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Norwood Financial Corp. (NWFL)

Financial Services | Banks - Regional | Honesdale, United States | NasdaqGM
31.35 USD +0.72 (2.351%) ⇧ (April 17, 2026, 4 p.m. EDT)
After hours: 31.35

Short-term: ★★★☆☆ | Long-term: ★★★★☆ | Dividends: ★★★★★
Hot Take | April 11, 2026, 1:38 p.m. EDT

Norwood Financial Corp. (NWFL) appears to be a solid short-term opportunity given its recent price movement and the positive momentum observed in its recent price history. The stock has been gradually rising, with the current price at $31.35, slightly below its 52-week high of $32.23. The recent uptrend, combined with the recent dividend payment of $0.32, suggests that it could be a good time to consider buying calls or taking advantage of a potential 'buy-the-dip' opportunity. The stock's dividend yield of 4.08% and consistent dividend payments over the past few years make it an attractive option for dividend-focused investors. However, the overall risk rating of 8 indicates some level of volatility, so caution is advised. For long-term investors, the company's fundamentals, including a strong payout ratio and positive earnings growth, support a 'buy and hold' strategy. The recent acquisition of PB Bankshares, Inc. and the improving story of the company suggest long-term potential. The stock's low beta and solid financial metrics, including a reasonable price-to-book ratio and a strong return on equity, further support its long-term appeal. Overall, NWFL is a well-rounded investment with potential for both short-term and long-term gains.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
AutoTheta ✓0.041592
MSTL0.049023
AutoARIMA0.049843
AutoETS0.051315

Forecast horizon: 45 days | Selected: AutoTheta

Forecast Reliability
Score 80%
H-stat 0.27
Ljung-Box p 0.000
Jarque-Bera p 0.319
Excess Kurtosis -1.04
Attribute Value
Sector Financial Services
Ex Dividend Date 2026-04-14
Last Dividend Date 2026-04-14
Revenue per Share 9.335
Market Cap 341,406,720
Trailing P/E 10.42
Forward P/E 8.55
Beta 0.57
Profit Margins 32.21%
Website https://wayne.bank

