NSTS Bancorp, Inc. (NSTS)Financial Services | Banks - Regional | Waukegan, United States | NasdaqCM
13.78 USD
After hours: 13.78 |
Hot Take ↕ | July 11, 2026, 2:42 a.m. EDT
The immediate outlook is flat due to a pending acquisition by Brookfield Bancshares, which has frozen trading dynamics and removed independent investment logic. While the stock recently rallied nearly 23% year-over-year, the underlying business is currently bleeding capital; profit margins and return on equity are deeply negative, indicating that loan losses are eroding value faster than revenue can grow. This creates a severe disconnect where the price has detached from the deteriorating operational reality. Furthermore, there is no dividend income to offset the risk of holding a distressed regional bank during this transition period. Investors should view this purely as a speculative play on the deal completion rather than a fundamental investment opportunity. |
| Model | MAE |
|---|---|
| AutoTheta ✓ | 0.064807 |
| AutoETS | 0.068949 |
| AutoARIMA | 0.068950 |
| MSTL | 0.069691 |
Forecast horizon: 45 days | Selected: AutoTheta
| Forecast Reliability | |
|---|---|
| Score | 48% |
| H-stat | 3.16 |
| Ljung-Box p | 0.000 |
| Jarque-Bera p | 0.001 |
| Excess Kurtosis | 0.02 |
| Attribute | Value |
|---|---|
| Sector | Financial Services |
| Revenue per Share | 2.096 |
| Market Cap | 66,603,176 |
| Beta | 0.22 |
| Profit Margins | -0.95% |
| Website | https://www.northshoretrust.com |
| Attribute | Value |
|---|---|
| 52 Week Change | 0.14167356 |
| Address1 | 700 South Lewis Avenue |
| All Time High | 13.84 |
| All Time Low | 8.25 |
| Ask | 17.67 |
| Ask Size | 2 |
| Average Daily Volume10 Day | 7,210 |
| Average Daily Volume3 Month | 15,118 |
| Average Volume | 15,118 |
| Average Volume10Days | 7,210 |
| Beta | 0.222 |
| Bid | 9.89 |
| Bid Size | 2 |
| Book Value | 16.252 |
| City | Waukegan |
| Compensation As Of Epoch Date | 1,767,139,200 |
| Country | United States |
| Crypto Tradeable | 0 |
| Currency | USD |
| Current Price | 13.78 |
| Custom Price Alert Confidence | HIGH |
| Date Short Interest | 1,782,777,600 |
| Day High | 13.78 |
| Day Low | 13.7798 |
| Display Name | NSTS Bancorp |
| Ebitda Margins | 0.0 |
| Enterprise To Revenue | 2.282 |
| Enterprise Value | 23,422,196 |
| Eps Trailing Twelve Months | -0.02 |
| Esg Populated | 0 |
| Exchange | NCM |
| Exchange Data Delayed By | 0 |
| Exchange Timezone Name | America/New_York |
| Exchange Timezone Short Name | EDT |
| Fax | 847 336 4438 |
| Fifty Day Average | 13.5228 |
| Fifty Day Average Change | 0.2571993 |
| Fifty Day Average Change Percent | 0.019019676 |
| Fifty Two Week Change Percent | 14.1673565 |
| Fifty Two Week High | 13.84 |
| Fifty Two Week High Change | -0.06000042 |
| Fifty Two Week High Change Percent | -0.0043352903 |
| Fifty Two Week Low | 10.72 |
| Fifty Two Week Low Change | 3.0599995 |
| Fifty Two Week Low Change Percent | 0.28544772 |
| Fifty Two Week Range | 10.72 - 13.84 |
| Financial Currency | USD |
| First Trade Date Milliseconds | 1,642,602,600,000 |
| Float Shares | 4,562,439 |
| Full Exchange Name | NasdaqCM |
| Full Time Employees | 49 |
| Gmt Off Set Milliseconds | -14,400,000 |
| Gross Margins | 0.0 |
| Gross Profits | 10,263,000 |
| Has Pre Post Market Data | 1 |
| Held Percent Insiders | 0.1594 |
| Held Percent Institutions | 0.23521 |
