Nu Holdings Ltd. (NU)Financial Services | Banks - Regional | Sao Paulo, Brazil | NYSE
15.58 USD
-0.43
(-2.686%) ⇩
(Oct. 13, 2026, 4 p.m.
EDT)
After hours: 15.62 +0.04 (0.228%) ⇧ (Oct. 13, 2026, 7:57 p.m. EDT) |
Hot Take ↕ | Oct. 10, 2026, 2:51 a.m. EDT
Nu Holdings presents a compelling convergence of explosive long-term growth and aggressive short-term speculation. Fundamentally, the company is executing flawlessly, boasting a 31.6% return on equity and accelerating revenue growth of 52%, which justifies a premium valuation despite the forward P/E of 14. The multi-year trajectory is undeniable, with the stock up nearly 248% over the last three years and no signs of deceleration; the recent price dip appears to be a healthy consolidation rather than a trend reversal. However, the lack of a dividend program reflects its high-growth lifecycle stage, making it unsuitable for income seekers. In the short term, options market structure tells a story of high conviction: traders are building significant call walls at $17 and $19, signaling an expectation of a breakout from the current range. While the statistical forecasting model offers no directional guidance due to low confidence, the fundamental momentum and speculative positioning strongly suggest the stock is poised for a continuation of its upward path. |
| Model | MAE |
|---|---|
| AutoETS ✓ | 0.045481 |
| AutoARIMA | 0.045481 |
| MSTL | 0.045850 |
| AutoTheta | 0.046665 |
Forecast horizon: 45 days | Selected: AutoETS
| Forecast Reliability | |
|---|---|
| Score | 39% |
| H-stat | 6.56 |
| Ljung-Box p | 0.000 |
| Jarque-Bera p | 0.206 |
| Excess Kurtosis | 0.31 |
| Attribute | Value |
|---|---|
| Sector | Financial Services |
| Revenue per Share | 1.74 |
| Market Cap | 75,262,132,224 |
| Trailing P/E | 21.34 |
| Forward P/E | 13.79 |
| Beta | 0.96 |
| Profit Margins | 42.73% |
| Website | https://nubank.com.br |
As of Oct. 10, 2026, 2:51 a.m. EDT: Speculators are heavily positioned for upside, evidenced by massive open interest walls at $17 and $19 strikes for December and January expirations. Call volume significantly exceeds put volume across all horizons, with notable new flow into $16.5 and $17.5 calls. While there is a defensive cluster of puts at $12-$13, the overwhelming capital allocation suggests a bullish bet on continued expansion beyond current levels.
| Attribute | Value |
|---|---|
| 52 Week Change | 0.07377601 |
| Address1 | Rua Capote Valente, 39 |
| Address2 | Pinheiros |
| All Time High | 18.98 |
| All Time Low | 3.26 |
| Ask | 0.0 |
| Ask Size | 29,800 |
| Average Analyst Rating | 1.7 - Buy |
| Average Daily Volume10 Day | 97,220,260 |
| Average Daily Volume3 Month | 83,530,348 |
| Average Volume | 83,530,348 |
| Average Volume10Days | 97,220,260 |
| Beta | 0.955 |
| Bid | 0.0 |
| Bid Size | 28,300 |
| Book Value | 2.743 |
| City | Sao Paulo |
| Country | Brazil |
| Crypto Tradeable | 0 |
| Currency | USD |
| Current Price | 15.58 |
| Custom Price Alert Confidence | HIGH |
| Date Short Interest | 1,790,726,400 |
| Day High | 15.86 |
| Day Low | 15.57 |
| Display Name | Nu Holdings |
| Dividend Yield | 0.0 |
| Earnings Call Timestamp End | 1,786,658,400 |
| Earnings Call Timestamp Start | 1,786,658,400 |
| Earnings Growth | 0.663 |
| Earnings Quarterly Growth | 0.665 |
| Earnings Timestamp | 1,786,651,200 |
| Earnings Timestamp End | 1,794,513,600 |
| Earnings Timestamp Start | 1,794,513,600 |
| Ebitda Margins | 0.0 |
| Enterprise To Revenue | 7.817 |
| Enterprise Value | 65,990,029,312 |
| Eps Current Year | 0.88833 |
| Eps Forward | 1.12985 |
| Eps Trailing Twelve Months | 0.73 |
| Esg Populated | 0 |
| Exchange | NYQ |
| Exchange Data Delayed By | 20 |
| Exchange Timezone Name | America/New_York |
| Exchange Timezone Short Name | EDT |
| Fifty Day Average | 14.4078 |
| Fifty Day Average Change | 1.1722002 |
| Fifty Day Average Change Percent | 0.08135872 |
| Fifty Two Week Change Percent | 7.3776007 |
| Fifty Two Week High | 18.98 |
| Fifty Two Week High Change | -3.3999996 |
| Fifty Two Week High Change Percent | -0.17913592 |
| Fifty Two Week Low | 11.2 |
| Fifty Two Week Low Change | 4.38 |
| Fifty Two Week Low Change Percent | 0.39107144 |
| Fifty Two Week Range | 11.2 - 18.98 |
| Financial Currency | USD |
| First Trade Date Milliseconds | 1,639,060,200,000 |
| Float Shares | 3,726,393,232 |
| Forward Eps | 1.12985 |
| Forward P E | 13.789441 |
| Full Exchange Name | NYSE |
| Fullday Change | -0.3800001 |
| Fullday Change Percent | -2.3735173 |
| Fullday Price | 15.58 |
| Gmt Off Set Milliseconds | -14,400,000 |
| Gross Margins | 0.0 |
| Gross Profits | 8,442,067,968 |
| Has Pre Post Market Data | 1 |
| Held Percent Insiders | 0.02066 |
| Held Percent Institutions | 0.82172996 |
| Implied Shares Outstanding | 4,830,688,659 |
| Industry | Banks - Regional |
| Industry Disp | Banks - Regional |