Dividend Data

Yield Summary
Last Yield 1yr Yield 3yr Avg 5yr Avg
1.04% 4.76% 4.88% 4.86%
Dividend History
Date Dividend Yield %
2026-04-15 0.320000 1.037277
2026-01-15 0.320000 1.143298
2025-10-15 0.310000 1.282650
2025-07-15 0.310000 1.298472
2025-04-15 0.310000 1.433283
2025-01-15 0.310000 1.231523
2024-10-18 0.300000 1.124747
2024-07-15 0.300000 1.193893
2024-04-12 0.300000 1.387118
2024-01-11 0.300000 1.136387
2023-10-12 0.290000 1.257450
2023-07-13 0.290000 1.118626
2023-04-13 0.290000 1.213388
2023-01-12 0.290000 0.977059
2022-10-13 0.280000 1.212053
2022-07-14 0.280000 1.365734
2022-04-13 0.280000 1.183793
2022-01-13 0.280000 1.211731
2021-10-14 0.260000 1.244012
2021-07-14 0.260000 1.268720
2021-04-14 0.260000 1.253035
2021-01-14 0.260000 1.174572
2020-10-14 0.250000 1.296396
2020-07-16 0.250000 1.082750
2020-04-14 0.250000 1.279153
2020-01-14 0.250000 0.858620
2019-10-11 0.240000 1.037096
2019-07-12 0.240000 0.924939
2019-04-12 0.240000 1.004522
2019-01-14 0.240000 1.037328
2018-10-12 0.220000 0.804618
2018-07-12 0.220000 0.832394
2018-04-12 0.220000 1.010935
2018-01-11 0.220000 0.950329
2017-10-12 0.220000 1.080719
2017-07-12 0.213333 1.060910
2017-04-11 0.213333 1.145776
2017-01-11 0.213333 1.422389
2016-10-12 0.206667 1.549009
2016-07-13 0.206667 1.630987
2016-04-13 0.206667 1.609589
2016-01-13 0.206667 1.614422
2015-10-13 0.206667 1.616142
2015-07-13 0.206667 1.583665
2015-04-13 0.206667 1.632289
2015-01-13 0.200000 1.611935
2014-10-10 0.200000 1.649767
2014-07-21 0.200000 1.630106
2014-04-11 0.200000 1.638518
2014-01-13 0.200000 1.714038
2013-10-10 0.193333 1.665065
2013-07-11 0.193333 1.607914
2013-04-11 0.187879 1.711901
2013-01-11 0.187879 1.691061
2012-10-11 0.181818 1.600080
2012-07-11 0.181818 1.751043
2012-04-11 0.181818 1.970473
2012-01-11 0.181818 1.953812
2011-10-12 0.175758 2.128242
2011-07-13 0.175758 1.960694
2011-04-13 0.175758 1.876239
2011-01-12 0.175758 1.959437
2010-10-13 0.169697 1.943741
2010-07-13 0.169697 2.080192
2010-04-13 0.169697 1.956259
2010-01-13 0.169697 1.986172
2009-10-14 0.163636 1.687474
2009-07-15 0.163636 1.644871
2009-04-14 0.163636 2.123637
2009-01-13 0.163636 1.882580
2008-10-15 0.151515 1.789311
2008-07-11 0.151515 1.746070
2008-04-11 0.151515 1.648659
2008-01-11 0.151515 1.714707
2007-10-11 0.139394 1.588143
2007-07-12 0.139394 1.472949
2007-04-12 0.139394 1.491163
2007-01-12 0.139394 1.596673
2006-10-12 0.127273 1.438133
2006-07-12 0.127273 1.445631
2006-04-11 0.121212 1.415923
2006-01-11 0.121212 1.430666
2005-10-13 0.103896 1.266036
2005-07-13 0.103896 1.241548
2005-04-13 0.103896 1.312013
2005-01-12 0.103896 1.133600
2004-10-13 0.098124 1.274548
2004-07-13 0.098124 1.296955
2004-04-13 0.098124 1.435965
2004-01-13 0.098124 1.423600
2003-10-10 0.092352 1.336012
2003-07-11 0.092352 1.414830
2003-04-11 0.092352 1.874168
2003-01-13 0.092352 1.882706
2002-10-10 0.084656 1.774146
2002-07-11 0.084656 1.804735
2002-04-11 0.084656 1.979128
2002-01-11 0.084656 2.057361
2001-10-12 0.076960 1.904642
2001-07-12 0.076960 2.264367
2001-04-11 0.076960 2.494449
2001-01-11 0.076960 2.552540
2000-10-12 0.065416 2.215202
2000-04-13 0.065416 2.256325
2000-01-12 0.065416 2.131123
1999-10-25 0.053872 1.687474
1999-04-13 0.053872 1.713305
1999-01-13 0.053872 1.714574
Additional Data
dividendRate 1.28
dividendYield 4.08
exDividendDate 2026-04-15
trailingAnnualDividendRate 1.25
trailingAnnualDividendYield 0.040809665
lastDividendValue 0.32
lastDividendDate 2026-04-15
dividendDate 2026-05-01

