
Earnings Timestamp End 1,777,492,800
Earnings Timestamp Start 1,777,492,800
Ebitda Margins 0.0
Enterprise To Revenue 2.66
Enterprise Value 317,805,664
Eps Current Year 3.395
Eps Forward 3.9
Eps Trailing Twelve Months 3.33
Esg Populated 0
Ex Dividend Date 1,772,582,400
Exchange NCM
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 33.2856
Fifty Day Average Change 2.8544006
Fifty Day Average Change Percent 0.08575483
Fifty Two Week Change Percent 65.779816
Fifty Two Week High 37.99
Fifty Two Week High Change -1.8500023
Fifty Two Week High Change Percent -0.048697084
Fifty Two Week Low 21.1
Fifty Two Week Low Change 15.039999
Fifty Two Week Low Change Percent 0.71279615
Fifty Two Week Range 21.1 - 37.99
Financial Currency USD
First Trade Date Milliseconds 1,066,224,600,000
Five Year Avg Dividend Yield 1.99
Float Shares 10,686,737
Forward Eps 3.9
Forward P E 9.266666
Full Exchange Name NasdaqCM
Full Time Employees 235
Gmt Off Set Milliseconds -14,400,000
Governance Epoch Date 1,775,001,600
Gross Margins 0.0
Gross Profits 119,456,000
Has Pre Post Market Data 1
Held Percent Insiders 0.08225001
Held Percent Institutions 0.54704
Implied Shares Outstanding 13,407,690
Industry Banks - Regional
Industry Disp Banks - Regional
Industry Key banks-regional
Ipo Expected Date 2,021-08-05
Is Earnings Date Estimate 1
Language en-US
Last Dividend Date 1,772,582,400
Last Dividend Value 0.18
Last Fiscal Year End 1,767,139,200
Last Split Date 1,736,726,400
Last Split Factor 2:1
Long Business Summary Orange County Bancorp, Inc., a bank holding company, through its subsidiaries, provides commercial and consumer banking products and services. The company operates in Business Banking, Private Banking, and Trust & Wealth Management segments. It accepts various deposits, including interest-bearing and noninterest-bearing demand accounts, money market deposit accounts, savings accounts, and certificates of deposit. The company also offers commercial real estate loans, commercial and industrial loans, commercial real estate construction loans, residential real estate loans, home equity loans, and consumer loans. In addition, it provides traditional trust and administration, asset management, financial planning, and wealth management services; and financial products, including checking, savings, money market accounts, certificates of deposit, and treasury management services. The company offers its products to small businesses, middle-market enterprises, local municipal governments, and individuals, as well as operate full-service branches and loan production office in Orange, Westchester, Rockland, and Bronx counties in New York. Orange County Bancorp, Inc. was founded in 1892 and is headquartered in Middletown, New York.
Long Name Orange County Bancorp, Inc.
Market us_market
Market Cap 484,553,920
Market State CLOSED
Max Age 86,400
Message Board Id finmb_3174270
Most Recent Quarter 1,767,139,200
Net Income To Common 41,614,000
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 483,347,224
Number Of Analyst Opinions 2
Open 35.48
Operating Cashflow 43,849,000
Operating Margins 0.44684
Overall Risk 7
Payout Ratio 0.1712
Phone 845 341 5000
Post Market Change 0.11000061
Post Market Change Percent 0.3043736
Post Market Price 36.25
Post Market Time 1,776,467,766
Previous Close 35.06
Price Eps Current Year 10.645066
Price Hint 2
Price To Book 1.6990268
Price To Sales Trailing12 Months 4.056338
Profit Margins 0.34835997
Quote Source Name Nasdaq Real Time Price
Quote Type EQUITY
Recommendation Key none
Region US
Regular Market Change 1.08
Regular Market Change Percent 3.08043
Regular Market Day High 36.8
Regular Market Day Low 35.35
Regular Market Day Range 35.35 - 36.8
Regular Market Open 35.48
Regular Market Previous Close 35.06
Regular Market Price 36.14
Regular Market Time 1,776,456,000
Regular Market Volume 58,822
Return On Assets 0.0161
Return On Equity 0.17712
Revenue Growth 0.147
Revenue Per Share 9.55
Sand P52 Week Change 0.38150132
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Share Holder Rights Risk 7
Shares Outstanding 13,407,690
Shares Percent Shares Out 0.0069
Shares Short 92,346
Shares Short Previous Month Date 1,772,150,400
Shares Short Prior Month 53,639
Short Name Orange County Bancorp, Inc.
Short Percent Of Float 0.0075
Short Ratio 2.2
Source Interval 15
State NY
Symbol OBT
Target High Price 40.0
Target Low Price 38.0
Target Mean Price 39.0
Target Median Price 39.0
Total Cash 204,232,000
Total Cash Per Share 15.277
Total Debt 38,902,000
Total Revenue 119,456,000
Tradeable 0
Trailing Annual Dividend Rate 0.57
Trailing Annual Dividend Yield 0.016257843
Trailing Eps 3.33
Trailing P E 10.852853
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 28.38935
Two Hundred Day Average Change 7.7506485
Two Hundred Day Average Change Percent 0.27301252
Type Disp Equity
Volume 58,822
Website https://www.orangebanktrust.com
Zip 10,940