| Implied Shares Outstanding | 4,833,322 |
| Industry | Banks - Regional |
| Industry Disp | Banks - Regional |
| Industry Key | banks-regional |
| Ipo Expected Date | 2,022-01-19 |
| Language | en-US |
| Last Fiscal Year End | 1,767,139,200 |
| Long Business Summary | NSTS Bancorp, Inc. operates as a savings and loan holding company for North Shore Trust and Savings that provides banking products and services in Illinois. The company offers interest-bearing and noninterest-bearing checking, money market, savings, and time deposit accounts; and one- to four-family residential mortgages, multifamily and commercial real estate mortgages, construction, consumer loans, other collateral and unsecured personal loans. It also provides online banking services. The company operates through full-service banking offices in Lake County, Illinois; and three loan production offices in Chicago, Plainfield, and Aurora. NSTS Bancorp, Inc. was founded in 1921 and is headquartered in Waukegan, Illinois. |
| Long Name | NSTS Bancorp, Inc. |
| Market | us_market |
| Market Cap | 66,603,176 |
| Market State | PREPRE |
| Max Age | 86,400 |
| Message Board Id | finmb_1681195266 |
| Most Recent Quarter | 1,774,915,200 |
| Net Income To Common | -97,000 |
| Next Fiscal Year End | 1,798,675,200 |
| Non Diluted Market Cap | 66,603,177 |
| Open | 13.78 |
| Operating Cashflow | 12,261,000 |
| Operating Margins | -0.015369999 |
| Payout Ratio | 0.0 |
| Phone | 847 336 4430 |
| Post Market Change | 0.0 |
| Post Market Change Percent | 0.0 |
| Post Market Price | 13.78 |
| Post Market Time | 1,783,972,814 |
| Previous Close | 13.78 |
| Price Hint | 2 |
| Price To Book | 0.84789556 |
| Price To Sales Trailing12 Months | 6.48964 |
| Profit Margins | -0.00945 |
| Quote Source Name | Nasdaq Real Time Price |
| Quote Type | EQUITY |
| Recommendation Key | none |
| Region | US |
| Regular Market Change | 0.0 |
| Regular Market Change Percent | 0.0 |
| Regular Market Day High | 13.78 |
| Regular Market Day Low | 13.7798 |
| Regular Market Day Range | 13.7798 - 13.78 |
| Regular Market Open | 13.78 |
| Regular Market Previous Close | 13.78 |
| Regular Market Price | 13.78 |
| Regular Market Time | 1,783,972,800 |
| Regular Market Volume | 5,246 |
| Return On Assets | -0.00035 |
| Return On Equity | -0.00123 |
| Revenue Growth | 0.153 |
| Revenue Per Share | 2.096 |
| Sand P52 Week Change | 0.20847368 |
| Sector | Financial Services |
| Sector Disp | Financial Services |
| Sector Key | financial-services |
| Shares Outstanding | 4,833,322 |
| Shares Percent Shares Out | 0.0018000001 |
| Shares Short | 8,630 |
| Shares Short Previous Month Date | 1,780,012,800 |
| Shares Short Prior Month | 6,937 |
| Short Name | NSTS Bancorp, Inc. |
| Short Percent Of Float | 0.002 |
| Short Ratio | 0.65 |
| Source Interval | 15 |
| State | IL |
| Symbol | NSTS |
| Total Cash | 44,386,000 |
| Total Cash Per Share | 9.02 |
| Total Debt | 0 |
| Total Revenue | 10,263,000 |
| Tradeable | 0 |
| Trailing Annual Dividend Rate | 0.0 |
| Trailing Annual Dividend Yield | 0.0 |
| Trailing Eps | -0.02 |
| Trailing Peg Ratio | None |
| Triggerable | 1 |
| Two Hundred Day Average | 12.30258 |
| Two Hundred Day Average Change | 1.4774199 |
| Two Hundred Day Average Change Percent | 0.120090246 |
| Type Disp | Equity |
| Volume | 5,246 |
| Website | https://www.northshoretrust.com |
| Zip | 60,085 |