Info Dump

Attribute Value
52 Week Change 0.28589416
Address1 717 Main Street
All Time High 40.58
All Time Low 6.060606
Ask 31.6
Ask Size 1
Audit Risk 7
Average Daily Volume10 Day 19,660
Average Daily Volume3 Month 28,727
Average Volume 28,727
Average Volume10Days 19,660
Beta 0.57
Bid 30.62
Bid Size 1
Board Risk 9
Book Value 26.22
City Honesdale
Compensation As Of Epoch Date 1,767,139,200
Compensation Risk 7
Country United States
Crypto Tradeable 0
Currency USD
Current Price 31.35
Custom Price Alert Confidence HIGH
Date Short Interest 1,774,915,200
Day High 31.495
Day Low 30.27
Display Name Norwood Financial
Dividend Date 1,777,593,600
Dividend Rate 1.28
Dividend Yield 4.08
Earnings Call Timestamp End 1,777,300,200
Earnings Call Timestamp Start 1,777,300,200
Earnings Timestamp 1,777,293,000
Earnings Timestamp End 1,777,293,000
Earnings Timestamp Start 1,777,293,000
Ebitda Margins 0.0
Enterprise To Revenue 4.325
Enterprise Value 372,667,776
Eps Current Year 3.48
Eps Forward 3.665
Eps Trailing Twelve Months 3.01
Esg Populated 0
Ex Dividend Date 1,776,211,200
Exchange NGM
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 30.0038
Fifty Day Average Change 1.346201
Fifty Day Average Change Percent 0.044867683
Fifty Two Week Change Percent 28.589417
Fifty Two Week High 32.23
Fifty Two Week High Change -0.87999916
Fifty Two Week High Change Percent -0.02730373
Fifty Two Week Low 22.91
Fifty Two Week Low Change 8.440001
Fifty Two Week Low Change Percent 0.3683981
Fifty Two Week Range 22.91 - 32.23
Financial Currency USD
First Trade Date Milliseconds 889,021,800,000
Five Year Avg Dividend Yield 4.2
Float Shares 9,836,172
Forward Eps 3.665
Forward P E 8.553888
Full Exchange Name NasdaqGM
Full Time Employees 275
Gmt Off Set Milliseconds -14,400,000
Governance Epoch Date 1,775,001,600
Gross Margins 0.0
Gross Profits 86,168,000
Has Pre Post Market Data 1
Held Percent Insiders 0.08023
Held Percent Institutions 0.3689
Implied Shares Outstanding 10,890,166
Industry Banks - Regional
Industry Disp Banks - Regional
Industry Key banks-regional
Is Earnings Date Estimate 0
Language en-US
Last Dividend Date 1,776,211,200
Last Dividend Value 0.32
Last Fiscal Year End 1,767,139,200
Last Split Date 1,505,692,800
Last Split Factor 3:2
Long Business Summary Norwood Financial Corp. operates as the bank holding company for Wayne Bank that provides various banking products and services in the United States. The company offers deposit products, including interest-bearing and non-interest-bearing transaction, statement savings, and money market accounts, as well as certificate of deposits. Its commercial loans include lines of credit, revolving credit, term loans, mortgages, secured lending products, and letter of credit facilities; municipal finance lending; construction loans for commercial construction projects and single-family residences; construction financing; land and consumer loans; mortgage lending to finance principal residences and second home dwellings; and indirect dealer financing of new and used automobiles, boats, and recreational vehicles. In addition, the company offers investment securities services; personal and business credit services; trust and investment products; and cash management, direct deposit, remote deposit capture, mobile deposit capture, automated clearing house activity, real estate settlement, and internet and mobile banking services. Further, it offers annuity and insurance products; and engages in mutual fund sale, advisory services, and discount brokerage activities, as well as insurance agency business. The company serves consumers, businesses, nonprofit organizations, and municipalities. It operates automated teller machines and branches in Northeastern Pennsylvania; and in New York counties of Delaware, Sullivan, Ontario, Otsego, and Yates. The company was founded in 1870 and is based in Honesdale, Pennsylvania.
Long Name Norwood Financial Corp.
Market us_market
Market Cap 341,406,720
Market State CLOSED
Max Age 86,400
Message Board Id finmb_381296
Most Recent Quarter 1,767,139,200
Net Income To Common 27,755,000
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 341,951,212
Number Of Analyst Opinions 2
Open 31.07
Operating Cashflow 33,967,000
Operating Margins 0.48025
Overall Risk 8
Payout Ratio 0.412
Peg Ratio 2.36
Phone 570 253 1455
Post Market Change 0.0
Post Market Change Percent 0.0
Post Market Price 31.35
Post Market Time 1,776,456,605
Previous Close 30.63
Price Eps Current Year 9.008621
Price Hint 2
Price To Book 1.1956522
Price To Sales Trailing12 Months 3.9621058
Profit Margins 0.32209998
Quote Source Name Nasdaq Real Time Price
Quote Type EQUITY
Recommendation Key none
Region US
Regular Market Change 0.720001
Regular Market Change Percent 2.35064
Regular Market Day High 31.495
Regular Market Day Low 30.27
Regular Market Day Range 30.27 - 31.495
Regular Market Open 31.07
Regular Market Previous Close 30.63
Regular Market Price 31.35
Regular Market Time 1,776,456,000
Regular Market Volume 22,311
Return On Assets 0.01171
Return On Equity 0.12182
Revenue Per Share 9.335
Sand P52 Week Change 0.36506534
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Share Holder Rights Risk 7
Shares Outstanding 10,890,166
Shares Percent Shares Out 0.0095
Shares Short 103,112
Shares Short Previous Month Date 1,772,150,400
Shares Short Prior Month 79,346
Short Name Norwood Financial Corp.
Short Percent Of Float 0.010299999
Short Ratio 4.44
Source Interval 15
State PA
Symbol NWFL
Target High Price 34.0
Target Low Price 33.0
Target Mean Price 33.5
Target Median Price 33.5
Total Cash 45,207,000
Total Cash Per Share 4.174
Total Debt 78,308,000
Total Revenue 86,168,000
Tradeable 0
Trailing Annual Dividend Rate 1.25
Trailing Annual Dividend Yield 0.040809665
Trailing Eps 3.01
Trailing P E 10.415282
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 27.5421
Two Hundred Day Average Change 3.8078995
Two Hundred Day Average Change Percent 0.13825741
Type Disp Equity
Volume 22,311
Website https://wayne.bank
Zip 18,431