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The Bank of N.T. Butterfield & Son Limited (NTB)

Financial Services | Banks - Diversified | Hamilton, Bermuda | NYSE
60.62 USD +0.20 (0.331%) ⇧ (July 13, 2026, 4 p.m. EDT)

Short-term:★★★⯪☆Long-term:★★★★⯪Dividends:★★★⯪☆
Hot Take | July 11, 2026, 2:43 a.m. EDT

The Bank of N.T. Butterfield & Son Limited presents a compelling case for a core long-term holding, driven by exceptional fundamentals and a robust multi-year price trajectory. The company boasts a fortress balance sheet with a 22% return on equity and a pristine capital structure, evidenced by massive cash reserves dwarfing its debt. Crucially, the stock has successfully navigated a decade-long cycle, delivering a +32.5% cumulative gain over the last eight years with no recent consecutive years of decline, signaling that the market has fully validated its business quality. While the statistical forecasting model hints at minor short-term noise (-1.8%), this is a tertiary signal that should not override the overwhelming evidence of a high-quality compounder trading at a reasonable multiple. The recent addition to major growth indices has likely catalyzed the current rally, pushing the price toward analyst targets, but the underlying earnings growth and margin expansion suggest the upside potential remains intact. For investors seeking stability and steady appreciation, this institution stands out as a top-tier choice.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
MSTL_70_105 ✓0.013520
MSTL_1050.020653
AutoTheta0.025256
MSTL0.027053
AutoETS0.028259
AutoARIMA0.028259
MSTL_700.031819

Forecast horizon: 60 days | Selected: MSTL_70_105

Forecast Reliability
Score 52%
H-stat 1.72
Ljung-Box p 0.000
Jarque-Bera p 0.223
Excess Kurtosis -1.04
Attribute Value
Sector Financial Services
Ex Dividend Date 2026-05-12
Last Dividend Date 2026-05-12
Revenue per Share 15.093
Market Cap 2,401,193,216
Trailing P/E 10.51
Forward P/E 8.58
Beta 0.49
Profit Margins 39.28%
Website https://www.butterfieldgroup.com

As of July 11, 2026, 2:43 a.m. EDT: Speculators are positioning for continued upside with heavy call open interest concentrated at the money and slightly out-of-the-money strikes ($60-$65), while put activity remains minimal and focused on lower strikes. This imbalance suggests a bullish bias among retail traders, likely driven by recent index inclusion news and a breakout above key moving averages.


Dividend Data

Yield Summary
Last Yield 1yr Yield 3yr Avg 5yr Avg
0.92% 3.01% 4.53% 4.87%
Dividend History
Date Dividend Yield %
2026-05-13 0.50 0.916590
2026-02-23 0.50 0.976944
2025-08-11 0.50 1.113586
2025-05-07 0.44 1.079225
2025-02-24 0.44 1.141967
2024-11-05 0.44 1.187584
2024-08-05 0.44 1.288811
2024-05-06 0.44 1.249290
2024-02-23 0.44 1.462280
2023-11-07 0.44 1.671098
2023-08-11 0.44 1.487995
2023-05-05 0.44 1.820439
2023-02-24 0.44 1.222222
2022-11-10 0.44 1.371571
2022-08-05 0.44 1.343922
2022-05-13 0.44 1.462766
2022-02-25 0.44 1.131978
2021-11-09 0.44 1.127627
2021-08-09 0.44 1.299085
2021-05-11 0.44 1.134606
2021-02-23 0.44 1.283173
2020-11-10 0.44 1.355932
2020-08-04 0.44 1.730921
2020-05-13 0.44 2.289282
2020-02-25 0.44 1.455989
2019-11-01 0.44 1.347214
2019-08-02 0.44 1.501707
2018-11-02 0.38 0.914121
2018-08-03 0.38 0.755467
2018-05-03 0.38 0.785124
2018-02-23 0.38 0.809199
2017-11-10 0.32 0.883978
2017-08-10 0.32 0.962985
2017-05-11 0.32 0.931045
2017-03-09 0.32 0.956080
2016-11-09 0.10 0.371058
Additional Data
dividendRate 2.0
dividendYield 3.3
exDividendDate 2026-05-13
trailingAnnualDividendRate 1.94
trailingAnnualDividendYield 0.032108575
lastDividendValue 0.5
lastDividendDate 2026-05-13
dividendDate 2026-05-27

