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NetSol Technologies, Inc. (NTWK)

Technology | Software - Application | Encino, United States | NasdaqCM
4.35 USD

Short-term:★★⯪☆☆Long-term:★★⯪☆☆Dividends:☆☆☆☆☆
Hot Take | July 11, 2026, 3:25 a.m. EDT

The investment case for NetSol remains fundamentally ambiguous despite recent index inclusions. While the company shows signs of operational recovery with positive year-over-year earnings growth and a forward P/E that suggests market optimism for future profitability, the balance sheet tells a different story. The business is burning cash, with both operating and free cash flows in the negative territory, and the stock trades at a premium to its book value despite these cash flow deficits. The recent price action reflects a fragile recovery; while the stock has rallied off its lows, it remains well below its 2021 highs, and the trailing twelve-month earnings growth is still contracting. The options market is pricing in a potential bounce to the $5 level, but this sentiment is built on thin volume and ignores the underlying liquidity constraints. Without a clear path to positive free cash flow or a massive expansion in revenue to justify the current valuation, the risk-reward profile remains skewed against the buyer.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
AutoTheta ✓0.197447
MSTL0.201684
AutoETS0.206439
AutoARIMA0.206622

Forecast horizon: 45 days | Selected: AutoTheta

Forecast Reliability
Score 33%
H-stat 2.87
Ljung-Box p 0.000
Jarque-Bera p 0.001
Excess Kurtosis 0.84
Attribute Value
Sector Technology
Debt to Equity Ratio 21.084
Revenue per Share 6.12
Market Cap 51,662,400
Trailing P/E 29.00
Forward P/E 11.45
Beta 0.92
Profit Margins 2.45%
Website https://www.netsoltech.com

As of July 11, 2026, 3:25 a.m. EDT: Speculators are positioning for a modest upside move, evidenced by significant volume in the $5.00 call strike which sits at a 14.9% distance from current prices. This bullish flow contrasts sharply with the put side, where open interest is concentrated entirely at the $2.50 strike (deep out-of-the-money relative to current prices) with zero volume, suggesting a lack of immediate hedging demand or fear of a crash. Implied volatility is notably elevated for the near-term expiration ($4.47 vs $2.84), indicating heightened uncertainty or anticipation of a specific catalyst around the July 17th expiry.


