NSTS Bancorp, Inc. (NSTS)Financial Services | Banks - Regional | Waukegan, United States | NasdaqCM
13.99 USD
-0.03
(-0.250%) ⇩
(Aug. 28, 2026, 4 p.m.
EDT)
After hours: 13.99 -0.01 (-0.010%) ⇩ (Aug. 28, 2026, 4:10 p.m. EDT) |
Hot Take ↕ | Aug. 22, 2026, 5:12 a.m. EDT
The immediate catalyst here is the announced merger agreement with Brookfield Bancshares, which sets a definitive exit price of $73.7 million for the company. This creates a massive theoretical upside from the current trading level, suggesting a speculative 'buy' based purely on the deal completion probability rather than intrinsic business value. However, the underlying business is currently unprofitable, with negative earnings per share and negative returns on both assets and equity, indicating a distressed operation that requires capital infusion to survive. Consequently, while the short-term rating is neutral-to-bearish regarding organic momentum due to the lack of independent growth drivers, the pending acquisition fundamentally alters the investment thesis to a binary event-driven play. There is no dividend income to provide a floor, and the long-term standalone fundamentals are too weak to support a buy-and-hold strategy without the merger. |
| Model | MAE |
|---|---|
| MSTL_104 ✓ | 0.081513 |
| AutoTheta | 0.083843 |
| AutoETS | 0.085992 |
| AutoARIMA | 0.085992 |
| MSTL_82_104 | 0.086849 |
| MSTL | 0.086974 |
| MSTL_82 | 0.096556 |
Forecast horizon: 60 days | Selected: MSTL_104
| Forecast Reliability | |
|---|---|
| Score | 59% |
| H-stat | 1.76 |
| Ljung-Box p | 0.000 |
| Jarque-Bera p | 0.134 |
| Excess Kurtosis | -1.23 |
| Attribute | Value |
|---|---|
| Sector | Financial Services |
| Revenue per Share | 2.246 |
| Market Cap | 68,799,600 |
| Beta | 0.22 |
| Profit Margins | -0.39% |
| Website | https://www.northshoretrust.com |
| Attribute | Value |
|---|---|
| 52 Week Change | 0.17563021 |
| Address1 | 700 South Lewis Avenue |
| All Time High | 14.05 |
| All Time Low | 8.25 |
| Ask | 18.04 |
| Ask Size | 2 |
| Average Daily Volume10 Day | 7,570 |
| Average Daily Volume3 Month | 9,215 |
| Average Volume | 9,215 |
| Average Volume10Days | 7,570 |
| Beta | 0.222 |
| Bid | 10.06 |
| Bid Size | 2 |
| Book Value | 16.292 |
| City | Waukegan |
| Compensation As Of Epoch Date | 1,767,139,200 |
| Country | United States |
| Crypto Tradeable | 0 |
| Currency | USD |
| Current Price | 13.99 |
| Custom Price Alert Confidence | HIGH |
| Date Short Interest | 1,786,665,600 |
| Day High | 14.025 |
| Day Low | 13.99 |
| Display Name | NSTS Bancorp |
| Ebitda Margins | 0.0 |
| Enterprise To Revenue | 1.864 |
| Enterprise Value | 20,530,602 |
| Eps Trailing Twelve Months | -0.01 |
| Esg Populated | 0 |
| Exchange | NCM |
| Exchange Data Delayed By | 0 |
| Exchange Timezone Name | America/New_York |
| Exchange Timezone Short Name | EDT |
| Fax | 847 336 4438 |
| Fifty Day Average | 13.82682 |
| Fifty Day Average Change | 0.1631794 |
| Fifty Day Average Change Percent | 0.011801657 |
| Fifty Two Week Change Percent | 17.56302 |
| Fifty Two Week High | 14.05 |
| Fifty Two Week High Change | -0.06000042 |
| Fifty Two Week High Change Percent | -0.0042704926 |
| Fifty Two Week Low | 10.72 |
| Fifty Two Week Low Change | 3.2699995 |
| Fifty Two Week Low Change Percent | 0.30503726 |
| Fifty Two Week Range | 10.72 - 14.05 |
| Financial Currency | USD |
| First Trade Date Milliseconds | 1,642,602,600,000 |
| Float Shares | 4,559,461 |
| Full Exchange Name | NasdaqCM |
| Full Time Employees | 49 |
| Fullday Change | -0.0349998 |
| Fullday Change Percent | -0.249553 |
| Fullday Price | 13.99 |
