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NerdWallet, Inc. (NRDS)

Communication Services | Internet Content & Information | San Mateo, United States | NasdaqGM
10.95 USD +0.15 (1.389%) ⇧ (April 17, 2026, 4 p.m. EDT)
After hours: 11.11 +0.16 (1.461%) ⇧ (April 17, 2026, 7:22 p.m. EDT)

Short-term: ★☆☆☆☆ | Long-term: ★★★★☆ | Dividends: ★☆☆☆☆
Hot Take | April 18, 2026, 10:31 p.m. EDT

NerdWallet (NRDS) presents a classic 'buy the dip' opportunity for multi-year investors; the stock trades at a massive premium to current earnings but implies aggressive future growth (Forward P/E ~5.3x), which aligns with its 22.6% revenue growth. However, short-term holders should be cautious: the forecasting model predicts a -1.76% move (downside bias), short interest is rising to 18.7%, and capital markets are busy hedging via a 'floor' of $7.50 deep puts rather than wagering on immediate rallies. It is a long-term core holding, but a risky lottery ticket for the next quarter.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
MSTL ✓0.152980
AutoARIMA0.156050
AutoETS0.156054
AutoTheta0.156534

Forecast horizon: 45 days | Selected: MSTL

Forecast Reliability
Score 78%
H-stat 0.75
Ljung-Box p 0.000
Jarque-Bera p 0.092
Excess Kurtosis 0.97
Attribute Value
Sector Communication Services
Debt to Equity Ratio 3.979
Revenue per Share 11.26
Market Cap 731,304,512
Trailing P/E 17.11
Forward P/E 5.31
Beta 1.42
Profit Margins 5.82%
Website https://www.nerdwallet.com

As of April 18, 2026, 10:31 p.m. EDT: Near-term volatility is low (IV ~0.6-1.2%), suggesting limited leverage takeover. Open Interest (OI) spikes heavily at OTM strikes around $12.50-$15.00 for monthly expirations, indicating speculation on a >20% upside move over the next 3 months to test analyst targets. However, deep OTM puts ($7.50) hold substantial OI acting as a downside floor, while ATM put volume is negligible compared to calls. The disparity in OTM OI percentage between calls (60-93%) and puts (0-68%) suggests asymmetric bullish positioning, despite weak underlying momentum.


