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NSTS Bancorp, Inc. (NSTS)

Financial Services | Banks - Regional | Waukegan, United States | NasdaqCM
12.97 USD +0.56 (4.512%) ⇧ (April 17, 2026, 4 p.m. EDT)
After hours: 12.97

Short-term: ☆☆☆☆☆ | Long-term: ☆☆☆☆☆ | Dividends: ☆☆☆☆☆
Hot Take | April 19, 2026, 12:16 a.m. EDT

NSTS shows a strong sell signal on the short term due to a model-predicted downside of nearly 2% driven by significant negative autocorrelation (indicated by the extreme low Ljung-Box p-value), while the long-term outlook is critical due to the company losing 99.5% of its value over 5 years (Price-to-Book crash) amidst severe negative profitability metrics (ROA, ROE, Profit Margins), a CEO vacancy, and a complete absence of dividend history or payout.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
AutoETS ✓0.039734
MSTL0.040260
AutoTheta0.048373
AutoARIMA0.058198

Forecast horizon: 45 days | Selected: AutoETS

Forecast Reliability
Score 45%
H-stat 7.75
Ljung-Box p 0.000
Jarque-Bera p 0.285
Excess Kurtosis -0.63
Attribute Value
Sector Financial Services
Revenue per Share 2.031
Market Cap 63,752,312
Beta 0.14
Profit Margins -3.89%
Website https://www.northshoretrust.com

Info Dump

Attribute Value
52 Week Change 0.119068146
Address1 700 South Lewis Avenue
All Time High 13.32
All Time Low 8.25
Ask 12.25
Ask Size 1
Average Daily Volume10 Day 8,130
Average Daily Volume3 Month 4,012
Average Volume 4,012
Average Volume10Days 8,130
Beta 0.14
Bid 12.13
Bid Size 1
Book Value 16.27
City Waukegan
Compensation As Of Epoch Date 1,735,603,200
Country United States
Crypto Tradeable 0
Currency USD
Current Price 12.97
Custom Price Alert Confidence HIGH
Date Short Interest 1,774,915,200
Day High 12.97
Day Low 12.55
Display Name NSTS Bancorp
Ebitda Margins 0.0
Enterprise To Revenue 2.867
Enterprise Value 28,465,298
Eps Trailing Twelve Months -0.08
Esg Populated 0
Exchange NCM
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fax 847 336 4438
Fifty Day Average 12.13138
Fifty Day Average Change 0.8386202
Fifty Day Average Change Percent 0.06912818
Fifty Two Week Change Percent 11.906815
Fifty Two Week High 13.06
Fifty Two Week High Change -0.09000015
Fifty Two Week High Change Percent -0.0068912827
Fifty Two Week Low 10.72
Fifty Two Week Low Change 2.25
Fifty Two Week Low Change Percent 0.20988806
Fifty Two Week Range 10.72 - 13.06
Financial Currency USD
First Trade Date Milliseconds 1,642,602,600,000
Float Shares 4,557,036
Full Exchange Name NasdaqCM
Full Time Employees 49
Gmt Off Set Milliseconds -14,400,000
Gross Margins 0.0
Gross Profits 9,927,000
Has Pre Post Market Data 1
Held Percent Insiders 0.14109999
Held Percent Institutions 0.22309999
Implied Shares Outstanding 4,915,367
Industry Banks - Regional
Industry Disp Banks - Regional
Industry Key banks-regional
Ipo Expected Date 2,022-01-19
Language en-US
Last Fiscal Year End 1,767,139,200
Long Business Summary NSTS Bancorp, Inc. operates as a savings and loan holding company for North Shore Trust and Savings that provides banking products and services in Illinois. The company offers interest-bearing and noninterest-bearing checking, money market, savings, and time deposit accounts; and one- to four-family residential mortgage, multi-family and commercial real estate mortgage, construction, and consumer loans. It also provides online banking services. The company operates through full-service banking offices in Lake County, Illinois; and loan production offices in Chicago, Plainfield, and Aurora. NSTS Bancorp, Inc. was founded in 1921 and is headquartered in Waukegan, Illinois.
Long Name NSTS Bancorp, Inc.
Market us_market
Market Cap 63,752,312
Market State CLOSED
Max Age 86,400
Message Board Id finmb_1681195266
Most Recent Quarter 1,767,139,200
Net Income To Common -386,000
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 63,752,297
Open 12.55
Operating Cashflow 4,052,000
Operating Margins 0.05039
Payout Ratio 0.0
Phone 847 336 4430
Post Market Change 0.0
Post Market Change Percent 0.0
Post Market Price 12.97
Post Market Time 1,776,456,030
Previous Close 12.41
Price Hint 2
Price To Book 0.7971727
Price To Sales Trailing12 Months 6.4221125
Profit Margins -0.03888
Quote Source Name Nasdaq Real Time Price
Quote Type EQUITY
Recommendation Key none
Region US
Regular Market Change 0.5600004
Regular Market Change Percent 4.512493
Regular Market Day High 12.97
Regular Market Day Low 12.55
Regular Market Day Range 12.55 - 12.97
Regular Market Open 12.55
Regular Market Previous Close 12.41
Regular Market Price 12.97
Regular Market Time 1,776,456,000
Regular Market Volume 7,526
Return On Assets -0.0014200001
Return On Equity -0.00493
Revenue Growth 0.066
Revenue Per Share 2.031
Sand P52 Week Change 0.38150132
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Shares Outstanding 4,915,366
Shares Percent Shares Out 0.0011
Shares Short 5,402
Shares Short Previous Month Date 1,772,150,400
Shares Short Prior Month 4,542
Short Name NSTS Bancorp, Inc.
Short Percent Of Float 0.0011999999
Short Ratio 1.07
Source Interval 15
State IL
Symbol NSTS
Total Cash 35,287,000
Total Cash Per Share 7.179
Total Debt 0
Total Revenue 9,927,000
Tradeable 0
Trailing Annual Dividend Rate 0.0
Trailing Annual Dividend Yield 0.0
Trailing Eps -0.08
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 11.89682
Two Hundred Day Average Change 1.0731802
Two Hundred Day Average Change Percent 0.090207316
Type Disp Equity
Volume 7,526
Website https://www.northshoretrust.com
Zip 60,085