| Gmt Off Set Milliseconds | -14,400,000 |
| Gross Margins | 0.0 |
| Gross Profits | 11,015,000 |
| Has Pre Post Market Data | 1 |
| Held Percent Insiders | 0.15965 |
| Held Percent Institutions | 0.25619 |
| Implied Shares Outstanding | 4,917,770 |
| Industry | Banks - Regional |
| Industry Disp | Banks - Regional |
| Industry Key | banks-regional |
| Ipo Expected Date | 2,022-01-19 |
| Language | en-US |
| Last Fiscal Year End | 1,767,139,200 |
| Long Business Summary | NSTS Bancorp, Inc. operates as a savings and loan holding company for North Shore Trust and Savings that provides banking products and services in Illinois. The company offers interest-bearing and noninterest-bearing checking, money market, savings, and time deposit accounts; and one- to four-family residential mortgages, multifamily and commercial real estate mortgages, construction, consumer loans, other collateral and unsecured personal loans. It also provides online banking services. The company operates through full-service banking offices in Lake County, Illinois; and three loan production offices in Chicago, Plainfield, and Aurora. NSTS Bancorp, Inc. was founded in 1921 and is headquartered in Waukegan, Illinois. |
| Long Name | NSTS Bancorp, Inc. |
| Market | us_market |
| Market Cap | 68,799,600 |
| Market State | CLOSED |
| Max Age | 86,400 |
| Message Board Id | finmb_1681195266 |
| Most Recent Quarter | 1,782,777,600 |
| Net Income To Common | -43,000 |
| Next Fiscal Year End | 1,798,675,200 |
| Non Diluted Market Cap | 68,971,724 |
| Open | 14.0 |
| Operating Cashflow | 14,521,000 |
| Operating Margins | 0.12569 |
| Payout Ratio | 0.0 |
| Phone | 847 336 4430 |
| Post Market Change | -0.010000229 |
| Post Market Change Percent | -0.07143021 |
| Post Market Price | 13.99 |
| Post Market Time | 1,787,947,805 |
| Previous Close | 14.025 |
| Price Hint | 2 |
| Price To Book | 0.8587037 |
| Price To Sales Trailing12 Months | 6.2459917 |
| Profit Margins | -0.0039 |
| Quote Source Name | Nasdaq Real Time Price |
| Quote Type | EQUITY |
| Recommendation Key | none |
| Region | US |
| Regular Market Change | -0.034999847 |
| Regular Market Change Percent | -0.2495533 |
| Regular Market Day High | 14.025 |
| Regular Market Day Low | 13.99 |
| Regular Market Day Range | 13.99 - 14.025 |
| Regular Market Open | 14.0 |
| Regular Market Previous Close | 14.025 |
| Regular Market Price | 13.99 |
| Regular Market Time | 1,787,947,200 |
| Regular Market Volume | 16,466 |
| Return On Assets | -0.00016000001 |
| Return On Equity | -0.00054000004 |
| Revenue Growth | 0.302 |
| Revenue Per Share | 2.246 |
| Sand P52 Week Change | 0.20204377 |
| Sector | Financial Services |
| Sector Disp | Financial Services |
| Sector Key | financial-services |
| Shares Outstanding | 4,917,770 |
| Shares Percent Shares Out | 0.0016 |
| Shares Short | 7,907 |
| Shares Short Previous Month Date | 1,784,073,600 |
| Shares Short Prior Month | 13,302 |
| Short Name | NSTS Bancorp, Inc. |
| Short Percent Of Float | 0.0018000001 |
| Short Ratio | 1.05 |
| Source Interval | 15 |
| State | IL |
| Symbol | NSTS |
| Total Cash | 48,269,000 |
| Total Cash Per Share | 9.815 |
| Total Debt | 0 |
| Total Revenue | 11,015,000 |
| Tradeable | 0 |
| Trailing Annual Dividend Rate | 0.0 |
| Trailing Annual Dividend Yield | 0.0 |
| Trailing Eps | -0.01 |
| Trailing Peg Ratio | None |
| Triggerable | 1 |
| Two Hundred Day Average | 12.757955 |
| Two Hundred Day Average Change | 1.2320452 |
| Two Hundred Day Average Change Percent | 0.096570745 |
| Type Disp | Equity |
| Volume | 16,466 |
| Website | https://www.northshoretrust.com |
| Zip | 60,085 |