| Industry Key | banks-regional |
| Ipo Expected Date | 2,021-12-09 |
| Is Earnings Date Estimate | 0 |
| Language | en-US |
| Last Fiscal Year End | 1,767,139,200 |
| Long Business Summary | Nu Holdings Ltd. provides digital banking platform in Brazil, Mexico, Colombia, the Cayman Islands, and the United States. The company provides spending solutions comprising Nu credit and prepaid card, a digitally enabled card that acts as a credit and a prepaid card; Nubank+ Tier, an evolution of the Nu experience; Ultraviolet credit and prepaid card, a premium metal credit card; mobile payment solutions for NuAccount customers to make and receive transfers, pay bills, and make everyday purchases through their mobile phones; and Nu Shopping, an integrated marketplace that enables customers to purchase goods and services from various ecommerce retailers. It also offers transactional solutions, such as Nu Personal Accounts, a digital account solution for personal financial activities; Nu business accounts for entrepreneur customers and their businesses; and Nu business prepaid and credit card. In addition, it offers savings and investing solutions, including Money Boxes, a solution for goal-based investing; investing solutions, an attractive investment product with customized and conflict-free guidance; and NuCrypto, a solution for buying and selling cryptocurrencies through the Nu app. Further, the company provides borrowing solutions comprising personal unsecured and secured loans; Pix financing that enables credit card and digital account customers to make free and instant peer-to-peer transfers; Boleto financing, which enables credit card and digital account customers to make payments; purchase financing; cash-in financing; and NuPay to make online purchases and pay for services through Nu app. Additionally, it offers protection solutions, such as NuInsurance protection solutions, including life, mobile, auto, home, and financial protection insurance policies; and beyond financial services solutions, including NuTravel, a travel portal; and NuCel, a mobile phone service. Nu Holdings Ltd. was founded in 2013 and is based in Sao Paulo, Brazil. |
| Long Name | Nu Holdings Ltd. |
| Market | us_market |
| Market Cap | 75,262,132,224 |
| Market State | PREPRE |
| Max Age | 86,400 |
| Message Board Id | finmb_412550767 |
| Most Recent Quarter | 1,782,777,600 |
| Net Income To Common | 3,607,106,048 |
| Next Fiscal Year End | 1,798,675,200 |
| Non Diluted Market Cap | 65,793,979,534 |
| Number Of Analyst Opinions | 22 |
| Open | 15.85 |
| Operating Cashflow | -10,304,786,432 |
| Operating Margins | 0.50154 |
| Payout Ratio | 0.0 |
| Peg Ratio | 0.74 |
| Post Market Change | 0.035500526 |
| Post Market Change Percent | 0.2278596 |
| Post Market Price | 15.6155 |
| Post Market Time | 1,791,935,866 |
| Previous Close | 16.01 |
| Price Eps Current Year | 17.538528 |
| Price Hint | 2 |
| Price To Book | 5.6799126 |
| Price To Sales Trailing12 Months | 8.91513 |
| Profit Margins | 0.42728 |
| Quote Source Name | Nasdaq Real Time Price |
| Quote Type | EQUITY |
| Recommendation Key | buy |
| Recommendation Mean | 1.68182 |
| Region | US |
| Regular Market Change | -0.43 |
| Regular Market Change Percent | -2.68582 |
| Regular Market Day High | 15.86 |
| Regular Market Day Low | 15.57 |
| Regular Market Day Range | 15.57 - 15.86 |
| Regular Market Open | 15.85 |
| Regular Market Previous Close | 16.01 |
| Regular Market Price | 15.58 |
| Regular Market Time | 1,791,921,602 |
| Regular Market Volume | 60,119,584 |
| Return On Assets | 0.049629997 |
| Return On Equity | 0.31628 |
| Revenue Growth | 0.521 |
| Revenue Per Share | 1.74 |
| Sand P52 Week Change | 0.17502642 |
| Sector | Financial Services |
| Sector Disp | Financial Services |
| Sector Key | financial-services |
| Shares Outstanding | 3,808,087,961 |
| Shares Percent Shares Out | 0.0279 |
| Shares Short | 134,581,655 |
| Shares Short Previous Month Date | 1,788,134,400 |
| Shares Short Prior Month | 153,390,064 |
| Short Name | Nu Holdings Ltd. |
| Short Percent Of Float | 0.0358 |
| Short Ratio | 1.8 |
| Source Interval | 15 |
| State | SP |
| Symbol | NU |
| Target High Price | 23.0 |
| Target Low Price | 12.0 |
| Target Mean Price | 18.77273 |
| Target Median Price | 19.0 |
| Total Cash | 15,170,837,504 |
| Total Cash Per Share | 3.141 |
| Total Debt | 5,896,687,104 |
| Total Revenue | 8,442,067,968 |
| Tradeable | 0 |
| Trailing Annual Dividend Rate | 0.0 |
| Trailing Annual Dividend Yield | 0.0 |
| Trailing Eps | 0.73 |
| Trailing P E | 21.342464 |
| Trailing Peg Ratio | 0.6273 |
| Triggerable | 1 |
| Two Hundred Day Average | 14.68095 |
| Two Hundred Day Average Change | 0.89904976 |
| Two Hundred Day Average Change Percent | 0.06123921 |
| Type Disp | Equity |
| Volume | 60,119,584 |
| Website | https://nubank.com.br |
| Zip | 05,409-000 |