Info Dump

Attribute Value
52 Week Change 0.19505489
Address1 16,000 Ventura Blvd.
Address2 Suite 770
All Time High 4,000.0
All Time Low 1.72
Ask 4.66
Ask Size 3
Average Daily Volume10 Day 36,930
Average Daily Volume3 Month 36,080
Average Volume 36,080
Average Volume10Days 36,930
Beta 0.919
Bid 4.35
Bid Size 1
Book Value 3.138
City Encino
Compensation As Of Epoch Date 1,767,139,200
Country United States
Crypto Tradeable 0
Currency USD
Current Price 4.35
Current Ratio 1.935
Custom Price Alert Confidence HIGH
Date Short Interest 1,782,777,600
Day High 4.43
Day Low 4.35
Debt To Equity 21.084
Display Name NetSol
Earnings Call Timestamp End 1,778,763,600
Earnings Call Timestamp Start 1,778,763,600
Earnings Growth -0.083
Earnings Quarterly Growth -0.086
Earnings Timestamp 1,778,761,800
Earnings Timestamp End 1,778,761,800
Earnings Timestamp Start 1,778,761,800
Ebitda 6,956,074
Ebitda Margins 0.09653
Enterprise To Ebitda 7.669
Enterprise To Revenue 0.74
Enterprise Value 53,348,820
Eps Forward 0.38
Eps Trailing Twelve Months 0.15
Esg Populated 0
Exchange NCM
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 4.3206
Fifty Day Average Change 0.029399872
Fifty Day Average Change Percent 0.006804581
Fifty Two Week Change Percent 19.50549
Fifty Two Week High 5.75
Fifty Two Week High Change -1.4000001
Fifty Two Week High Change Percent -0.24347828
Fifty Two Week Low 2.73
Fifty Two Week Low Change 1.6199999
Fifty Two Week Low Change Percent 0.59340656
Fifty Two Week Range 2.73 - 5.75
Financial Currency USD
First Trade Date Milliseconds 906,730,200,000
Float Shares 8,926,432
Forward Eps 0.38
Forward P E 11.447369
Free Cashflow -3,585,578
Full Exchange Name NasdaqCM
Gmt Off Set Milliseconds -14,400,000
Gross Margins 0.50398
Gross Profits 36,318,032
Has Pre Post Market Data 1
Held Percent Insiders 0.20535
Held Percent Institutions 0.213
Implied Shares Outstanding 11,876,414
Industry Software - Application
Industry Disp Software - Application
Industry Key software-application
Ir Website http://www.netsoltech.com/us/investors/overview
Is Earnings Date Estimate 0
Language en-US
Last Fiscal Year End 1,751,241,600
Last Split Date 1,344,816,000
Last Split Factor 1:10
Long Business Summary NetSol Technologies, Inc. engages in the design, development, marketing, and export of enterprise software solutions to the automobile financing and leasing, banking, and financial services industries in North America, Europe, and Asia Pacific. The company provides various platforms, including Transcend Platform for digital retail and finance; Originations, an AI-powered loan origination platform; Servicing, a next-gen loan and lease servicing software; Wholesale finance; Mobility solutions; and AI labs. It provides flex, a platform for contract calculations; dock, for rapid document generation; lan, a system for asset leasing and loans; hubex, an API library; index, a lending configuration repository; Tax Engine; PayOff, a platform for early contract closures; Modifi, a platform for Contract Modification; Receive Now, an receivables management platform. The company offers advanced information security services; digital solutions; AI-powered automotive and equipment finance software; AI and ML services and gen AI solutions; digital policy and strategy. Further it provides cloud services, such as managed, cloud infrastructure, development and integrations, SAAS development, devops, and MLOPS and model management, and data engineering services. It serves automobiles, equipment, bank, captive and wholesale industries. The company was incorporated in 1997 and is headquartered in Encino, California.
Long Name NetSol Technologies, Inc.
Market us_market
Market Cap 51,662,400
Market State PRE
Max Age 86,400
Message Board Id finmb_393142
Most Recent Quarter 1,774,915,200
Net Income To Common 1,765,945
Next Fiscal Year End 1,782,777,600
Non Diluted Market Cap 52,137,457
Open 4.39
Operating Cashflow -344,398
Operating Margins 0.15158
Payout Ratio 0.0
Peg Ratio 0.3
Phone 818 222 9195
Previous Close 4.35
Price Hint 4
Price To Book 1.3862332
Price To Sales Trailing12 Months 0.7169144
Profit Margins 0.02451
Quick Ratio 1.847
Quote Source Name Nasdaq Real Time Price
Quote Type EQUITY
Recommendation Key none
Region US
Regular Market Change 0.0
Regular Market Change Percent 0.0
Regular Market Day High 4.43
Regular Market Day Low 4.35
Regular Market Day Range 4.35 - 4.43
Regular Market Open 4.39
Regular Market Previous Close 4.35
Regular Market Price 4.35
Regular Market Time 1,783,972,800
Regular Market Volume 3,350
Return On Assets 0.054419998
Return On Equity 0.11457
Revenue Growth 0.13
Revenue Per Share 6.12
Sand P52 Week Change 0.20847368
Sector Technology
Sector Disp Technology
Sector Key technology
Shares Outstanding 11,876,414
Shares Percent Shares Out 0.0034999999
Shares Short 42,024
Shares Short Previous Month Date 1,780,012,800
Shares Short Prior Month 24,382
Short Name NETSOL Technologies Inc.
Short Percent Of Float 0.0042
Short Ratio 1.13
Source Interval 15
State CA
Symbol NTWK
Total Cash 14,744,392
Total Cash Per Share 1.241
Total Debt 9,334,564
Total Revenue 72,062,160
Tradeable 0
Trailing Annual Dividend Rate 0.0
Trailing Annual Dividend Yield 0.0
Trailing Eps 0.15
Trailing P E 28.999998
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 3.74045
Two Hundred Day Average Change 0.60955
Two Hundred Day Average Change Percent 0.16296168
Type Disp Equity
Volume 3,350
Website https://www.netsoltech.com
Zip 91,436