Info Dump

Attribute Value
52 Week Change 0.29323626
Address1 65 Front Street
All Time High 61.11
All Time Low 13.76
Ask 64.42
Ask Size 200
Average Analyst Rating 2.3 - Buy
Average Daily Volume10 Day 234,320
Average Daily Volume3 Month 196,898
Average Volume 196,898
Average Volume10Days 234,320
Beta 0.491
Bid 57.08
Bid Size 400
Book Value 28.682
City Hamilton
Country Bermuda
Crypto Tradeable 0
Currency USD
Current Price 60.62
Custom Price Alert Confidence HIGH
Date Short Interest 1,782,777,600
Day High 60.94
Day Low 60.42
Display Name The Bank of N.T. Butterfield & Son
Dividend Date 1,779,840,000
Dividend Rate 2.0
Dividend Yield 3.3
Earnings Call Timestamp End 1,785,247,200
Earnings Call Timestamp Start 1,785,247,200
Earnings Growth 0.244
Earnings Quarterly Growth 0.165
Earnings Timestamp 1,785,182,400
Earnings Timestamp End 1,785,182,400
Earnings Timestamp Start 1,785,182,400
Ebitda Margins 0.0
Enterprise To Revenue -1.173
Enterprise Value -719,134,592
Eps Current Year 6.17333
Eps Forward 7.06333
Eps Trailing Twelve Months 5.77
Esg Populated 0
Ex Dividend Date 1,778,630,400
Exchange NYQ
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fax 441 292 4365
Fifty Day Average 57.4804
Fifty Day Average Change 3.1395988
Fifty Day Average Change Percent 0.054620337
Fifty Two Week Change Percent 29.323626
Fifty Two Week High 61.11
Fifty Two Week High Change -0.49000168
Fifty Two Week High Change Percent -0.008018355
Fifty Two Week Low 40.59
Fifty Two Week Low Change 20.029999
Fifty Two Week Low Change Percent 0.49347126
Fifty Two Week Range 40.59 - 61.11
Financial Currency USD
First Trade Date Milliseconds 1,474,032,600,000
Five Year Avg Dividend Yield 5.02
Float Shares 38,851,246
Forward Eps 7.06333
Forward P E 8.582354
Full Exchange Name NYSE
Full Time Employees 1,299
Gmt Off Set Milliseconds -14,400,000
Gross Margins 0.0
Gross Profits 613,115,008
Has Pre Post Market Data 1
Held Percent Insiders 0.01206
Held Percent Institutions 0.75041
Implied Shares Outstanding 39,610,581
Industry Banks - Diversified
Industry Disp Banks - Diversified
Industry Key banks-diversified
Is Earnings Date Estimate 0
Language en-US
Last Dividend Date 1,778,630,400
Last Dividend Value 0.5
Last Fiscal Year End 1,767,139,200
Long Business Summary The Bank of N.T. Butterfield & Son Limited provides a range of community, commercial, and private banking services to individuals and small to medium-sized businesses. The company offers retail and corporate checking, savings, and term deposits. It also provides lending products and services, including residential mortgage lending, automobile lending, credit cards, consumer financing, overdraft facilities to retail customers, commercial real estate lending, and commercial and industrial loans. In addition, the company offers cash and liquidity management, foreign exchange, custody administration, and settlement services. Further, it provides personal and business deposit services, residential and commercial mortgages, small and medium-sized enterprise and corporate loans, credit and debit cards, merchant acquiring, and mobile and internet banking services; and treasury services, wealth management, and fiduciary services. Additionally, the company offers discretionary investment management, managed portfolio services, money market, and mutual fund offerings, as well as advisory and self-directed brokerage options. It operates through offices in the Cayman Islands, Guernsey, Jersey, the United Kingdom, The Bahamas, Hong Kong, Switzerland, Singapore, Mauritius, and Canada, as well as Bermuda. The Bank of N.T. Butterfield & Son Limited was founded in 1784 and is headquartered in Hamilton, Bermuda.
Long Name The Bank of N.T. Butterfield & Son Limited
Market us_market
Market Cap 2,401,193,216
Market State PRE
Max Age 86,400
Message Board Id finmb_874003
Most Recent Quarter 1,774,915,200
Net Income To Common 240,800,992
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 2,401,193,420
Number Of Analyst Opinions 3
Open 60.76
Operating Cashflow 275,648,992
Operating Margins 0.42694
Payout Ratio 0.3362
Phone 441 295 1111
Pre Market Change 0.29000092
Pre Market Change Percent 0.4783915
Pre Market Price 60.91
Pre Market Time 1,784,022,207
Previous Close 60.42
Price Eps Current Year 9.81966
Price Hint 2
Price To Book 2.1135206
Price To Sales Trailing12 Months 3.916383
Profit Margins 0.39275002
Quote Source Name Delayed Quote
Quote Type EQUITY
Recommendation Key buy
Recommendation Mean 2.25
Region US
Regular Market Change 0.200001
Regular Market Change Percent 0.331017
Regular Market Day High 60.94
Regular Market Day Low 60.42
Regular Market Day Range 60.42 - 60.94
Regular Market Open 60.76
Regular Market Previous Close 60.42
Regular Market Price 60.62
Regular Market Time 1,783,972,802
Regular Market Volume 77,868
Return On Assets 0.016929999
Return On Equity 0.21952
Revenue Growth 0.043
Revenue Per Share 15.093
Sand P52 Week Change 0.20847368
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Shares Outstanding 39,610,581
Shares Percent Shares Out 0.0155
Shares Short 615,824
Shares Short Previous Month Date 1,780,012,800
Shares Short Prior Month 467,242
Short Name Bank of N.T. Butterfield & Son
Short Percent Of Float 0.015700001
Short Ratio 2.37
Source Interval 15
Symbol NTB
Target High Price 63.0
Target Low Price 60.0
Target Mean Price 61.33333
Target Median Price 61.0
Total Cash 3,292,112,896
Total Cash Per Share 83.112
Total Debt 171,784,992
Total Revenue 613,115,008
Tradeable 0
Trailing Annual Dividend Rate 1.94
Trailing Annual Dividend Yield 0.032108575
Trailing Eps 5.77
Trailing P E 10.506065
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 51.36445
Two Hundred Day Average Change 9.25555
Two Hundred Day Average Change Percent 0.1801937
Type Disp Equity
Volume 77,868
Website https://www.butterfieldgroup.com
Zip HM 12