Info Dump

Attribute Value
52 Week Change 0.300475
Address1 19 S. B Street
Address2 Suite 9
All Time High 34.44
All Time Low 6.38
Ask 10.97
Ask Size 2
Audit Risk 5
Average Daily Volume10 Day 494,250
Average Daily Volume3 Month 971,277
Average Volume 971,277
Average Volume10Days 494,250
Beta 1.424
Bid 10.92
Bid Size 2
Board Risk 9
Book Value 5.254
City San Mateo
Compensation As Of Epoch Date 1,767,139,200
Compensation Risk 8
Country United States
Crypto Tradeable 0
Currency USD
Current Price 10.95
Current Ratio 3.451
Custom Price Alert Confidence HIGH
Date Short Interest 1,774,915,200
Day High 11.0499
Day Low 10.9
Debt To Equity 3.979
Display Name NerdWallet
Earnings Call Timestamp End 1,778,099,400
Earnings Call Timestamp Start 1,778,099,400
Earnings Growth -0.625
Earnings Quarterly Growth -0.637
Earnings Timestamp 1,778,097,600
Earnings Timestamp End 1,778,097,600
Earnings Timestamp Start 1,778,097,600
Ebitda 80,400,000
Ebitda Margins 0.096099995
Enterprise To Ebitda 8.03
Enterprise To Revenue 0.772
Enterprise Value 645,604,480
Eps Current Year 1.38566
Eps Forward 2.06311
Eps Trailing Twelve Months 0.64
Esg Populated 0
Exchange NGM
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 10.3842
Fifty Day Average Change 0.5657997
Fifty Day Average Change Percent 0.054486595
Fifty Two Week Change Percent 30.0475
Fifty Two Week High 16.24
Fifty Two Week High Change -5.29
Fifty Two Week High Change Percent -0.3257389
Fifty Two Week Low 8.22
Fifty Two Week Low Change 2.7299995
Fifty Two Week Low Change Percent 0.33211672
Fifty Two Week Range 8.22 - 16.24
Financial Currency USD
First Trade Date Milliseconds 1,636,032,600,000
Float Shares 28,212,325
Forward Eps 2.06311
Forward P E 5.307521
Free Cashflow 88,075,000
Full Exchange Name NasdaqGM
Full Time Employees 650
Gmt Off Set Milliseconds -14,400,000
Governance Epoch Date 1,775,001,600
Gross Margins 0.92386
Gross Profits 772,899,968
Has Pre Post Market Data 1
Held Percent Insiders 0.05331
Held Percent Institutions 0.95141
Implied Shares Outstanding 66,785,799
Industry Internet Content & Information
Industry Disp Internet Content & Information
Industry Key internet-content-information
Ipo Expected Date 2,021-11-04
Is Earnings Date Estimate 0
Language en-US
Last Fiscal Year End 1,767,139,200
Long Business Summary NerdWallet, Inc. operates a digital platform that provides financial guidance to consumers and small and mid-sized businesses (SMB) in the United States, the United Kingdom, Australia, and Canada. It offers editorial and content publishing, a consumer and SMB financial education, tools, calculators, guides, and research published under the NerdWallet brand; Marketplace And Referral Services, a tool that enable users to compare, pre-qualify for, or connect with third-party providers of credit cards, consumer loans, small business loans, insurance, mortgages, financial services, and related products, as well as services including fundera, nerdwallet insurance services, nerdwallet advisory, and nerdwallet compare; and Financial Services, a brokerage and advisory services provided by insurance agency, loan and mortgage brokerages, and investment advisory subsidiaries. Additionally, the company provides finance and refinance facilities to students for education. NerdWallet, Inc. was founded in 2009 and is based in San Mateo, California.
Long Name NerdWallet, Inc.
Market us_market
Market Cap 731,304,512
Market State CLOSED
Max Age 86,400
Message Board Id finmb_243657962
Most Recent Quarter 1,767,139,200
Net Income To Common 48,700,000
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 720,416,705
Number Of Analyst Opinions 6
Open 10.93
Operating Cashflow 131,600,000
Operating Margins 0.08607
Overall Risk 9
Payout Ratio 0.0
Phone 415 549 8913
Post Market Change 0.15999985
Post Market Change Percent 1.4611858
Post Market Price 11.11
Post Market Time 1,776,468,123
Previous Close 10.8
Price Eps Current Year 7.902371
Price Hint 2
Price To Book 2.0841262
Price To Sales Trailing12 Months 0.8741388
Profit Margins 0.05821
Quick Ratio 3.173
Quote Source Name Nasdaq Real Time Price
Quote Type EQUITY
Recommendation Key none
Region US
Regular Market Change 0.15
Regular Market Change Percent 1.38889
Regular Market Day High 11.0499
Regular Market Day Low 10.9
Regular Market Day Range 10.9 - 11.0499
Regular Market Open 10.93
Regular Market Previous Close 10.8
Regular Market Price 10.95
Regular Market Time 1,776,456,000
Regular Market Volume 388,960
Return On Assets 0.09069
Return On Equity 0.13185
Revenue Growth 0.226
Revenue Per Share 11.26
Sand P52 Week Change 0.38150132
Sector Communication Services
Sector Disp Communication Services
Sector Key communication-services
Share Holder Rights Risk 10
Shares Outstanding 34,105,828
Shares Percent Shares Out 0.0776
Shares Short 5,106,596
Shares Short Previous Month Date 1,772,150,400
Shares Short Prior Month 5,818,108
Short Name NerdWallet, Inc.
Short Percent Of Float 0.1865
Short Ratio 4.89
Source Interval 15
State CA
Symbol NRDS
Target High Price 18.0
Target Low Price 9.0
Target Mean Price 14.5
Target Median Price 15.0
Total Cash 100,600,000
Total Cash Per Share 1.506
Total Debt 14,900,000
Total Revenue 836,600,000
Tradeable 0
Trailing Annual Dividend Rate 0.0
Trailing Annual Dividend Yield 0.0
Trailing Eps 0.64
Trailing P E 17.109375
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 11.6098
Two Hundred Day Average Change -0.6598005
Two Hundred Day Average Change Percent -0.05683134
Type Disp Equity
Volume 388,960
Website https://www.nerdwallet.com
Zip 94,401